'SoFi Technologies Set to Soar' as Top Analyst Sees 30% Upside on Growth Targets
Warning! GuruFocus has detected 4 Warning Sign with SOFI.
Jeffrey highlighted SoFi's position as a leading fintech platform, pointing to rising membership, increased product sales, growing fee income and improving cost efficiency as drivers of future value.
At the conference, Lapointe said SoFi serves roughly 11 million members and offers over 15 million products. He raised medium?term revenue guidance to above 25 percent annualized growth from 2023 to 2026, and forecast 2025 adjusted revenue of over $3 billion, adjusted EBITDA of $875 million to $895 million, and earnings per share of $0.27 to $0.28, as part of a plan to sustain 25 percent annual revenue growth through 2026.
Jeffrey noted strong product demand with loan originations expected to grow more than 30 percent in 2025, stable credit quality and a tech platform poised for faster revenue growth in 2026, estimating segment growth of 12 percent this year rising to 16 percent next year.
He projects SoFi's valuation could reach a 16.3x multiple in 2025, translating to a roughly 30 percent upside to about $18, while warning risks include credit challenges, funding and liquidity pressures, competitive headwinds and regulatory scrutiny.
Based on the one year price targets offered by 15 analysts, the average target price for SoFi Technologies Inc is $14.14 with a high estimate of $20.00 and a low estimate of $6.00. The average target implies a upside of +3.41% from the current price of $13.67.
Based on GuruFocus estimates, the estimated GF Value for SoFi Technologies Inc in one year is $11.32, suggesting a downside of -17.19% from the current price of $13.67.
This article first appeared on GuruFocus.
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