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Zawya
16-07-2025
- Zawya
Abu Dhabi Students gear up for global success with ADEK's Pre-Departure Week
Abu Dhabi, UAE – Held in collaboration with 25 national and international partners, the Abu Dhabi Department of Education and Knowledge (ADEK) has launched its Pre-Departure Week during an official ceremony attended by His Excellency Sheikh Nahyan bin Mubarak Al Nahyan, Minister of Tolerance and Coexistence. The program aims to prepare 300 students from ADEK Scholarship programs for their upcoming academic journeys abroad. The program equips students with the skills, knowledge, and mindset needed to represent the UAE with pride and thrive as global citizens. The Pre-Departure Week offers a holistic preparation experience covering academic readiness, cultural adaptation, psychological resilience, and essential life skills. Sessions include leadership development, financial literacy, personal safety abroad, and wellbeing strategies to help students navigate life and studies in their host countries confidently. Program partners include: the Ministry of Defense, Department of Government Enablement, Abu Dhabi Police, Sandooq Al Watan, National Library and Archives, National Rehabilitation Center, Family Care Authority, Abu Dhabi Public Health Center, Authority of Social Contribution – Ma'an, General Authority of Islamic Affairs (AWQAF), Anwar Gargash Diplomatic Academy (AGDA), 42 Abu Dhabi, International Centre for Culinary Arts, International Etiquette and Protocol Academy, and the Abu Dhabi Heritage Authority, along with nine foreign embassies contributing their expertise and programming. The Pre-Departure Week is structured around 11 core pillars, developed based on insights from students, parents, and industry partners to provide comprehensive support beyond academic preparation. These pillars cover national identity and cultural preservation, guiding students on how to represent the UAE with integrity, as well as understanding immigration laws and global mobility to ensure they are aware of their rights and responsibilities abroad. The program also addresses health and safety protocols, including infectious disease prevention and personal wellbeing management, while equipping students with knowledge of professional etiquette and diplomatic conduct to prepare them for diverse social and professional environments. Together, these pillars ensure students are fully prepared to integrate confidently into their host communities and excel academically and personally. Beyond theory, the program includes hands-on workshops such as interactive simulations and concludes with a global culinary class at ICCA Abu Dhabi, where students gain practical cooking skills and nutrition knowledge essential for confident, independent living abroad. To date, ADEK has awarded 2,190 scholarships, enabling students to pursue higher education across more than 20 countries. These figures demonstrate the UAE's commitment to nurturing future generations of global citizens by ensuring they excel academically, integrate confidently into their new environments, and uphold the nation's values abroad. About Abu Dhabi Department of Education and Knowledge (ADEK) The Abu Dhabi Department of Education and Knowledge (ADEK) is the Education Sector regulator across the Emirate. It oversees and provides services throughout a learner's journey from early education to university and beyond. It also champions inclusivity for People of Determination in the mainstream schooling system and by providing specialized schools. Across Early Childhood and K-12, ADEK licenses and regulates nurseries and private schools in Abu Dhabi while also legislating, mandating, and managing its own Charter Schools and 2 schools for People of Determination. ADEK also annually provides distinguished Abu Dhabi students with full scholarships and support to study at the best universities around the world. In addition, the Department audits and enhances the delivery of Higher Education in Abu Dhabi, attracting Higher Education Institutions to open the required programs or schools that serve Abu Dhabi's needs while championing a student and faculty-friendly ecosystem in the Emirate. With a vision to Empower Education. Empower Minds. Empower the Future, ADEK recognizes that every learner is different, and a diversity of teaching methods are essential for students to succeed. To that effect, ADEK partners with stakeholders to enable a great education system to flourish in Abu Dhabi and nurture future-ready graduates who have the 21st century skills required to sustain and carry forward Abu Dhabi's vision.


Irish Times
09-07-2025
- Politics
- Irish Times
The Irish Times view on diaspora voting: broaden the franchise for presidential elections
The question of whether Irish citizens living abroad and in Northern Ireland should be allowed to vote in presidential elections has lingered for too long in the realm of deferral and indecision. This is despite previous commitments on the matter and the importance of the office for many Irish people who live outside the State but still identify with the nation. Only citizens ordinarily resident in the jurisdiction may vote in national elections. This excludes over a million Irish-born people living overseas and an even larger number in Northern Ireland who have a right to Irish citizenship. The rationale for this has traditionally rested on the idea that only those who live with the consequences of State policy should have a say in shaping it. But the presidency is not a policy-making office. It is a symbolic and unifying institution, often acting as a bridge between Ireland and its global citizens. Every president since Mary Robinson has embraced that role. The office embodies not only the State but the wider idea of the Irish nation. There is a strong argument that the franchise should reflect the broader Irish family, including those who have left. Extending voting rights to Irish citizens living north of the Border would be an act of constitutional generosity consistent with the spirit of the Belfast Agreement. It would recognise them as part of the national community without prejudicing their political preferences. READ MORE A referendum on the issue was announced in 2017 with cross-party support. It was delayed by Brexit and then shelved during the pandemic. Since then, political will has quietly dissipated. The Government now appears unwilling to reignite the debate, despite previous commitments and strong support from diaspora organisations. Minister of State for the Diaspora, Neale Richmond, said this week that the Government was concerned a referendum on the issue could be defeated if there was insufficient debate and consultation in advance of the vote. But it is in the Government's own gift to start that process. It should do so without further delay.


Zawya
05-07-2025
- Business
- Zawya
GEMS Education celebrates exceptional IB results across its seven UAE IB schools
Three students score highest score possible of 45 in the Diploma Programme Dubai, UAE: GEMS Education students enrolled in the International Baccalaureate (IB) Diploma Programme (DP) and Career-related Programme (CP) have once again achieved remarkable success in their final examinations, surpassing global benchmarks and gaining entry to leading universities around the world. A total of 645 Grade 12/Year 13 students from seven GEMS schools across the UAE sat the IB Diploma exams this year. Together, they achieved an average point score of 34 and a pass rate of 95%, exceeding the 2024 global averages of 30 points and 80% respectively. Notably, three students attained the maximum score possible of 45 – a rare accomplishment earned by less than 0.5% of candidates worldwide. Lisa Crausby OBE, Group Chief Education Officer at GEMS Education, said: 'Our students have once again shown what's possible with ambition, perseverance, and the right support. These outstanding results reflect their tireless effort and the dedication of our world-class educators. Every success story here speaks to the strength of our IB programmes and the values that underpin a GEMS education. 'We take pride in nurturing global citizens – curious, compassionate, and courageous young people who are ready to make their mark. As our students take the next steps into higher education and beyond, they carry with them the confidence and capability to lead, to innovate, and to shape a better world.' In parallel, 49 students from three GEMS schools (GEMS International School – Al Khail, GEMS Wellington Academy – Silicon Oasis, and GEMS Wellington International School) completed the IB CP, a forward-looking qualification designed for students pursuing pathways aligned with their career aspirations. The seven GEMS schools offering the IB include: GEMS World Academy – Dubai GEMS International School – Al Khail GEMS Wellington International School GEMS Wellington Academy – Silicon Oasis GEMS Dubai American Academy GEMS American Academy – Abu Dhabi GEMS Modern Academy Nargish Khambatta, Principal, GEMS Modern Academy and Executive Vice President – Education, GEMS Education, said: 'The IB DP Class of 2025 are poised to shape their tomorrow, grounded in intellect, guided by integrity, and strengthened by unwavering dedication. These impressive results reflect not just academic excellence, but the courage, resilience, and depth of thought our students have cultivated. 