logo
Visa broadens payment portfolio with three new offerings

Visa broadens payment portfolio with three new offerings

Yahoo04-04-2025

Visa has expanded its value-added services with the introduction of three new offerings: reimagined Authorize.net platform, Unified Checkout, and the ARIC Risk Hub.
These services are designed to enhance business operations and provide fraud prevention measures.
The Authorize.net platform integrates artificial intelligence to assist businesses in data analysis, summarising insights, and responding to changing consumer behaviour.
The platform now features AI-driven capabilities, management dashboards, and support for in-person card readers, including Tap to Phone technology.
The platform, which is already in use, will be available in the US in the second quarter, with plans to expand to additional countries next year.
Visa's Unified Checkout offers a "deploy ready" payment acceptance solution that aims to optimise ecommerce conversion rates by supporting over 25 card and alternative payment methods.
As part of the Visa Acceptance Solutions Platform, it includes tools for managing success rates, such as fraud management, 3DS authentication, and tokenisation management.
This solution will be available in the US and in pilot stages in other markets in the third quarter.
The ARIC Risk Hub, stemming from Visa's acquisition of Featurespace, is a fraud prevention platform that uses adaptive AI to detect and profile genuine customer activity.
The ARIC Risk Hub is currently available worldwide.
These new services expand Visa's portfolio, which already includes more than 200 value-added services across acceptance, advisory, issuing, and risk and identity categories.
Visa Acceptance Solutions global head Rob Cameron said: "At Visa, we talk a lot about unleashing the creativity of commerce – in other words, how do we support retailers, marketplaces and shops to launch new products, enter emerging markets, and grow. These new services were built with exactly that in mind: they're designed to make life easier for businesses, freeing them up to do what they do best.'
Visa Value-Added Services president Antony Cahill stated: 'Accepting a payment is a fundamental need of any business. Leveraging new technology to accept payments more efficiently and securely can be what sets a business apart in today's rapidly digitalizing world. With our new services, we're helping businesses harness data-driven insights, simplify the checkout experience, and fight fraud more effectively than ever.'
In January this year, the company made headlines for forging an alliance with social media platform X to power latter's digital wallet service X Money, becoming an inaugural partner for X Money accounts.
"Visa broadens payment portfolio with three new offerings " was originally created and published by Electronic Payments International, a GlobalData owned brand.
The information on this site has been included in good faith for general informational purposes only. It is not intended to amount to advice on which you should rely, and we give no representation, warranty or guarantee, whether express or implied as to its accuracy or completeness. You must obtain professional or specialist advice before taking, or refraining from, any action on the basis of the content on our site.

Orange background

Try Our AI Features

Explore what Daily8 AI can do for you:

Comments

No comments yet...

Related Articles

Keefe sees limited risk to Visa, MasterCard from WSJ report
Keefe sees limited risk to Visa, MasterCard from WSJ report

Yahoo

time4 hours ago

  • Yahoo

Keefe sees limited risk to Visa, MasterCard from WSJ report

Keefe Bruyette sees limited near-term risk to Visa (V) and MasterCard (MA) after the Wall Street Journal reported the large retailers are exploring stablecoin payments and potentially bypass the card payment rails. Discussions are in the early stages, and any decisions would depend on passage of the Genius Act, which aims to establish a regulatory framework for stablecoins, the analyst tells investors in a research note. Visa is down 3% to $362.01 in premarket trading while MasterCard is down 2% to $577.80. Easily unpack a company's performance with TipRanks' new KPI Data for smart investment decisions Receive undervalued, market resilient stocks right to your inbox with TipRanks' Smart Value Newsletter Published first on TheFly – the ultimate source for real-time, market-moving breaking financial news. Try Now>> See the top stocks recommended by analysts >> Read More on V: Disclaimer & DisclosureReport an Issue Visa, MasterCard slide after WSJ says merchants exploring stablecoins Stablecoin transaction volumes hit $752B in May, FT reports Marqeta to power Klarna debit card Visa's Strategic Growth and Innovation Drive Buy Rating 'Now Is the Time to Buy,' Says Mizuho about Visa Stock (V) Sign in to access your portfolio

Visa's Fintech Expansion: A New Era of Scalable Digital Payments?
Visa's Fintech Expansion: A New Era of Scalable Digital Payments?

Yahoo

time13 hours ago

  • Yahoo

Visa's Fintech Expansion: A New Era of Scalable Digital Payments?

