Latest news with #BusinessPlatinumCard
Yahoo
4 days ago
- Business
- Yahoo
Do you need to be a business owner to qualify for the limited-time Amex Business Platinum offer?
The Business Platinum Card® from American Express currently has an excellent limited-time offer. Until June 30, 2025, you can earn a statement credit in addition to a large number of bonus points. Here's the good news: You don't need a specific type of business to qualify for the Amex Business Platinum offer. Your business doesn't even have to be registered or established. See how you can qualify for this and other business credit cards as an owner of a startup, as a freelancer, or even someone with a side hustle. Perhaps surprisingly, the eligibility criteria for business credit cards, including the Amex Business Platinum, are less strict than you might imagine. Do I need an established or registered business? No, your business doesn't have to be established or registered to qualify for a business credit card. You can have a new business and still qualify. What if I'm a freelancer or sole proprietor? Sole proprietorships are one of the eligible options for company structures on most business card applications. You're typically classified as a sole proprietor if you run a business by yourself, which is often the case as a freelancer or independent contractor. What if I don't have a legal business name? You typically use your own name as your legal business name if you're a sole proprietor. What if I'm a startup and don't have any income? Startups can also qualify for business credit cards, so it's not necessary to have any income yet — you can put your estimated revenue on the application. What if I don't have any business credit history? Most new small business owners won't have any business credit history, which is okay. Major credit card issuers often check your personal credit history when you apply for a business credit card. This can have a small, temporary impact on your personal credit. What if my industry type isn't on the application? Try to choose the industry type that's closest to the type of business you do. Most business card applications don't have every business type available. What if I'm not sure of my estimated monthly spend? Make your best estimated guess as to what you think your monthly business spending will be. The key to applying for any financial product is to be honest. What is my Federal Tax ID? You typically only have to provide a Federal Tax ID, also known as an employer identification number (EIN), if you have a registered business, such as a corporation or partnership. As a sole proprietor, you likely don't need to provide more than your Social Security number (SSN). In short, all types of business owners may qualify for the Amex Business Platinum and other business credit card offers. There are other factors to consider, such as your personal credit score and applicable spending requirements, but you don't need to be a large corporation or even a registered business at all. Freelancers and people with side hustles may also Amex Business Platinum offer's terms and conditions state you may not be eligible for this offer if you: Have had this card or previous versions of this card Have a certain history with credit card balance transfers Have a certain history as an American Express cardmember Have opened or closed a certain number of credit cards Are unable to meet the conditions pertaining to other factors One area of concern for prospective cardholders is whether they qualify for a business credit card at all because of the type of business they run. The good news is American Express will let you know if you qualify for one of its credit card welcome offers before you actually apply (and potentially impact your credit score).The Amex Business Platinum travel rewards card has a publicly available offer where you can earn 150,000 Membership Rewards points after spending $20,000 on eligible purchases in the first three months. You can also earn a $500 statement credit after spending $2,500 on eligible flights booked through American Express Travel ( or directly with airlines within the first three months. The offer ends on June 30, 2025. It depends on how you redeem the points, but they're worth at least $1,500 toward airfare and similarly toward gift cards (depending on the gift card). They could be worth more if you redeem them toward specific flights after transfers to partner airlines. For example, you could get over $2,000 or $3,000 in value if you transfer your points to Singapore Airlines Krisflyer, Air France-KLM Flying Blue, or another partner and book an international flight in business Amex Business Platinum Card may be worth it if you can take advantage of enough of its perks and benefits to offset its hefty $695 annual fee. This could include traveling enough to use its complimentary access to airport lounges and its many annual credits, such as up to a $200 airline fee credit and up to a $199 CLEAR Plus possible to have more than one Amex Business Platinum Card and receive the welcome bonus more than once if you have multiple businesses or receive targeted card offers with terms and conditions that let you earn multiple offers. Editorial Disclosure: The information in this article has not been reviewed or approved by any advertiser. All opinions belong solely to the Yahoo Finance and are not those of any other entity. The details on financial products, including card rates and fees, are accurate as of the publish date. All products or services are presented without warranty. Check the bank's website for the most current information. This site doesn't include all currently available offers. Credit score alone does not guarantee or imply approval for any financial product.
