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Yahoo
6 days ago
- Business
- Yahoo
I'm a 22-Year-Old With Over $30K in My Bank Account: 7 Pieces of Advice From a Financial Advisor
According to a study by Amerisleep, 49% of Americans admitted to losing sleep over financial stress in 2025. The survey also noted that 56% of Americans have lost sleep because they fear that they won't be able to pay their bills. While stressing about money isn't rare, it's important to start taking your finances seriously from an early age so that you can get a head start. See Next: For You: A thread on Reddit sparked conversation because a 22-year-old electrician asked for advice on what they should do with their savings. This user shared a screenshot indicating that they had $22,000 saved in emergency funds and $10,000 in savings. We spoke with a financial advisor and expert to gather tips for this Reddit user and any other young person in this situation. Reserve Money Needed for Living Expenses 'The first step is to carve out one month of expenses to leave in your primary bank for day-to-day expenses,' said Hanna Kaufman, certified financial planner (CFP) and financial expert from Betterment. You want to start by leaving enough money in your primary bank account to cover bills for one month at a time. You always want your checking account to have enough to handle any payments so that you don't risk money that you need in the short term by investing it. This means that the first step is to take stock of your monthly bills so that you know how much you have going out. You can also look into reducing some fixed expenses by cutting a subscription or renegotiating the current rate so that you can continue to build your savings. Either way, being organized with your monthly income and expenses is helpful. Trending Now: Create a Clear Plan for Emergency Savings While having $22,000 saved up for an emergency is helpful, it's worth mentioning that you want the bulk of your savings to be used towards growing your net worth. 'Move the excess into a high-yield savings account (HYSA), where it can earn 4% to 4.25% APY. That's hundreds of dollars a year in passive income with zero risk,' Kaufman added. Kaufman said this person should keep a minimum of three months of expenses in a separate emergency fund. She stressed that an emergency fund is your financial seatbelt because it's essential when you need it. Kaufman noted that with your cash needs covered, the next priority is tackling debt and building long-term wealth. Pay Down Any Debt Kaufman emphasized the importance of managing your debt wisely. While it's unknown if this person has any debt, it's crucial that you make on-time minimum payments to protect your credit and avoid penalties. This person could get aggressive with making their debt payments if they have any high-interest loans at the moment. Start Investing To Ensure Your Money Works for You 'Parking $30,000 in a low-interest account is like planting seeds and never watering them,' Kaufman explained. 'You're sitting on potential, not progress.' Financial experts universally agree that investing your funds is crucial to ensure you benefit from compound interest. You want your money working for you instead of sitting in an account that earns very little interest. 'Investors need to begin compounding early and let that compounding work its patient magic over decades,' said Robert Johnson, Ph.D., chartered financial analyst (CFA), chartered alternative investment analyst (CAIA) and professor of finance at Creighton University. 'The longer your time horizon, the more you let compounding work for you.' Since this person is only 22, they have a long time horizon, so they have a considerable advantage when it comes to compound interest. Invest in the Stock Market While there are numerous ways that a young person can start investing, Johnson recommended that you allocate your funds to a low-cost, diversified equity ETF or mutual fund that mirrors the S&P 500 at an early age. 'For the vast majority of investors, the KISS mantra — keep it simple, stupid — should guide their investment philosophy. Investors simply can't afford to make oversized bets on individual securities,' he said. Johnson admitted that it can be tempting for a young person to purchase the stock of a product they like or a company they work for, but that investing in a broadly diversified basket of securities is a prudent strategy. Johnson pointed out that trying to pick individual winning investments is a loser's game and that the solution is to invest in diversified funds. He also noted that the second advantage of putting it in a low-cost index fund is that you minimize fees. By lowering your costs and spreading out your risk, you can have your funds grow while you focus on building additional savings. Johnson shared the following calculations: 'If our hypothetical 22-year-old investor puts the entire $30,000 into an ETF or mutual fund that mirrors the S&P 500, assuming a 10% annual return (which is 0.4% lower than the historical average), they would accumulate over $1.8 million by age 65,' he said. If this young person starts investing in the stock market today, they'll set themselves up to be a millionaire in their 60s so that they won't have to stress about money in their golden years. Start Investing for Retirement Kaufman acknowledged that saving for retirement at 22 may not feel urgent, but it's the biggest opportunity because this young person could retire much earlier. 'Some great places to start would be to open a Roth IRA and start contributing regularly. Also consider contributing to your employer's 401(k) — especially if there's a match (that's free money),' she added. Make a Financial Plan Kaufman stated that the key is to stay organized and have a plan. 