Latest news with #AffordableHousingFund
Winnipeg Free Press
4 days ago
- Business
- Winnipeg Free Press
Affordable housing projects in limbo after fund ends
Non-profit organizations say an interruption to federal funding is putting millions of dollars for affordable housing projects in limbo. Last week, some groups say they learned funding had been 'exhausted' for the Affordable Housing Fund's community housing development stream, said Stephanie Haight, director of development and construction for the Winnipeg Housing Rehabilitation Corporation. Haight said groups were told the key Canada Mortgage and Housing Corporation funding stream is now on hold and 'waiting for further direction from government.' MIKAELA MACKENZIE / FREE PRESS FILES Manitoba Non-Profit Housing Association's Christina Maes Nino fears a 'cascade' of uncertainty. Her corporation fears that will put their $46-million affordable housing project at risk, along with many others. 'We're in a pretty terrible position right now because we've actually put in $768,000 of our own cash with the understanding that CMHC would be supporting our project and moving it forward, only to receive this information … This housing project likely won't be built without CMHC support,' said Haight. The group planned to build 154 housing units at 145 Transcona Blvd., all with affordable rents. The project would include 68 units rented at 69 per cent of the median market rate and 31 units with provincially supported rents 'geared-to-income,' with some monthly one-bedroom rates as low as $285. The remaining 55 units would meet CMHC median market rent (the middle point of rental rates in a specific area). 'The 31 (rent-geared-to-income) units are fully accessible and they are dedicated to providing affordable housing for vulnerable populations facing homelessness or at (risk of) homelessness with a physical disability,' said Haight. The organization applied for CMHC funding to cover more than half its costs, seeking an $11.5-million grant and $14.8 million in long-term, low interest loans. Haight said the funding delay could also jeopardize $5 million the project is set to receive from Winnipeg's $122-million share of the federal Housing Accelerator Fund. Without CMHC funding, she said it's not clear if the project will get a building permit in time to qualify for that fund. 'If we don't get this project going, we can't recover that money so it will be very difficult for us to continue building deeply affordable housing into the future. So it definitely doesn't do anything to help our city work on the housing crisis that we currently have,' she said. Haight said CMHC did not provide a written conditional approval for the Transcona Boulevard project but encouraged the group to pursue it. Christina Maes Nino, executive director of the Manitoba Non-Profit Housing Association, said many of her organization's members are facing the same uncertainty. 'There is a lot to do on a project to be able to apply for CMHC capital funding, so they will often get funding from a bunch of other sources and invest a bunch of their money just to get to the stage where they can apply for the funding,' said Maes Nino. She said projects across the country could be affected by the change. Maes Nino said the federal government has expressed a commitment to affordable housing but the timeline for this key funding pocket is unknown. 'It's not clear how long the pause is for or what it's going to look like in the end,' she said, adding other housing funds could be compromised by CMHC changes, since many projects wouldn't be viable without it. 'It creates this cascade effect of uncertainty,' she said. In a late May notice to members, the Canadian Housing and Renewal Association warned that the Affordable Housing Fund's community housing development stream had been exhausted. 'This means any applications in the new construction — community housing sub-stream of the Affordable Housing Fund that have not yet been conditionally approved are being placed on hold … CHRA understands that these holds will remain in place until CMHC receives new direction from the federal government,' it states. The memo says the funding issue is 'particularly concerning' because the federal government announced in November that the Affording Housing Fund would be extended to 2028-29. 'Organizations have been investing in and preparing proposals based on the assumption that funding would be available until this time,' the memo states. Wednesdays Sent weekly from the heart of Turtle Island, an exploration of Indigenous voices, perspectives and experiences. A federal news release described the Affordable Housing Fund as a $14.6-billion program, which also includes a separate rapid housing stream and a repair-and-renewal stream. A spokesperson for CMHC said its affordable housing fund has received many applications since it launched. 'CMHC continues and is committed to working with our clients and partners to process as many (affordable housing) funding applications as possible,' an email said, without confirming if the fund had been exhausted and whether more money would be added. X: @joyanne_pursaga Joyanne PursagaReporter Joyanne is city hall reporter for the Winnipeg Free Press. A reporter since 2004, she began covering politics exclusively in 2012, writing on city hall and the Manitoba Legislature for the Winnipeg Sun before joining the Free Press in early 2020. Read more about Joyanne. Every piece of reporting Joyanne produces is reviewed by an editing team before it is posted online or published in print — part of the Free Press's tradition, since 1872, of producing reliable independent journalism. Read more about Free Press's history and mandate, and learn how our newsroom operates. Our newsroom depends on a growing audience of readers to power our journalism. If you are not a paid reader, please consider becoming a subscriber. Our newsroom depends on its audience of readers to power our journalism. Thank you for your support.