Yahoo
23-05-2025
- Entertainment
- Yahoo
How Keke Palmer spends her 5 to 9 — from morning Pilates to drinking whiskey
Keke Palmer is the internet's darling. She's an Emmy-winning actor, headline-making podcaster, and TV host. Fun, charismatic, and genuine, Palmer can create a catch-phrase in a split-second moment of genius. Remember, "Sorry to this man"? So, ahead of our call, I was intrigued to find out what Palmer was like one-on-one, without cameras flashing or being on a big movie set. What I discovered is that she is everything you'd want a celebrity to be: simultaneously relatable (she's also obsessed with Pilates) and somehow otherworldly (she's motivated to work until 2 a.m.). In the latest installment of Business Insider's "5-9" series, Palmer, 31, shares a glimpse into her busy life as a businesswoman and mother, as part of her collaboration with American Express' Business Platinum Card. What time do you get up, and what's your morning routine? I put my clothes out the night before and get up between 6 a.m. and 6.45 a.m. If my workday starts after 8 a.m., I'll use that hour from 7 a.m. to work out: Pilates is my favorite. When I get back, I'll have a coffee. I'm drinking my water, and I've got my Stanley. Then I'll start work. Do you do reformer or mat Pilates? I love them both for different reasons. If I do mat Pilates, it's going to be heated, and if I do reformer Pilates, it's not. If my hair is done, I'm doing reformer, for sure. I don't want to get sweaty on the mat. The Pilates that I do is not as yoga-leaning, it's athletic — not cardio, but very intricate and muscle-building. It's the moment of my day that I get to myself, even if I'm in a class with other people. It's just me, feeling it, existing in the world, and doing something for myself. It's really meditative. When you're focusing so hard on what you're doing, you can't think about anything else. Exactly, girl. What do you have for breakfast? I try to eat something that will really nourish me, especially as I've got older and work so much. I love what I do, and I'm trying to extend my ability to keep doing it. Anything that's a whole food. I love eggs. Sometimes, I have egg whites with potatoes. This morning, I had sweet potato pancakes with a side of yogurt. It's not that I don't care about taste, I do, but I want to make sure that it's stuff that's going to be prolonging me for the rest of the day. Especially with all the traveling, too. How do you keep yourself healthy while traveling a lot? I definitely need a premium travel experience. I use my American Express Business Platinum Card because I can relax in the lounge, get something to eat, and do a little work if I need to. I travel for work mostly, sometimes getting right off the plane and straight into business, so the peace and the comfort that I can obtain from that kind of experience is helpful when I go in and pitch. What are your wellness essentials? I have an array of different things that really feed into my ability to stay grounded and at ease. For me, therapy is seasonal. I think that therapy is good if you're not doing it all the time. I love journaling, prayer, and any type of fitness, such as Pilates, yoga, and hiking. All of that stuff brings me immense joy. I love a good hike by myself, and I like doing things solo, because I'm always around so many people when I'm working. I love bingeing comfort TV. It doesn't even have to be the most interesting thing. Spending time with family is huge for me, especially my little boy. I love to be with him. It's like time stops. What time do you get home from work? When I'm on set, I can go as late as 2 a.m., but if I get out at a normal time, then I'm off around 8 p.m. to 10 p.m. Do you generally not eat dinner at home? I usually eat before I get home. And then when I'm back, I try to give my stomach a rest to digest because eating so late can mess me up for the next morning and disturb my sleep. Are you consciously intermittent fasting? I don't think of it that way. I think about it in terms of my gut. I've had a lot of health issues with PCOS, my nervous system, and my stomach, which has always been very sensitive. So, over