Visa Inc. V focuses on sharpening its edge in the digital payments space through robust and growing fintech partnerships, acquisitions and platform building. It is redefining its role from a card network to a vital technology partner in the ever-changing payments landscape. The company saw impressive growth in payment volume during the second quarter of fiscal 2025, resulting from its partnerships with fintech companies and the increase in consumer spending on its app-based platforms. In fiscal 2023, Visa's payment volume rose 9% year over year on a constant-dollar basis, which grew 8% year over year in fiscal 2024, followed by an 8% increase in the second quarter of fiscal 2025. In the same quarter, processed transactions grew 9% year over year. Our model suggests a 9.9% year-over-year increase in processed transactions in fiscal 2025. Visa extended its partnership with TabaPay, which is serving over 6,500 fintechs and businesses. With Visa Direct, the company introduced push-to-account and wallet features alongside the existing push-to-card option. It also launched a new program, Visa Commercial Integrated Partners, designed to improve connectivity between fintechs and Visa Commercial products. Visa's proactive strategies reflect its active move to shape the new era of payments. As the demand for digital payment rises globally, the company's position as a flexible infrastructure partner might be its valuable long-term advantage. Some of V's competitors in the fintech payments space are Mastercard Incorporated MA and PayPal Holdings, Inc. PYPL. Mastercard reported a 15% Y/Y increase in cross-border volumes in the first quarter of 2025. In the same quarter, its payment network net revenues grew 13% year over year. Mastercard projects adjusted net revenues to witness low-teens growth in 2025. PayPal Holdings' total payment volume increased 3% year over year in the first quarter of 2025. The company's payment transactions decreased 7% year over year in the same quarter. PayPal Holdings anticipates the transaction margin to be in the range of $15.2-$15.4 billion in 2025. Shares of Visa have jumped 12.3% in the year-to-date period, outperforming the 8.5% growth of the industry. Image Source: Zacks Investment Research From a valuation standpoint, V trades at a forward price-to-earnings ratio of 30.1, above the industry average of 23.7. V carries a Value Score of D. Image Source: Zacks Investment Research The Zacks Consensus Estimate for Visa's fiscal 2025 earnings implies a 12.9% jump from the year-ago period. It witnessed 11 upward estimate revisions in the past 60 days against one downward movement. Image Source: Zacks Investment Research Visa stock currently carries a Zacks Rank #3 (Hold). You can see the complete list of today's Zacks #1 Rank (Strong Buy) stocks here. Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report Mastercard Incorporated (MA) : Free Stock Analysis Report Visa Inc. (V) : Free Stock Analysis Report PayPal Holdings, Inc. (PYPL) : Free Stock Analysis Report This article originally published on Zacks Investment Research ( Zacks Investment Research

Visa (NYSE:V) Expands Payment Security With Worldpay and Launches Innovative Tap to Pay Gift Card
Visa (NYSE:V) Expands Payment Security With Worldpay and Launches Innovative Tap to Pay Gift Card

Yahoo

time13 hours ago

  • Yahoo

Visa (NYSE:V) Expands Payment Security With Worldpay and Launches Innovative Tap to Pay Gift Card

Visa recently announced a partnership with Worldpay to enhance online transaction security through 3D Secure, and Blackhawk Network launched a secure Tap to Pay Visa Gift Card, bolstering Visa's innovation in secure payment solutions. These developments may have augmented investor confidence, evidenced by Visa's 11% share price increase last quarter, potentially bolstered by favorable market conditions and broader U.S. index gains. Additionally, Visa's financial performance, including increased sales and a $30 billion share buyback program, contributed to this positive sentiment, aligning with a general market uptrend reflecting benign inflation and progress in China-US trade talks. Buy, Hold or Sell Visa? View our complete analysis and fair value estimate and you decide. AI is about to change healthcare. These 22 stocks are working on everything from early diagnostics to drug discovery. The best part - they are all under $10b in market cap - there's still time to get in early. Visa's recent partnership with Worldpay and the launch of the Tap to Pay Visa Gift Card reflects its ongoing efforts to bolster online transaction security and foster innovation in payment solutions. These initiatives could positively influence Visa's long-term growth narrative by enhancing user engagement, expanding transaction volumes, and ultimately supporting revenue growth. Additionally, Visa's focus on security measures could further entrench its market position, crucial for its strategic geographical expansions. Over the last five years, Visa's total return, including share price and dividends, achieved a substantial 99.15% increase, showcasing strong performance. Comparatively, over the past year, Visa's return outpaced the US Diversified Financial industry, recording gains above the industry's 23.3% return. This indicates robust market positioning and a favorable reception among investors. Visa's current and forecasted financial performance reveals a promising trajectory, with revenue and earnings anticipated to grow as the company capitalizes on stablecoin innovations and value-added services. However, the analyst consensus price target of US$374.25 suggests only a modest increase from the current share price of US$347.7, indicating that Visa's market valuation aligns closely with analysts' expectations of future performance. Consequently, investors should consider both the potential for future growth and existing valuation when assessing Visa's investment prospects. Evaluate Visa's prospects by accessing our earnings growth report. This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned. Companies discussed in this article include NYSE:V. This article was originally published by Simply Wall St. Have feedback on this article? Concerned about the content? with us directly. Alternatively, email editorial-team@

DOWNLOAD THE APP

Get Started Now: Download the App

Ready to dive into the world of global news and events? Download our app today from your preferred app store and start exploring.
app-storeplay-store