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India Today
3 days ago
- Business
- India Today
Tarot Card Predictions July 20, 2025: Tarot Card Reading for All Zodiac Signs
Aries (The Fool): A meeting with a new person may inspire your thoughts and ignite your passion for action, pushing you to move forward. Soon, some opportunities in your professional field may offer a chance to soar high. Make decisions thoughtfully—any hasty choice could become an obstacle to achieving success. Try to curb restlessness in your nature and work on expressing your ideas with strength. Family members, friends, and colleagues have always encouraged you to progress. Ignoring the advice of your loved ones may not always turn out well. Do not let others interfere when you're making decisions for yourself. Don't overlook any risks involved in a task—it's possible you've missed a warning. Keep control over your speech and anger. Avoid using harsh or offensive (Strength): You may suddenly find yourself in conflict with some competitors in business. Everyone around you can sense a change in your behaviour, particularly your increased anger. In your workplace, senior officials are displeased with the harsh attitude you've shown toward your colleagues. You might be feeling a bit anxious about a possible transfer along with a promotion. Despite facing difficulties or risks in completing tasks, you have always made every effort to get the job done. You consistently help your coworkers with their responsibilities as well. This positive mindset has been a key to your success. However, stress seems to be building in a particular situation. Gather some courage and try to overcome it successfully—you will definitely succeed. If a situation appears to be leading toward conflict with someone, try your best to avoid it. Control your (King of Swords): Progress in the workplace doesn't seem easy right now, and facing the challenges ahead feels difficult. By maintaining a positive mindset, you can prepare a better plan. Try to make the other person understand your perspective. Avoid sharing your plans with others. You may sense some changes coming into your life. Your hard work and efforts are likely to pay off in the form of a desired promotion. Along with the promotion, a salary hike may boost your enthusiasm. Your clarity of thought and efficiency have always impressed your superiors. You may receive recognition and respect in your professional field. Avoid making any decisions in haste. Take your time and think carefully before making any choice. In the future, promising opportunities may come your way, and by seizing them, you'll be able to achieve progress in life. Cancer (The Star): Someone's betrayal has forced you to distance yourself from your loved ones. However, your efforts to start something new in a different place seem to be succeeding. Many opportunities are about to come your way. The time for your dreams to come true is approaching. You are now beginning to heal from the emotional trauma you faced in the past. You are establishing balance in all areas of life. There's a strong possibility of receiving some great news soon. With patience and composure, you can fulfil all your dreams. Control your speech and try to stay away from selfish people. The time ahead is favourable—make the most of it with your efforts. Some relationships have long needed healing; the current time is right, and your attempts to mend them will likely bring positive (The Moon): The time is currently unfavourable. Avoid starting any new ventures right now, as it could lead to significant losses. Tensions may rise in some relationships—try to improve them with patience and composure. Someone's deceit could prove harmful to you in the workplace. Rumours may be spread against you in front of senior officials. Present your side clearly and don't let these rumours turn into perceived truths. Some confusion in your thoughts is likely—move forward in the right direction. A sudden surge of negativity is affecting your life, and you should try to overcome it. Make efforts to bring positivity into your life. Whatever happened in the past cannot be changed, but you must try to correct those mistakes. Until you have clarity in a situation, it is better to postpone making any important (Eight of Cups): If you're facing repeated failures in your work, try to understand whether there is any shortcoming in your efforts. Ongoing politics in the workplace and jealousy from colleagues are increasing mental stress. You may consider starting a search for a new job. News of a transfer along with a promotion could bring some relief, offering a chance to leave behind bitter memories and start fresh in a new place and work environment. The current time is unfavourable, and continuous obstacles may arise in business as well. It's not the right time to begin a new venture—waiting a bit could yield better results. Try to move on from past memories. In your marital life, there is a possibility of separation. The long-standing tension between you and your partner may have become unbearable, and both of you have decided, by mutual agreement, to end the (Five of Cups): Due to your father's strict and suspicious nature, frequent arguments have started occurring within the family, leaving you emotionally distressed. You might get entangled in a situation at work. Trying to help someone else could end up creating problems for you. There is ongoing conflict among some colleagues, and someone may expect you to take sides. At this time, you should try not to speak in favour of any side. If you're having a disagreement with a coworker, now is a good time to try resolving it. In the family, if there is a dispute over property, make an effort to reach a compromise. Rather than escalating the issue, if it's resolved with mutual understanding, it will prevent losses for everyone involved. You should strive to remain calm in every situation. If you express yourself with patience and restraint, the outcome will be much better. Avoid getting involved in any kind of dispute, and controlling your anger will be beneficial for (The Hermit): A misunderstanding has caused significant complications in a relationship, especially due to the involvement of a third person. You've been unable to find a solution to a problem for quite some time. To resolve it, consider seeking advice from a wise and experienced individual. You may feel a growing inclination toward spirituality. Past hardships have created a sense of detachment from worldly matters. Bring seriousness into your relationship with your loved one. Avoid rushing into actions. There's no problem that doesn't have a solution. Complete your tasks on time. Ego and pride can disrupt the balance of life. It's important to maintain harmony in both personal and professional areas. A seasoned person may guide you through a current issue. You may soon see progress in tasks that have been moving slowly. With time, try to bring changes in your thinking and (Queen of Swords): No matter the situation, you never step back from completing a task—and this is the secret to your success. Finishing any task that comes your way becomes your top priority. You are now emerging from past difficulties, and the path to overcoming current obstacles is becoming clearer. The arrival of a new woman in the family may bring happiness and prosperity. With the help of a female friend, you might easily gain access to a new opportunity. Taking action with determination and without fear or concern for the outcome can lead to quick success. You may soon meet your desired life partner. Your search for a new job might finally end. Efforts to purchase a new property seem to be heading toward success. Your interest in gardening and visiting scenic locations may increase. However, success should not make you stubborn or arrogant—keep your behaviour polite and (Four of Swords): Due to work overload, you are currently not taking your family responsibilities seriously, which might lead to complaints from your loved ones. Excess of anything is never good—while trying to fix one situation, don't ignore the other. You've recently come out of a difficult situation, but your thoughts are still in turmoil. To bring peace to your mind, consider taking a short break from work, so that you can approach new plans with renewed energy and positivity. This is a time for change—bring change to your thoughts and behaviour. Treat your loved ones with kindness and humility. Trying to resolve situations that are beyond your control right now is unwise. In time, they will work out. Live in the present and don't carry the burden of past memories with you. Instead of regretting what has already happened, focus on not repeating those mistakes in the (Judgement): A new beginning is about to take place in your life. You may receive the rewards of your good deeds. You might try to give your life a fresh start by leaving your previous place and moving to a new one. You've been so troubled by past situations and people that you now feel the need to move away. Don't keep blaming past mistakes—instead, make the right decisions with an open heart and mind. If you're involved in a dispute, it's better to resolve it in time, or it could lead to significant losses. Jealousy from a coworker may create major obstacles in your work. This is not a time for anger, but for gratitude. Rather than punishing others for their mistakes, forgive them and give them a second chance. There may be some turmoil in the family over a certain issue, but the arrival of a new person seems to bring a positive shift in the atmosphere. However, some concerns are still weighing heavily on your (Seven of Cups): Sometimes, if a task is not done with full alertness and caution, it can lead to major trouble. While planning, it's important to pay attention to certain key details. Often, some things may not seem very big or important, but they can still cause major obstacles in your work. You are currently entangled in such a situation. Overlooking certain matters has brought risky challenges to the surface. Try to find a way out with patience and calmness. Rushing or being careless could severely impact your work. News of a promotion accompanied by a transfer has left you feeling disheartened—the unfamiliarity of the new place might cause some discomfort. However, several good opportunities are emerging in your professional life. Use your judgment to choose the best one and move forward. A new relationship may seem very attractive at first—stay cautious. It could later turn into a burden or obligation for you.- EndsMust Watch
UAE Moments
5 days ago
- General
- UAE Moments
Daily Love Tarot Reading for July 18th, 2025
Daily Love Tarot Reading - 7.18.25 Card of the Day: Strength Sometimes, your emotions run high. You are prone to upset and jealousy in your relationships, and this may start really impacting your love life if not kept in check. Strength asks you to turn inward and treat yourself will compassion and kindness. In order to avoid explosive arguments or relationship issues, you must work on yourself and your emotions. For singles: Balance your emotions before diving into love—self-compassion will attract the right kind of partner. For couples: Keep jealousy and anger in check to nurture harmony in your relationship—choose kindness over conflict. Pro Tip for the Day: Practice mindfulness and self-reflection daily to stay grounded and prevent emotions from clouding your judgment in love.
