Brits not declaring these health conditions on travel insurance face huge bill risk
The survey uncovered that a quarter of those going on holiday think it's acceptable to withhold information about non-severe health conditions to get cheaper insurance rates. Some cited the pressure to minimise holiday costs as a reason for excluding health details, especially if they were only seeking basic cover for cancellations or lost baggage.
A representative from Staysure, the company behind the research, commented: "When buying a travel insurance policy, you want to know you'll be in safe hands if the worst should happen so be as honest and detailed as possible about your current health."
Many travellers are unaware that they need to declare medications for weight loss or hormone replacement therapy (HRT), commonly used to treat menopause symptoms.
Additionally, a quarter of those surveyed did not consider it necessary to disclose conditions such as high blood pressure, recent surgeries, or past severe heart or organ issues.
"Many people don't realise that their NHS medical records are checked when they make a medical claim to verify their policy against their current health," added the spokesperson from Staysure.
"Any undeclared medical conditions, or recent GP and hospital visits that are not covered on their policy could invalidate their cover - leaving them high and dry to foot a medical bill alone."
Seven in ten confessed their biggest fear was having their claim turned down and being left stranded abroad with an unaffordable medical bill.
The spokesperson continued: "Declaring all your medical conditions ensures you are financially protected if you need medical treatment abroad or repatriating home – last year the average cost of an air ambulance from Spain alone was £45,136."
Overall, eight in ten said they considered their travel insurance good value, with a quarter having having previously submitted a claim.
"We urge people to tell their insurer if they've recently seen a medical professional as not all heath changes will increase the price of their policy but may just save them thousands of pounds in unexpected medical costs."
Menopause/HRT
Weight loss drugs
Hearing problems
Arthritis
Osteoarthritis
Recent GP or hospital visits
Chronic back pain
Thyroid Issues
Changes in health/medication alterations
Mental health conditions
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