Latest news with #Featurespace
Yahoo
02-08-2025
- Business
- Yahoo
Is Visa (V) a Smart Buy and Hold Stock in the Tech-Driven Market?
Visa Inc. (NYSE:V) is included among the 10 Best Dividend Stocks to Buy and Hold Forever. siam sompunya The company is embracing AI to stay ahead, launching its Intelligent Commerce platform that uses AI agents for shopping, digital credentials, and personalized payment insights. It's working with top tech firms like OpenAI and Microsoft, and has upgraded its platform with AI features. Visa also acquired AI-based fraud detection firm Featurespace to boost security. On the financial side, Visa Inc. (NYSE:V) is a strong dividend stock with 17 years of consecutive increases and a low 18.5% payout ratio. As a payment processor, it profits from card usage without lending risk, making it a reliable stock in any economy. Over the past decade, the company has delivered an impressive annualized dividend growth rate of 17%. While recent increases have been slightly more modest, the one-, three-, and five-year growth rates all remain above 10%, making Visa a strong pick for dividend growth investors. On July 29, Visa Inc. (NYSE:V) declared a quarterly dividend of $0.59 per share, which fell in line with its previous dividend. As of July 31, the stock has a dividend yield of 0.68%. While we acknowledge the potential of V as an investment, we believe certain AI stocks offer greater upside potential and carry less downside risk. If you're looking for an extremely undervalued AI stock that also stands to benefit significantly from Trump-era tariffs and the onshoring trend, see our free report on the best short-term AI stock. READ NEXT: and Disclosure: None.
Yahoo
02-08-2025
- Business
- Yahoo
Is Visa (V) a Smart Buy and Hold Stock in the Tech-Driven Market?
Visa Inc. (NYSE:V) is included among the 10 Best Dividend Stocks to Buy and Hold Forever. siam sompunya The company is embracing AI to stay ahead, launching its Intelligent Commerce platform that uses AI agents for shopping, digital credentials, and personalized payment insights. It's working with top tech firms like OpenAI and Microsoft, and has upgraded its platform with AI features. Visa also acquired AI-based fraud detection firm Featurespace to boost security. On the financial side, Visa Inc. (NYSE:V) is a strong dividend stock with 17 years of consecutive increases and a low 18.5% payout ratio. As a payment processor, it profits from card usage without lending risk, making it a reliable stock in any economy. Over the past decade, the company has delivered an impressive annualized dividend growth rate of 17%. While recent increases have been slightly more modest, the one-, three-, and five-year growth rates all remain above 10%, making Visa a strong pick for dividend growth investors. On July 29, Visa Inc. (NYSE:V) declared a quarterly dividend of $0.59 per share, which fell in line with its previous dividend. As of July 31, the stock has a dividend yield of 0.68%. While we acknowledge the potential of V as an investment, we believe certain AI stocks offer greater upside potential and carry less downside risk. If you're looking for an extremely undervalued AI stock that also stands to benefit significantly from Trump-era tariffs and the onshoring trend, see our free report on the best short-term AI stock. READ NEXT: and Disclosure: None. Error in retrieving data Sign in to access your portfolio Error in retrieving data Error in retrieving data Error in retrieving data Error in retrieving data
Forbes
29-07-2025
- Forbes
iOS 18.6—Update Now Warning Issued To All iPhone Users
Apple has released iOS 18.6, along with a warning to update your iPhone now. Apple has released iOS 18.6, along with a warning to update your iPhone now. That's because iOS 18.6 comes with a hefty list of 29 security fixes, some of which plug serious holes in iOS. Apple doesn't give much information about the bugs squashed in iOS 18.6, to give people as much time to update as possible before attackers can get hold of the details. However, iOS 18.6 fixes multiple flaws in WebKit, the engine that supports the Safari browser, according to the iPhone maker's support page. Tracked as CVE-2025-4322, one of the issues patched in WebKit could see sensitive user information exposed, if they process maliciously crafted web content. Meanwhile, a trio of CVEs patched in iOS 18.6 could lead to memory corruption as a result of processing maliciously crafted web content. Apple's iOS 18.6 also fixes a flaw in CoreMedia Playback that could enable an app to access user-sensitive data. The Impact Of The Issues Fixed In iOS 18.6 Of the issues patched in iOS 18.6, Daniel Card, an independent cybersecurity