PFC Group reports ₹30,514 crore PAT in FY25, up 15%; standalone profit rises 21%
New Delhi:
Power Finance Corporation
(PFC) Group reported a 15 per cent increase in profit after tax (PAT) at ₹30,514 crore for the financial year 2024-25, compared to ₹26,461 crore in FY24. The company's consolidated loan asset book rose 12 per cent to ₹11,09,996 crore from ₹9,90,824 crore.
PFC's consolidated net worth, including non-controlling interest, increased by 16 per cent to ₹1,55,155 crore as on March 31, 2025, from ₹1,34,289 crore in the previous year. The Group's consolidated gross NPA declined to 1.64 per cent in FY25 from 3.02 per cent in FY24. Net NPA dropped to 0.38 per cent from 0.85 per cent.
On a standalone basis, PAT rose 21 per cent to ₹17,352 crore in FY25 from ₹14,367 crore in FY24. In the fourth quarter, standalone PAT stood at ₹5,109 crore, up from ₹4,135 crore in Q4FY24. The board proposed a final dividend of ₹2.05 per share for Q4, taking the total dividend for FY25 to ₹15.80 per share.
PFC's standalone loan book increased 12.81 per cent to ₹5,43,120 crore as on March 31, 2025, from ₹4,81,462 crore. The renewable loan book grew 35 per cent year-on-year to ₹81,031 crore. Net worth on a standalone basis rose to ₹90,937 crore, a 15 per cent increase from ₹79,052 crore.
The gross NPA on a standalone basis declined by 140 basis points to 1.94 per cent in FY25 from 3.34 per cent in FY24. Net NPA dropped to 0.39 per cent from 0.85 per cent following the resolution of the KSK Mahanadi project.
Commenting on the performance, CMD Parminder Chopra said, 'PFC continues to set new benchmarks as India's highest profit-making NBFC — both on a consolidated and standalone basis. With a focus on delivering sustainable growth that is Realistic, Resilient, and Robust, we have delivered yet another year of strong financial performance.'
She added, 'We are powering India's power and infrastructure sector with confidence and stability. PFC continues to lead the way in clean energy financing with the largest renewable loan book in the country, now exceeding ₹80,000 crore — a 35 per cent year-on-year growth.'
Director (Finance) Sandeep Kumar said, 'FY25 has been a landmark year for PFC, delivering our highest-ever profit — a 21 per cent increase to ₹17,352 crore — driven by strong financial and operational excellence.'
He added, 'The successful resolution of KSK Mahanadi has been instrumental in further strengthening our asset quality, with Net NPAs sharply declining to 0.39 per cent from 0.85 per cent.'
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