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Express Tribune
2 days ago
- Business
- Express Tribune
50,000 loans given under Punjab's 'Apni Chat Apna Ghar' project
Listen to article Punjab Chief Minister Maryam Nawaz said that under the 'Apni Chat Apna Ghar' housing scheme, 50,000 citizens have been provided with interest-free loans in just six months. The scheme aims to provide affordable housing to citizens across the province. Addressing the ceremony at the Expo Centre in Lahore, Maryam highlighted the successful disbursement of loans to low-income families, Radio Pakistan reported on Wednesday. "The promise of 'Apni Chat Apna Ghar' has been fulfilled, and 50,000 citizens have now received the financial support they need to build their homes," she said. "اپنی چھت اپنا گھر" پاکستان کی تاریخ کا کامیاب ترین ہاؤسنگ پراجیکٹ... وزیراعلیٰ پنجاب مریم نواز شریف نے 6 ماہ میں اپنی چھت اپنا گھر کا وعدہ پورا کر دیا! — Government of Punjab (@GovtofPunjabPK) August 6, 2025 The event saw thousands of families who have benefited from the scheme, including many women and children. CM Maryam personally met with families who have already started constructing their homes under the project, offering her congratulations and encouragement. "Many of these families, including a rickshaw driver and a woman who spoke of her dream home, have expressed heartfelt gratitude," said the CM. One recipient from Rawalpindi emotionally recounted how his dream of owning a house was finally realised, thanking both Nawaz Sharif and Maryam for making it possible. The scheme provides loans for homes ranging from five to ten marlas, with more than Rs74 billion in interest-free loans already disbursed. The first phase of the project has seen a 99% loan recovery rate. آج جب میں نے اپنی چھت اپنا گھر سے مستفید ہونے والوں سے پوچھا کہ حاضرین میں سے کون کون اپنے گھر کی تعمیر مکمل کر چکا ہے تو ہال میں موجود تمام تین ہزار افراد نے ہاتھ کھڑے کر دیے۔ میرے لیے اس سے زیادہ باعثِ تسکین شاید ہی کوئی لمحہ ہو ! — Maryam Nawaz Sharif (@MaryamNSharif) August 6, 2025 In the briefing, it was shared that more than 37,000 families have already received both installments of their loans, and over 52,000 homes are currently under construction. By the end of the month, 75,000 loans will have been disbursed, with an affordable monthly instalment of just Rs15,000, which has made the repayment process more manageable for beneficiaries. CM Maryam further stated that around 45,000 houses are currently being built under the scheme, and 9,000 homes have already been completed. "This initiative is about providing people with the means to build a better future for themselves and their families," she concluded.
Business Recorder
29-07-2025
- Business
- Business Recorder
Two water projects worth over Rs70bn to be launched in Faisalabad
LAHORE: The Punjab government has launched two mega water infrastructure projects in Faisalabad worth over Rs 70 billion. Punjab Housing, Urban Development and Public Health Secretary Noor-ul-Amin Mengal chaired a meeting. On this occasion, WASA Faisalabad MD Sohail Qadir Cheema gave a detailed briefing on the projects, disclosed a department spokesperson on Monday. According to the briefing, two major water infrastructure projects - a surface water treatment plant and a wastewater treatment plant - are being launched in Faisalabad to improve access to clean water. The first project will cost Rs 14.6 billion while the second one will cost over Rs 56 billion; international donor agencies will fund these projects. The surface water treatment plant is scheduled for completion by June 2027, and the wastewater treatment plant will be completed by July 2028. While addressing the meeting, the Secretary stated that once completed, these plants will treat a total of 63 million gallons of water per day, benefiting more than 700,000 residents in the eastern parts of Faisalabad. He added that over 56,000 households will receive access to safe drinking water through these efforts. 'The treated wastewater will be made suitable for agricultural use, contributing to resource conservation and environmental sustainability,' he added. Mengal also shared that in future, a total of three wastewater treatment plants were planned for Faisalabad to meet the city's growing population and urban needs. 'Under the directives of Chief Minister Punjab, we are ensuring the smart and efficient use of public resources to provide equal and high-quality urban services across all regions,' he emphasised. Meanwhile, in a separate meeting, the Secretary reviewed the progress made on the 'Apni Chat Apna Ghar' programme. On this occasion, he said over 8,000 families have already completed construction of their homes, while more than 35,000 families have received second loan installments for the construction. He added that the government aims at facilitating the construction of over 100,000 homes annually under this flagship initiative. Mengal further revealed that the programme has received more than 1.5 million applications to date, a clear reflection of public confidence and overwhelming interest. 'To ensure convenience, the entire application process has been made online,' he added. According to him, under the people-first vision of Chief Minister Punjab Maryam Nawaz Sharif, the 'Apni Chat Apna Ghar' programme is transforming the dream of homeownership into reality for thousands of low-income families across the province. This programme has not only eased the financial burden of renting for many but also empowered families to build homes of their own. Copyright Business Recorder, 2025