consultant, highlights a flaw which could see your passcode read out by VoiceOver. Meanwhile, another WebKit issue could see address bar spoofing, if you visit a malicious website, he says. Most of the issues patched in iOS 18.6 are specific to WebKit, 'which by its very nature are more likely to be exploited remotely,' says Sean Wright, head of application security at Featurespace. For the most part, the impact of the vulnerabilities fixed in iOS 18.6 is limited, Wright says. However, it is important to note that flaws including CVE-2025-43227 do have more of an impact and 'thus carry more risk,' according to Wright. Apple released iOS 18.6 alongside iOS 17.7.9, patching issues on iPhones that can't run iOS 18. OS 18.6 comes with a hefty list of 29 security fixes, some of which plug serious holes in iOS. Why You Should Update To iOS 18.6 None of the flaws patched in iOS 18.6 have been used in real-life attacks, yet. But iOS 18.6 is the first update in well over two months — iOS 18.5 was issued in mid-May and Apple hasn't released any minor upgrades in the meantime. The iOS 18.6 upgrade is also likely to be the last iPhone update before Apple releases iOS 26 this fall, unless a very urgent security fix is needed before then. The fact that there's so long between updates — with another gap due until the iPhone 17 and iOS 26 arrive this fall — mean applying iOS 18.6 now is important. Plus iOS 18.6 fixes bugs plaguing those on the previous version, including an issue in Photos that could prevent memory movies being shared. 'Overall, there is no reason to panic, but I would highly recommend that users update to iOS 18.6 as soon as possible to be on the safe side,' says Wright. It's also worth noting that automatic updates can take a while to reach your iPhone, so it is best to apply iOS 18.6 manually. Before doing this, Card points out the importance of ensuring you have space in iCloud. 'Some people have their iCloud full so not only do their device back ups not work, their updates fail.' "General housekeeping is always good for life and security optimisation," Card says. To upgrade your iPhone, go to your Settings > General > Software Update and download and install iOS 18.6 now.
Globe and Mail
15-07-2025
- Business
- Globe and Mail
Is Visa's AI Strategy the Key to Defending Its Payments Dominance?
Visa Inc. V is placing a significant wager on Artificial Intelligence (AI) in order to sustain its dominance in the global payments ecosystem as digital payments develop quickly. With real-time payment networks and fintech rivals gaining ground, the company's AI strategy aims to provide speed, security and smarter decision-making. V is using cutting-edge tools, expert knowledge and robust processes to spot and tackle fraud, pouring more than $10 billion into technology over the past five years. In the past year, it blocked $40 billion in fraudulent payment attempts, stopped 80 million fraudulent transactions and saved more than $122 million in potential e-commerce fraud through malware detection. Visa also enhanced its Visa Account Attack Intelligence (VAAI) offering with the VAAI Score, a new tool that harnesses generative AI to pinpoint and evaluate enumeration attacks. In the second quarter of fiscal 2025, V processed 60.7 billion transactions, which grew 9% year over year. AI is playing an important role in each transaction. Their real-time risk assessment engine reportedly analyzes more than 400 attributes for each transaction in just milliseconds. This capability has allowed the company to bring fraud rates down to historic lows, even as digital threats continue to evolve and become more complex. It also acquired Featurespace, which specializes in cutting-edge real-time AI technology designed to protect payments. AI is also driving Visa's growth into new value-added services. With its cutting-edge data models, the company is helping banks and merchants get a better grip on consumer behavior. Its AI investments are more than just defensive — they're shaping its evolution into a tech-enabled network. How Are Competitors Faring? Some of V's competitors adopting AI to improve operations include Mastercard Incorporated MA and PayPal Holdings, Inc. PYPL. Mastercard is making significant investments in AI, particularly for cybersecurity and fraud detection. Its Cyber & Intelligence unit powers real-time risk analysis and authentication. To improve AI capabilities in financial data and fraud, the company purchased Brighterion and Finicity. Additionally, Mastercard introduced Decision Intelligence Pro and collaborated with Microsoft to use AI to combat scams. PayPal is actively integrating AI to enhance various aspects of its