these past few years, it's been really important for me to understand how to help my stomach and what foods are ticking it off, because when your gut brain is good, the rest of your brain is good. Once you find out what works for you, it makes a real difference. A lot of times, they're telling you the things that are good for you, but they're not necessarily good for you. Or they're telling you the things that are bad for you, but they're not necessarily bad for you. People often say, "No rice, no potatoes," but my body prefers those, and I'm not saying they've got to be deep-fried. I pair that with something fibrous, protein, or beans. That's good for me. Do you have a go-to drink? Yes, whiskey. With ice? No, I don't want it watered down! Good point. Do you have a skincare routine? It's kind of simple, but there are certain ingredients I like to use. Niacinamide, over-the-counter retinol — not prescribed because I don't want to go too harsh. I love La Roche Posay Mela B3 for dark spots, and also La Roche Posay's kids' and adults' SPF because it doesn't burn my eyes. I like oil-based cleansers, especially if I'm doing a lot of performing. Sometimes the makeup's coming on and off, and I don't want a cleanser that's going to be too stripping. I do switch up products because I honestly think that you have to learn your skin and be able to touch, feel, and look at it, and then define what you're going to do based on that. What's your nighttime routine? I love watching TV and oiling my hair while in the bath, using face wash and moisturizer, setting out my clothes, and turning on my bed warmer. It's a warming blanket from Amazon. I put it underneath my sheet, and it's perfect. I lie in bed. I might look at my phone or journal, drop a couple of magnesium drops in my water, maybe a little bit of turmeric, and sip on that. I have a bean bag eye mask. Sometimes, I microwave it. I put it on my eyes, and I'm out. I'll always go to sleep to some sitcom like "Girlfriends" or "Gilmore Girls" — any type of comfort show. Read the original article on Business Insider
Business Insider
23-05-2025
- Entertainment
- Business Insider
How Keke Palmer spends her 5 to 9 — from morning Pilates to drinking whiskey
Keke Palmer is the internet's darling. She's an Emmy-winning actor, headline-making podcaster, and TV host. Fun, charismatic, and genuine, Palmer can create a catch-phrase in a split-second moment of genius. Remember, "Sorry to this man"? So, ahead of our call, I was intrigued to find out what Palmer was like one-on-one, without cameras flashing or being on a big movie set. What I discovered is that she is everything you'd want a celebrity to be: simultaneously relatable (she's also obsessed with Pilates) and somehow otherworldly (she's motivated to work until 2 a.m.). In the latest installment of Business Insider's "5-9" series, Palmer, 31, shares a glimpse into her busy life as a businesswoman and mother, as part of her collaboration with American Express' Business Platinum Card. What time do you get up, and what's your morning routine? I put my clothes out the night before and get up between 6 a.m. and 6.45 a.m. If my workday starts after 8 a.m., I'll use that hour from 7 a.m. to work out: Pilates is my favorite. When I get back, I'll have a coffee. I'm drinking my water, and I've got my Stanley. Then I'll start work. Do you do reformer or mat Pilates? I love them both for different reasons. If I do mat Pilates, it's going to be heated, and if I do reformer Pilates, it's not. If my hair is done, I'm doing reformer, for sure. I don't want to get sweaty on the mat. The Pilates that I do is not as yoga-leaning, it's athletic — not cardio, but very intricate and muscle-building. It's the moment of my day that I get to myself, even if I'm in a class with other people. It's just me, feeling it, existing in the world, and doing something for myself. It's really meditative. When you're focusing so hard on what you're doing, you can't think about anything else. Exactly, girl. What do you have for breakfast? I try to eat something that will really nourish me, especially as I've got older and work so much. I love what I