Yahoo
6 days ago
- Health
- Yahoo
6 Moves Every Woman Should Master In Their 60s To Build Muscle And Strengthen Bones
Aging may be inevitable, but getting more fragile and weaker definitely doesn't have to be. As we age, maintaining muscle mass, mobility, and balance becomes more important than ever for supporting independence, bone health, and overall vitality. That's why trainer Patricia Greaves, CPT, handpicked six essential moves that every woman should work toward mastering by the time she hits her 60s. These exercises train some of the most essential functions for staying independent and injury-free as you age. 'They target the muscles and movement patterns that help you do everyday things—like lift groceries, get off the floor, or catch yourself if you trip,' says Greaves. The lineup includes a mix of foundational strength training moves, core stabilizers, and mobility builders, designed to not just build muscle but support your joints, posture, and long-term function. Meet your trainer: Patricia Greaves, CPT, is a class of 2022 WH Strength in Diversity trainer and the founder of StrongHer Personal Training, a virtual and in-person coaching service. She is a menopause fitness specialist and coaches women in their 40s, 50s, and beyond. Reminder: Whether you're in your 20s or 30s or 60s or 80s, there's no wrong time to start building a strength training foundation. And these exercises shore up strength at bone health at any age (the earlier the better!). Add these moves to your weekly workout routine and start building a body that will carry you strong through your 60s... and beyond. 6 Essential Strength Exercises To Master In Your 60s Equipment: Medium, heavy dumbbells Instructions: Incorporate these six moves into your strength training routine regularly. Or, to do these moves together as a standalone workout, move through each exercise for 8-12 reps, before moving to the next. Repeat entire circuit 2-3 times, resting between exercises and sets as needed. Goblet Squat How to: Stand with feet slightly wider than hip-width apart, toes pointed slightly out, holding a dumbbell by the head at your chest. Your elbows should be close to your rib cage. Lower into a squat until thighs are parallel to floor, or as far as you can without letting your chest and dumbbell fall forward. Pause for a moment, then return to starting position. That's 1 rep. Why it's effective: The goblet squat builds leg strength and engages core muscles to help improve balance. Holding a weight at your chest also challenges your core and posture, helping to offset age-related declines in balance and stability. The squat also works hip and ankle mobility, which can get stiff with age, and the load-bearing aspect helps promote bone density—a major win for lowering osteoporosis risk. Bent-Over Row How to: Start standing with feet staggered, and hinge slightly at hips so your torso is at a 45-degree angle, with your front knee slightly bent. Hold a dumbbell in each hand with arms extended. Keeping your back flat and core engaged, drive your elbow back toward your hip, feeling your shoulder blades squeeze together. Slowly lower the dumbbell back to the starting position, then repeat on other side. That's 1 rep. Why it's effective: This row variation builds essential pulling power—crucial for everyday tasks like lifting groceries or hauling open a heavy door. It strengthens the upper back and shoulders to support posture and counteract the hunching that often comes with age, too. Plus, it helps maintain lean muscle and bone density, both of which naturally continue to decline in your 60s. Jump Squat How to: Start standing with feet shoulder-width apart, arms at sides or hands clasped in front of your chest. Lower into a squat by bending knees and pushing hips back, keeping chest lifted and core engaged. Drive through heels to explode up off the floor, jumping as high as you can. Land softly with knees slightly bent, immediately lowering back into a squat to begin the next rep. That's 1 rep. Why it's effective: Think you shouldn't do jump (plyometric) movements as you get older? Think again. Plyometric movement actually boosts bone density and joint resilience, helping to protect against falls and injuries. The jump squat builds lower body power and explosive strength, which are key for staying quick and agile as you age. Plus, the