'This success belongs to our entire community – students, teachers, and parents as well, who have journeyed together with purpose and heart. At Modern, we are deeply proud of the remarkable individuals they have evolved into.' These achievements are the result of years of dedication, world-class teaching, and a shared commitment to excellence. As GEMS graduates take their next steps, they do so not only with impressive results, but with the mindset and character needed to thrive in a complex and fast-changing world. About GEMS Education Every day, GEMS Education has the privilege of educating more than 200,000 students from over 176 countries through its owned and managed schools around the world. With nearly half a million alumni who have influenced countless lives, GEMS is recognised as one of the most impactful education groups globally. Founded in the UAE in 1959, GEMS Education is the largest and most respected K–12 private education group in the world, with a track record of providing diverse curricula and educational opportunities to families from all socio-economic backgrounds. What began as a single school in a private home in Dubai remains a family business to this day. Its inspiring Chairman and Founder, Sunny Varkey, and his sons, Dino Varkey, the Group Chief Executive Officer, and Jay Varkey, the Deputy Group Chief Executive Officer, continue to provide vision, insight, and strategic leadership across the organisation. Through its growing school network and philanthropic initiatives, GEMS is committed to fulfilling its vision of putting a quality education within the reach of every learner, everywhere. Each year, GEMS students graduate to join the world's leading universities. Over the past five years alone, they have been accepted into over 1,050 universities in 53 countries – including all eight Ivy League institutions in the United States and all 24 Russell Group universities in the United Kingdom. GEMS alumni have gone on to successful careers in all sectors around the world, including a large proportion reaching CEO and C-suite status. For further information about GEMS Education, visit or contact: Shilpa Johnson, Account Director, Four


Khaleej Times
30-06-2025
- Business
- Khaleej Times
Dubai is a world's new second-home capital as demand rises
Dubai, long admired for its architectural marvels and tax-friendly policies, has evolved beyond being merely a playground for the wealthy. Today, it is firmly establishing itself as a permanent lifestyle destination for global citizens. Over the past few years, the emirate has seen a significant surge in high-net-worth individuals acquiring prime properties — not just as a means of portfolio diversification, but for actual personal use. Historically, Dubai's real estate market was dominated by flippers and short-term investors attracted by high rental yields, off-plan appreciation, and rapid development cycles. However, the profile of buyers has shifted dramatically, especially in the five years following the pandemic. Today's buyers are more emotionally invested, seeking long-term security, lifestyle benefits, and a true home for themselves and their families. This transformation has been further supported by the introduction of Golden Visas, enhanced residency laws, and Dubai's unmatched lifestyle appeal. These factors have made it easier and more desirable for foreigners to settle in the city. As a result, demand in the real estate sector has moved away from speculative investments toward end-user purchases, bringing greater stability and sustainability to the market. Why Second-Home Buyers Flocking to uae 'The lifestyle factors attracting second-home buyers to Dubai include a strong sense of safety, world-class infrastructure, a convenient geographic location, and significant tax advantages, such as zero income tax,' says Svetlana Vasilieva, Head of Secondary Sales at Metropolitan Premium Properties. In particular, families are increasingly making Dubai their second home. Drawn by the city's secure environment, excellent schooling options, and abundant family-friendly amenities, many are opting for larger residences to accommodate growing household needs. 'The introduction of initiatives like the Golden Visa and streamlined family sponsorship processes have made Dubai an even more attractive destination for families,' Vasilieva adds. 'We are seeing a clear rise in demand for 4-5 bedroom homes designed for comfort and long-term living.' Echoing this trend, Sara Aji, Managing Partner of Alma Developments, notes, 'Dubai's appeal has broadened beyond traditional investors. Families now prioritise liveability over speculation. At Alma Gardens, for example, there's increasing demand for thoughtfully designed homes with features like built-in studies, ample storage, and community amenities that cater to multi-generational living and hybrid work setups.' Dubai's reputation as a retirement-friendly city is gaining momentum thanks to the retirement visa programme and the city's tax-free environment. 'Retirees are increasingly considering Dubai for second homes,' Vasilieva observes. 'The combination of a modern, well-connected city with attractive tax benefits makes it an ideal choice for a comfortable retirement abroad.' At the same time, Dubai is emerging as a hotspot for digital nomads and remote professionals. The city's remote work visa, rapid internet, numerous co-working spaces, and thriving expat communities create the perfect ecosystem for location-independent lifestyles. Kareem Fahmy, Founder and CEO of Innovate Living and Co-Founder of Omoria, comments: 'We're seeing interest from professional couples, entrepreneurs, and remote workers relocating from major global cities. They seek not only tax and climate advantages but also a high quality of life. Dubai offers a secure, vibrant, and culturally rich environment that meets diverse lifestyle needs.' 'The shift we're witnessing is from pure investment to lifestyle-driven purchases,' says Aamil Tabani, CEO of Golden Bridge Real Estate. 'Buyers today want more than a property, they want a city that supports their way of life.' Dubai's unique blend of modern luxury, year-round sunshine, and top-tier infrastructure makes it a compelling choice for second-home ownership. 