6 Tricks Retirees Can Use To Save Money at McDonald's
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Retirees looking to stay within their budget are going to want to read this before they make their next trip to McDonald's.
With deals like 'buy one, add one for $1' the McValue menu is an affordable way to get a meal for two people. There are deals on breakfast favorites, as well as classics like burgers and the McChicken.
The value menu also offers combos like the McDouble Meal Deal, which includes a double cheeseburger, a 4-piece order of McNuggets, a small order of fries and a small drink for just $5.00.
The McValue meal is for a limited time only, so make sure to take advantage of it while you can.
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For retirees that are frequently hitting up McDonald's, the app is a must. It's free to download and offers deals exclusively for those with the app. App users even get a free McCrispy when they download the app and make a purchase over $1.00.
Once the app is downloaded, customers can join MyMcDonald's Rewards so that every dollar spent earns points that can be redeemed for free items in the future.
Want free fries? With the app, customers can get a free order of medium Fries on any order over $1.00. This deal will be going until the end of the year, so enjoy it for the rest of 2025.
This is another treat for app users. On customers' birthdays, they'll be sent a coupon for a medium order of fries.
One big tip to save at McDonald's is to save the receipt. On it, there will be an offer customers can redeem, so long as they fill out the customer satisfaction survey. The receipt will have a code to enter, then customers can take the survey and receive a coupon for free items on the next visit.
As a company, McDonald's doesn't have a senior discount, but many individual stores do offer one. Customers can ask before placing their orders to see if the particular McDonald's they're at gives a discount for those over a certain age.
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Florida Cost-of-living index: 102.0 Annual expenditures: $92,491 % of annual expenditures that $100K covers: 108.1% Florida residents pay about 90% of the national median for healthcare. That's the sixth-least expensive in the country. 17. Delaware Cost-of-living index: 103.5 Annual expenditures: $93,851 % of annual expenditures that $100K covers: 106.6% Delaware has the nation's 17th-highest healthcare expenditures, with residents paying nearly 7% more than the national median. The First State ranks in the middle of the pack in other expenditure categories. 16. Colorado Cost-of-living index: 104.0 Annual expenditures: $94,304 % of annual expenditures that $100K covers: 106.0% Colorado scores a 102.6 on grocery expenditures compared to a national median of 100. That translates to $603 each month on average. 15. 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Arizona Cost-of-living index: 112.5 Annual expenditures: $102,012 % of annual expenditures that $100K covers: 98.0% Arizona's cost-of-living index for housing comes in at 134.8. That ranks the Grand Canyon State seventh in the country for the most expensive housing. 11. Oregon Cost-of-living index: 112.7 Annual expenditures: $102,193 % of annual expenditures that $100K covers: 97.9% Oregon has the nation's seventh-most expensive groceries, 11th-most expensive housing, fifth-most expensive transportation and fifth-highest healthcare expenditures. 10. Maine Cost-of-living index: 113.4 Annual expenditures: $102,828 % of annual expenditures that $100K covers: 97.3% Maine sits in the middle of the pack for grocery costs. But the Pine Tree State is relatively more expensive when it comes to housing, which is 33.2% higher than average — the country's ninth highest index. For You: 9. Connecticut Cost-of-living index: 113.5 Annual expenditures: $102,918 % of annual expenditures that $100K covers: 97.2% Utilities are relatively expensive in Connecticut, with residents paying an average of $562 each month. That's the fourth highest in the nation. 8. Vermont Cost-of-living index: 113.7 Annual expenditures: $103,100 % of annual expenditures that $100K covers: 97.0% Vermont ranks in the top 12 for the most expensive groceries (fifth), housing (12th), utilities (ninth) and healthcare (eighth). Transportation costs are only the 19th-most expensive. 7. New Jersey Cost-of-living index: 114.8 Annual expenditures: $104,097 % of annual expenditures that $100K covers: 96.1% New Jersey residents pay the sixth-highest average costs in the nation for housing – just over $2,000 a month. Healthcare is the 13th-most expensive. 6. Maryland Cost-of-living index: 114.9 Annual expenditures: $104,188 % of annual expenditures that $100K covers: 96.0% Maryland residents pay about 5% above the national median for groceries, which pencils out to $618 each month on average. Housing costs are the nation's eighth priciest. That's Interesting: 5. New York Cost-of-living index: 124.7 Annual expenditures: $113,074 % of annual expenditures that $100K covers: 88.4% The cost of living in the Empire State varies widely based on where you live. Overall, New York has the country's fifth-highest housing costs, 12th most expensive groceries, seventh most expensive transportation costs, and 11th most expensive healthcare. 4. Alaska Cost-of-living index: 127.3 Annual expenditures: $115,432 % of annual expenditures that $100K covers: 86.6% Alaska has the nation's most expensive healthcare, with residents paying $891 a month on average. Alaska also scores a sky-high 130.3 on grocery costs. Among all 50 states, only Hawaii has higher grocery prices. 3. California Cost-of-living index: 141.6 Annual expenditures: $128,399 % of annual expenditures that $100K covers: 77.9% On average, Californians pay nearly double the national median for housing. Transportation is the nation's second-most expensive, and groceries come in third. California ranks 19th for the highest healthcare costs, however. 2. Massachusetts Cost-of-living index: 145.1 Annual expenditures: $131,572 % of annual expenditures that $100K covers: 76.0% Residents of Massachusetts pay more than double the national median for housing. Healthcare in the Bay State is the nation's second-most expensive, with average costs of $871 a month. 1. Hawaii Cost-of-living index: 182.3 Annual expenditures: $165,304 % of annual expenditures that $100K covers: 60.5% Hawaii's cost-of-living index is by far the nation's highest, with $100,000 salary covering just over 60% of annual expenditures. The Aloha State has the highest grocery expenses ($791 a month). The housing index is a whopping 292.1, nearly three times the national median. Utilities and transportation are also the country's highest. Healthcare costs trail only Alaska and Massachusetts. Methodology: For this analysis, GOBankingRates first sourced the national average annual expenditures for people with incomes between $100,000 and $149,999 from the Bureau of Labor Statistics' 2023 Consumer Expenditure Survey data. GBR then created state-level annual expenditure estimates by multiplying the national figure by each state's cost-of-living index for Q1 2025 from the Missouri Economic Research and Information Center. Finally, GBR determined what percentage of annual expenditures is covered by $100,000 by dividing $100,000 by each state's average annual expenditures estimate. All data was collected on and is up to date as of July 29, 2025. More From GOBankingRates 5 Ways Trump Signing the GENIUS Act Could Impact Retirees6 Popular SUVs That Aren't Worth the Cost -- and 6 Affordable Alternatives This article originally appeared on How Far a $100K Salary Will Go in Every State Sign in to access your portfolio
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Tennessee Cost-of-living index: 90.0 Annual expenditures: $81,609 % of annual expenditures that $100K covers: 122.5% The Volunteer State is tied for the seventh lowest grocery expenditures in the nation, about $570 a month. Transportation costs are among the lowest in the country — $623 a month on average. 41. Arkansas Cost-of-living index: 90.5 Annual expenditures: $82,063 % of annual expenditures that $100K covers: 121.9% You'll find the nation's least expensive groceries in Arkansas, with the state's cost-of-living index coming in at 95.1. Average healthcare costs are the nation's second lowest — a score of 85.4 that trails only Nevada. 40. Indiana Cost-of-living index: 90.8 Annual expenditures: $82,335 % of annual expenditures that $100K covers: 121.5% The Hoosier State comes in just below the median for grocery costs, scoring a 98. Housing in Indiana comes in further below the median at 76. 