Latest news with #Holgate
The Citizen
05-06-2025
- General
- The Citizen
Foundation embarks on Mozambique expedition with Defender convoy
A convoy of Land Rover Defender vehicles is heading north as part of the Kingsley Holgate Foundation's latest expedition into Mozambique. Looking for a new or used Land Rover? Find it here with CARmag! The mission, called the Greater Gorongosa Expedition, sat out on Tuesday and focuses on delivering malaria prevention tools, educational materials, and basic aid to rural communities near Gorongosa National Park. The Holgate Foundation is known for combining off-road exploration with humanitarian work, and this trip marks another chapter in a relationship with Defender that spans more than two decades. The team will travel in a mix of modern and older Defender models, continuing a long tradition of relying on the vehicle's off-road capability in remote parts of Africa. Related: Land Rover Unveils Defender 90 V8 Softop Restomod With Whopping Price tag Two new Defender 130s, nicknamed 'Moyo' and 'Isibindi', will lead the expedition. Both recently completed a 62 000km journey through 21 African countries during the Afrika Odyssey trip. They'll be joined by four classic Defender models that have been part of earlier Holgate journeys. The vehicles are loaded with gear and medical supplies, including mosquito nets intended for families in high-risk malaria zones. The expedition highlights the continuing health challenges in Mozambique, where malaria remains one of the leading causes of child mortality. According to the World Health Organisation, sustained efforts are still needed in the region. During its last major campaign, the foundation distributed nearly 16 000 mosquito nets. While the new Defenders bring updated tech and improved comfort, the inclusion of older models is a nod to the vehicle's role in previous expeditions. Ross Holgate, who leads the mission, said the combination of new and old Defenders reflects the evolution of the brand while maintaining the same core purpose — reaching places that are difficult to access and doing meaningful work when they get there. The team departed from Hoedspruit following a community send-off at a local environmental camp. They're expected to spend the next few weeks navigating rugged terrain in one of Southern Africa's most biodiverse regions. Click here and browse thousands of new and used vehicles here with CARmag! The post Holgate Foundation Embarks on Mozambique Expedition with Defender Convoy appeared first on CAR Magazine.
Perth Now
01-05-2025
- Entertainment
- Perth Now
May the fourth be with you
Millennium Falcon Emperial IPA Your local paper, whenever you want it. Holgate Brewhouse Forget making the Kessel Run in under 12 parsecs, the Millennium Falcon Emperial IPA is making its 12th run in bottle shops both near and far, far away. First brewed by Holgate Brewhouse in 2013 to mark its 1000th brew, Millennium Falcon is made with pale malt and an 'interstellar hopping rate' to produce an Emperial IPA that's out of this world. Think a supercharged American pale ale with fruity hop aromas, sweet pale malts and and hop bitterness. It pours a bright gold common to higher ABV beers, like a traditional Belgian golden ale (the Victorian brewer has stuck with the 9 per cent ABV of recent releases, down from the initial 10 per cent), with a small head. This year, they have opted for an all-American tropical hop, including Citra, Mosaic, El Dorado, Idaho #7 and Centennial. That super fruity hop aroma is immediately evident on the nose, notes of juicy pineapple, tart citrus, stone fruit and a touch of mandarin, alongside boiled lollies and bubblegum. The fruity flavour is underpinned by a bold hop bitterness. Like an all-out assault on the trenches of the Death Star, the boozy flavour hits hard and fast, but it remains dangerously drinkable. Just in time for May the Fourth, Millennium Falcon Emperial IPA can be enjoyed Solo or with friends. With a 9 per cent ABV, Holgate stops short of calling it sessionable, but it is very drinkable. $34.99 for a four-pack
Yahoo
11-04-2025
- Automotive
- Yahoo
6 Financial Sacrifices People Have Made To Afford Cars — And What To Do Instead
Car ownership is now the gut-wrenching trade off for millions of Americans. Drivers are using emergency cash, deferring healthcare and working two jobs to keep their cars running as auto and interest rates have become increasingly difficult to afford. Consider This: For You: Unfortunately, many customers discover — often too late — that nightmares of debt accompany their dream automobiles. This article highlights the lengths people will go to get their cars and how to avoid making decisions that may ruin your finances. Many consumers are taking out expensive loans to buy vehicles. According to Experian, the average car loan was $40,927 for a new vehicle in late 2024, and the average monthly payment was $737. This is worrying, as it can lead to long-term financial problems when consumers owe more than their cars are worth. Affordability is the answer to this problem as far as the consumers are concerned. Tom Holgate, EVP of auto finance and insurance at said the number one rule when applying for a car loan is affordability. 'If you lose part or all of your income, consumers should wonder if they will still be able to make payments,' Holgate said. Before signing an expensive loan, review your budget and look for a cheaper one. Furthermore, you should investigate making a more significant down payment to lessen the loan amount and the monthly payments. Read More: Many consumers use car payment extensions to make the payments more manageable. According to Experian, the average car loan lasts over 72 months — six years. A longer loan term typically means lower monthly payments but more in total interest over the lifetime of the loan. If you must extend the loan term to afford the monthly payments, the vehicle is too expensive for you. Consider looking for a cheaper vehicle or waiting to purchase until you've saved a larger down payment. People are cutting things like groceries, healthcare and housing to pay for car payments. At times, this sacrifice can have a great impact on overall quality of life and even long-term financial health. Cheap food and postponing medical checkups are just some of the choices some consumers are making to cut costs to pay their car payments. If you require a personal vehicle, consider buying an affordable model or one of the dependable used options instead of a new one. Before deciding how much to spend on a vehicle, make a detailed budget, including all your income and necessary costs — including what you'll be paying on the vehicle. Instead of cutting important expenses such as food and healthcare, reevaluate your transportation needs and see whether you have other alternatives. While picking up a side gig can be a good way to pad your savings, Holfgate said it may not be a sustainable option. Side gig income can vary by the gig you choose, the time you dedicate to it and even the time of year. If you want to up your income by taking on gig work, don't let it interfere with your primary job or personal life, and be aware that you may not always make enough to cover your car payment. Opt for a vehicle you can afford without the extra work, if you can, and let your side gig income be bonus money rather than needed money. '[Credit cards] may give some short-term relief, but if they are not appropriately managed, they lead to … growing debt,' Holfgate said. If you're not able to pay off the credit card in full every month, you'll end up paying much more in interest, whether you're using the card to make your car payment directly or on other essentials to free up money for your car payment. Use credit cards wisely, and do not carry a balance over from one month to the next. Consult with a credit counselor and set up a debt management plan if you have debt. Lower-quality vehicles or opting to bypass features you want may be cheap now but may cause problems later. Higher maintenance costs and lack of safety features, in particular, can end up costing you far more over the long term. Do your research and get a reliable vehicle that fits your requirements without exceeding your financial constraints. Check vehicle reliability ratings, then look at certified pre-owned options that include warranties. If you're considering an older or high-mileage vehicle, it is best to factor in the associated maintenance costs and verify them with a reliable mechanic. Choose a car that will give you good value for money and will last — all while keeping costs down. More From GOBankingRates Mark Cuban: Trump's Tariffs Will Affect This Class of People the MostHow Far $750K Plus Social Security Goes in Retirement in Every US RegionHow To Get the Most Value From Your Costco Membership in 202525 Places To Buy a Home If You Want It To Gain Value This article originally appeared on 6 Financial Sacrifices People Have Made To Afford Cars — And What To Do Instead Sign in to access your portfolio
