Latest news with #Ramit


News18
10-06-2025
- Business
- News18
‘I Was Sweating': Millionaire Recalls Emotional Prenup Talk With His Wife
Last Updated: After seven years of their marriage, Ramit Sethi considers what they learnt from their prenup negotiations. Self-made millionaire, author and TV host Ramit Sethi is popular for his expertise in finance and wealth building. The millionaire, who has published books on how to get rich and how couples can manage their finances together, recently revealed that his financial journey hasn't been perfect. Ramit, who has been married to Cassandra since 2018, has often shared tidbits about their relationship and financial strategies on the Money for Couples podcast hosted by Ramit. Now, he sat for a candid interview with his wife for a podcast with friend Julie Nguyen where they revealed the most challenging money conversation they had and the difficulties surrounding their prenuptial agreement. On the podcast, Ramit and Cassandra agreed that the hardest money conversation they have ever had as a couple is negotiating their prenuptial before tying the knot. 'I am sweating thinking about it right now," Ramit admitted, adding, 'The first time I brought it up, I remember I had talked to so many people, gotten advice, and planned what I was gonna say and I was very nervous about it," CNBC Make It reported. Cassandra, who didn't know much about prenups, was open to understanding them. Despite their mutual agreement to proceed, things quickly went south as they had different understandings of money. While Ramit saw the negotiations as strictly 'financial' and tried to let the numbers speak for themselves, Cassandra was more tapped into the 'emotional' considerations surrounding their future. Ramit revealed that he tried to make a generous offer in his prenup proposal, but Cassandra was more concerned with their relationship and ensuring their feelings and emotions were aligned. 'We started going back and forth, and I was very confused, very hurt because I'm like, 'I'm not trying to trick anybody here,'" Ramit said. Eventually, Cassandra suggested they should meet a therapist and talk through their emotions to figure out where things weren't aligning. The therapist asked how they each see money, and this proved to be a breakthrough. 'That opened up conversations that we hadn't been able to have because my answer was like, 'Growth, of course. Look at the compounding.' And her answer was safety," Ramit said. Despite the turmoil, the agreement helped them deepen their relationship by opening not just how they think about money, but also how they communicate their feelings with each other, they said. Now, after seven years of their marriage, the couple consider what they learnt from their prenup negotiations to be the most valuable lessons they have learned from each other. Cassandra said that Ramit's mindset around abundance and trusting your earning power has been eye-opening. Ramit, on the other hand, expressed that he is grateful to have learnt from Cassandra the importance of checking in on your feelings and talking about them. 'It has changed the way that I relate to people a lot," he concluded.


Time of India
08-06-2025
- Business
- Time of India
Millionaire author Ramit Sethi reveals the hardest conversation he ever had was with his wife, and the surprising lesson it taught him
Ramit Sethi , the self-made millionaire behind the bestselling I Will Teach You to Be Rich and host of Netflix's How to Get Rich , has built an empire around personal finance. He's coached countless couples on navigating money, wealth, and relationships. But when it came to one crucial financial conversation in his own life, Sethi found himself at a loss—and sweating. On a candid and emotionally charged episode of his Money for Couples podcast, Ramit sat down with his wife Cassandra to relive what they both agree was the most difficult money conversation they've ever had: negotiating their prenuptial agreement before their 2018 wedding. 'It still makes me sweat just thinking about it,' Ramit admitted. by Taboola by Taboola Sponsored Links Sponsored Links Promoted Links Promoted Links You May Like Villas For Sale in Dubai Might Surprise You Villas In Dubai | Search Ads Get Rates Undo The Conversation That Almost Broke Them The discussion started with calm intentions. Ramit had done his research, asked for advice, and prepared his words. Cassandra, though unfamiliar with prenups, was open to learning more. But as negotiations unfolded, emotions flared. What began as a legal and logical talk about finances quickly became a deeply personal and confusing experience for both. Ramit approached the prenup like a spreadsheet—straightforward, numbers-driven, rational. Cassandra saw it differently. To her, money represented safety, security, and trust. The couple found themselves speaking different emotional languages. You Might Also Like: Nexus author Yuval Noah Harari warns of AI's deeper emotional threat beyond job loss: 'The danger is enormous...' 'I was very confused, very hurt,' Ramit said. 'I wasn't trying to trick anybody. But I wasn't understanding what Cassandra really needed from me in that moment.' How a Single Question Changed Everything Realizing they were hitting a wall, Cassandra suggested therapy. In one pivotal session, a therapist asked a deceptively simple question: 'How do you each view money?' Ramit's answer was immediate: 'Growth.' Cassandra's was 'Safety.' That one-word contrast cracked open a new level of understanding. Cassandra didn't find comfort in financial figures or investment projections—she needed emotional reassurance. And Ramit, despite his money mastery, realized he had completely overlooked the emotional weight his approach carried. You Might Also Like: 'Why do kids even go to school?': Kourtney Kardashian sparks uproar with bold parenting rant on Khloé's podcast 'In retrospect, she wasn't asking me for a spreadsheet,' Ramit reflected. 'She was feeling something. And I should have been listening better, asking more questions.' 'I Need You to Get Better at Money' For Cassandra, Ramit's words during that period stuck: 'I need you to get better at money.' She took it seriously—not out of obligation, but because she wanted to grow. She studied prenups, strengthened her financial literacy , and eventually found confidence in managing money. But Ramit, too, had to evolve. He learned that understanding finances wasn't enough—understanding his partner was even more essential. Seven years later, the Sethis say that emotionally turbulent conversation gave them one of the most powerful lessons of their marriage. You Might Also Like: 'No critical thinking. Even IIT toppers chasing jobs at JP Morgan': Hotmail founder Sabeer Bhatia lashes out at Kota and JEE preparation A Blueprint for Real Wealth in Relationships Today, the couple sees their early financial friction as foundational. Ramit credits Cassandra with teaching him the importance of emotional check-ins. Cassandra says Ramit's belief in abundance and self-trust reshaped her relationship with money. 'It's changed how I relate to people,' Ramit says. 'Not just in finances, but in life.' Their story—raw, real, and refreshingly honest—underscores a larger truth. Even the wealthiest, most financially literate people struggle when love and money intersect. And yet, with communication, humility, and willingness to learn from each other, even the hardest conversations can become the most transformative. So, if you're sweating over that difficult money talk with your partner—take a breath. Even a millionaire had to start somewhere.


Economic Times
08-06-2025
- Business
- Economic Times
Millionaire author Ramit Sethi reveals the hardest conversation he ever had was with his wife, and the surprising lesson it taught him
Ramit Sethi, author of I Will Teach You to Be Rich, opens up about a deeply personal financial challenge—his prenup talks with wife Cassandra. Despite wealth and expertise, the couple faced emotional roadblocks that only therapy helped untangle. (Screenshot: Instgram/Ramit) Ramit Sethi, the self-made millionaire behind the bestselling I Will Teach You to Be Rich and host of Netflix's How to Get Rich , has built an empire around personal finance. He's coached countless couples on navigating money, wealth, and relationships. But when it came to one crucial financial conversation in his own life, Sethi found himself at a loss—and sweating. On a candid and emotionally charged episode of his Money for Couples podcast, Ramit sat down with his wife Cassandra to relive what they both agree was the most difficult money conversation they've ever had: negotiating their prenuptial agreement before their 2018 wedding. 'It still makes me sweat just thinking about it,' Ramit admitted. The discussion started with calm intentions. Ramit had done his research, asked for advice, and prepared his words. Cassandra, though unfamiliar with prenups, was open to learning more. But as negotiations unfolded, emotions flared. What began as a legal and logical talk about finances quickly became a deeply personal and confusing experience for both. Ramit approached the prenup like a spreadsheet—straightforward, numbers-driven, rational. Cassandra saw it differently. To her, money represented safety, security, and trust. The couple found themselves speaking different emotional languages. 'I was very confused, very hurt,' Ramit said. 'I wasn't trying to trick anybody. But I wasn't understanding what Cassandra really needed from me in that moment.' Realizing they were hitting a wall, Cassandra suggested therapy. In one pivotal session, a therapist asked a deceptively simple question: 'How do you each view money?' Ramit's answer was immediate: 'Growth.' Cassandra's was 'Safety.' That one-word contrast cracked open a new level of understanding. Cassandra didn't find comfort in financial figures or investment projections—she needed emotional reassurance. And Ramit, despite his money mastery, realized he had completely overlooked the emotional weight his approach carried. 'In retrospect, she wasn't asking me for a spreadsheet,' Ramit reflected. 'She was feeling something. And I should have been listening better, asking more questions.' For Cassandra, Ramit's words during that period stuck: 'I need you to get better at money.' She took it seriously—not out of obligation, but because she wanted to grow. She studied prenups, strengthened her financial literacy, and eventually found confidence in managing money. But Ramit, too, had to evolve. He learned that understanding finances wasn't enough—understanding his partner was even more essential. Seven years later, the Sethis say that emotionally turbulent conversation gave them one of the most powerful lessons of their marriage. Today, the couple sees their early financial friction as foundational. Ramit credits Cassandra with teaching him the importance of emotional check-ins. Cassandra says Ramit's belief in abundance and self-trust reshaped her relationship with money. 'It's changed how I relate to people,' Ramit says. 'Not just in finances, but in life.' Their story—raw, real, and refreshingly honest—underscores a larger truth. Even the wealthiest, most financially literate people struggle when love and money intersect. And yet, with communication, humility, and willingness to learn from each other, even the hardest conversations can become the most transformative. So, if you're sweating over that difficult money talk with your partner—take a breath. Even a millionaire had to start somewhere.