39. North Dakota Cost-of-living index: 90.8 Annual expenditures: $82,335 % of annual expenditures that $100K covers: 121.5% Groceries in North Dakota will run you $571 a month on average, which equates to an index of 97.2. Housing is 10th least expensive with a score of 76.9. Read Next: 38. Kentucky Cost-of-living index: 91.7 Annual expenditures: $83,151 % of annual expenditures that $100K covers: 120.3% Housing in Kentucky is the nation's seventh-least expensive, scoring a 75. Monthly housing expenditures in the Bluegrass State come in at $1,048 on average. 37. Georgia Cost-of-living index: 91.7 Annual expenditures: $83,151 % of annual expenditures that $100K covers: 120.3% Utilities in Georgia are relatively expensive, with average monthly costs at $454 — 10th highest in the country. The Peach State ranks 14th lowest for groceries with a cost-of-living index of 97.7. 36. Texas Cost-of-living index: 91.8 Annual expenditures: $83,241 % of annual expenditures that $100K covers: 120.1% Texas has the country's fourth-least expensive grocery expenditures with a cost-of-living index of 95.8. Texans pay about $563 a month. Residents of the Longhorn State pay more than the national average for utilities — $457 each month on average. 35. Nebraska Cost-of-living index: 92.4 Annual expenditures: $83,786 % of annual expenditures that $100K covers: 119.4% Housing expenditures in Nebraska come in around $13,185 annually, the 12th-lowest figure in the nation. Utilities and transportation are each the 14th lowest. 34. Louisiana Cost-of-living index: 93.2 Annual expenditures: $84,511 % of annual expenditures that $100K covers: 118.3% Louisiana has the country's third-lowest utilities expenditures, with residents paying $360 a month on average. The Bayou State has the seventh-lowest grocery expenditures and 18th-lowest housing expenditures. Try This: 33. Minnesota Cost-of-living index: 93.7 Annual expenditures: $84,964 % of annual expenditures that $100K covers: 117.7% Minnesota ranks 15th among states with the lowest housing expenditures. The Gopher States sits in the middle of the pack for grocery expenditures and other costs. 32. New Mexico Cost-of-living index: 94.2 Annual expenditures: $85,418 % of annual expenditures that $100K covers: 117.1% New Mexico residents pay about 98% of the national median for groceries, about $575 each month on average. Housing costs sit in the middle of the pack, with a cost-of-living index of 90.2. 31. South Carolina Cost-of-living index: 94.6 Annual expenditures: $85,780 % of annual expenditures that $100K covers: 116.6% Groceries in South Carolina cost $537 a month on average, which places the Palmetto State in the middle of the pack. Healthcare expenditures are the 15th lowest in the nation. 30. Illinois Cost-of-living index: 94.7 Annual expenditures: $85,871 % of annual expenditures that $100K covers: 116.5% Average expenditures in Illinois rank in the middle of the pack across all categories. Groceries come in just below the national median, with average monthly costs sitting at $579. 29. Ohio Cost-of-living index: 95.1 Annual expenditures: $86,234 % of annual expenditures that $100K covers: 116.0% Ohioans pay just below the national median for groceries, with the Buckeye State's cost-of-living score at 99.6. Ohio residents pay 86.7% of the national median for housing, which pencils out to an average of $1,212 a month. Trending Now: 28. Montana Cost-of-living index: 96.4 Annual expenditures: $87,413 % of annual expenditures that $100K covers: 114.4% Montana has the nation's ninth-highest grocery expenditures. Utilities are the second-least expensive in the nation, trailing only Idaho. 27. Wyoming Cost-of-living index: 97.0 Annual expenditures: $87,957 % of annual expenditures that $100K covers: 113.7% Wyoming residents pay just over the national median for groceries, about $600 a month. Housing costs come in around $1,275 a month. 26. South Dakota Cost-of-living index: 97.3 Annual expenditures: $88,229 % of annual expenditures that $100K covers: 113.3% South Dakota residents pay about 3.5% more than the national median for groceries — about $608 a month. South Dakota ranks right in the middle — 25th — on housing costs at $1,327 a month. 