Scoop
22-05-2025
- Business
- Scoop
Delivering The Right Houses In The Right Place, For The Right People
Hon Chris Bishop Minister of Housing Associate Minister of Housing Budget 2025 introduces a new housing investment approach that will deliver the right houses, in the right places, for the right people, Housing Minister Chris Bishop and Associate Housing Minister Tama Potaka say. 'This Government believes in social housing. New funding of $128 million over four years will deliver at least 550 more social homes in Auckland in the 2025/26 year. That's on top of the 1,500 new social homes funded through Budget 2024, to be delivered from 1 July 2025. 'More than 600 of the houses funded through Budget 2024 have been allocated already through government relationships with community housing providers. 'We're also making it easier for the community housing sector to plan and get on with the job of housing people in need. We're committing $82 million total for Upfront Operating Supplement payments for community housing providers in certain circumstances when contracts for new social housing are agreed. This upfront funding will help get new social homes built faster. 'The Government is also establishing Crown lending facilities of up to a total of $150 million for the Community Housing Funding Agency, to help lower the cost of borrowing for community housing providers. 'Over the last year we have looked at the bigger picture of how we invest in social and affordable housing. 'At present the Government has a confusing and often duplicative tangle of housing funds, many of which are tightly limited in what they can fund. Successive governments have added new funds over time. The system is inflexible, with investment determined by programmes with available funding rather than what is needed in a region. 'To fix this, the Government is establishing a new contestable Flexible Fund, replacing previous housing programmes like the Affordable Housing Fund, the Progressive Home Ownership Fund, and remaining Whai Kāinga Whai Oranga funding. 'The fund consists of $41 million operating funding over four years and $250 million capital funding over the next ten years for additional houses from 1 July 2027. Subject to further design work on the fund, this will enable up to 650-900 social homes and affordable rentals. 'Our intention is that the new Flexible Fund will use a variety of providers to deliver different housing types, including social houses and affordable rentals built by community housing providers, Kāinga Ora and Māori providers. 'The new Flexible Fund is a key part of a new housing investment approach that will better target new and existing government investment to focus on particular needs in particular regions and be more effective at delivering the right types of houses. It will give us a much more granular understanding of the types of housing required – and who is best placed to deliver them.' Associate Housing Minister Tama Potaka says the new Flexible Fund will also provide for government-subsidised affordable rentals as a permanent part of the housing system. 'Affordable rentals allow people to pay less than the market rent in a region. They are a missing link in the social housing system. There should be an intermediate option between traditional social housing, where people usually pay 25 per cent of their income, and market rentals. 'Māori housing providers have brilliantly demonstrated the benefits of these homes in places like Rotorua and Gisborne. 'We expect that credible Māori providers and community housing providers will be eligible for investment through the Flexible Fund, particularly given their recent success in delivering quality houses.' Decisions about the design of affordable rentals, the parameters of the Flexible Fund and how the funding will be used will be made later in 2025. The Budget also contains a range of savings initiatives to fund cost pressures in Vote Housing and Urban Development, including making the First Home Loan Scheme cost recoverable.' Notes The programmes which have been consolidated into the flexible fund include: The four-year operating funding for the Flexible Fund appears low, as the new places are only paid for once tenanted from 1 July 2027. This means costs are in the back end of the forecast period and in outyears.
