logo
IIM Bangalore launches FinTech certificate programme for young professionals

IIM Bangalore launches FinTech certificate programme for young professionals

News183 days ago
Agency:
PTI
Bengaluru, Aug 11 (PTI) The IIM-B on Monday announced the launch of the FinTech certificate programme for young professionals, an online course designed to equip early-career professionals and students with foundational and advanced knowledge of the rapidly evolving FinTech ecosystem.
Supported by the Government of Karnataka, the programme is offered at a significantly subsidised fee.
Speaking at the launch event, Karnataka's Minister for Electronics, IT/BT, and Rural Development & Panchayat Raj, Priyank Kharge, said the initiative will empower youth and professionals with the skills needed to thrive in the dynamic FinTech sector.
'I particularly appreciate that it is a flexible programme with a focus on bringing women back into the workforce after a career break," Kharge added.
The programme is part of the skilling and training pillar of the Centre of Excellence (CoE) in FinTech, established by the Department of Electronics, IT, and BT, Government of Karnataka, to nurture and accelerate the state's FinTech landscape.
'The Government of Karnataka has always been ambitious—be it through GCC policy, Very Large Scale Integration (VLSI) policy, gaming policy, or IT & BT policies. Being ambitious is good, and we hope the FinTech CoE's first major outcome will be scaling this certificate programme," Kharge said.
It will be led by G Sabarinathan, retired professor in the Finance & Accounting area at IIM-B, who serves as the programme director.
'The curriculum has been carefully designed with a blend of academic and industry inputs to prepare young graduates across disciplines to take on diverse roles within the Indian FinTech industry," said Sabarinathan.
Applications for the programme will be accepted from August 11 to September 14 via the IIMBx platform. PTI JR SSK
view comments
First Published:
August 11, 2025, 20:15 IST
Disclaimer: Comments reflect users' views, not News18's. Please keep discussions respectful and constructive. Abusive, defamatory, or illegal comments will be removed. News18 may disable any comment at its discretion. By posting, you agree to our Terms of Use and Privacy Policy.
Orange background

Try Our AI Features

Explore what Daily8 AI can do for you:

Comments

No comments yet...

Related Articles

‘The best city in India': North Indian man lauds Bengaluru after moving from Delhi. Here's why
‘The best city in India': North Indian man lauds Bengaluru after moving from Delhi. Here's why

Hindustan Times

time3 minutes ago

  • Hindustan Times

‘The best city in India': North Indian man lauds Bengaluru after moving from Delhi. Here's why

A young professional who relocated to Bengaluru in 2022 has taken to Reddit to call the city the 'best in India,' sparking a wave of agreement online. In a detailed post, the man - originally from North India - reflected on how his move from Delhi to Bengaluru completely reshaped his views on work, lifestyle and personal growth. Bengaluru has been hailed as "the best city in India" on social media by a north Indian man who shifted after being in Delhi for three years. (Picture for representational purposes only)(Pexels) READ | Rapido steps into food delivery with 'Ownly' app in Bengaluru, a no-commission challenger to Swiggy, Zomato: Report The Redditor, who spent three years in Delhi before shifting south, admitted that he expected more of the same - tight deadlines, pressure-packed weekdays and the typical weekend escapes to bars or clubs. But Bengaluru had other plans. 'When I first came here for my job, life felt like the same rat race - work 5 days, kill yourself with deadlines, then hit some bar or club on weekends to 'prove' you're chill,' he wrote. READ | Heavy rain in Bengaluru kills three, damages over 800 roads and 1000 homes: Report However, a comment from his local friend over how only few native Kannadigas frequented such spots changed his perception and 'Three years later, I've completely left that scene behind,' he wrote. What also impressed him was Karnataka's approach to governance. From entertainment and employment initiatives to affordable movie tickets, he noted that there's a visible effort to support young people. 'In most other states, the government barely notices you exist,' he wrote. The man also compared the work cultures in Delhi and Bengaluru, writing that bosses are micromanagement champions in Delhi-NCR. 'In Bengaluru? I spend 6 months a year working from home, even though the official policy is '3 days a week in office.' My skills and results matter more than my physical presence,' he said. READ | Bengaluru to go dry for two days; Alcohol sales banned on August 15, 16: Report He also commented on the facilities the city has to offer. From infrastructure to opportunity, he feels Bengaluru offers a rare mix. 'Honestly, you won't find this combination in many other cities in India,' he shared. 'Came for the job, stayed for the growth, respect, and lifestyle upgrade. Bengaluru just hits different,' he concluded. How social media reacted His post quickly gained traction, with many users echoing his sentiment. 'Good weather, jobs, great food, bars, clubs, malls, metro connectivity. Most of the people at the clubs are North Indians,' a commenter said. 'One thing you missed is how nice the people are here. In north Indian cities you find lot of thugs. Also the general treatment of service class people like maids, cook and driver are better,' another user wrote.