CNBC
08-06-2025
- Business
- CNBC
Self-made millionaire shares the hardest money conversation he and his wife have ever had: 'I'm sweating thinking about it'
Self-made millionaire, author and TV host Ramit Sethi knows a thing or two about money. He's even published books on how to get rich and how couples can manage their finances together. But his own financial journey hasn't been perfect. He recently sat down with his wife, Cassandra, for a special episode of his Money for Couples podcast where they answered some of the same questions he asks couples every week in an interview with friend Julie Nguyen. The Sethis have been married since 2018, and Ramit has often shared tidbits about their relationship on his podcast and in his books, highlighting some of the strategies they've used to navigate combining finances, earning different incomes, creating shared goals and more. On the podcast, Ramit and Cassandra agreed on the most difficult money conversation they've ever had as a couple: negotiating their prenup before getting married. "I'm sweating thinking about it right now," Ramit said. "[The] first time I brought it up, I remember I had talked to so many people, gotten advice, planned what I was gonna say and I was very nervous about it." Cassandra received the idea of a prenup well, he said, but things went south from there. Many money experts recommend getting a prenuptial agreement, even to those with modest finances. A prenup is a legal contract outlining how a couple wants their finances handled in the event of a divorce. Without one, couples could wind up leaving those decisions — like who gets certain assets or who pays spousal support — up to a judge. Prenups are for everyone, money expert Suze Orman told CNBC Make It in 2020, and individuals should feel comfortable bringing it up with their partner. "If you cannot talk money to the person that you are about to marry, you are doomed for failure because money is going to run through your relationship more than anything else," she said. When Ramit brought up the idea of a prenup up to Cassandra, he had already started his business and written his first book on money. Cassandra didn't know much about them, but was willing to learn. And while they both agreed to get a prenup, their negotiations turned contentious due to differing expectations and understandings of money. Ramit saw the negotiations as strictly financial and tried to let the numbers speak for themselves. Cassandra, on the other hand, was more tapped into the emotional considerations, which Ramit wasn't really thinking about. Ramit tried to make a "generous" offer in his prenup proposal, he said, but Cassandra was more concerned with their relationship and ensuring their feelings and emotions were aligned. "We started going back and forth and I was very confused, very hurt because I'm like, 'I'm not trying to trick anybody here,'" Ramit said. Cassandra eventually suggested the couple sit down with a therapist and talk through their emotions to figure out where things weren't aligning. The therapist asked how they each view money. "That really opened up conversations that we hadn't been able to have because my answer was like, 'growth, of course, look at the compounding.' And her answer was, 'safety,'" Ramit said. Despite the turmoil, the process helped the couple deepen their relationship by revealing not just how they each think about money, but also how they should be communicating those feelings with each other, they said. While Ramit was more focused on the actual numbers, Cassandra didn't have the financial knowledge to get a sense of security from the amounts in their savings and investment accounts. "I'll never forget something Ramit said to me during that time. You were like, 'I really need you to get better at money,'" she said. "I took that very seriously because deep down inside I was like, 'I know I'm not that great at money. I could get better.'" While she worked on learning about prenups and managing money in general, Ramit acknowledged he needed to improve at talking about emotions so he could more clearly communicate where he was coming from and better understand Cassandra's perspective. "In retrospect, you were not asking me to pull out a f------ spreadsheet. You were feeling this," he said. "Looking back, I needed to listen to what you were saying. I should have been asking more questions." Now seven years into their marriage, they still consider what they learned from their prenup negotiations the most valuable lessons they've learned from each other, they said. Cassandra said Ramit's mindset around abundance and trusting your earning power "has been really eye-opening." And Ramit is grateful to have learned from Cassandra the importance of checking in on your feelings and talking about them. "It has really changed the way that I relate to people a lot," he said.