Hindustan Times
21-05-2025
- Business
- Hindustan Times
Maharashtra Cabinet approves Housing Policy 2025, targets 35 lakh affordable homes by 2030
The Maharashtra cabinet has approved the state's 2025 housing policy, targeting the construction of 35 lakh affordable homes by 2030 with an investment of ₹70,000 crore, according to a government statement. The homes will be built for the Economically Weaker Sections (EWS) and Lower Income Group (LIG) categories under the policy titled Majhe Ghar - Majhe Adhikar. To support the self-redevelopment of ageing buildings, the government has allocated ₹2,000 crore and proposed a dedicated cell to assist housing societies with planning, funding, developer selection, and project execution. The cell will be set up to encourage cooperative housing societies to take up redevelopment projects independently. The policy also introduces a rent-to-own model, allowing working women, students, and industrial workers to occupy homes for up to 10 years with the option to purchase them afterwards. Deputy Chief Minister Eknath Shinde, who also serves as the housing minister, said that based on NITI Aayog's recommendations for the G-Hub in the Mumbai Metropolitan Region, the state must contribute a significant share of the estimated ₹20,000 crore viability gap fund via the Affordable Housing Fund to attract investment in the affordable and inclusive housing sector. "The policy is to promote green building practices, and new constructions will be planned to combat climate risks, including heat, flood and earthquake, with innovative construction technologies under the Global Housing Technology Challenge for sustainable, disaster-resistant, cost-effective and climate-smart construction practices," Shinde said. The housing policy also proposes the creation of a state Housing Information Portal—a centralized digital platform powered by artificial intelligence. According to the statement, the portal will integrate data on housing demand and supply, geo-tagging, fund allocation, district-wise land acquisition, and coordinate with systems such as MahaRERA, Mahabhulekh, and PM Gati Shakti. The state plans to create affordable housing near major hospitals in cities like Mumbai. These will be offered on rent to relatives of patients, on the lines of the Prime Minister Awas Yojana (PMAY). Under the new policy, the government aims to create a land bank for residential use by 2026. This initiative will be carried out in coordination with the Revenue Department, Forest Department, Maharashtra State Road Development Corporation, Water Resources Department, and the Industries Department, among others. The new housing policy supports the prime minister's 'walk-to-work' concept, underlining the development of housing close to employment hubs, especially in industrial areas. To encourage walk-to-work living, the policy mandates that 10% to 30% of land designated for amenity plots in industrial areas be reserved exclusively for residential use. "In view of increasing urbanisation, orders for inclusive housing have been given not only to large municipal corporations with a population of more than 10 lakhs but also to all Metropolitan Region Development Authorities," Shinde said. The policy also aims to promote slum rehabilitation projects by revitalising them through the cluster redevelopment approach. New constructions will be planned to deal with weather risks, including heat, floods and earthquakes, bringing innovative and climate-appropriate construction practices into the mainstream. At present, the state has RERA, and Maharashtra was the first state to set up MahaRERA. Now, a state-level Supreme Grievance Redressal Committee will be set up to monitor quality control, mediate with developers in respect of grievances of beneficiaries, and ensure the timely completion of redevelopment projects under DCPR 2034 and the MHADA Act. Real estate developers are of the view that the policy is a step in the right direction toward achieving the vision of 'Housing for All.' "The 'Majhe Ghar – Majhe Adhikar' policy is a commendable step in realising the vision of Housing for All in Maharashtra. With a robust investment plan of ₹70,000 crore and a clear target of constructing 3.5 million homes over the next five years, the government is prioritising inclusive urban development. The focus on slum rehabilitation, redevelopment, and the creation of a MahaAwas Fund will be instrumental in addressing the housing shortage and improving the urban landscape. We believe this progressive policy will provide a significant boost to real estate, create large-scale employment, and ensure dignified living for citizens across income groups,' said Prashant Sharma, President, NAREDCO Maharashtra. 'The newly unveiled State Housing Policy is a visionary move that aligns with Maharashtra's aspirations to cement its position as India's economic powerhouse. The introduction of self-redevelopment cells, a dedicated ₹2,000 crore funding for redevelopment projects, and streamlined compliances will unlock redevelopment opportunities in land-constrained cities and resolve stalled projects,' said Niranjan Hiranandani - Chairman- NAREDCO & Hiranandani Group.