platform, making everything from checkout processes smoother to creating more dynamic workflows for developers. These AI-driven tools reflect PayPal's commitment to boosting efficiency, tailoring interactions and enhancing security for both businesses and consumers. Visa's Price Performance, Valuation & Estimates Shares of Visa have jumped 10.9% in the year-to-date period compared with the 2.5% growth of the industry. From a valuation standpoint, V trades at a forward price-to-earnings ratio of 28.13, above the industry average of 21.88. V carries a Value Score of D. The Zacks Consensus Estimate for Visa's fiscal 2025 earnings implies a 12.9% jump from the year-ago period. Image Source: Zacks Investment Research Visa stock currently carries a Zacks Rank #2 (Buy). You can see the complete list of today's Zacks #1 Rank (Strong Buy) stocks here. 7 Best Stocks for the Next 30 Days Just released: Experts distill 7 elite stocks from the current list of 220 Zacks Rank #1 Strong Buys. They deem these tickers "Most Likely for Early Price Pops." Since 1988, the full list has beaten the market more than 2X over with an average gain of +23.5% per year. So be sure to give these hand picked 7 your immediate attention. See them now >> Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report Mastercard Incorporated (MA): Free Stock Analysis Report Visa Inc. (V): Free Stock Analysis Report PayPal Holdings, Inc. (PYPL): Free Stock Analysis Report
Yahoo
04-04-2025
- Business
- Yahoo
Visa broadens payment portfolio with three new offerings
Visa has expanded its value-added services with the introduction of three new offerings: reimagined platform, Unified Checkout, and the ARIC Risk Hub. These services are designed to enhance business operations and provide fraud prevention measures. The platform integrates artificial intelligence to assist businesses in data analysis, summarising insights, and responding to changing consumer behaviour. The platform now features AI-driven capabilities, management dashboards, and support for in-person card readers, including Tap to Phone technology. The platform, which is already in use, will be available in the US in the second quarter, with plans to expand to additional countries next year. Visa's Unified Checkout offers a "deploy ready" payment acceptance solution that aims to optimise ecommerce conversion rates by supporting over 25 card and alternative payment methods. As part of the Visa Acceptance Solutions Platform, it includes tools for managing success rates, such as fraud management, 3DS authentication, and tokenisation management. This solution will be available in the US and in pilot stages in other markets in the third quarter. The ARIC Risk Hub, stemming from Visa's acquisition of Featurespace, is a fraud prevention platform that uses adaptive AI to detect and profile genuine customer activity. The ARIC Risk Hub is currently available worldwide. These new services expand Visa's portfolio, which already includes more than 200 value-added services across acceptance, advisory, issuing, and risk and identity categories. Visa Acceptance Solutions global head Rob Cameron said: "At Visa, we talk a lot about unleashing the creativity of commerce – in other words, how do we support retailers, marketplaces and shops to launch new products, enter emerging markets, and grow. These new services were built with exactly that in mind: they're designed to make life easier for businesses, freeing them up to do what they do best.' Visa Value-Added Services president Antony Cahill stated: 'Accepting a payment is a fundamental need of any business. Leveraging new technology to accept payments more efficiently and securely can be what sets a business apart in today's rapidly digitalizing world. With our new services, we're helping businesses harness data-driven insights, simplify the checkout experience, and fight fraud more effectively than ever.' In January this year, the company made headlines for forging an alliance with social media platform X to power latter's digital wallet service X Money, becoming an inaugural partner for X Money accounts. "Visa broadens payment portfolio with three new offerings " was originally created and published by Electronic Payments International, a GlobalData owned brand. The information on this site has been included in good faith for general informational purposes only. It is not intended to amount to advice on which you should rely, and we give no representation, warranty or guarantee, whether express or implied as to its accuracy or completeness. You must obtain professional or specialist advice before taking, or refraining from, any action on the basis of the content on our site.
