Mobey Forum 25 years: By Bo Harald
Driving paradigm shifts:
E-banking – the fundamental paradigm shift – started for our part in 1982 New ways of interconnecting customers – not only with payments, trade finance, treasury and capital markets services – but also with e-identification, e-signatures, e-invoicing and e-salary was the next good-for-society-at-large paradigm shift. Taking all traditional banking services and especially the ambition to take the new interconnecting customers to always- there mobiles was the third paradigm shift. Now – when all corporate and private customers (and their AI-agents) will be able to exchange verified data with EUDI-interoperable wallets - the next paradigm change for banking - will happen. Verifiable data from ID-wallets to safely employ and empower wallet-carrying AI-agents will be the next paradigm shift.
What role do you think Mobey plays in shaping the (future of) financial services?
Very clear:
Make sure that banks see to it that all their customers will get the data the need for their business and life events to interoperable identity building wallets. Make sure that banks can lower risks and costs by helping customers to supply the needed Make banks central in the creation of a global Trust Infrastructure (together with Trust over IP, EU and the Open Wallet Foundation)
If you were to explain Mobey's relevance today to a new banking innovator, what would you say?
The all-important action is to join the wallet-work for customer value, automation and risk management 3.0 and now also making it safe and easy to use verifiable data for employing organisational and private ID-wallet carrying AI-agents (the LLM-initiated fifth paradigm shift). Be ready for the dynamic ID-wallet&AI-agent duo..
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