move gets your heart rate up, making it a sneaky way to work in cardio while building strength. Bird-Dog How to: Start on all fours with shoulders stacked over wrists and hips over knees, back flat and core engaged. Extend your right arm forward and left leg straight back at the same time, keeping hips level and spine neutral. Do not arch your back. Pause briefly with your opposing arm and leg extended, reaching long through fingers and heel while squeezing your glutes and lats. Slowly return your hand and knee to the floor with control. Repeat on the opposite side. That's 1 rep. Why it's effective: A go-to move in physical therapy and strength programs, the bird-dog targets your core and back muscles to help stabilize the spine and protect against injury. It also improves coordination and balance by training opposite limbs to move in sync. Gentle but powerful, it's ideal for building strength and control while remaining low-impact. Glute Bridge How to: Lie on back with knees bent, feet flat on the floor hip-width apart, and arms at sides, palms down. Press through heels to lift hips toward the ceiling, squeezing glutes at the top. Pause briefly when your body forms a straight line from shoulders to knees. Lower your hips back down with control until they gently touch the floor. That's 1 rep. Why it's effective: This glute exercise is simple, low-impact, and accessible for people of all ages. It strengthen your glutes and hamstrings, which are muscle groups that support the hips, lower back, and posture. It also activates the core and improves pelvic stability, which can reduce back pain that so commonly develops as you age. Incline Push-Up How to: Start in a high plank position with hands shoulder-width apart on an elevated surface like a bench, box, or sturdy countertop. Engage core and keep your body in a straight line from head to heels. Bend elbows to lower your chest toward the surface, keeping elbows at about a 45-degree angle to body. Push through your palms to straighten your arms and return to the starting position. That's 1 rep. Why it's effective: Push-ups are regarded as a powerful marker of overall strength and longevity. (In fact, a 2019 study in JAMA Network Open that found that men who could do at least 11 push-ups had increased cardiovascular protection compared to those who could not.) But by elevating your hands, it reduces pressure on the wrists and shoulders if you deal with joint pain, while still challenging your core and improving pushing power. In other words: It's a scalable, effective exercise for maintaining functional strength without overwhelming your Might Also Like Jennifer Garner Swears By This Retinol Eye Cream These New Kicks Will Help You Smash Your Cross-Training Goals
Business Wire
15-07-2025
- Business
- Business Wire
AM Best Withdraws Credit Ratings of First Acceptance Corporation and Its Subsidiaries
OLDWICK, N.J.--(BUSINESS WIRE)-- AM Best has affirmed the Financial Strength Rating (FSR) of C++ (Marginal) and the Long-Term Issuer Credit Ratings (Long-Term ICR) of 'b+' (Marginal) of the subsidiaries of First Acceptance Corporation (Delaware) [OTCQX: FACO], collectively referred to as First Acceptance Insurance Group (First Acceptance). (See below for a detailed list of the companies and ratings.) Concurrently, AM Best has affirmed the Long-Term ICR of 'ccc-' (Weak) of First Acceptance Corporation. The outlook of these Credit Ratings (ratings) is stable. At the same time, AM Best has withdrawn these ratings as the company has requested to no longer participate in AM Best's interactive rating process. The ratings reflect First Acceptance's balance sheet strength, which AM Best assesses as weak, as well as its marginal operating performance, limited business profile and marginal enterprise risk management (ERM). The weak balance sheet assessment reflects the significant volatility in policyholder surplus, elevated underwriting leverage measures and adverse reserve development during the latest five-year period. In recent years, additions to policyholder surplus have been reported due to net income from operations and capital contributions from its parent. Overall risk-adjusted capitalization as measured by Best's Capital Adequacy Ratio (BCAR) remains strong. Despite improvement in recent periods, the position remains highly sensitive to premium