Trump's 50% tariff threatens India's manufacturing ambitions
Trump's 50% tariff threatens India's manufacturing ambitions

Time of India

time3 minutes ago

  • Time of India

Trump's 50% tariff threatens India's manufacturing ambitions

Bloomberg Live Events India's largest shoemaker Farida Group had already staked out the land — a 150-acre plot in southern Tamil Nadu — for a sprawling new export plant. Then came a blow from Washington: President Donald Trump announced he was doubling tariffs on Indian exports to 50%.For Farida, which supplies brands like Cole Haan and Clarks and depends on the US for about 60% of its business, the impact was immediate. New orders stopped. The 10 billion rupee ($114 million) project froze.'With 25% tariffs, you can still work, you can give some discount, negotiate with the buyer and make some adjustments in your profits,' Rafeeque Ahmed, the company's chairman, said in an interview. 'At 50%, you don't have anything.'Farida is hardly alone. Trump's move would give India the highest tariff rate in Asia, threatening a manufacturing sector that Prime Minister Narendra Modi has spent a decade trying to build to take on the likes of China. The 'Make in India' campaign was supposed to lift manufacturing to 25% of the economy. Last year, it stood at just 13% — lower than the 16% in 2015, according to World Bank last few years did offer glimmers of the future Modi had envisioned. Apple Inc. scaled up iPhone assembly in India, making the country the second-largest smartphone producer after China. Pharmaceuticals and green tech have also gained ground. The US — whose policies and actions accelerated companies' adoption of a 'China Plus One' strategy to diversify supply chains — is now India's biggest export market and one of its top sources of foreign progress is suddenly vulnerable. While the tariff hike spares smartphones and pharmaceuticals for now, it puts the rest of India's $87 billion in US-bound exports on the line.'Forget China Plus One right now. Companies are thinking India Plus One,' Ahmed said. 'They are making plans to move out of India.'India's Ministry of Commerce and Industry didn't immediately respond to a request for says the tariff hike is punishment for India's purchase of discounted oil from Russia, which he argues helps fund President Vladimir Putin's war on Ukraine. But India was the only major economy to be hit with such 'secondary tariffs,' even though China is the largest overall buyer of Moscow's the 50% rate holds, Bloomberg Economics estimates US-bound exports from India could fall by 60% and put nearly 1% of gross domestic product at risk. Without exemptions for pharmaceuticals and electronics, the decline could reach 80%. Even the earlier 25% rate — already higher than in Vietnam, Malaysia or Bangladesh, was enough to threaten a 30% drop in exports. For comparison, Chinese goods face about a 30% US tariff.'In addition to the economic challenge, politically it's difficult for Prime Minister Modi that India now pays a higher blanket rate than China,' said Alexander Slater, head of the India practice at consulting firm is pressing on other fronts as well. Beijing wants to limit tech transfers and equipment exports to India and Southeast Asia, aiming to deter companies from relocating production, Bloomberg previously reported. China's rare earth curbs also hit Indian automakers earlier this the same time, Trump's tariffs have opened the door for closer India-China ties. Direct flights may resume as soon as next month, and Beijing has eased restrictions on urea exports to the factory floor, anxiety over the US tariff is palpable. Ajay Sahai, chief executive officer of the Federation of Indian Export Organisations, said exporters could see demand fall 20% in the short term. The timing couldn't be worse: summer 2026 orders are being placed right now, but with tariffs sitting at 50%, buyers are balking.'I've been getting 80 to 90 calls every day concerning these issues from exporters seeking solutions and ways out,' he said. 'It's difficult to do business in such a tariff environment.'Some factories are slashing prices to hold on to customers. The only way to retain buyers is by giving huge discounts, said Sudhir Sekhri, managing director at apparel maker Trend Setters Group. Spring and summer orders account for roughly 65% of his firm's Mumbai, Sharad Kumar Saraf, managing director of Technocraft Group, which produces scaffolding, textiles and other goods, is running the numbers to reduce costs for buyers. About a third of its sales are headed for the US. 'Additional tariffs is unwarranted and uncalled for and will impact our trade severely,' he said.

