Latest news with #NathanYoung
BBC News
02-06-2025
- Health
- BBC News
Hospitality workers experiencing 'horrendous harassment'
Hospitality workers have described harassment in the industry as "horrendous".It comes as a union has called for zero tolerance towards workplace harassment and free transport home for late shift the union has described sexual comments, unwanted advancements and degrading situations for secretary for Unite Hospitality Nathan Young said it was important for hospitality workers to say "no more". Mr Young, who has worked in the sector for a decade, in cafes and fast-food outlets, said: "Some of these issues have been endemic and have been endemic in the industry for a very long time. "There hasn't been change. People come into the industry often young, often not really sure of their rights."The issues that I see now are the same issues that there were years ago. Even with larger societal changes around feminist issues or social issues, that kind of thing." Mr Young said many young people begin working in hospitality, where they encounter bad experiences from customers and management. He said a number of issues have been raised by workers."It could be anything from making sexual comments repeatedly, making advances to people who have rejected people multiple times," he said. "There was one workplace we had where some of the chefs were keeping a list of most 'rapable' front of house staff."So it goes from some pretty mild stuff to some really, really horrendous stuff."Mr Young added: "Management's attitude is very often, 'comments were made outside at a work party so it doesn't concern that us', or 'they're good for the company', or 'we'll have a look into that', or 'you can't really prove that happened on work time'. "It's things that in any other industry you'd hope would be would be stamped out pretty quickly." 'Duty of care' Fellow Unite member Ross Lopes-Lister said the union is calling for changes to licensing laws to include a responsibility to ensure night-time economy workers get home safely."We think it should be the employers responsibility and part of the licensing laws, that it's their duty of care, that they ensure that their workers get home safe," he said."This is the start of something bigger. There needs to be a cultural change, yes there needs to be a change within society that this sort of behaviour goes on full stop - but we have to start somewhere." Eva Martin from Rosa, a socialist feminist organisation, has previously worked in hospitality."This conversation is long overdue," she said."It is very much a spectrum, it can range from comments to unwanted physical touch and that can be from both customers and colleagues and I think the realities of power dynamics that exist in hospitality - that's a huge issue that we need to tackle."Often most hospitality workers will have personal stories of having experienced abuse, or just unacceptable behaviour from customers. "Things that might be deemed throwaway comments but are acutely unacceptable and are rooted in sexism or misogyny or racism or transphobia, whatever it may be." Unite general secretary Sharon Graham said the union was "calling time" on harassment and would not accept workers being abused or "forced to walk home in fear". Neil Moore, lead regional officer for hospitality workers, said the union wanted to free transport made a condition of every new liquor and entertainment licence.
Yahoo
18-05-2025
- Yahoo
25-year-old man killed in motorcycle crash in Dayton
A 25-year-old man is dead after a motorcycle crash in Dayton late Saturday night. [DOWNLOAD: Free WHIO-TV News app for alerts as news breaks] Around 11:39 p.m., Ohio State Highway Patrol (OSHP) Troopers with the Xenia Post responded to reports of a motorcycle crash on US 35 Westbound. TRENDING STORIES: Police investigating shooting in Dayton neighborhood 18-year-old, juvenile hospitalized after crash involving a semi in Darke County Huber Heights concert venue announces 2025 season lineup The preliminary investigation showed that a Yamaha motorcycle operated by 25-year-old Nathan Young of Xenia was traveling at a high rate of speed westbound on US 35. Young lost control of his motorcycle and struck a barrier wall before being ejected from his motorcycle. He was pronounced dead on the scene. Young was not wearing a helmet at the time of the crash, according to the OSHP. The crash remains under investigation. [SIGN UP: WHIO-TV Daily Headlines Newsletter]
Yahoo
20-04-2025
- Politics
- Yahoo
Dozens Protest Trump Policies in Alabama's Calhoun County
Several dozen people joined an anti-Trump protest in Jacksonville, in Alabama's Calhoun County, on Saturday, April 19, as more than 700 rallies and community events against Trump administration were scheduled across the US. Footage shot by Nathan Young at Jacksonville's Public Square shows protesters holding signs calling for the protection of veteran services, Social Security, public health services, public education, and national parks – all of which are facing major cutbacks under the Trump administration. At least three protesters held signs in defense of due process, a principle which the US Constitution guarantees to 'any person within its jurisdiction' but which the Trump administration has denied to hundreds of people it has taken into custody, including several hundred people whom it flew to El Salvador to be imprisoned by the country's regime. The Trump administration sped up 'deportations' after invoking the Alien Enemies Act of 1798 on March 15. The 227-year-old wartime authority allows a US president additional powers to detain and 'remove' non-citizens during times of war, 'invasion or predatory incursion.' Later on Saturday, the Supreme Court ordered the Trump administration to halt the 'removal under the Alien Enemies Act' of Venezuelan migrants detained in Texas, whom it alleges are gang members 'until further order.' The court invited the Solicitor General to 'file a response tothe application (…) as soon as possible.' Saturday's nationwide demonstrations were organized under the decentralized '50501' movement, which describes itself as 'a national movement made up of everyday Americans who stand for democracy, and who stand against the authoritarian actions of the Trump Administration.' The numerical name stands for '50 protests in 50 states on 1 day,' referencing a push for nationwide protests that took off on Reddit in February. National organizers called for a 'day of action' on April 19, rather than just protests, urging participants to hold donation drives for food and clothes, community picnics, cookouts, or other activities to benefit their local communities. Credit: Nathan Young via Storyful
CBS News
13-03-2025
- Business
- CBS News
3 tips for getting the best HELOC rate this March
Home equity line of credit (HELOC) rates are lower now than they were when they hit two-year lows in February, averaging 8.04% this week. Low rates on HELOCs make them a more affordable option than home equity loans, personal loans and credit cards. In fact, this week's average HELOC rate is nearly three times lower than the average rate on credit cards. Not only are rates low, but home equity levels remain high. A recent report shows that the average homeowner has $313,000 of equity built up in their house. High equity amounts and low rates make the borrowing environment beneficial for homeowners. HELOCs are a great option to tap that equity — as a line of credit, they allow you to borrow as needed, up to your limit, and, in most cases, make interest-only payments during their draw period. HELOCs also use a variable interest rate, which is an advantage when rates are low like they are now. If you're ready to open a HELOC this March, it helps to know how to find the best rate now. Below, we'll detail what to know. See how low your HELOC rate could be here. Three tips for getting the best HELOC rate this March Ready to get started with a HELOC now that rates are steadily declining? Here's how to get the best HELOC rate this month: Pay down low debt balances that have high monthly payments Debt-to-income ratios (DTIs) are one of the main reasons borrowers aren't able to get the best HELOC rate or, in some cases, get a HELOC at all, says Nathan Young, founder of mortgage lender North Star Mortgage Network. To help borrowers improve their DTI, one of Young's primary strategies is to identify their lowest debt balances that have the highest monthly payments. Eliminating one or two of those balances removes those monthly payments from your DTI calculation and can help you get a better HELOC rate. "Focusing on the largest payment with smallest balance … not only helps their credit score but their debt to income ratio," Young says. While the change to your credit score may only be a few points, Young says, those few points may help carry you to a lower rate. Explore your HELOC options online now. Work with a local mortgage broker Young points out that mortgage brokers work with a network of mortgage wholesale companies that can offer HELOCs at competitive rates, depending on your credit history, DTI and other factors. His company can search HELOCs from 55 different companies, he says. Having that wide range of wholesalers at his disposal helps him find the best rates for clients. Additionally, he notes, local mortgage brokers may have close connections with underwriters and other key people in the HELOC process that can help solve application and rate issues quicker than if you went through a bigger company and, in some cases, lead to lower rates. Not only can a local mortgage broker potentially help you quickly resolve issues that block your path to a better rate, but commission percentages at local brokerages may be lower than bigger institutions, which allows a local shop to offer a lower HELOC rate. Look for lenders that offer lower rates for interest-plus-principal payments or shorter draw periods HELOCs are split into a draw and a repayment periods. Typically, you make interest-only payments during your draw period. However, some lenders may offer you a lower HELOC rate if you make interest-plus-principal payments on what you borrow during your draw period or choose a HELOC with shorter draw and repayment periods. In both cases, the lender offers lower rates because they're reducing their risk by getting more money back in a shorter amount of time than if you made interest-only payments over a longer draw period. The bottom line Finding the lowest HELOC rates this March will take some work on your part but will be worth it if you can secure a competitive interest rate. A lower interest rate will result in lower interest-only payments during your draw and repayment periods, reducing the chance that you could go into default. If that happens, you may lose your home since you usually have to offer your house as collateral to get a HELOC. So it's important to shop around to find the best rates and terms for your financial needs first.