'The goal is simple: give every dollar a job. You've already done the hard part by saving — now it's time to align that money with your goals and put it to work,' she said. Someone with a significant amount of savings at a young age is in a strong position to create financial security. The key is to have a plan for your money so that you stay motivated and focused on the long-term. The plan that you set up will vary based on your personal situation (possible marriage, family plans, travel ambitions and career trajectory) because there's no such thing as a one-size-fits-all solution in money management. More From GOBankingRates 3 Luxury SUVs That Will Have Massive Price Drops in Summer 2025 10 Genius Things Warren Buffett Says To Do With Your Money 4 Affordable Car Brands You Won't Regret Buying in 2025 This article originally appeared on I'm a 22-Year-Old With Over $30K in My Bank Account: 7 Pieces of Advice From a Financial Advisor Sign in to access your portfolio


News18
26-07-2025
- Health
- News18
Parenting 101: Tips To Ensure A Clean And Safe Home Environment
Ensuring a clean and safe home environment is one of the most important steps parents can take to protect their newborns from the harmful effects of air pollution Parents of newborns face the unique challenge of protecting their little ones from the harmful effects of air pollution. According to the 2024 State of Global Air report, air pollution has been linked to 709,000 deaths in children under the age of five. Studies indicate that exposure to poor air quality during the early years can lead to long-term health complications, including asthma, reduced lung function, and even cognitive development delays. Because infants and young children are particularly vulnerable to air pollution, creating a healthy home environment becomes essential. Nathan Lawson McLean, Design engineer at Dyson, shares practical steps parents can take to protect their little ones from the adverse effects of indoor air pollution. Many parents assume that staying indoors shields their families from pollution. However, indoor air can be up to 10 times more polluted than outdoor air due to cooking, cleaning agents, and insufficient ventilation. Indoor air pollution isn't just caused by outdoor pollutants seeping in—it also originates from within our homes. Volatile Organic Compounds (VOCs) emitted from furniture, building materials, and everyday household products significantly contribute to poor indoor air quality. These pollutants, often odourless and invisible, can have long-term health effects. Having an air purifier is one of the most effective ways to combat indoor air pollution. Advanced filtration technologies, such as HEPA and carbon filters, can remove dust, pollen, pet dander, smoke, and VOCs. The Dyson Purifier Hot+Cool Gen1 offers a dual-purpose solution by providing both purified air and thermal comfort. Its advanced HEPA filters capture 99.95% of particles as small as 0.1 microns, removing allergens, dust, and other pollutants. Beyond purification, it offers year-round temperature control. In winter, it quickly and effectively heats the room, while in summer, its cooling function provides refreshing relief from the heat, even during warmer months, creating a consistent and soothing atmosphere without disturbing your little one's sleep. Optimise your baby's sleep environment Sleep plays a vital role in a baby's growth and development, making a serene and healthy home environment crucial. Adequate sleep supports brain development and helps regulate mood—all essential for your child's wellbeing. Stick to the cleaning routine While most people clean their homes regularly, it's important to vacuum beyond just the floors. Dust and other microscopic particles can become airborne and settle on various surfaces, including window ledges, curtains, fabric covers, pillows, mattresses, sofas, and carpets. These particles can linger for months and impact your baby's health and well-being. A report by Amerisleep has uncovered the startling truth about the unassuming pillowcase we trust for a good night's sleep. Within just one week, an unwashed pillowcase can accumulate an astounding 3 million bacteria, making it approximately 17,000 times more contaminated than the average toilet seat. Similarly, a single mattress can harbour millions of dust mites, and a single dust mite, on average, produces about 20 faecal droppings a day. While dust mites themselves do not trigger allergies, the allergens and proteins in their faecal droppings can trigger allergies. Regular vacuuming of various surfaces, with a particular focus on mattresses and often-neglected spots, is the best way to minimize your baby's exposure to harmful particles. Dyson cordless vacuums, equipped with powerful suction and the Hair Screw Tool, can effectively remove dust embedded in mattresses. In addition to vacuuming your mattress, it's also a good practice to vacuum pillows, cushions, and soft toys to remove skin flakes, dander, dust mites, and other allergens. Ensuring a clean and safe home environment is one of the most important steps parents can take to protect their newborns from the harmful effects of air pollution. By being mindful of indoor air quality, investing in advanced purification solutions, and maintaining a consistent cleaning routine, parents can create a healthier space for their little ones. About the Author Lifestyle Desk Our life needs a bit of style to get the perfect zing in the daily routine. News18 Lifestyle is one-stop destination for everything you need to know about the world of fashion, food, health, travel, More view comments First Published: Disclaimer: Comments reflect users' views, not News18's. Please keep discussions respectful and constructive. Abusive, defamatory, or illegal comments will be removed. News18 may disable any comment at its discretion. By posting, you agree to our Terms of Use and Privacy Policy.

Business Insider
08-07-2025
- Business
- Business Insider
Best Prime Day mattress deals: Get up to 50% off Nectar, Casper, Leesa
There's no better time to wave goodbye to your uncomfortable mattress than Amazon Prime Day. If you've noticed your mattress sagging, you're not sleeping well at night, or you've had your current mattress for at least 10 years, it's time for an upgrade. We've compiled the best Prime Day mattress deals from our favorite brands. Many retailers also offer sales on their own websites to align with Prime Day. We've included deals available on Amazon and separate retailer websites. You can find many picks from our best mattress guide on sale, including several already cheap mattresses and even our top value mattresses under $1,000. Notably, the Nectar Classic Mattress (Queen) is on sale for $551, and the Awara Natural Hybrid Mattress (Queen) is down to $759. We're continuously updating our Prime Day coverage with the newest deals, If you're looking for sales in other categories, like pillows, vacuums, or furniture, check out our main Prime Day deals hub. The best Amazon Prime Day hybrid mattress deals The best hybrid mattresses are comfortable for all sleep styles, combining innersprings with layers of foam. Right now, the Zinus Cooling Comfort Support Hybrid Mattress is $80 off, a rare discount on our budget pick for the best cooling mattresses. Helix Dusk Luxe Mattress (Queen) $1,799 $2,373.33 Save 24% The medium-firm Helix Dusk Luxe is tailor-made for back and stomach sleepers. The hybrid sleeps exceptionally cool and provides excellent support, but edge support was lacking. View at Helix Leesa Legend Mattress (Queen) $1,819 $2,599 Save 30% This luxury hybrid mattress has two layers of springs: pocket springs for edge-to-edge support and micro coils for targeted support around the hips and shoulders. The topmost layer of foam offers medium-firm comfort and bounce. Take $25 off when you use promo code INSIDER25. View at Leesa The best Amazon Prime Day memory foam mattress deals The best foam mattresses are made of layers of foam that cradle your body and pressure points like your hips and back. Our top pick for the best memory foam mattress for back pain, the Nectar Classic Mattress, is on sale for the first time since Black Friday — get $97 off the Queen size. The best Amazon Prime Day latex mattress deals Many of the best organic mattresses are made with latex, a bouncy, natural material with excellent durability. There's not too many brands that sell latex mattresses directly on Amazon, but a few notable favorites on sale include 25% off the Birch Natural Mattress, our best organic mattress choice overall. You can also get an all-time low price, $200 off, our budget organic mattress: the Awara Natural Hybrid Mattress (Queen). The best mattress sales happening right now Amerisleep: Get $600 off any mattress with promo code July600. Avocado: Save up to $1,350 on certified organic mattresses. Awara: Up to 50% off mattresses. Bear: 40% off sitewide. Beautyrest: Up to $600 off select mattresses. Big Fig: Save 25% off sitewide Birch: 25% off sitewide and two free pillows with a mattress purchase. Brooklyn Bedding: Get 30% off sitewide with promo code JULY30. Casper: Up to 35% off all mattresses. DreamCloud: Save up to 50% on mattresses. GhostBed: 40% off all mattresses. Helix: 25% off sitewide. Leesa: 30% off all select mattresses Lucid: Up to 25% off sitewide, plus another 15% off with promo code PRIMESLEEP. Lull: 50% off mattresses, plus two free pillows and a duvet. Nectar: Save up to 50% on mattresses. Nest Bedding: Up to 50% off mattress plus free extras, including a mattress protector. Nolah: Get 35% off all mattresses. Novilla: Up to 50% off mattresses. PlushBeds: Up to 50% off mattresses, plus free bedding with mattress purchase. Puffy: Save $1,350 on all mattresses, plus free pillows, a mattress protector, a sheet set, and a sleep mask with promo code JULY4 Purple: Save up to $800 on a mattress and a base Saatva: Save $400 on your mattress order of $1,000 or more. Silk and Snow: Save up to $300 on all mattresses, plus a free bedding bundle worth $500. Sealy: Save 35% off Cocoon by Sealy mattress, plus free bedding. Serta: Save up to $700 on select mattresses and adjustable bases. Siena: Up to 50% off mattresses. Sleep Number: Up to 40% off smart beds. Stearns & Foster: Save up to $600 on select mattresses, plus get free pillows and sheets with most mattresses. WinkBeds: Save $300 on all mattresses. Zinus: Up to 50% off mattresses. FAQs What are the best mattresses? We've tested over 100 mattresses for our best mattress guide, so we're familiar with the best brands on the market. Our best overall mattress is the Leesa Sapira Hybrid, a fairly priced medium-firm mattress that performed very well in our tests for motion isolation, heat dissipation, and edge support. If you struggle with neck or back pain, we recommend the Nectar Hybrid Mattress. For more recommendations based on specific needs, check out our best budget, best cooling, and best for back pain mattress guides. How do I choose a mattress? To choose a mattress, consider your sleep type and comfort preferences, along with any other specific sleep needs you might have. In general, side sleepers need a softer mattress to contour to the body. Back and stomach sleepers require a medium-firm to firm mattress to keep their spine aligned. For more on choosing a mattress, check out our how to choose a mattress article. Is Prime Day a good time to buy a mattress? Prime Day is an excellent time to buy a mattress. Prime Day has quickly emerged as a top competitor to other sale holidays, like Black Friday. Many brands put on their own sales in conjunction with Prime Day, so it's a great time to invest in a new mattress if you're looking for an upgrade. Are other bedding items on sale? Yes. Pillows, blankets, sheets, and comforters are all on sale for Prime Day. For pillow deals, check out our best Prime Day pillow deals page. For all others, go to the bedding section of our Amazon Prime Day Hub. Shopping for more discounts today? Check out our roundup of all of the best Prime Day deals, or browse Amazon's website for the full selection.


CNN
07-07-2025
- Business
- CNN
Mattresses are expensive. Here are 31 brands offering steep Prime Day discounts
Does your bedroom need an upgrade? As retailers slash prices on some of the best mattresses ahead of Amazon Prime Day, it's time to buy. It doesn't matter how picky you are. Ahead, you'll find deals on mattresses for side sleepers, mattresses for back pain and mattress-in-a-box brands that won't drain your savings account. Still skeptical? My colleagues and I have decades of collective experience covering Amazon deals and other major sales, so you can rest assured every deal we surface is worth your time and money. Check back throughout the week for updates, price cuts and even more deals. Take $600 off any mattress with code JULY600. You can also get 40% off adjustable bed frames with code JULY2025 and save 20% on pillows and bamboo sheets with code AS20. Mattress toppers and upholstered bed frames are discounted by up to 40% — no code needed. Amerisleep AS3 Mattress Deals editor Jacqueline Saguin's Amerisleep mattress has earned its fair share of compliments from guests for its cloudlike feel. The company's bestselling AS3 mattress has a 'medium feel' of comfort and support suitable for most sleepers as well as cooling properties for those who run hot. Save 15% on certified organic mattresses, which translates to up to $1,350 in savings. Plus, take 15% off pillows, bedding and furniture — no code needed. Avocado Green Pillow-Top Mattress Our pick for the best organic mattress is part of Avocado's 4th of July discounts. The top-rated mattress is made from GOTS-certified organic wool and cotton, plus organic latex. We loved its pillow top for a soft, supportive night's sleep. Read our review Save up to 50% on mattresses, starting at $549. The brand also has a 365-night trial-and-return policy if you're not fully satisfied, as well as a Forever Warranty. Any mattress purchase also gets you free shipping and returns. Awara Natural Luxury Hybrid Mattress Awara is slashing the price of its popular hybrid ahead of Prime Day. Great news for couples: This mattress's combination of latex and individually wrapped coils fosters more air circulation while minimizing motion our review Use code JULY4 to score 35% off sitewide at Bear, including cooling and gel mattresses. The brand also has a mattress quiz to get you closer to your most seamless sleep. Bear Original Mattress For just $556, this queen-size mattress from Bear is one of the most budget-friendly I've seen. It's designed with three different types of foam to help isolate movements. Hot sleepers might even want to opt into the cooling layer for a less sweaty sleep. Take up to $700 off select Beautyrest Black mattresses with the spend of an adjustable base. Any Black mattress purchase also gets you 50% off any two pillows with code PILLOW50. Beautyrest Black Mattress Back and stomach sleepers who love a firm mattress will find a solid match in the brand's Black mattress. It offers pressure-relieving memory foam, and it also comes with white-glove delivery to make setup a snap. During its early Prime Day sale, Big Fig kicked off deals on mattresses ideal for plus-size and tall sleepers. Take 20% off sitewide with code FIREWORKS when you purchase a mattress. Big Fig Classic Mattress Spanning 60 inches by 80 inches, this mattress supports up to 1,100 pounds and includes dense foam that helps prevent sagging. Plus, it has great edge support to help get you in and out of bed more easily. Get 25% off your order with code JULY25, plus two free Eco-Rest pillows with a mattress purchase. Birch Luxe Natural Mattress According to the brand, this sustainable mattress pick is made without polyurethane foams and harmful chemicals, all while offering prime airflow and pressure relief for side, back and stomach sleepers alike. All mattresses at Brentwood Home are 10% off for Prime Day, saving you hundreds. You can also save 10% on select pillows and bedding, 60% on adjustable bases and 20% on dog beds. Brentwood Home Oceano Luxury Hybrid Mattress Enjoy the brand's top-selling medium-soft mattress for its cooling gel technology combined with sustainable GOTS-certified organic wool and cotton material to help regulate body temperature and wick away moisture. From copper and cooling mattresses to options for small and large sleepers alike, Brooklyn Bedding mattresses are 25% off with code JULY25. Brooklyn Bedding CopperFlex Pro Mattress When we tested mattresses for side sleepers, the CopperFlex Pro impressed our experts with its solid motion-transfer support. One tester even remarked that she could not feel her partner or her dog get into bed at our review Casper, one of our favorite mattress-in-a-box brands, is offering up to 35% off everything for the Prime Day event. Casper The One Foam Mattress Take 20% off the updated version of Casper's original mattress in a box. It's ideal for any sleep type with its medium-firm support and 11-inch all-foam build. Cocoon is hosting its Prime Day sale by taking 35% off mattresses. With your purchase, you'll get a free Sealy sleep bundle, which includes a pair of pillows, a sheet set and a mattress protector. Cocoon by Sealy The Chill Mattress Complete with a cooling cover that helps absorb body heat, the Chill Mattress from Cocoon helps keep things breezy. Choose from a 10-inch memory foam mattress or a 12-inch hybrid mattress — both 35% off for the 4th of July. Stocked with some of the steepest mattress deals I've tracked thus far, DreamCloud is taking up to 60% off mattresses, with prices starting at $299. DreamCloud Premier Hybrid Mattress This is an even more comfortable version of our favorite budget mattress for back pain. Stitching in a breathable quilted euro-top cover, this mattress can lull you into a cool night's rest. It boasts a responsive foam layer and supportive coils to keep your spine in proper alignment. During the Bedroom Detox Sale, Essentia mattresses are up 22% off, while kids' items, pillows and accessories are 15% off. Essentia Venti Organic Latex Double-Sided Mattress With code LIFESTYLE and this mattress in your cart, you'll save 20% and Goldilocks your way to better sleep. This double-sided mattress is plush on one side and firm on the other, so you get the best of both worlds. Rotating guests can enjoy either a soft feel or firm support. Everything at Helix is 25% off with code JULY25. Helix Sleep Sunset Elite Mattress Awarded the title of our favorite hybrid mattress for side sleepers, the Helix Sleep Sunset Elite offers tried-and-tested comfort. It marries a hybrid, pillow-top build with memory foam and coils, perfect for those who need relief at pressure our review During Layla's Summer Sale, enjoy up to $200 off mattresses and two free pillows, as well as up to 50% off all bases and accessories with your mattress purchase. Layla Memory Foam Mattress This copper-infused mattress offers a hint of support on one side and soft foam on the other. Its cooling properties help stave off heat, and it's naturally antimicrobial for odor control. Guests can even flip the mattress to their preference of either soft or firm support. CNN Underscored-approved mattresses are 30% off. You can also save up to 35% on adjustable bundles, 25% off on select bedding, 25% on bases and 15% on kids' mattresses. Leesa Legend Chill Hybrid Mattress Don't let back pain come between you and a good night's sleep. Greatly reducing our tester's lower back pain and tight hips, this mattress landed at the top of our list for the best mattresses for back pain. It also incorporates advanced cooling and a plush, quilted our review Snag additional savings on top brands during Mattress Firm's Prime Day sale, including Sealy, Tempur-Pedic, Beautyrest, Serta and more. Beauty Sleep Midnight Dream II Pillow-Top Mattress True to its name, this mattress is designed to lull you to sleep in a wink. That's all thanks to a trifecta of plush foam, cooling gel and pocketed support coils. It's discounted by a whopping 60% at Mattress Firm. Nectar's deals include up to 50% off mattresses and 66% off bundles for a short window of time. You're also ensured a 365-night home trial with purchase. Nectar Premier Mattress Great for back and stomach sleepers, this medium-firm mattress offered firmer support than other budget boxed mattresses we've tested. It has both a cooling gel layer and a breathable cover to minimize night sweats. Read our review During Nolah's sale, score 30% off its entire line, which spans mattresses and adjustable bases. Nolah Natural 11-Inch Mattress Although a runner-up in our best mattress guide, the Nolah and its slightly springy sensation — thanks to a combination of wool, latex and coils — still impressed CNN Underscored testers. It also relieved pressure points for one side our review Give your whole bedroom a makeover with up to 50% off mattresses and 25% off toppers, pillow and bedding. PlushBeds Botanical Bliss Organic Latex Mattress For $1,500 off, this locally made and GOTS-certified organic customizable mattress is what dreams are made of. Pick your preferred thickness, firmness and height for a great night's rest. Purple's Prime Day sale is officially on, taking up to $800 off orders, including a mattress and a base. You can also take 30% off bedding and pillows to complete your setup. Purple Restore Hybrid Mattress Suited for side, back or combination sleepers, it felt squishy and soft during testing, offering a good amount of give while still being supportive. The Purple Restore Hybrid Mattress is composed of a stretchy cover, a layer of foam and a base of coils that offer a different feel from other mattresses our experts tried. Read our review Ahead of Prime Day, Saatva shoppers can take up to $600 off when they purchase the Saatva Adjustable Base Plus or any upholstered bed frame with a mattress purchase. This early deal times out today. Saatva Classic Mattress According to CNN Underscored experts, the Saatva Classic triumphed as the best mattress we've tested. The brand's bestselling hybrid innerspring mattress is available in three firmness choices and two heights, and it offers major back support. Score it for hundreds off ahead of Prime our review Save up to $200 on Posturepedic Elite mattresses, and get a free sleep bundle worth up to $199. Sealy Posturepedic Elite Collection Mattress Engineered to relieve aches and pains, this Sealy mattress has a blend of responsive memory foam and coils to give you a balance of whole-body support and comfort. Enjoy perks such as free delivery and free in-home setup with your purchase. Save up to $725 on select Serta iComfort mattresses and up to $725 on Perfect Sleeper