'From family-friendly healthcare and international schools to leisure facilities like golf courses, beaches, fine dining, and entertainment hubs, Dubai offers a lifestyle where individuals and families can live comfortably for months at a time,' Tabani explains. 'This lifestyle appeal is the real magnet for second-home buyers.' Tax-free Living and Long-term Visas With its bold visa reforms, investor-friendly regulations, and enviable tax structure, the emirate is outpacing traditional second-home markets like London, Paris, and Singapore. 'Dubai offers substantial tax advantages compared to traditional second-home destinations like London, Paris, or Singapore — especially for high-net-worth individuals, investors, and expatriates,' says Vasilieva. 'One of the most compelling benefits is that Dubai imposes zero annual property tax, no capital gains tax, no inheritance tax, and no personal income tax.' Compare that with Europe's leading cities, where annual property taxes range from 1% to 3%, and rental income can be taxed up to 45%, depending on tax residency and income brackets. In Singapore, foreign buyers face stamp duties of up to 60%, along with income tax on rental income capped at 22%. Dubai, in contrast, offers clarity and predictability. 'Second-home ownership in London, Paris, or Singapore often comes with a web of stamp duties, inheritance taxes, and high recurring levies,' says Aji. 'This makes Dubai not only a fantastic lifestyle destination but also a more cost-efficient place to invest in real estate.' Beyond its favourable tax regime, Dubai is also redefining how the world approaches property-linked residency. 'The introduction of long-term visas, particularly the 10-year golden visa, has been a game-changer,' says Tabani. 'It provides security, confidence, and mobility.' Today, investors can secure a 10-year golden visa by investing just Dh2 million in real estate — even through mortgage-backed purchases. The recent removal of the minimum down payment requirement for visa eligibility has further opened the gates for a broader investor base. 'Policy innovation has been a catalyst,' Tabani adds. 'Combined with transparent regulations and ease of property registration, it has boosted international interest in Dubai as a long-term second-home destination.' A recent example is the introduction of the 'visa on hold' procedure, which allows residents to temporarily suspend their visa while transferring it to a new property. This makes it easier for end-users to relocate within Dubai or upgrade their investment without bureaucratic red tape. Additionally, developers are sweetening the deal. From escrow-protected payment plans to post-handover options, buyers are finding it easier than ever to step into the market. 'These changes reflect a shift from transactional investment toward encouraging deeper lifestyle integration,' notes Aji. 'Dubai's tax environment continues to be one of its most compelling value propositions,' says Fahmy. 'But equally important is the government's proactive approach to regulation. The UAE now offers a unique mix of fiscal advantage, transparency, and lifestyle.' He points out that the 9% corporate tax introduced recently only applies to business profits above Dh375,000 — leaving most residents and real estate investors unaffected. 'The government has made targeted efforts to ensure international investors feel supported,' Fahmy adds, 'from fast-track administrative services to broader integration into the country's economic ecosystem.' Second Homes with First-Class Appeal From panoramic waterfront villas to sleek branded residences and tech-enabled serviced apartments, international investors are embracing a new kind of convenience-led luxury. 'Waterfront homes are the most popular as beaches are rarely accessible in other countries all over the world,' says Vasilieva. 'Branded residences are also a top choice among second-home buyers because they come with high-end lifestyle facilities. Meanwhile, serviced apartments are appealing to clients looking for a hassle-free investment that delivers short-stay flexibility and rental income, all in a fully furnished, smart-home-equipped package.' Tabani notes a surge in demand for branded residences that provide 'hotel-like services and global prestige,' as well as waterfront and golf-view homes that blend lifestyle appeal with solid rental potential. 'Buyers want convenience, high-end amenities, strong resale value, and minimal hassle. Developers are responding by offering turnkey solutions, flexible payment plans, and features like co-working lounges, wellness spaces, concierge services, and even international school partnerships within communities,' he says. For Fahmy, the real differentiator lies in the art of hospitality. 'Second-home buyers are increasingly drawn to residences that offer more than just design or location. What they value most is ease, privacy, and a level of service that feels intuitive,' he explains. At Omoria, this ethos is embodied by the Japanese philosophy of Omotenashi — a concept rooted in thoughtful, anticipatory care. 'Technology and AI play a meaningful role in delivering this,' Fahmy adds. 'From learning personal preferences and automating climate settings to preparing the home before arrival, our systems are designed to enhance—not replace the human touch.' Aji agrees. 'Branded residences and turnkey apartments continue to perform well, but there's also growing interest in functional, mid-size homes that are ready for immediate use, especially among families and part-time residents,' she says. 