25. Pennsylvania Cost-of-living index: 97.5 Annual expenditures: $88,410 % of annual expenditures that $100K covers: 113.1% The Keystone State has the nation's 12 lowest grocery expenditures, scoring a 97.4. Utility expenditures are the 11th most expensive. View Next: 24. North Carolina Cost-of-living index: 97.8 Annual expenditures: $88,682 % of annual expenditures that $100K covers: 112.8% North Carolina has the nation's 10th-highest healthcare expenditures. The Tar Heel State scores below the national median in groceries (97.7), housing (94.9), utilities (94.7) and transportation (92.9). 23. Wisconsin Cost-of-living index: 99.5 Annual expenditures: $90,224 % of annual expenditures that $100K covers: 110.8% Wisconsin residents pay slightly below the national median for groceries, $585 on average. Housing is also just below the national median, with average expenditures of $16,725 a year. 22. Nevada Cost-of-living index: 99.5 Annual expenditures: $90,224 % of annual expenditures that $100K covers: 110.8% Nevada residents have the lowest healthcare expenditures in the nation, paying about 85% of the national median. That translates into an average of $534 a month. 21. Utah Cost-of-living index: 100.5 Annual expenditures: $91,130 % of annual expenditures that $100K covers: 109.7% Utah residents enjoy the fifth-lowest healthcare expenditures in the country. Utilities are also the fifth lowest. 20. Virginia Cost-of-living index: 101.4 Annual expenditures: $91,946 % of annual expenditures that $100K covers: 108.8% Virginia's average expenditures are mid-level compared to other states. The Old Dominion State does have the country's 13th-lowest transportation expenditures. Discover More: 19. Idaho Cost-of-living index: 102.0 Annual expenditures: $92,491 % of annual expenditures that $100K covers: 108.1% Idahoans pay only about 74% of the national median for utilities — $327 each month on average. That's the lowest in the nation. Transportation costs are the nation's ninth highest. 18. Florida Cost-of-living index: 102.0 Annual expenditures: $92,491 % of annual expenditures that $100K covers: 108.1% Florida residents pay about 90% of the national median for healthcare. That's the sixth-least expensive in the country. 17. Delaware Cost-of-living index: 103.5 Annual expenditures: $93,851 % of annual expenditures that $100K covers: 106.6% Delaware has the nation's 17th-highest healthcare expenditures, with residents paying nearly 7% more than the national median. The First State ranks in the middle of the pack in other expenditure categories. 16. Colorado Cost-of-living index: 104.0 Annual expenditures: $94,304 % of annual expenditures that $100K covers: 106.0% Colorado scores a 102.6 on grocery expenditures compared to a national median of 100. That translates to $603 each month on average. 15. Rhode Island Cost-of-living index: 109.3 Annual expenditures: $99,110 % of annual expenditures that $100K covers: 101.0% Utility expenditures in tiny Rhode Island are the fifth highest in the country. Rhode Island sits near the middle of the pack across other expenditure categories. Be Aware: 14. New Hampshire Cost-of-living index: 110.1 Annual expenditures: $99,835 % of annual expenditures that $100K covers: 100.2% A $100,000 salary in New Hampshire will barely cover average annual expenditures. The Granite State has the nation's 15th most expensive housing costs, with residents paying $1,624 each month on average. 13. Washington Cost-of-living index: 112.0 Annual expenditures: $101,558 % of annual expenditures that $100K covers: 98.5% Groceries in the Evergreen State come in about 8% higher than the national median, with monthly expenditures at $636 on average. Housing is the nation's 14th highest. 12. Arizona Cost-of-living index: 112.5 Annual expenditures: $102,012 % of annual expenditures that $100K covers: 98.0% Arizona's cost-of-living index for housing comes in at 134.8. That ranks the Grand Canyon State seventh in the country for the most expensive housing. 11. Oregon Cost-of-living index: 112.7 Annual expenditures: $102,193 % of annual expenditures that $100K covers: 97.9% Oregon has the nation's seventh-most expensive groceries, 11th-most expensive housing, fifth-most expensive transportation and fifth-highest healthcare expenditures. 10. Maine Cost-of-living index: 113.4 Annual expenditures: $102,828 % of annual expenditures that $100K covers: 97.3% Maine sits in the middle of the pack for grocery costs. But the Pine Tree State is relatively more expensive when it comes to housing, which is 33.2% higher than average — the country's ninth highest index. For You: 9. Connecticut Cost-of-living index: 113.5 Annual expenditures: $102,918 % of annual expenditures that $100K covers: 97.2% Utilities are relatively expensive in Connecticut, with residents paying an average of $562 each month. That's the fourth highest in the nation. 8. Vermont Cost-of-living index: 113.7 Annual expenditures: $103,100 % of annual expenditures that $100K covers: 97.0% Vermont ranks in the top 12 for the most expensive groceries (fifth), housing (12th), utilities (ninth) and healthcare (eighth). Transportation costs are only the 19th-most expensive. 7. New Jersey Cost-of-living index: 114.8 Annual expenditures: $104,097 % of annual expenditures that $100K covers: 96.1% New Jersey residents pay the sixth-highest average costs in the nation for housing – just over $2,000 a month. Healthcare is the 13th-most expensive. 6. Maryland Cost-of-living index: 114.9 Annual expenditures: $104,188 % of annual expenditures that $100K covers: 96.0% Maryland residents pay about 5% above the national median for groceries, which pencils out to $618 each month on average. Housing costs are the nation's eighth priciest. That's Interesting: 5. New York Cost-of-living index: 124.7 Annual expenditures: $113,074 % of annual expenditures that $100K covers: 88.4% The cost of living in the Empire State varies widely based on where you live. Overall, New York has the country's fifth-highest housing costs, 12th most expensive groceries, seventh most expensive transportation costs, and 11th most expensive healthcare. 4. Alaska Cost-of-living index: 127.3 Annual expenditures: $115,432 % of annual expenditures that $100K covers: 86.6% Alaska has the nation's most expensive healthcare, with residents paying $891 a month on average. Alaska also scores a sky-high 130.3 on grocery costs. Among all 50 states, only Hawaii has higher grocery prices. 3. California Cost-of-living index: 141.6 Annual expenditures: $128,399 % of annual expenditures that $100K covers: 77.9% On average, Californians pay nearly double the national median for housing. Transportation is the nation's second-most expensive, and groceries come in third. California ranks 19th for the highest healthcare costs, however. 2. Massachusetts Cost-of-living index: 145.1 Annual expenditures: $131,572 % of annual expenditures that $100K covers: 76.0% Residents of Massachusetts pay more than double the national median for housing. Healthcare in the Bay State is the nation's second-most expensive, with average costs of $871 a month. 1. Hawaii Cost-of-living index: 182.3 Annual expenditures: $165,304 % of annual expenditures that $100K covers: 60.5% Hawaii's cost-of-living index is by far the nation's highest, with $100,000 salary covering just over 60% of annual expenditures. The Aloha State has the highest grocery expenses ($791 a month). The housing index is a whopping 292.1, nearly three times the national median. Utilities and transportation are also the country's highest. Healthcare costs trail only Alaska and Massachusetts. Methodology: For this analysis, GOBankingRates first sourced the national average annual expenditures for people with incomes between $100,000 and $149,999 from the Bureau of Labor Statistics' 2023 Consumer Expenditure Survey data. GBR then created state-level annual expenditure estimates by multiplying the national figure by each state's cost-of-living index for Q1 2025 from the Missouri Economic Research and Information Center. Finally, GBR determined what percentage of annual expenditures is covered by $100,000 by dividing $100,000 by each state's average annual expenditures estimate. All data was collected on and is up to date as of July 29, 2025. More From GOBankingRates 5 Ways Trump Signing the GENIUS Act Could Impact Retirees5 Cities You Need To Consider If You're Retiring in 2025 This article originally appeared on How Far a $100K Salary Will Go in Every State Error in retrieving data Sign in to access your portfolio Error in retrieving data Error in retrieving data Error in retrieving data Error in retrieving data