mattresses, among other deals. Serta Perfect Sleeper X Quilted Hybrid Mattress Spinal alignment is key to a good slumber. Luckily, this Serta mattress features five support zones alongside supportive coils and memory foam to deliver just that. Soup up your mattress with pillow-top and cooling add-ons while it's marked down by hundreds. Get up to 60% off any mattress, with prices starting at just $179. For all the penny-pinchers out there, that's $20 more than last year's promotion. Siena Memory Foam Mattress This budget-friendly mattress just got even more affordable for Prime Day. While under $400, it doesn't skip on benefits like a 180-night trial so you can ensure it's right for you. It also conveniently ships in a box. Through today, select smart beds are 20% off, taking hundreds off top mattress setups. Sleep Number Performance Series p5 Mattress Rated as Sleep Number's most popular Performance Series bed, the p5 is at its lowest price of the year for 20% off. Sleepers can enjoy its high-tech specs like personalized comfort with temperature-balancing benefits. Get up to $600 off select mattresses and get free pillows and sheets with your purchase, excluding the Studio. Stearns & Foster Estate Collection Mattress Available in soft, medium and firm iterations, this plush mattress also comes with a customizable soft or firm pillow-top option for a finely tailored sleep. Those who run hot will also appreciate its Tencel-blend cover to help wick away moisture. Hot sleepers can run to Tempur-Pedic's 4th of July event for a hot sale on a cooling mattress. Save $500 on the Tempur-Breeze Mattress and save up to 20% on select mattress toppers. Tempur-Pedic Tempur-Breeze Mattress Most certainly a more expensive mattress than others on this list, the Tempur-Pedic Tempur-Breeze lives up to its reputation of top-tier comfort. This mattress also features three base layers for maximum cooling, including a moisture-wicking stretch cover. Through today, take 20% off the Tuft & Needle Original Mattress and 25% off the Tuft & Needle Original Hybrid Mattress. Plus, get up to 25% off pillows and bedding. Tuft & Needle Original Mattress If it's a struggle to get up in the morning, this all-foam mattress is designed to give you bounce-back support with its responsive, contouring material. It's one of the two mattresses discounted for the brand's sale. Get $300 off any mattress from this affordable brand with code VAYA300. Platform beds are also 15% off with code USA15. Vaya Mattress If you're seeking an affordable mattress that doesn't skimp on quality, Vaya won't steer you wrong. This mattress is CertiPUR-US certified, free from harmful chemicals and comes with a 100-night trial as well as a 10-year warranty. When using code SLEEP30, take 30% off any mattress and enjoy free shipping right now. Zoma Hybrid Mattress Backed by athletes who play baseball, basketball and more, Zoma mattresses boast relief for tired muscles. This hybrid pick features a breathable mesh-like, stretch cover to keep sleep breathable. It also has a sturdy base to encourage alignment with contouring cooling gel memory foam. At CNN Underscored, we don't just throw together a slapdash list of mediocre products and call it a day; we have an entire team of deals experts who trawl the web 24/7 to find sales worth your time. For this guide, the deals team and I vetted each mattress deal, ensuring we only surface great products at affordable prices. Given our decades of collective experience, we know a good deal when we see one. You'll also notice that we update our deals content countless times during a sales event. That includes tracking price cuts across storefronts to ensure the deals are as good as retailers say. What's more, my colleagues and I will be cross-referencing reviews and guides from other editors to determine if something is worth the cash. Quite simply, our goal here at Underscored is to save you money. To that end, associate writer Maxwell Shukuya collaborates with other editors, some of whom have decades of experience covering deals. Being an advocate for buyers to make sure we're only recommending the best prices on the best products is what we're all about, and that focus comes across in our work.