'At Alma, we provide fully fitted interiors, built-in cabinetry, and flexible layouts that accommodate extended stays without the hassle of post-handover furnishing. The demand is for homes that feel 'lived in' from day one.' Top Picks for Savvy Buyers According to Vasilieva, family-centric gated communities are leading the pack. 'From a real estate perspective, several areas in Dubai are emerging as top choices for second-home buyers, driven by lifestyle preferences, infrastructure, and investment potential,' she says. 'Gated communities such as Dubai Hills Estate, Arabian Ranches, and Emirates Living are highly sought-after for their family-friendly environments, security, green spaces, and well-developed social infrastructure, all within a single, self-contained area.' For those craving an urban pulse, neighbourhoods like Dubai Marina, Downtown Dubai, and Dubai Creek Harbour remain firmly in demand. These communities offer waterfront living and close proximity to major business hubs, alongside vibrant dining and entertainment scenes. 'Mohammed Bin Rashid City (MBR City) is also gaining popularity among both families and investors,' Vasilieva adds, citing its central location, spacious layouts, and luxury-centric amenities. 'While traditional areas like Palm Jumeirah, Downtown Dubai, and Dubai Marina continue to see strong demand, we're now seeing heightened interest in new masterplan districts such as Dubai Islands,' Fahmy says. 'These emerging areas are being developed with a clear focus on integrated living, offering a blend of residential, lifestyle, cultural, and wellness experiences within a single ecosystem.' Aji highlights the growing traction in Dubailand, particularly areas like Liwan. 'While traditional hotspots like Downtown and the Palm remain popular with the luxury segment, we're seeing strong momentum in emerging areas like Liwan that are focusing on the mid-market sector,' she says. 'These communities offer more space, better value per square foot, and improved infrastructure, especially with the upcoming Dubai Metro Blue Line.' 'Home Away From Home' As international buyers seek flexible living arrangements that blend luxury, liveability, and long-term opportunity, the emirate is ticking all the right boxes. The trend of treating Dubai as a second home is not only growing — it's here to stay. Vasilieva believes Dubai is perfectly positioned to lead this global shift. 'Yes, the trend of treating Dubai as a second home is expected to continue growing over the next decade,' she says. 'Post-pandemic, the concept of a 'second home' has evolved, it's no longer just a vacation property, but a flexible living base that supports work, lifestyle, and long-term security.' The global pandemic was a turning point in how people view mobility and space. A second home today isn't just a luxury beachfront escape, it's a strategic base that supports remote work, family life, and a new sense of wellbeing. Dubai's unique combination of tax advantages, geographic accessibility, and high-quality lifestyle has helped solidify its place on the shortlist of international buyers. 'Dubai supports this evolution through flexible visa options, zero income tax, top-tier infrastructure, and political stability,' Vasilieva adds. 'Its role as a global aviation hub further cements its appeal.' For Aji, the shift is as much about mindset as it is about market conditions. 'The pandemic redefined what it means to have a second home — it's now a flexible base that supports work, family, and wellbeing,' she notes. 'Dubai is uniquely positioned to lead this shift thanks to its infrastructure, lifestyle ecosystem, and proactive policymaking.' Aji also observes a diversification in buyer interest. While luxury remains a strong pull, there's a marked increase in mid-market investments from global citizens seeking value and long-term liveability. 'Over the next decade, we expect the second-home trend to strengthen, particularly with investors looking beyond the usual hotspots. Challenges may come from global economic headwinds or oversupply in certain sub-markets, but Dubai's continued focus on liveability and investor-friendly regulation will likely keep it front and centre in the global second-home conversation.' Indeed, the idea of 'home' itself is evolving. Fahmy sees a growing shift in priorities. 'There's a growing emphasis on well-being, mobility, and quality of life, rather than simply owning property in major capital cities,' he explains. 'Dubai caters to all these evolving priorities. It offers world-class infrastructure, a globally connected location, and a lifestyle that blends cultural depth with modern convenience.' He adds that Dubai's appeal goes beyond hard metrics like safety and tax incentives. 'It's also about hospitality, experience, and design. The city's ambition — evident in strategic plans like Dubai 2040 and its consistent top rankings in safety reinforces its status as more than just a destination. Dubai is a long-term lifestyle choice.' Tabani credits much of the growth to the emirate's visa reforms, urban planning, and consistent investment in tourism and sustainability. 'Post-pandemic, the idea of a second home is no longer just a luxury — it's a flexible lifestyle solution. People want a base in a city that offers opportunity, safety, and quality of life,' says Tabani. 'Dubai ticks every box, emerging as a hybrid home city — ideal for business, leisure, or a seasonal lifestyle. It's not just a second home anymore… for many, it's becoming their preferred home away from home.'