do, and I'm trying to extend my ability to keep doing it. Anything that's a whole food. I love eggs. Sometimes, I have egg whites with potatoes. This morning, I had sweet potato pancakes with a side of yogurt. It's not that I don't care about taste, I do, but I want to make sure that it's stuff that's going to be prolonging me for the rest of the day. Especially with all the traveling, too. How do you keep yourself healthy while traveling a lot? I definitely need a premium travel experience. I use my American Express Business Platinum Card because I can relax in the lounge, get something to eat, and do a little work if I need to. I travel for work mostly, sometimes getting right off the plane and straight into business, so the peace and the comfort that I can obtain from that kind of experience is helpful when I go in and pitch. Eating for gut health What are your wellness essentials? I have an array of different things that really feed into my ability to stay grounded and at ease. For me, therapy is seasonal. I think that therapy is good if you're not doing it all the time. I love journaling, prayer, and any type of fitness, such as Pilates, yoga, and hiking. All of that stuff brings me immense joy. I love a good hike by myself, and I like doing things solo, because I'm always around so many people when I'm working. I love bingeing comfort TV. It doesn't even have to be the most interesting thing. Spending time with family is huge for me, especially my little boy. I love to be with him. It's like time stops. What time do you get home from work? When I'm on set, I can go as late as 2 a.m., but if I get out at a normal time, then I'm off around 8 p.m. to 10 p.m. Do you generally not eat dinner at home? I usually eat before I get home. And then when I'm back, I try to give my stomach a rest to digest because eating so late can mess me up for the next morning and disturb my sleep. I don't think of it that way. I think about it in terms of my gut. I've had a lot of health issues with PCOS, my nervous system, and my stomach, which has always been very sensitive. So, over these past few years, it's been really important for me to understand how to help my stomach and what foods are ticking it off, because when your gut brain is good, the rest of your brain is good. Once you find out what works for you, it makes a real difference. A lot of times, they're telling you the things that are good for you, but they're not necessarily good for you. Or they're telling you the things that are bad for you, but they're not necessarily bad for you. People often say, "No rice, no potatoes," but my body prefers those, and I'm not saying they've got to be deep-fried. I pair that with something fibrous, protein, or beans. That's good for me. Do you have a go-to drink? Yes, whiskey. With ice? No, I don't want it watered down! Good point. Baths before bed and "Girlfriends" Do you have a skincare routine? It's kind of simple, but there are certain ingredients I like to use. Niacinamide, over-the-counter retinol — not prescribed because I don't want to go too harsh. I love La Roche Posay Mela B3 for dark spots, and also La Roche Posay's kids' and adults' SPF because it doesn't burn my eyes. I like oil-based cleansers, especially if I'm doing a lot of performing. Sometimes the makeup's coming on and off, and I don't want a cleanser that's going to be too stripping. I do switch up products because I honestly think that you have to learn your skin and be able to touch, feel, and look at it, and then define what you're going to do based on that. What's your nighttime routine? I love watching TV and oiling my hair while in the bath, using face wash and moisturizer, setting out my clothes, and turning on my bed warmer. It's a warming blanket from Amazon. I put it underneath my sheet, and it's perfect. I lie in bed. I might look at my phone or journal, drop a couple of magnesium drops in my water, maybe a little bit of turmeric, and sip on that. I have a bean bag eye mask. Sometimes, I microwave it. I put it on my eyes, and I'm out. I'll always go to sleep to some sitcom like "Girlfriends" or "Gilmore Girls" — any type of comfort show.