For risk-averse investors, SIPs in government bonds as close to a guaranteed return as one can get: Shweta Jain
For risk-averse investors, SIPs in government bonds as close to a guaranteed return as one can get: Shweta Jain

Economic Times

time3 minutes ago

  • Economic Times

For risk-averse investors, SIPs in government bonds as close to a guaranteed return as one can get: Shweta Jain

Shweta Jain, Founder, Investography, says for risk-averse investors seeking short-term options, bond SIPs offer near-guaranteed returns backed by the Indian government. With maturities ranging from three months to a year and a minimum investment of Rs 25,000, these SIPs are ideal for parking funds intended for short-term needs. Investors can stagger maturities, roll over investments, or withdraw profits while reinvesting the principal. ADVERTISEMENT Let us get the background of this particular platform that is launched by RBI. It has been launched sometimes back and the awareness level is still really low because a lot of time investors do not know how to access it and what kind of products one can buy from these platforms. Give us a sense of this retail direct platform where investors can directly invest into government securities. Shweta Jain: It is interesting because this was launched to increase retail participation. Investors can now invest in T-bills directly and through different sorts of periods – 14-days, 91-days. There are different periods that they can do as well. But the awareness is quite low because not much effort is taken to promote it. Is investing in T-bills via SIP a smart move compared to FDs? I want to understand this from a financial planning angle now. We are talking about doing SIPs in treasury bills. What kind of investors should be going to these platforms? If at all they are investing in these kinds of products, what should be the average return expectation? Should return or profit be the priority when you are investing in these kinds of investment instruments or just safeguarding your money should be the priority? Shweta Jain: I am going to take the questions one by one. One, this is for an investor who is looking at short-term investments. This is not for somebody who is looking long-term. This is for somebody who is absolutely risk-averse. This is as close to a guaranteed return that you can get because the Indian government is promising to repay you at a later date, that is literally what it means. So, this comes with different maturity days. Ideally if you have a three-month horizon for example, a 91-day T-bill will suit you or a 182 days T-bill will suit somebody who has 6 months and 364-day somebody who has a year's horizon. Also the minimum amount should be about Rs 25,000. The other quite interesting thing is the way the SIP has been promoted and the fact that some of these can be used to either stagger your maturity or keep rolling these investments. It is also interesting for somebody who may be looking at short-term requirements, not necessarily deployed anywhere else because it is short term, say three months. The money might be lying in the bank, and so this is a great use. It is also quite interesting for somebody, who might need the money after three months, and who may not want to roll this over. It could be that they do this for three months and then withdraw the gain and then invest the principle again, for any of the tenures. It could be that you are taking out a little bit of profit. Looking at the bouquet that has been offered in RBI retail direct platform, which are the ones you would recommend for a long-term investment perspective? Considering these are mostly debt instruments and when we talk about financial planning or your portfolio planning, it is important to give that balance and stability in your portfolio through a debt investment. Among all of these investment instruments available in this bouquet, which ones would you prefer from a long-term perspective? How can you strategise these instruments for a long-term goal perspective? Shweta Jain: Absolutely. When goals are nearer, you want to withdraw the risk element out of it and these products can be a great help to mitigate that risk. Somebody who is absolutely risk averse or someone just starting can start SIP into these instruments. This SIP will be more comfortable for them and then they can go on towards long-term investments. ADVERTISEMENT For somebody who is looking at a hybrid portfolio, I would not recommend it, but somebody who wants to invest safely outside of FDs and RDs, this is a great opportunity. Unlock 500+ Stock Recos on App Since we are talking about a full-fledged investment strategy in these instruments, it is very important to caution our investors in terms of risk. We know no investment is risk-free. What are the risks associated with these investments as well? Shweta Jain: One is something which I would call the liquidity risk. While you can sell it in the secondary market, you are basically restricted to the amount of time that you have committed for. You can try and sell it in the secondary market, but that is the liquidity risk that you are talking about. It could be something that may be difficult to sell and that I would definitely call a risk. There are no other risks in terms of credit risk. ADVERTISEMENT The other risk of course is the interest rate risk. If the interest rate falls or rises tomorrow, like if the interest changes, then your earlier bonds might become more expensive or your future bonds might become more expensive. That could happen as well or could be more attractive, expensive or attractive. I think that interest rate risk is something that you could carry as well. But the best part is most new investors look at SIPs and link it to mutual funds. But because mutual funds are subject to market risk, they may not enter that, but here the SIP is in T-bills and so it could be a great entry point and then get into other longer duration investments whether it is equity or debt, whether it is mutual funds or other products. (You can now subscribe to our ETMarkets WhatsApp channel)

DOWNLOAD THE APP

Get Started Now: Download the App

Ready to dive into a world of global content with local flavor? Download Daily8 app today from your preferred app store and start exploring.
app-storeplay-store