Latest news with #ApniZameenApnaGhar
Gulf News
04-05-2025
- Business
- Gulf News
Pakistan: Free housing land offered in Punjab, who can apply
Dubai: Punjab Chief Minister Maryam Nawaz Sharif has launched the 'Apni Zameen Apna Ghar' (my land, my home) scheme, an ambitious housing initiative offering free residential plots and construction support to the province's poorest residents. The first phase, already underway, will distribute 1,892 plots across 23 government-backed housing schemes in 19 districts, with additional phases to follow. The move aims to tackle homelessness and uplift the lives of low-income families. The program offers free 3-marla (675 sq. ft.) plots to eligible low-income residents, along with access to interest-free construction loans through a companion scheme titled 'Apni Chhat Apna Ghar' (My shelter, may home) Speaking at the official inauguration of the scheme's e-portal ( on Saturday, Chief Minister Maryam Nawaz shared that 2,000 plots will be allotted in the initial phase across 19 districts in Punjab. 'This programme is very close to my heart. It fulfills the vision of PML (N) leader Muhammad Nawaz Sharif, who is always pleased to hear about homes being built for the poor.' 100,000 homes The initiative, managed by the Punjab Housing & Town Planning Agency (PHATA) under the Housing, Urban Development, and Public Health Engineering Department, aims to construct 100,000 homes in 4.5 years, targeting both impoverished and middle-income families. Key Features of the Scheme Free 3-Marla (675 sq. ft ) plots for eligible families across Punjab. Interest-free loans up to Rs1.5 million, repayable over 7 years at Rs14,000/month. Priority to widows, orphans, differently-abled persons, and laborers. Transparent balloting monitored by 8-member district-level oversight committees. Zero application fee to ensure accessibility and eliminate exploitation. Eligibility Criteria Applicants must: Be permanent residents of Punjab Apply only within their home district Own no property in Pakistan (including spouse/dependents) Be registered with NSER with a PMT score ≤ 60 Have a household income under Rs50,000 Be at least 18 years old (married applicants prioritised). Have no criminal record or loan defaults. Be the verified head of a nuclear family. How to Apply Online Apni Zameen Apna Ghar: Apni Chhat Apna Ghar (Loan): In person Visit your local Deputy Commissioner's office, where scheme desks will assist with document submission and registration. Loan disbursal & repayment Approved applicants can access a Rs1.5 million interest-free loan for construction, repayable over 7 years with a 3-month grace period. The process includes Plot verification Document submission Departmental validation Staggered disbursal of funds Transparency Each district has an eight-member committee overseeing the allotment process. Applicants must ensure their socio-economic survey is complete via Citizens are warned to avoid scams—no payments are required at any stage. Complaints and misconduct can be reported via: Helpline: 0800-09100 Online: Socio-Economic Impact
Express Tribune
03-05-2025
- General
- Express Tribune
Punjab's Apni Zameen Apna Ghar scheme: Eligibility criteria and how to apply for free plot
Listen to article Chief Minister Punjab Maryam Nawaz Sharif has launched the Apni Zameen Apna Ghar initiative, a flagship welfare programme aimed at providing free residential plots to the province's poorest and homeless citizens. The first phase of the scheme will allocate 1,892 free 3-marla plots across 23 low-income housing projects in 19 districts. The initiative is being managed by the Punjab Housing and Town Planning Agency, under the administrative oversight of the Housing, Urban Development, and Public Health Engineering Department. The programme is part of CM Maryam Nawaz's broader 'Housing for All' vision and is designed to benefit those who meet eligibility criteria. Districts Included in Phase One Attock, Bahawalnagar, Bahawalpur, Bhakkar, Chiniot, Faisalabad, Gujrat, Jhang, Jhelum, Kasur, Khushab, Layyah, Lodhran, Mandi Bahauddin, Okara, Rajanpur, Sahiwal, Sargodha, Vehari Who is Eligible? Must hold permanent residence status in Punjab as per CNIC Applications are only accepted within the applicant's native district Applicant, spouse, and dependent children must not own any property in Pakistan Clean criminal record is mandatory Applicant must not be a bank or financial institution defaulter Submission of false or misleading information will result in disqualification How to Apply Apply online via the official portal:
