Latest news with #JoelRoberts
Business Insider
15-07-2025
- Business
- Business Insider
HAiO Sells Out 4 IDOs Ahead of KuCoin Listing on July 16
Dubai, UAE, July 15th, 2025, Chainwire All 4 IDOs Sold Out on Komunitas, BSCS, Huostarter, and Spores Network $HAIO Token to List on KuCoin at 11:00 (UTC), July 16 220,000+ AI-generated tracks, 470,000+ Web3 wallets connected — Rapid Ecosystem Growth HAiO, the AI-powered Web3 music platform, is making waves with a major milestone: all four of its IDOs were fully sold out across Komunitas, BSCS, Huostarter, and Spores Network from July 13–15. This overwhelming demand sets the stage for HAiO's upcoming global listing on KuCoin at 11:00 (UTC), July 16. KuCoin confirmed the $HAIO/USDT spot trading schedule via its official channels on July 15, further heightening anticipation across the crypto community. The successful IDOs signal strong market confidence in HAiO's vision: building a decentralized music economy where users can create, curate, own, and earn with the help of AI agents like Music Agent, Playlist Agent, and Live Agent. Since its launch in November 2024, the HAiO platform has seen exponential growth — over 220,000 songs generated by AI, 470,000+ connected Web3 wallets, 10,000+ user-operated music channels, and 280,000+ monthly active users. In the second half of 2025, HAiO plans to launch its Social Agent, release the SDK/API, roll out an NFT marketplace, and integrate with metaverse platforms. Looking ahead to 2026 and beyond, the platform will focus on expanding brand partnerships and scaling globally. Joel Roberts, CEO of HAiO, said 'Our four sold-out IDOs are proof of the demand for a new music economy. KuCoin is just the beginning — HAiO is building a future where creators, curators, and fans are rewarded for their participation.' About HAiO HAiO is a next-generation AI + Web3 music platform that empowers anyone to create, curate, and own music using intelligent agents and blockchain-based rewards. Launched in 2024, HAiO has already generated over 220,000 AI-powered songs, connected nearly half a million wallets, and onboarded hundreds of thousands of users globally. Through innovative tools like Music Agent, Playlist Agent, and Live Agent, HAiO is reshaping music as an open, decentralized, and reward-driven experience. With its tokenized ecosystem, HAiO enables creators, curators, and fans to not only enjoy music—but to earn from it. Contact CMO Joshua shim HAIO
CNN
01-07-2025
- Business
- CNN
Making big financial decisions when the world is giving you heartburn
When you're making a big financial decision – whether to buy a house, change careers, retire, etc. – chances are you already have a number of concerns. But add to those a series of external events that seem tailor-made to tweak anyone's financial anxiety. Among other things, in just the past six months: Stocks dropped precipitously in early April and stayed down for weeks before recovering as investors and businesses tried to digest the implications of a US-sparked trade war. So far, the new high-tariffs policy is unevenly applied, still not finalized and subject to change at a moment's notice. The US dollar, meanwhile, is at its weakest level in three years. The US followed up on Israel's attacks on Iran with its own strike, without congressional or public approval. It was followed by an immediate ceasefire. AI is being adopted at lightning speed even though few understand all its implications, positive and negative. That includes its promise to bring about greater efficiencies as well as the threats it poses to things like jobs and copyright. There are no comprehensive federal regulations governing it. Domestically, a wave of deportations and detentions are being challenged in the courts and through protests. Critics have warned of an erosion of the rule of law. And though the economy has held up, signs of softening are starting to pile up. First-quarter GDP was worse than expected, and consumer confidence and consumer spending are both down. Through it all you've been living your life and trying to make smart financial decisions. CNN talked with three certified financial therapists, two of whom are also certified financial planners, about how to handle a big decision if external factors are adding to your concerns about whether to make a move. Here are five steps they recommend. Regardless of your political leanings, there is a lot going on these days that can feel unsettling, uncertain or upsetting. 'We're in this period of perceived perma-crisis. For some, it can be paralytic. For others, it causes people to act rashly or impulsively,' said Joel Roberts, founder and CEO of Brescor Wealth Advisory in Massachusetts. He calls it 'financial freeze or flight.' And that may be on top of other anxieties about, say, your industry, which could reduce your feelings of job security. When a client considers making an extreme financial move to protect themselves from external events, Rick Kahler, founder of Advanced Wellbeing in South Dakota, empathizes with them. 'We tell clients whatever their concerns, it's legitimate to discuss,' Kahler said. But he tries to draw them out further. If, for example, a client says they want to get out of stocks altogether, he lets them know he can get them the cash tomorrow if they'd like. Then he'll suggest they map out how such a move would affect their financial situation. 'It helps them be conscious and make informed decisions,' he said. After unpacking their concerns, he may recommend an intermediary solution, such as reducing but not eliminating their stock exposure. He said, usually the client realizes that the intermediary solution is enough to let them sleep better at night. Whenever a client expresses fears about, say, buying a home and then losing a job, Aja Evans, board president at the Financial Therapy Association and author of 'Feel-Good Finance,' will encourage them to reality-test those fears. (The FTA certifies financial therapists.) 'We go to the worst-case scenarios in their heads,' Evans said. Then she'll ask them to consider, 'What do you have in place to safeguard against that?' For instance, she noted, they might consider whether they have a robust emergency fund or recall how they successfully handled financial insecurity in the past. No one can predict the future, so advancing or holding off on a purchase or essential financial move because of concerns over where tariffs, interest rates or stocks are going may not serve you well. Better to take the emotion out of the equation, Kahler said, and instead ask yourself honestly: Is this something you need? Will this enhance your life today? Does this make sense as an investment? 'Because the problem with timing a purchase is who knows?' he said. Or, as Roberts put it, 'Uncertainty is the norm. You can't wait for perfect clarity.' Staying focused on your biggest needs and goals is critical. As unnerving or worrying as a conflict abroad or protests in another city are, they're not likely to have a direct impact on your finances. So distinguish between the information that is and isn't relevant to your decision, Roberts suggested. Ditto big swings in the market or a quarter-point cut in interest rates by the Federal Reserve. Say you're under contract to buy a home, Roberts said. 'If you're 90% of the way there, should a single stat change your decision-making process?' Probably not, he said. There's always going to be some number somewhere suggesting you're making the wrong choice. In other words, he said, 'build a greater emotional tolerance to the noise.'
The Independent
25-03-2025
- General
- The Independent
Royal Navy warships shadow three Russian vessels through English Channel
The Royal Navy has shadowed three Russian ships through the English Channel. Minehunter HMS Cattistock and a Wildcat helicopter were deployed to escort survey ship Admiral Vladimirskiy during its voyage, the Royal Navy said. The British minehunter worked closely with the helicopter to 'keep a constant watch' through the busy shipping lanes. This operation was followed quickly by another, as HMS Somerset and tanker RFA Tidesurge were deployed to escort Russian landing ship RFN Alexander Otrakovsky and merchant vessel MV Ascalon through the Channel and North Sea as the pair sailed towards the Baltic. The two Russian ships had recently left the Mediterranean. These latest operations follow a similar mission last week which saw Royal Navy warships and helicopters track a Russian task group returning from Syria. HMS Cattistock's Commanding Officer, Lieutenant Commander Rob Garner, said: 'Cattistock has escorted a number of Russian warships and government-owned vessels through UK waters in recent weeks and months, demonstrating the Royal Navy's operational readiness and steadfast commitment to UK security at sea. 'I am extremely proud of my ship's company's professionalism and determination to get the job done as we continue to work closely with other Royal Navy ships and aircraft, the RAF P8 force and fellow Nato navies.' HMS Somerset has been activated three times to monitor Russian convoys returning from the Mediterranean in the past month alone, the Royal Navy said. Commanding Officer, Commander Joel Roberts, added: 'Somerset has been frequently activated to conduct this type of operation given the tempo of Russian activity around the United Kingdom's territorial and sensitive waters. 'In maintaining units at very high readiness to respond, the Royal Navy offers presence, deterrence, persistence, flexibility and can deliver or facilitate a range of military and diplomatic options to support our national objectives.'
Telegraph
25-03-2025
- Politics
- Telegraph
Navy tracks suspicious Russian ‘spy ships' in the English Channel
The Royal Navy has tracked three suspicious Russian 'spy ships' in the English Channel. A British minehunter and helicopter were deployed on Wednesday to escort Admiral Vladimirskiy, a Russian survey ship, as it travelled along the British south coast. Built in Poland in the 1970s, the Vladimirskiy once served the Soviet Union and it is now suspected of being part of the Kremlin's shadow fleet of spy ships, which are fitted with monitoring equipment. HMS Cattistock, which detects and destroys mines in the sea, worked closely with the Wildcat, a multi-role helicopter which operates from Royal Navy boats, to 'keep a constant watch' through the busy shipping lanes. A Russian landing ship known as RFN Alexander Otrakovsky and a Russian merchant vessel known as MV Ascalon were later also escorted through the Channel and North Sea. The two Russian ships had recently left the Mediterranean and were sailing towards the Baltic Sea when they were escorted by the British Type 23 frigate HMS Somerset and fleet tanker RFA Tidesurge. Repeat offenders The operations were revealed by the Royal Navy a week after its warships and helicopters tracked a Russian task group returning from Syria as it passed through British waters. The same group, including the minehunter, the helicopter, the Type 23 Frigate and the tanker, were used to monitor and report every move of four Russian vessels as they passed through the English Channel and the North Sea. It marked the third time in six weeks that the Royal Navy has shadowed Russian task groups returning from Syria. HMS Cattistock's commanding officer, Lieutenant Commander Rob Garner, said: 'Cattistock has escorted a number of Russian warships and government-owned vessels through UK waters in recent weeks and months, demonstrating the Royal Navy's operational readiness and steadfast commitment to UK security at sea. 'I am extremely proud of my ship's company's professionalism and determination to get the job done as we continue to work closely with other Royal Navy ships and aircraft, the RAF P8 force and fellow Nato navies.' The Royal Navy said that HMS Somerset has been activated three times to monitor Russian convoys returning from the Mediterranean in the past month alone. Commander Joel Roberts said: 'Somerset has been frequently activated to conduct this type of operation given the tempo of Russian activity around the United Kingdom's territorial and sensitive waters.' He added that the Royal Navy offers 'deterrence, persistence, flexibility and can deliver or facilitate a range of military and diplomatic options'.
Yahoo
25-03-2025
- General
- Yahoo
Royal Navy warships shadow three Russian vessels through English Channel
The Royal Navy has shadowed three Russian ships through the English Channel. Minehunter HMS Cattistock and a Wildcat helicopter were deployed to escort survey ship Admiral Vladimirskiy during its voyage, the Royal Navy said. The British minehunter worked closely with the helicopter to 'keep a constant watch' through the busy shipping lanes. This operation was followed quickly by another, as HMS Somerset and tanker RFA Tidesurge were deployed to escort Russian landing ship RFN Alexander Otrakovsky and merchant vessel MV Ascalon through the Channel and North Sea as the pair sailed towards the Baltic. The two Russian ships had recently left the Mediterranean. These latest operations follow a similar mission last week which saw Royal Navy warships and helicopters track a Russian task group returning from Syria. HMS Cattistock's Commanding Officer, Lieutenant Commander Rob Garner, said: 'Cattistock has escorted a number of Russian warships and government-owned vessels through UK waters in recent weeks and months, demonstrating the Royal Navy's operational readiness and steadfast commitment to UK security at sea. 'I am extremely proud of my ship's company's professionalism and determination to get the job done as we continue to work closely with other Royal Navy ships and aircraft, the RAF P8 force and fellow Nato navies.' HMS Somerset has been activated three times to monitor Russian convoys returning from the Mediterranean in the past month alone, the Royal Navy said. Commanding Officer, Commander Joel Roberts, added: 'Somerset has been frequently activated to conduct this type of operation given the tempo of Russian activity around the United Kingdom's territorial and sensitive waters. 'In maintaining units at very high readiness to respond, the Royal Navy offers presence, deterrence, persistence, flexibility and can deliver or facilitate a range of military and diplomatic options to support our national objectives.'