Yahoo
12-05-2025
- Entertainment
- Yahoo
Keke Palmer on Using ‘Fashion as a Tool for Activism,' Her 2025 Met Gala Look and American Express Partnership
Keke Palmer sees fashion as a means to send a message. The actress and entrepreneur was inspired by activists from the past for her 2025 Met Gala look — a custom design courtesy of Vera Wang, paying homage to one of classic Hollywood's trailblazers: Dorothy Dandridge. 'When you're working on something like the Met Gala, it's all about collaborating on how everybody is interpreting the theme and, for me, when I'm thinking about Black Dandyism, I'm thinking about fashion as a tool for activism, especially when it comes to Black Americans,' Palmer told WWD, following Monday's event. More from WWD Keke Palmer Is Rolling With the Punches and Leaning Into Comedy Keke Palmer Channels Vampy Winter Glam in Semi-sheer Maroon Google Searches and Pantone Look Ahead to Met Gala-inspired Colors and Trends: From Zendaya's Hat to Savannah James in Windsor Wine The 'One of Them Days' star was intentional with her look, considering how fashion is used 'as a way to present and get into doors and break those negative stereotypes. Those are the kinds of things that Dorothy Dandridge did; those are the kinds of things that Coretta Scott King did and the list goes on,' Palmer said. Palmer observed that while 'you can brush up against' respectability politics as they relate to fashion and presentation, they can also be an instrument for transformation. 'The idea of how you step into a room, how it can change how you are perceived, is a really cool insight to play with,' she said. Thinking back to Monday's Met Gala, Palmer embraced the unique experience. 'Artistry, perspective, point of view, how it brings people together — I think it's really cool. Every Met [Gala] is a good time, and this one was just as good.' Off the red carpet, Palmer continues to expand her business. She founded KeyTV, a digital network focused on diverse creators, in 2022. She also cofounded Saving Our Cinderellas, a program within the Saving Our Daughters organization, in 2014, and her own record label, Big Bosses ENT, in 2017. With her ongoing business ventures, the actress recently partnered with American Express' Business Platinum Card to support her through travel and keep track of her finances. 'I was excited to team up with them and highlight the Business Platinum Card's benefits because they're truly designed to elevate business and travel, which is something that I'm always doing,' she said. 'The main thing that I love is that I can also get lounge access through the American Express global lounge collection with my business platinum card,' she said. Palmer is set to star in forthcoming projects like 'The Pickup' alongside Oscar nominee Eddie Murphy and more. Despite her busy schedule, the actress said she will 'stay focused,' balancing professional and personal commitments. 'The human body sometimes wants to go fight or flight, but if we can push past that and embrace the magnitude of whatever intensity comes our way personally, professionally, relationally, then we have the opportunity to be transformed,' she said. 'I think that's something I've learned as I've continued to grow. I don't want to turn away from the opportunity to expand and to evolve. Continue to push through.' View Gallery Launch Gallery: Best Moments of the Met Gala 2025: Photos Best of WWD Celebrities Wearing Zara: From Melania Trump's Controversial Coat to Kate Middleton's Blazer Collection [PHOTOS] The Stories Behind Audrey Hepburn's Wedding Dresses and What Happened to the Gown That Never Made It Down the Aisle La La Anthony's Style Through the Years: Met Gala Looks, MTV Days and More Photos
Yahoo
18-04-2025
- Business
- Yahoo
Earn 150k points and a $500 statement credit with this Amex Business Platinum limited-time offer
The Business Platinum Card® from American Express has a limited-time offer of 150,000 points and a $500 statement credit. This offer is interesting because, depending on whether you meet the offer requirements, you can earn one or both aspects of the two-tiered bonus. Here's the full offer: Earn 150,000 Membership Rewards points after you spend $20,000 on eligible purchases on your Business Platinum Card within the first three months. Plus, earn a $500 statement credit after you spend $2,500 on qualifying flights booked directly with airlines or through American Express Travel with your card within the first three months. The offer ends June 30, 2025. This offer is worth at least $2,000 toward flights, though it could be worth much more with specific transfer partner redemptions. This is a two-tiered offer: Earn 150,000 Membership Rewards points after spending $20,000 on eligible purchases on your Business Platinum Card within the first three months. Earn a $500 statement credit after spending $2,500 on qualifying flights booked directly with airlines or through American Express Travel with your card within the first three months. You can earn one or both parts of this Amex Business Platinum offer. We don't like leaving any part of a welcome bonus on the table, so we recommend working at least $2,500 worth of flights into the $20,000 you have to spend in the first three months. Then, you'll qualify for both the 150,000 points and the $500 statement credit. Of course, this strategy only makes sense