Express Tribune
27-07-2025
- Business
- Express Tribune
Legislation initiated to boost home ownership
Acting on the Punjab government's directive, the housing department has begun drafting legislation to expand affordable housing and make home ownership more accessible across the province. The initiative aims to integrate low-cost, inclusive housing into both public and private sector development, with a focus on placing new homes in areas that offer reliable access to schools, healthcare, transportation, and essential utilities. The legislative effort will introduce a standardised regulatory framework across all development authorities in Punjab, including the Ravi Urban Development Authority (RUDA), Punjab Housing and Town Planning Agency (PHATA), Central Business District Authority (CBDA), and district-level entities. This alignment is intended to guarantee uniform housing standards and equitable opportunities regardless of location. A spokesperson for the housing department said the new rules would incorporate Corporate Social Responsibility-based mandates, requiring developers to dedicate a portion of their projects specifically for affordable housing. Developers will be legally obligated to participate in inclusive urban growth, reinforcing the government's commitment to sustainable development and social equity. In parallel, the 'Apni Chat Apna Ghar' programme continues to gain momentum as a key component of the housing strategy. The interest-free loan scheme for low-income families has benefited over 60,000 households, with total applications surpassing 1.5 million — an indication of broad public engagement. For the 2024-25 fiscal year, the programme exceeded its target of 47,000 families by providing loans to over 51,000 applicants. At a recent meeting, Housing Secretary Noorul Amin Mengal praised the programme's performance and reaffirmed that the initiative is being implemented without bias or discrimination. Officials who visited completed housing units claimed satisfaction among beneficiaries. The housing initiative provides interest-free loans.
Express Tribune
05-04-2025
- Politics
- Express Tribune
Pakistan sees economic stability: Danyal
Parliamentary Secretary for Information and Broadcasting, Barrister Danyal Chaudhry on Saturday highlighted the country's progress under the current government saying Pakistan has achieved both political and economic stability. Speaking at a news conference, Chaudhry emphasized that despite initial predictions of bankruptcy within 24 to 48 hours by the previous government, the country has seen an improvement in foreign reserves. Four million families received digital cash assistance during Ramadan, while three million people in Punjab received a Rs 10,000 ration package. 12 million people benefited from relief through Ramadan bazars. Chaudhry credited the Pakistan Muslim League-Nawaz (PML-N) government for resolving the energy crisis that plagued Pakistan in 2013, with load shedding reaching 22 to 23 hours. The government provided thousands of megawatts to the grid, significantly improving the situation. The China-Pakistan Economic Corridor (CPEC) was revived after a brief halt due to the discontinuity of our government in 2018, he said. Due to Prime Minister's struggles, Rs 7.41 per unit cut in power rates was a major relief to the consumers, he said. Chaudhry highlighted the government's efforts to bring transparency to the country, citing international institutions' positive analysis. He also criticized the opposition for alleged corruption, 33 fake degrees at Swabi University, bogus candidates at Badashah University and illegal hiring in Agriculture University. He said previous government also took two arab rupees on the name of mosques which they put on their social media and insaaf team. Eithsab commsion couldn't work in Khyber Pakhtunkhwa. We will also expose their corruption in the coming days, he said. The previous government claimed that they have planted 1.8 billion trees but not even 20 per cent of it exists in reality and their corruption goes on. They were weakening our institutions and country through that corruption money, he said. We are not good in making propaganda or doing abusing politics but when it comes to deliverance, making bridges, roads, infrastructure and economy we have and will deliver to the people. The government has launched various public welfare projects, including Kisan Program supporting farmers through the Kisan card and tractor program, improved healthcare services and registering over 1.5 million people for housing initiatives through the Apni Chat Apna Ghar program. He reported positive economic indicators, including GDP Growth, a stock market which was recognized as Asia's top-performing market. The IT Sector revenue will see growth to cross Rs 4 billion in the coming years and the business sector has seen increased investment due to decreased interest rates.
Express Tribune
30-01-2025
- Business
- Express Tribune
First instalment paid
MULTAN: Commissioner Amir Kareem Khan has said beneficiaries of 'Apni Chat Apna Ghar' scheme had received the first instalment worth Rs750,000 each in Multan, an initiative that started turning their own-home dreams into reality. During a visit to under-construction homes, commissioner interacted with beneficiaries who had obtained loans under the scheme and congratulated them on obtaining home ownership.