CNA
13-05-2025
- Business
- CNA
Step into the extraordinary: Unlock new worlds with HSBC Privé
Some experiences can't be bought – they're unlocked. Created in collaboration with like-minded partners that share a commitment to excellence, HSBC Privé is designed for private wealth clients who live life with ambition and intention. This invite-only credit card is made to support meaningful moments, shaped by distinctive settings and experiences. Recognised at some of the world's most celebrated venues, it's also the quiet nod that opens doors to private spaces or brings a bespoke menu to the table – wherever in the world they might be. For these global citizens, seamless access makes everyday moments feel special, whether they're catching up with friends in New York or closing a deal in Denmark. Now making its Singapore debut, following launches in Hong Kong and India, HSBC Privé introduces a new tier of privileges for those seeking elevated experiences. MATCH CONNECTIONS ON THE GREEN The savvy professional knows that the best deals aren't always made in boardrooms – they often begin with a genuine connection, sparked somewhere between tee-offs and shared advice on the fairway. That's why HSBC Privé includes courtesy fees at some of the island's finest golf courses. Kick off the day with an early tee time at Sentosa Golf Club, where sweeping coastal views set the stage for relaxed conversation. And if connections take root, there's always the option to continue them elsewhere – perhaps in the peaceful surrounds of Orchid Country Club or with another round at Tanah Merah Country Club. For those whose networks span continents, HSBC Privé ensures this spirit of connection travels well, with international access to renowned country clubs and greens, including New Springville Country Club in South Korea and Cape Kidnappers in New Zealand. STAY GLOBALLY CONNECTED With travel in their rhythm, HSBC's private banking clients are always on the move, whether for work, leisure or a mix of both. They thrive on borderless work and value the perspectives that come from connecting with an international network. From one flight to the next, HSBC Privé makes travel feel seamless with a suite of curated privileges. Fly with leading airlines like Singapore Airlines, British Airways and Qatar, with complimentary business class companion tickets – so your trusted advisor or travel partner is always by your side. Premium airport lounge access soothes any delay, while fast-tracked immigration and chauffeured limousine transfers help you make up for any lost time. At your destination, unwind at top luxury hotels with the perks of elevated loyalty status, or redeem free nights at properties such as Anantara, Mandarin Oriental and Capella. And for complete peace of mind, HSBC Privé provides comprehensive travel insurance – because even seasoned travellers deserve assurance at every step. BRUSH SHOULDERS WITH THE BEST Brights minds naturally seek one another out. They're drawn to spaces where conversation flows freely and ideas take shape. For generations, member clubs have brought together visionaries, pioneers and tastemakers around a shared appreciation for culture, innovation and thoughtful exchange. At the Mandala Club, members spend lively afternoons with fellow innovators, chasing new ideas, whisky in hand. Over at 1880 Singapore, the spirit of exchange comes alive through conversations with industry leaders – often continuing into the evening over cocktails or from the calm of the co-working lounge. With a complimentary subscription to private lifestyle club ONDA, HSBC Privé cardholders gain access to over 150 exclusive clubs, lounges and workspaces across Asia, Australia, Europe and the United States. Whether between a quick workout or a focused session at a hot desk, chance encounters have a way of turning into conversations – and conversations into something more. INDULGE IN BESPOKE MENUS As the city lights flicker to life after sunset, HSBC Privé individuals turn their attention to the VVIPs in their lives – a partner, a family member or a close friend. In the company of this cherished circle, few things compare to sharing an exceptional meal – especially one crafted just for them. Savour bespoke tasting menus by top chefs, including the Michelin-starred COTE at COMO, in the elegance of a private dining room. And when the evening calls for more, the celebration continues. Privé cardholders enjoy complimentary nights at COMO's luxurious properties, with the option to pair their stay with the brand's signature wellness experience – a rejuvenating retreat for both body and mind. With the 24/7 HSBC Privé concierge, every detail is handled by a global team of experts – from securing sought-after reservations to tailoring meaningful touches. This is luxury, elevated: Defined by ease, shaped by care and expressed through quiet details that speak volumes. Be invited into a world of exclusivity. Enquire about starting a private banking relationship with HSBC and discover the HSBC Privé experience by HSBC Global Private Banking.