growth and reserve adequacy. First Acceptance's marginal operating performance is driven by persistent underwriting losses and fluctuating operating results. However, underwriting losses are partially offset by fee and other income. The group's limited business profile reflects operations that are focused solely on non-standard automobile business. ERM is viewed as marginal as the framework continues to evolve. While steps have been taken to integrate a more formalized structure, risk management capabilities are not fully aligned with the organization's profile. The FSR of C++ (Marginal) and the Long-Term ICRs of 'b+' (Marginal) have been affirmed, with stable outlooks. Concurrently, AM Best has withdrawn the ratings at the company's request for the following pooled subsidiaries of First Acceptance Corporation: First Acceptance Insurance Company, Inc. First Acceptance Insurance Company of Georgia, Inc. First Acceptance Insurance Company of Tennessee, Inc. This press release relates to Credit Ratings that have been published on AM Best's website. For all rating information relating to the release and pertinent disclosures, including details of the office responsible for issuing each of the individual ratings referenced in this release, please see AM Best's Recent Rating Activity web page. For additional information regarding the use and limitations of Credit Rating opinions, please view Guide to Best's Credit Ratings. For information on the proper use of Best's Credit Ratings, Best's Performance Assessments, Best's Preliminary Credit Assessments and AM Best press releases, please view Guide to Proper Use of Best's Ratings & Assessments.
Business Wire
10-07-2025
- Business
- Business Wire
AM Best Affirms Credit Ratings of Odyssey Group Holdings, Inc.'s Subsidiaries
BUSINESS WIRE)-- AM Best has affirmed the Financial Strength Rating (FSR) of A+ (Superior) and the Long-Term Issuer Credit Ratings (Long-Term ICRs) of 'aa-' (Superior) of the subsidiaries of Odyssey Group Holdings, Inc. (Odyssey Group). The outlook of these Credit Ratings (ratings) is stable. (Please see below for a detailed listing of the companies.) The ratings of Odyssey Group reflect its balance sheet strength, which AM Best assesses as strongest, as well as its strong operating performance, favorable business profile and appropriate enterprise risk management. The ratings affirmations reflect the continuation of Odyssey Group's solid operating returns and low volatility through market cycles. Odyssey Group's long track record of prior year favorable reserve development remains as a testament to the conservative approach adopted in its reserve practices. Additionally, the appointment of a long-tenured member of the organization's senior management team to replace its outgoing chief executive officer supports continuity in the company's strategic direction and increases confidence that Odyssey Group's historically strong operating performance will continue under its new leadership. Odyssey Group suffered California wildfire losses in the first quarter of 2025; however, these losses are not expected to lead to a deviation of the company's underwriting performance target for 2025, provided natural catastrophe activity in the year is not materially higher than in 2024. The FSR of A+ (Superior) and the Long-Term ICRs of 'aa-' (Superior) have been affirmed with stable outlooks for the following subsidiaries of the Odyssey Group Holdings, Inc.: Odyssey Reinsurance Company Hudson Insurance Company Hilltop Specialty Insurance Company Hudson Excess Insurance Company Greystone Insurance Company Newline Insurance Company Limited Newline Europe Versicherung AG This press release relates to Credit Ratings that have been published on AM Best's website. For all rating information relating to the release and pertinent disclosures, including details of the office responsible for issuing each of the individual ratings referenced in this release, please see AM Best's Recent Rating Activity web page. For additional information regarding the use and limitations of Credit Rating opinions, please view Guide to Best's Credit Ratings. For information on the proper use of Best's Credit Ratings, Best's Performance Assessments, Best's Preliminary Credit Assessments and AM Best press releases, please view Guide to Proper Use of Best's Ratings & Assessments.