Yahoo
07-02-2025
- Business
- Yahoo
Honolulu launches $5M grant program to support low-income rental housing
STAR-ADVERTISER / 2023 'Outside demand has pushed our market above the local sale price by over $700, 000.' Peter Savio Real estate developer STAR-ADVERTISER / 2023 'Outside demand has pushed our market above the local sale price by over $700, 000.' Peter Savio Real estate developer Honolulu Mayor Rick Blangiardi's administration is offering $5 million in grant funding to stoke the creation of more low-income rental housing on Oahu. Currently, the city Department of Land Management is soliciting proposals from nonprofit entities and public agencies for funding opportunities through the Affordable Housing Fund, or AHF, which typically provides funding to develop and expand affordable rental housing for households earning 60 % or less of area median income. The fund also comes with the requirement that funded housing remain affordable for at least 60 years. But in this solicitation, the city is prioritizing projects that serve extremely low-income households—or 30 % AMI and below, including those experiencing homelessness—in which a person earns $29, 250 a year or a family of four receives $41, 750 annually, according to the state Housing Community Development Authority. 'This funding opportunity is a key part of the city's broader strategy to increase the supply of affordable housing, particularly for those in urgent need, including individuals transitioning out of homelessness, ' Kevin Auger, executive director of the Mayor's Office of Housing, said in a statement. In a statement, Catherine Taschner, DLM's director designate, said the program encourages 'organizations to bring forward projects that will have a lasting impact.' Don 't miss out on what 's happening ! Stay in touch with breaking news, as it happens, conveniently in your email inbox. It 's FREE ! Email 28141 Sign Up By clicking to sign up, you agree to Star-Advertiser 's and Google 's and. This form is protected by reCAPTCHA. 'By prioritizing projects that serve extremely low-income households, this initiative underscores our commitment to tackling homelessness and expanding affordable housing opportunities, ' she said. The funding cap is $55, 000 per unit, meaning the program could support at least 90 units at full funding, according to city officials. They add that the actual unit production will depend on project scope, land acquisition costs and whether funds are used for new construction or rehabilitation. City officials say they won't know the number of affected units until the completion of the competitive selection process. And while 90 units is the estimated baseline, the final number could be higher depending on how efficiently funds are allocated and whether projects secure additional financing. The proposal submission deadline is scheduled for 3 p.m. March 18. Meantime, the city is also seeking developers willing to build or redevelop four new affordable housing projects on city-owned parcels in urban Honolulu. The properties in question include :—1615 Ala Wai Blvd.—436 Ena Road.—130 S. Beretania St.—1421 Pensacola St. Under this program, selected developers will enter into a 75-year ground lease with the city and will be responsible for designing, financing, constructing and operating affordable rental housing on these sites. DLM recently issued a 'request for qualifications ' to redevelop the four underutilized sites, the city said. The deadline to submit is 1 p.m. March 21. Both of these efforts correspond with the Blangiardi administration's unveiling earlier this week of its new plan to expand construction of more housing across Oahu. Coinciding with the mayor's second four-year term, the city's Office of Housing released its 2025-2028 Strategic Housing Plan, which aims to partner with developers to 'activate underutilized ' city-owned lands on the island and involve using new types of 'financing strategies ' to build more housing on the island. The plan, which does not offer an overall number of new housing units the city expects to develop on the island, will supposedly lay the groundwork for such development in the coming years—or at least as long as the Blangiardi administration remains in office. The mayor's second and final term ends in 2028. During a news conference held Wednesday at the Mayor's office, a few 'special guests '—namely, representatives from large developer firms including Kobayashi Group LLC, Stanford Carr Development LLC and Castle &Cooke Hawaii, among others—appeared. Peter Savio, a longtime real estate developer in Hawaii and president and CEO of the Savio Group of Companies, did not appear at the mayor's news conference. But afterward, Savio told the Honolulu Star-Advertiser that the city's approach to building more affordable housing on Oahu misunderstands the real issue at play. 'We do not have a supply problem ; we have a demand problem, ' he said. 'As we build affordable units and sales restrictions expire, they get resold at market and become unaffordable.' And most so-called affordable housing units are 'unaffordable based on local wages, ' he said. 'Real estate markets are local in nature, and slow for the building and sale of homes in a community, ' he added. 'This means homes are sold tied to the income of buyers and sellers in that community.' Savio said if applied to housing in Hawaii, and tied to average wages, a three-bedroom, two-bath fee-simple home should sell for about $450, 000. Instead, that home sells for more than $1 million, he noted. ''Affordable' projects have studios at $250, 000 (and ) one-bedrooms at $400, 000. They are lower than market prices but still unaffordable, ' said Savio. 'Outside demand has pushed our market above the local sale price by over $700, 000.' 'Our wages do not allow us to compete for home purchases. We are priced out of our market because of our demand, ' he said. 'If demand is the problem, building more supply simply attracts wealthy mainland and foreign buyers.' 'If demand is the issue, building more is the worst thing the government can do, ' he added. To solve the problem, Savio claimed the government must establish a program to keep housing affordable in perpetuity. 'This can be done by creating an affordable local market where homes are sold in a controlled market, where price is determined by increase in wages, ' he said. 'Wages go up 20 % over 10 years, the price goes up 20 %.' 'All we have done is create a local market for local wage earners, which is what our market would be without the distortion of outside buyers, ' he said. To that end, Savio said he supports new state-level legislation introduced by Sens. Les Ihara Jr. and Carol Fukunaga. He said the measures—Senate Bills 1632 and 379, respectively—are meant to establish 'a local market ' for housing as well as keep so-called affordable housing 'affordable forever.' 'That's the real story, ' he added. 'We have a solution and it will work.' Meanwhile, according to the city and the University of Hawaii Economic Research Organization, or UHERO, the median sales price of a single-family home exceeds $1.1 million, and median rents approach $2, 000. In the Honolulu metro area alone, there are nearly 20, 000 cost-restricted units, while West Oahu contains approximately 9, 000 units, UHERO says. According to the Hawaii Housing Factbook, 58 % of Oahu renters are rent-burdened, spending more than 30 % of their income on housing. In comparison, 29 % are severely rent-burdened, allocating over half their income to rent, the housing report says.
Yahoo
26-01-2025
- Business
- Yahoo
Federal government invests in 22,417 homes in Ontario
OTTAWA, ON, Jan. 26, 2025 /CNW/ - Today, the Government of Canada announced more than $2.1 billion in contributions and low-cost repayable loans to build and repair 22,417 homes through 234 housing projects located across different municipalities in Ontario. These projects are supported through various initiatives under the National Housing Strategy (NHS) and aim to address needs across the housing continuum for diverse communities, prioritizing Ontario's most vulnerable populations. The funding announced today includes: $305,726,435 in loans and $129,556,363 in contribution through the Affordable Housing Fund (AHF), which will help create 2,319 new units and repair 1,047 units across 38 projects. $118,750 in loans and $96,277,828 in contribution through the Affordable Housing Innovation Fund (AHIF), which will help create 3,671 new units across 7 projects. $1,444,846,000 in loans through the Apartment Construction Loan Program (ACLP), which will help create 3,306 new rental units across 15 projects, with affordability conditions. $7,890,445 in loans and $38,790,919 in contribution through the Canada Greener Affordable Housing (CGAH), which will help repair 10,615 units across 161 projects. $85,813,344 in contribution through the Rapid Housing Initiative (RHI), which will help create 246 new units and repair 45 units through 11 projects. $9,949,984 in contribution through the Federal Lands Initiative (FLI), which will help create 1,168 new units across two projects. Through investments like these, the federal government is working to end the housing crisis, so that everyone has a safe and affordable place to call home today – and so future generations have the same opportunity to rent or own a place of their own as generations that came before them. Project-specific details will be announced locally in the coming weeks. Quotes: "The market alone won't deliver the housing affordability we need. These projects represent major progress in returning a strong federal role to affordable and non-market housing. It's now time to double down on that commitment." – The Honourable Nathaniel Erskine-Smith, Minister of Housing, Infrastructure and Communities Quick Facts: Progress on programs and initiatives is updated quarterly at The Housing Funding Initiatives Map shows affordable housing projects that have been developed. As of September 2024, the federal government has committed $57.57 billion to support the creation of over 156,000 units and the repair of over 297,000 units. These measures prioritize those in greatest need, including seniors, Indigenous Peoples, people experiencing or at risk of homelessness, and women and children fleeing violence. The Affordable Housing Fund (AHF) provides funding through low-interest and/or forgivable loans or contributions to partnered organizations for new affordable housing and the renovation and repair of existing, affordable and community housing. This is a $14.6 billion program under the National Housing Strategy (NHS) that gives priority to projects that help people who need it most, including women and children fleeing family violence, seniors, Indigenous Peoples, people living with disabilities, those with mental health or addiction issues, Veterans, and young adults. As of September 2024, the Government of Canada has committed $10.34 billion to support the creation of over 40,000 units and the repair of over 166,000 units through the Affordable Housing Fund. Budget 2024 announced enhancements to the AHF which includes the program being extended from 2025 – 26 to 2028 – 2029. The existing New Construction Stream is now divided into two dedicated sub-streams: a Rapid Housing Sub-Stream for the creation of shelters, supportive and transitional housing for those in greatest need, and a dedicated Community Housing Sub-Stream to support affordable and mixed-market housing where there are both affordable and market rent units in a project. The Repair and Renewal Stream has replaced minimum requirements with an approach where projects supporting accessibility and energy efficiency will be prioritized. The Rapid Housing Initiative (RHI) is delivered through the Canada Mortgage and Housing Corporation (CMHC) under the NHS. It provides funding to facilitate the rapid construction of new housing and the acquisition of existing buildings for the purpose of rehabilitation or conversion to permanent affordable housing units. With its third phase, launched in 2022, the Rapid Housing Initiative once again exceeded targets. It is expected that with this phase over 5,200 new homes will be created, of which almost half will be for women and one third will be for Indigenous Peoples. The total number of units created with the support of Rapid Housing Initiative is expected to be over 16,000 units. The program is now closed. The RHI takes a human rights-based approach to housing, serving people experiencing or at risk of homelessness and other vulnerable people, including women and children fleeing domestic violence, seniors, young adults, Indigenous Peoples, people with disabilities, people experiencing mental health and addiction issues, Veterans, 2SLGBTQI+ individuals, racialized groups, and recent immigrants or refugees. The $55 billion Apartment Construction Loan Program (ACLP) is providing low-cost financing to support more than 131,000 new rental homes across Canada by 2031 – 32. The ACLP provides fully repayable low-interest loans to encourage the construction of more rentals for middle-class Canadians. It creates a positive impact to the housing system at minimal cost to taxpayers. A stable supply of purpose-built rental housing is essential for more people in Canada to have access to housing that meets their needs As of September 2024, CMHC has committed $20.65 billion in loans through ACLP to support the creation of more than 53,000 rental homes. It is one of many programs and initiatives under the National Housing Strategy designed to help address housing needs across the housing continuum. It complements other NHS initiatives that focus on funding affordable housing units for lower-income households. Budget 2024 announced enhancements to the ACLP which includes the program being extended from 2027 – 28 to 2031 – 2032. The enhancements will allow applicants to apply for funding for on- and off-campus student housing to support post-secondary educational institutions as well as independent seniors housing. There are no longer minimum requirements relating to energy efficiency and accessibility, instead applicants will benefit from making stronger commitments to desired rental supply and social outcomes. The Federal Lands Initiative (FLI) is an over $318 million fund that supports the transfer of surplus federal lands and buildings to be used as affordable housing. The FLI is a National Housing Strategy initiative delivered by Canada Mortgage and Housing Corporation (CMHC), Housing Infrastructure and Communities Canada (HICC), Public Service and Procurement Canada (PSPC) and Canada Lands Company (CLC). The Affordable Housing Innovation Fund (AHIF) is providing $615.5 million for projects that showcase new funding models and innovative building techniques. The investment is expected to support the construction of over 29,000 new affordable housing units over six years. The Canada Greener Affordable Housing (CGAH) is providing $1.2 billion to make multi-unit rental housing serving low- and moderate-income households more energy efficient and environmentally friendly. CGAH is a financing program to help community housing providers complete deep energy retrofits on their multi-unit residential buildings, improving their quality and adapting homes to the effects of climate change and extreme weather events leading to deep reductions in energy consumption and greenhouse gas (GHG) emissions. CGAH provides contributions for pre-retrofit activities needed to plan, prepare, and apply for retrofit funding as well as forgivable and low-interest loans to help finance building retrofits and activities needed to meet climate objectives. Funding has been provided to 158 Ontario housing providers to complete pre-retrofit activities and assess their eligibility to undertake deep energy retrofit projects. Additional Information: Visit for the most requested Government of Canada housing information. CMHC contributes to the stability of the housing market and financial system, provides support for Canadians in housing need, and offers unbiased housing research and advice to all levels of Canadian government, consumers and the housing industry. CMHC's aim is that everyone in Canada has a home they can afford and that meets their needs. For more information, follow us on Twitter, Instagram, YouTube, LinkedIn and Facebook. To find out more about the National Housing Strategy, please visit SOURCE Canada Mortgage and Housing Corporation (CMHC) View original content to download multimedia: Sign in to access your portfolio