if you need to book upcoming flights. The offer could still be worth it if you can only earn the 150,000 points, but it loses much of its value if you only qualify for the $500 statement value of 150,000 Membership Rewards points can vary in value depending on the redemption option. Here are some examples of how much 150,000 points are worth for different redemptions: Book flights: $1,500 Reserve prepaid hotels: $1,050 Cover card charges: $900 Receive an Olive Garden gift card: $1,500 Receive a The Cheesecake Factory gift card: $1,275 Receive a Starbucks gift card: $1,050 Using this sampling of possible redemptions, the bonus is worth up to $2,000 (including the $500 statement credit) toward flights or certain gift cards. It's worth significantly less if you choose any of the low-value redemption options, such as covering card charges or reserving prepaid hotels. However, there's no set redemption value if you transfer points to one of over 20 Amex travel partners, including Air France-KLM, Singapore Airlines, or Virgin Atlantic. From our experience, you can receive well over $1,500 in value when transferring 150,000 points to a transfer these examples of transferring points to different Amex travel partners to get more value from your rewards. Singapore Airlines has a route from New York (JFK) to Frankfurt (FRA), where you can book a business class flight for 81,000 miles plus a small amount of taxes and fees. This flight is on one of the best airlines in the world and can cost over $2,600, giving you plenty of value for your points. Singapore Airlines offers frequent discounts with its KrisFlyer Spontaneous Escapes promotions, which could lower the award flight cost to only 56,700 miles. This redemption will be even more worthwhile if you can snag this deal. Either way, you'd still have points left over for other redemptions. How does a business class flight to Paris (CDG) from Seattle (SEA) sound? With only 60,000 points transferred to Air France-KLM Flying Blue, you can make that dream a reality. You have to cover some taxes and fees, but it's still worth it, considering this flight can cost over $3,000. Even better, you would still have 90,000 Membership Rewards points to use after this redemption. If you would rather stretch your points for more flights, there's plenty of opportunity to do so. Consider this economy flight on Aer Lingus from Chicago (ORD) to Dublin (DUB), which only costs 13,000 Avios miles and some taxes and fees (about $131). This flight would cost $685 if you were to pay cash. With 150,000 points to work with, you could cover 11 of these flights (worth over $7,500). That's a lot of solo visits or at least a few family trips, depending on how many 'family members' turn up once they hear you're booking heavily discounted flights to Ireland. The Amex Business Platinum charges a hefty $695 annual fee (see rates and fees), which means you need to get enough value from the card's benefits each year to offset that amount. Otherwise, it might not be worth hanging onto this card year after year. Without considering the value of its welcome offer, here are a few simple steps to see if a card is worth it for you: See how much you must pay for a card membership or annual fee. Review a card's benefits and calculate their value. Don't consider benefits you won't use. If the value of a particular benefit is difficult to quantify, this can require educated guessing. See if the sum of the values of the benefits you would actually use is more than the annual fee. Here are a few Amex Business Platinum benefits and their potential value: Rewards rate: If your business spends $50,000 on the card annually, that's at least 50,000 points (worth $500 toward flights). You can earn more points if you spend more or qualify for a higher earning rate. Airport lounge access: Paying for airport lounge access can cost between $35 to $50 or more at locations that allow paid guests. Buying a meal at an airport can cost over $15. With airport lounge benefits, you can avoid paying an entrance fee and frequently receive complimentary food and drinks. $200 Hilton statement credit (enrollment required): For eligible Hilton purchases, you can receive up to $200 in statement credits annually ($50 per quarter). $200 airline fee credit (must select a qualifying airline): You can receive up to $200 in credits per calendar year for incidental purchases, such as baggage fees, made with your selected airline. $199 CLEAR Plus credit: You can receive up to $199 back per calendar year on eligible CLEAR Plus memberships. You can more than offset the annual fee each year by using these and other benefits, many of which we didn't mention here. Depending on your business expenses, you might earn enough from purchases alone to offset the fee. This article was edited by Alicia Hahn. Editorial Disclosure: The information in this article has not been reviewed or approved by any advertiser. All opinions belong solely to Yahoo Finance and are not those of any other entity. The details on financial products, including card rates and fees, are accurate as of the publish date. All products or services are presented without warranty. Check the bank's website for the most current information. This site doesn't include all currently available offers. Credit score alone does not guarantee or imply approval for any financial product.
