Latest news with #Trupanion
Business Insider
4 days ago
- Business
- Business Insider
Analysts Offer Insights on Financial Companies: Baldwin Insurance Group (BWIN) and Trupanion (TRUP)
There's a lot to be optimistic about in the Financial sector as 2 analysts just weighed in on Baldwin Insurance Group (BWIN – Research Report) and Trupanion (TRUP – Research Report) with bullish sentiments. Confident Investing Starts Here: Baldwin Insurance Group (BWIN) William Blair analyst Adam Klauber maintained a Buy rating on Baldwin Insurance Group yesterday. The company's shares closed last Tuesday at $40.40. According to Klauber is a 4-star analyst with an average return of 10.4% and a 60.0% success rate. Klauber covers the Financial sector, focusing on stocks such as Skyward Specialty Insurance Group, Inc., Marsh & Mclennan Companies, and Arthur J Gallagher & Co. Baldwin Insurance Group has an analyst consensus of Moderate Buy, with a price target consensus of $43.00. Trupanion (TRUP) William Blair analyst Brandon Vazquez maintained a Buy rating on Trupanion today. The company's shares closed last Tuesday at $49.38. Trupanion has an analyst consensus of Moderate Buy, with a price target consensus of $51.00.
Yahoo
6 days ago
- Business
- Yahoo
Trupanion pet insurance review 2025
Trupanion pet insurance rating: 1.4 out of 5 stars Trupanion stands out for having the easiest way to get payment directly to the vet. If your veterinarian has Trupanion's VetDirect Pay software, they can submit your claim from the office and you won't have to pay and then wait for reimbursement. Other pet insurers that pay the vet directly typically require you or the vet to fill out extra forms. Trupanion also has a unique lifetime per-condition deductible: You only have to meet the deductible once for a condition during your pet's lifetime. This would be helpful if your pet develops a chronic condition that needs treatment over multiple years. On the other hand, if your pet visits the vet regularly for a variety of conditions, the per-condition deductibles could add up. Unfortunately, Trupanion's rates were about twice as high (96%) as the average for the pet insurance quotes we analyzed, which hurt it in our ratings. It also requires add-ons for some coverage types, which would push costs even higher. Learn more: How does pet insurance work? A complete guide. Pros Can pay the vet directly No special waiting periods for conditions like cruciate ligament problems Deductible choices from $0 to $1,000 Herbal therapy can be covered with an add-on Prescription supplements covered Prescription food covered at 50% Rider available for illnesses and injuries related to breeding Cons Very high average rates No multi-pet discount No wellness plan available for routine care costs No coverage for vet exam fees Relatively short 90-day window to file a claim after the treatment date Add-on required for behavioral and alternative therapies such as chiropractic, acupuncture, hydrotherapy, homeopathy, and naturopathy Add-on required for cremation or burial fees, which also includes liability coverage for third-party property damage by the pet, advertising and reward if the pet is lost or stolen, boarding fees if you're hospitalized, and vacation cancellation costs if the pet is sick or injured Annual maximum limit choices: unlimited Deductible choices: $0 to $1,000 Reimbursement choices: 90% For accident coverage: 5 days For illness coverage: 30 days Special waiting period: None Minimum pet age: None Maximum pet age: 14 years Trupanion offers an accident and illness policy, which provides broad basic coverage that can be expanded with add-ons. It doesn't sell an accident-only policy or a wellness plan. Trupanion's base policy (without add-ons) covers: Hereditary and congenital conditions Cancer Diagnostics such as X-rays, CT scans, and ultrasounds Dental accidents and illnesses Prescription drugs Prescription food and supplements Learn more: Your guide to what pet insurance covers Trupanion does not cover preexisting conditions, which is a standard approach for most pet insurance companies. Although some pet insurers allow certain preexisting conditions to be considered curable after a certain period of time with no symptoms or treatment, Trupanion does not offer a 'curable' preexisting condition exception. If your pet had an illness, injury, or symptoms of a condition before your policy went into effect, anything related to that health problem would not be covered by Trupanion. Trupanion does not offer access to a 24/7 telehealth line, although it does have a pet parent resource center with tips on behavioral training, lifestyle, and health and safety topics for cats and dogs. Trupanion's policies do not cover expenses such as: The vet exam fee Rehabilitative, behavioral, and alternative therapies (unless you buy the Recovery and Complementary Care add-on) End-of-life-expenses (unless you buy the Pet Owner Assistance package) Anal gland expression Illnesses and injuries related to reckless activity Illnesses and injuries related to breeding, whelping, and queening (unless you purchased the Breeding rider) Injuries related to racing, such as sled or track racing Elective, preventive, and cosmetic procedures such as microchipping and tail docking Boarding Also, because Trupanion doesn't offer a pet wellness plan, the preventive services that would typically be included in a wellness plan are not covered, such as: Wellness exams Vaccinations Routine tests Want to change your coverage in the middle of a policy period? You can contact Trupanion to adjust your coverage. Increases: Within the first 30 days after policy enrollment, you can increase your deductible or add the Recovery and Complementary Care rider. You can add a breeding rider or Pet Owner Assistance package at any time. Decreases: Within the first 30 days after policy enrollment, you can decrease your deductible or remove the Recovery and Complementary Care rider. You can also remove a breeding rider or Pet Owner Assistance package from your policy at any time. Unfortunately, Trupanion tops the competition for highest average cost of pet insurance in our analysis at $258.64 per month. This average is for a policy with unlimited coverage that includes a $500 deductible and a 90% reimbursement rate. Trupanion's rates are almost twice as high as the average in our evaluation. Learn more: Is pet insurance worth it? How to decide. Unlike some other pet insurers, Trupanion does not offer a discount for households insuring multiple pets. This is one area where Trupanion excels. If your vet is signed up to participate in VetDirect Pay and has installed Trupanion's software, Trupanion will pay for veterinary costs covered by your policy right at checkout. A tool on Trupanion's website lets you see if your vet takes Trupanion's direct payments. Learn more: Pet insurance that pays the vet directly: How does it work? If you don't have a vet that uses Trupanion's VetDirect Pay, you'll need to submit claims to Trupanion directly. You can do that either online in the member portal or by filing out the claim form and emailing to claims@ or faxing it to 866-405-4536. Like most pet insurance claims, you'll need an itemized invoice that reflects what you've paid and some details about your visit and the pet. Trupanion has a claims window of 90 days from the treatment or service date. This is relatively short compared to pet insurers that offer 180 days or more. Of course, if you're using the VetDirect Pay, your claim is approved automatically and you don't need to worry about submitting anything to Trupanion. The turnaround time on reimbursements for claims depends on what method you used to submit your claim to Trupanion. If you see a vet who is part of the VetDirect Pay network, payment is usually immediate. If you're submitting a claim directly, Trupanion says 70% of claims are paid within 24 hours. Trupanion has a member portal online, but its mobile app is no longer available for download in the Apple App Sotre or Google Play store. You can submit and track claims through the online portal. Learn more: The best pet insurance companies 2025 Yes, Trupanion covers dental illnesses and accidents. To qualify for dental illness coverage the pet's teeth must be examined by a vet at least once every 12 months. If the pet's teeth haven't been examined, dental illness coverage starts from the date of the exam. If you want to qualify for dental illness coverage, you must follow the vet's dental advice, and the pet must get a dental cleaning. Trupanion pet insurance only covers neutering if it's recommended by a veterinarian following an illness or injury that damaged the reproductive organs. No, Trupanion does not cover vaccines because they are considered routine care, which is not covered. Still, you will be responsible for getting your pet properly vaccinated. Trupanion won't pay claims for illnesses (including treatment or diagnostics) that could have been prevented with a vaccination. Learn more: Does pet insurance cover vaccines? You can make claims with Trupanion for bills from any licensed veterinarian in the U.S., its territories, Puerto