Latest news with #Nifty500TotalReturnsIndex
Time of India
31-07-2025
- Business
- Time of India
Maximize Your Returns: Can multi-asset funds outperform traditional equity investments?
Mumbai: You don't need to go all in on equities to earn competitive returns. A multi-asset diversified portfolio of equity, debt and gold -50:25:25 - would have delivered the second-best returns in seven of the past 10 years, while keeping volatility in check, according to a Franklin Templeton study. Investors looking to bet on this outcome could consider multi-asset funds . Between 2016 and 2025, equity (Nifty 500 Total Returns Index or TRI) delivered an average return of 14.8%, gold returned 14.7%, and debt (Crisil Composite Bond Index) gave 7.38% every year. In comparison, a multi-asset portfolio with 50% in equity, along with 25% each in debt, and gold generated an average return of 13.6%, with significantly lower volatility. Explore courses from Top Institutes in Please select course: Select a Course Category Management Degree PGDM Project Management Others Public Policy others Data Science Finance Leadership Artificial Intelligence Cybersecurity Design Thinking Data Analytics Digital Marketing CXO MBA Technology healthcare Operations Management Data Science Product Management Healthcare MCA Skills you'll gain: Duration: 10 Months IIM Kozhikode CERT-IIMK GMPBE India Starts on undefined Get Details Skills you'll gain: Duration: 11 Months IIM Kozhikode CERT-IIMK General Management Programme India Starts on undefined Get Details Skills you'll gain: Duration: 9 Months IIM Calcutta CERT-IIMC APSPM India Starts on undefined Get Details "Over a long period of time, multi asset funds have the potential to give you equity-like returns with better consistency and lower volatility," says Rajasa K, VP & portfolio manager - emerging market equities, Franklin Templeton India. Best MF to invest Looking for the best mutual funds to invest? Here are our recommendations. View Details » by Taboola by Taboola Sponsored Links Sponsored Links Promoted Links Promoted Links You May Like Doctors shocked : this commum ingredient burns fat while you sleep The Health Blog Undo Multi-asset funds invest in a mix of equity, debt, and commodities like gold and silver. They aim to deliver ease from the volatility linked to plain vanilla equity funds. Agencies This category is in vogue because of elevated share valuations, resulting in more investors putting money in these schemes. 'Equities are trading above long term averages and if that is the only asset you hold, one could end up with tepid returns,' says S Shankar, certified financial planner, Credo Capital. Live Events Shankar believes multi asset funds — which include gold, silver, and debt — can cushion potential declines in equities. Assets under management in multi asset funds rose 51% over the past year — from Rs 86,000 crore in June 2024 to Rs 1.3 lakh crore in June 2025. Fund managers also point to the tax efficiency of these products as a key draw for wealthy investors. 'Multi asset funds give you the benefits of asset class rebalancing and tax efficiency,' says Rajasa. If investors were to invest separately in gold, equity, and debt and rebalance the portfolio every year, the resulting tax outgo could be significantly higher, denting overall post-tax returns. Multi-Asset Allocation funds, as a product category, are taxed on the basis of the equity allocation.
Time of India
16-06-2025
- Business
- Time of India
HDFC Flexi Cap Fund exits IndusInd Bank and HAL, adds Swiggy in May
HDFC Flexi Cap Fund , the second-largest flexi cap fund by assets under management, made a complete exit from three stocks in May—IndusInd Bank, Hindustan Aeronautics ( HAL ), and Indigo Paints—while adding Swiggy to its portfolio during the same period. The fund offloaded approximately 25 lakh shares of IndusInd Bank , 15 lakh shares of HAL, and 3.3 lakh shares of Indigo Paints during the month. On the other hand, it added 80 lakh shares of Swiggy to its portfolio in May. Also Read | Nifty stuck in narrow range. Here's the mutual fund move you need to make now Best MF to invest Looking for the best mutual funds to invest? Here are our recommendations. View Details » by Taboola by Taboola Sponsored Links Sponsored Links Promoted Links Promoted Links You May Like Get Ozempic, Wegovy or Mounjaro at a low price Medvi Get Offer Undo The second-largest flexi cap fund increased its stake in 13 stocks in May, including Cipla , State Bank of India , JSW Steel , ONGC , Havells India , PGCI, Bajaj Auto , Sapphire Foods India , Piramal Pharma , SBI Life Insurance , Bank of Baroda , and FSN E-Commerce Ventures . The fund added 1.58 crore shares of Bank of Baroda, raising its total holding to 3.20 crore shares in May, up from 1.62 crore in April. It also increased its stake in Oil & Natural Gas Corporation (ONGC) by 1.21 crore shares, taking the total to 2.50 crore shares in May from 1.28 crore in April. Live Events Additionally, the fund bought 75 lakh shares of State Bank of India and 63.98 lakh shares of FSN E-Commerce Ventures during the month. Also Read | Explained: What all Gen-Z should know about mutual funds Meanwhile, the fund reduced exposure in 12 stocks, including Delhivery, Ashok Leyland, Mahindra & Mahindra, Bosch, ITC , Axis Bank, HCL Technologies, Birlasoft, Tech Mahindra, Kalpataru Projects International, Prestige Estates Projects, and InterGlobe Aviation. Around 20.28 lakh shares of Prestige Estates were sold from the portfolio, followed by 17.28 lakh shares of Tech Mahindra during the same period. The fund also offloaded 13,135 shares of Bosch in the corresponding time frame. The exposure in 27 stocks remained unchanged in May, including HDFC Bank, Infosys, Kotak Mahindra Bank, Lupin, The Ramco Cements, Reliance Industries, Tata Steel, Escorts Kubota, L&T, Eicher Motors, Apollo Hospitals Enterprises, ICICI Bank, Cyient, and Bharti Airtel. HDFC Flexi Cap Fund is an open-ended dynamic equity scheme that invests across large-cap, mid-cap, and small-cap stocks. The investment objective of the fund is to generate capital appreciation/income by predominantly investing in equity and equity-related instruments. The fund is benchmarked against the Nifty 500 Total Returns Index and is managed by Roshi Jain. Launched on January 1, 1995, the scheme had an AUM of Rs 75,784.48 crore as of May 31, 2025.