Filipino Times
22-04-2025
- Filipino Times
Discover Filipino weaves and destinations with Cebu Pacific's QR Flight Codes
Picture this: vibrant, intricate patterns and rich colors woven together to represent the daily life, nature, and beliefs of Filipino communities. Each thread is not just a design — it's a story of the Philippines' rich cultural heritage, painstakingly crafted by skilled local artisans. From the north to the south, the Philippines boasts a colorful tapestry of traditional weaves that reflect the soul of every region. Now, Cebu Pacific is offering travelers the chance to explore not only the stunning destinations of the Philippines but also the cultural stories behind these iconic fabrics. All it takes is a simple scan of a QR code, patterned on these weaves, found on billboards, select travel magazines, or at the airport. For Filipinos in the UAE, take pride in spotting it at Deira City Centre Metro station! Through its 'Discover PH: QR Flight Codes' campaign, Cebu Pacific bridges modern technology and age-old traditions. In just one scan, travelers gain access to more than just travel guides — they're invited into the heart of Filipino culture. Here are the five traditional weaves featured in Cebu Pacific's campaign — and the destinations where you can experience these cultural masterpieces in person: 1. Binakol of Ilocos Norte (via Laoag) Binakol is known for its pattern crafted with straight lines, designed to give the illusion of curves and three-dimensionality. The design mimics movement — representing both protection and harmony with nature. Explore Ilocos Norte: Visit the iconic Paoay Church, a UNESCO World Heritage Site recognized for its Baroque architecture Marvel at the Bangui Windmills, the first power-generating windmill farm in Southeast Asia Enjoy local favorites like empanada and bagnet 2. Ramit of Mindoro (via San Jose) Woven by the Mangyan community, Ramit features deep colors and striped patterns that symbolize identity and tradition. It's often worn during rituals and special occasions. Explore Mindoro: Dive into Apo Reef, a UNESCO-protected marine park Visit Mangyan heritage villages for cultural immersion Explore the nature through Mt. Iglit-Baco National Park 3. Patadyong of Antique (via Caticlan) Bold and plaid, the Patadyong is a functional everyday fabric and a symbol of life in the province of Antique. It is often worn by women as a wraparound skirt or shawl. Explore Antique: Bathe in the kawa hot baths of Tibiao Enjoy river tubing in the Bugang River Discover hidden waterfalls and natural springs 4. Hablon of Iloilo Once considered fabric for royalty, Hablon boasts a mix of cotton and silk threads woven into bright, elegant patterns. It's a symbol of Ilonggo pride and resilience. Explore Iloilo: Attend the vibrant Dinagyang Festival held every January Visit the UNESCO-protected Miag-ao Church Savor Ilonggo cuisine like batchoy and pancit molo 5. Tennun of Basilan (via Zamboanga) The Tennun, often associated with Yakan weavers, features vivid colors and complex patterns representing daily life and local folklore. Each design tells a unique story. Explore Zamboanga: Visit the Yakan Weaving Village Take a boat to the pink sands of Sta. Cruz Island Discover Fort Pilar and the colorful vintas Scan, Learn, Fly Running until April 25, 2025, Cebu Pacific has partnered with the Department of Science and Technology – Philippine Textile Research Institute (DOST-PTRI) to bring attention to these incredible textile traditions. The airline was even recognized at the National Textile Convention (TelaCon) for its efforts in turning these weaving patterns into functional QR codes — offering a digital window into the cultural significance and stories behind the textiles. More than promoting flights, Cebu Pacific's campaign champions a movement: supporting regional culture, celebrating Filipino identity, and encouraging pride in one's roots. So the next time you're stuck in traffic and spot a colorful Cebu Pacific ad, don't just scroll past it. Scan the code. Book a flight. Discover the Philippines — and the weaves that make us who we are.