Rico, and Canada. If you want to find a veterinarian that accepts its VetDirect Pay, you can use the vet finder on its website. While Trupanion doesn't technically require a vet visit for enrollment, it does stipulate you'll have to have your pet's teeth cleaned once every 12 months if you'd like coverage for dental illness. Trupanion's customer care team is available 24 hours a day, seven days a week, 365 days per year. You can reach them by phone at 855-210-8749 or chat with them online through the chat tool available on Trupanion's website. To cancel a Trupanion policy, contact the customer care team with your member policy number. The primary pet parent listed on the policy is the only one authorized to cancel the policy. Canceling your policy means if you decide to return to Trupanion later, you'll be considered a new customer and will have to restart the clock on waiting periods and what qualifies as a preexisting condition. Amy Danise and Tim Manni edited this article. We researched the coverage details and prices for 15 pet insurance plans. We then weighted categories, and each pet insurer was scored relative to the others to find the best pet insurance companies. Here are the factors we incorporated. Coverage types: 40% of score. We examined the coverage provided by the base policy without the extra cost of add-ons. This encompassed coverage for alternative therapy, behavioral therapy, dental illness, euthanasia or end-of-life expenses, exotic pets, hereditary and congenital conditions, preexisting conditions, prescription food and supplements, veterinary exam fees, and advertising/reward for lost/stolen pets. Average cost: 30% of score. We evaluated costs in five states for $5,000 and unlimited coverage for a mixed-breed dog (age 1), a French bulldog (age 5), and a Labrador retriever (age 8). Unlimited coverage option: 10% of score. We gave points when pet insurers offered an unlimited annual limit (or a $100,000 limit), which gives pet owners the most robust financial protection possible in the event of a catastrophic pet medical issue. Direct payments to the veterinarian: 5% of score. We gave points to pet insurers that state on their websites that they accommodate direct vet payments. No special waiting periods for special conditions: 5% of score. We gave points when pet insurers have no waiting periods for special conditions, such as cruciate ligament conditions. Routine wellness plan: 5% of score. Companies that offer a routine wellness plan in addition to pet insurance received points. Multi-pet discount: 5% of score. We gave points when pet insurers offered a discount for insuring multiple pets.
Yahoo
12-05-2025
- Health
- Yahoo
Top Animal Health Experts Address H5N1 Bird Flu in Trupanion Webinar
Panelists from the American Veterinary Medical Association, World Small Animal Veterinary Association One Health Committee, and others will share critical updates on H5N1 bird flu SEATTLE, May 05, 2025 (GLOBE NEWSWIRE) -- Trupanion (Nasdaq: TRUP), the leading provider of medical insurance for dogs and cats, will host an upcoming webinar focused on the evolving state of bird flu (H5N1) and its impact on pets, pet parents, and the veterinary community. The complimentary one-hour RACE®-Approved CE webinar "Bird Flu: What We Know Now" will be available on-demand on on Thursday, May 8th, at 11:00 AM PT / 2:00 PM ET. Hosted by Trupanion's Chief Veterinary/Product Officer, Dr. Steve Weinrauch, BVMS, MRCVS, the webinar features a panel of leading animal health experts, including: Gail Golab, PhD, DVM, MANZCVS (Animal Welfare), DACAW: Associate Executive Vice President & Chief Veterinary Officer, American Veterinary Medical Association (AVMA) Professor Scott Weese, DVM, DVSc, DACVIM: Veterinary Internist, Fellow (Canadian Academy of Health Sciences), Chief of Infection Control (Ontario Veterinary College), Director (University of Guelph Centre of Public Health & Zoonoses) Professor Michael Lappin, DVM, PhD, DACVIM: Veterinary Internist, PhD (Parasitology), Director (Center for Companion Animal Studies, Colorado State University), Advisor (World Small Animal Veterinary Association One Health Committee) Carrie Jurney, DVM, DACVIM (Neurology): Veterinary Neurologist, Owner (Remedy Veterinary Specialists), Founding President (Not One More Vet - NOMV) Presented as part of Trupanion's Pet & Public Health Early Warning & Detection System, the webinar aims to equip veterinary professionals and pet parents with the latest information and practical guidance on avian flu in pets. Panelists will delve into various topics, including: Which pet populations may be at highest risk for avian flu. How the virus can potentially spread to cats and dogs. Current knowledge of clinical signs observed in pets. Preventative steps veterinary teams can implement. Data insights from North America and their potential implications for emerging cases. Educational resources for both veterinary professionals and pet parents. Dr. Weinrauch commented, 'The veterinary profession serves as a first line of defense for protecting both pets and public health. Empowering those entrusted with the care of our family pets is vital. Using real-time illness data, the Early Warning & Detection System concept aims to rapidly detect patterns and signs of illness in dogs and cats anywhere, any breed, any age, any sex, at any time." To learn more and to stream the webinar, visit About Trupanion's Pet & Public Health Early Warning Detection System Trupanion's Pet & Public Health Early Warning Detection System utilizes real-time pet health data from over 11,000 veterinary hospitals to rapidly identify illness and disease trends impacting companion animals. By collaborating with the Centers for Disease Control and Prevention, Boehringer Ingelheim, Mars Science & Diagnostics, the American Veterinary Medicine Association, and other leading pet and public health authorities, Trupanion aims to proactively detect and respond to potential pet and public health threats. For more information, please visit About Trupanion Trupanion is the leader in medical insurance for cats and dogs throughout the United States, Canada, Europe, and Australia with over 1,000,000 pets enrolled. For over two decades, Trupanion has given pet parents peace of mind so they can focus on their pet's recovery, not financial stress. Trupanion is committed to providing pet parents with the highest value in pet medical insurance with unlimited payouts for the life of their pets. With its patented process, Trupanion is the only North American provider with the technology to pay veterinarians directly in seconds at the time of checkout. Trupanion is listed on NASDAQ under the symbol "TRUP". The company was founded in 2000 and is headquartered in Seattle, WA. Trupanion policies are issued, in the United States, by its wholly owned insurance entity American Pet Insurance Company and, in Canada, by Accelerant Insurance Company of Canada or GPIC Insurance Company. Trupanion Australia is a partnership between Trupanion and Hollard Insurance Company. Policies are sold and administered in Canada by Canada Pet Health Insurance Services, Inc. dba Trupanion 309-1277 Lynn Valley Road, North Vancouver, BC V7J 0A2 and in the United States by Trupanion Managers USA, Inc. (CA license No. 0G22803, NPN 9588590). Canada Pet Health Insurance Services, Inc. is a registered damage insurance agency and claims adjuster in Quebec #603927. Trupanion Australia is a partnership between Trupanion and Hollard Insurance Company. For more information, please visit Contact: Laura Bainbridge, Senior Vice President, Corporate CommunicationsGil Melchior, Director, Investor in to access your portfolio
Yahoo
04-05-2025
- Business
- Yahoo
Trupanion, Inc. (NASDAQ:TRUP) Just Released Its First-Quarter Results And Analysts Are Updating Their Estimates
The investors in Trupanion, Inc.'s (NASDAQ:TRUP) will be rubbing their hands together with glee today, after the share price leapt 24% to US$45.00 in the week following its quarterly results. Revenues of US$342m arrived in line with expectations, although statutory losses per share were US$0.03, an impressive 38% smaller than what broker models predicted. Earnings are an important time for investors, as they can track a company's performance, look at what the analysts are forecasting for next year, and see if there's been a change in sentiment towards the company. We've gathered the most recent statutory forecasts to see whether the analysts have changed their earnings models, following these results. Our free stock report includes 2 warning signs investors should be aware of before investing in Trupanion. Read for free now. Taking into account the latest results, the current consensus from Trupanion's five analysts is for revenues of US$1.40b in 2025. This would reflect a reasonable 5.9% increase on its revenue over the past 12 months. Per-share statutory losses are expected to explode, reaching US$0.024 per share. Yet prior to the latest earnings, the analysts had been anticipated revenues of US$1.39b and earnings per share (EPS) of US$0.085 in 2025. So despite reconfirming their revenue estimates, the analysts