Forbes
05-07-2025
- Health
- Forbes
Fall Asleep In Five Minutes Or Less With These 8 Surprising Strategies
If you have trouble falling asleep, learn eight tips that experts say can help you to fall asleep in ... More five minutes or less. Sleep is one of those things we often take for granted. Yet it's the foundation for our mental and physical health, job performance and career success. Odds are you're part of the whopping 52% of Americans who say work stress interferes with sleep. If you're having trouble falling asleep or not getting enough, that can spell trouble. Sleep experts suggest eight strategies to fall asleep in five minutes or less when your mind is wide awake but your body has called it quits. 8 Strategies To Fall Asleep In Five Minutes Studies show that if you don't get enough sleep, you're at greater risk of heart attack or stroke, and your risk of death from heart disease more than doubles. Lack of sleep is linked to depression, impaired immune system function, weight gain, hypertension and Type 2 diabetes. Sleep deprivation makes you grumpy and more likely to nod off at your desk. Sleep experts advocate midday power naps at work to reset your brain and recharge your batteries for the remainder of the day. Research shows that a good night's sleep supports brain health, clearing away the plaques--one of the six factors that can prevent cognitive decline. If your mind is still wide awake long after your body has called it quits, Rosie Osmun, certified sleep science coach at Amerisleep, reveals eight unexpected strategies you can use before you hit the hay to catch more z's, claiming some work in less than five minutes. "Breathing patterns play a significant role in our autonomic nervous system," Osmun says, recommending the 4-7-8 breathing method as a highly effective technique: "Place the tip of your tongue against the ridge behind your upper teeth, exhale completely, then inhale through your nose for four counts. Hold your breath for seven counts, and exhale slowly through your mouth for eight counts," she explained. Osmun notes that this method can calm the nervous system in just a few cycles, making it ideal for those looking to fall asleep quickly. Complete darkness is essential for triggering your body's natural sleep response, according to Osmun. "Our ancestors slept in completely dark environments, and our bodies still respond best to these conditions." She recommends removing all sources of light from the bedroom, including electronic devices that emit blue light. "Even small amounts of light from phones or alarm clocks can disrupt melatonin production and make falling asleep much harder," Osmun added. Osmun points to research showing that cooler temperatures significantly improve sleep quality and reduce the time it takes to fall asleep. 'Setting your bedroom temperature between 60-67 degrees Fahrenheit creates ideal conditions for sleep.' She explains that body temperature naturally drops as part of the sleep cycle, and a cooler room helps facilitate this process. 'Taking a warm bath about 30 minutes before bed can amplify this effect, as your body temperature will drop more dramatically afterward.' One surprising technique involves doing the opposite of trying to fall asleep. "When you try too hard to sleep, it often backfires," Osmun points out. 'Instead, try to stay awake with your eyes open while lying comfortably in bed.' She explains that this reduces sleep anxiety and performance pressure that many insomniacs experience. "By removing the pressure to fall asleep, many people find they drift off much faster," she adds. For those whose minds race at bedtime, Osmun recommends purposeful visualization. "Instead of worrying about tomorrow's meetings or replaying today's events, visualize yourself in a peaceful setting like a beach or forest." She adds this technique breaks the cycle of rumination that keeps many people awake. "The key is to focus on sensory details in your imagined scene—the sounds, smells and feelings—to fully engage your mind." Osmun refers to research that consuming simple carbohydrates four hours before bedtime can improve sleep quality. "White rice appears particularly effective at promoting faster sleep onset." But she cautions against eating too close to bedtime when digestive discomfort can counteract any potential sleep benefits. Finding the proper mattress firmness for your specific sleep position can dramatically reduce the time it takes to fall asleep, according to Osmun. "Side sleepers typically need a softer surface to relieve pressure points, while back and stomach sleepers benefit from firmer support." The sleep expert emphasized that becoming fixated on falling asleep quickly often backfires. "The average person needs 15-20 minutes to fall asleep naturally," Osmun says. 'Watching the clock and worrying about not falling asleep fast enough creates a cycle of anxiety that keeps you awake.' She recommends removing timepieces from view and accepting that the process takes time. A Final Wrap On Strategies To Fall Asleep In Five Minutes Sleep deprivation affects millions of Americans, with approximately 70 million people suffering from chronic sleep problems according to health authorities. Consistent sleep habits are the foundation for falling asleep quickly. Going to bed at the same time and getting up at the same time keeps your body regulated and make sit easier to fall asleep. Many sleep experts like brain scientist, Jill Bolte Taylor, recommend sleeping until your brain wants to get up. Taylor told me that if you're not sleeping until your brain wakes you up, then you're not getting enough sleep. 'One of the worst things we can do is have an alarm,' Taylor insists. "A typical sleep cycle runs between 90 and 110 minutes, so if you're forcing yourself to get up in the middle of a cycle, then you just blew a whole cycle of rejuvenation for your brain. Sleep is about rejuvenating the brain." Taylor describes how brain cells are constantly working. They eat and create waste, and sleep is the optimal time for the waste to be cleared out between the cells so they can actually function. 'I compare it to when the garbage collectors go on strike, we know how congested the streets become,' she states. Each night before bedtime, take a chill pill (such as meditation, listening to soft music or reading an inspirational book) instead of a sleeping pill to relax your mind. As you put your mind at ease, your sleep—in the words of William Shakespeare—will mend your raveled sleeve, helping you fall asleep in five minutes.