are now forecasting a loss instead of a profit, which looks like a definite drop in sentiment following the latest results. Check out our latest analysis for Trupanion As a result, there was no major change to the consensus price target of US$52.25, with the analysts implicitly confirming that the business looks to be performing in line with expectations, despite higher forecast losses. There's another way to think about price targets though, and that's to look at the range of price targets put forward by analysts, because a wide range of estimates could suggest a diverse view on possible outcomes for the business. There are some variant perceptions on Trupanion, with the most bullish analyst valuing it at US$60.00 and the most bearish at US$41.00 per share. As you can see, analysts are not all in agreement on the stock's future, but the range of estimates is still reasonably narrow, which could suggest that the outcome is not totally unpredictable. One way to get more context on these forecasts is to look at how they compare to both past performance, and how other companies in the same industry are performing. We would highlight that Trupanion's revenue growth is expected to slow, with the forecast 7.9% annualised growth rate until the end of 2025 being well below the historical 23% p.a. growth over the last five years. Juxtapose this against the other companies in the industry with analyst coverage, which are forecast to grow their revenues (in aggregate) 5.3% per year. Even after the forecast slowdown in growth, it seems obvious that Trupanion is also expected to grow faster than the wider industry. The biggest low-light for us was that the forecasts for Trupanion dropped from profits to a loss next year. Happily, there were no major changes to revenue forecasts, with the business still expected to grow faster than the wider industry. There was no real change to the consensus price target, suggesting that the intrinsic value of the business has not undergone any major changes with the latest estimates. Following on from that line of thought, we think that the long-term prospects of the business are much more relevant than next year's earnings. We have estimates - from multiple Trupanion analysts - going out to 2027, and you can see them free on our platform here. Even so, be aware that Trupanion is showing 2 warning signs in our investment analysis , you should know about... Have feedback on this article? Concerned about the content? Get in touch with us directly. Alternatively, email editorial-team (at) article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned. Sign in to access your portfolio
Globe and Mail
30-04-2025
- Business
- Globe and Mail
Trupanion Publishes 2024 Annual Letter to Shareholders
SEATTLE, April 30, 2025 (GLOBE NEWSWIRE) -- Trupanion, Inc. (Nasdaq: TRUP), a leader in medical insurance for cats and dogs, has published its 2024 annual shareholder letter from CEO and President, Margi Tooth. The letter is now available on the Company's Investor Relations website here. About Trupanion: Trupanion is a leader in medical insurance for cats and dogs throughout the United States, Canada, certain countries in Continental Europe, and Australia with over 1,000,000 pets currently enrolled. For over two decades, Trupanion has given pet owners peace of mind so they can focus on their pet's recovery, not financial stress. Trupanion is committed to providing pet parents with the highest value in pet medical insurance with unlimited payouts for the life of their pets. With its patented process, Trupanion is the only North American provider with the technology to pay veterinarians directly in seconds at the time of checkout. Trupanion is listed on NASDAQ under the symbol "TRUP". The company was founded in 2000 and is headquartered in Seattle, WA. Trupanion policies are issued, in the United States, by its wholly-owned insurance entity American Pet Insurance Company and, in Canada, by Accelerant Insurance Company of Canada. Trupanion Australia is a partnership between Trupanion and Hollard Insurance Company. Policies are sold and administered in Canada by Canada Pet Health Insurance Services, Inc. dba Trupanion 309-1277 Lynn Valley Road, North Vancouver, BC V7J 0A2 and in the United States by Trupanion Managers USA, Inc. (CA license No. 0G22803, NPN 9588590). Canada Pet Health Insurance Services, Inc. is a registered damage insurance agency and claims adjuster in Quebec #603927. Trupanion Australia is a partnership between Trupanion and Hollard Insurance Company. For more information, please visit Contact:
