EOFY sale 2025: Our curated round-up of the best deals from Myer, THE ICONIC, Emma Sleep and more!
The End of Financial Year (EOFY) sales are well under way, with exciting discounts popping up left right and centre. To help all of you bargain hunters out there we've put together a complete guide and round-up of our favourite deals from this year's huge sales event.
From top notch Emma mattresses 55% off, savings of up to $550 on selected Dyson products to 380+ cosy Oodie products on sale, we've got you covered to help you get through the winter.
Let's jump straight into the deals, shall we?
Our top picks:
Best Myer EOFY deals
Best Travel EOFY deals
Best Dyson EOFY deals
Best Samsung EOFY deals
Best Nespresso EOFY deals
Best HP EOFY deals
Best Home and Furniture EOFY deals
Best Fashion & Beauty EOFY deals
With so many deals on offer, it's easy to get swept up in the excitement. To ensure you make the most of the EOFY sales, consider these smart shopping strategies: Plan ahead & make a wishlist: Before diving in, identify what you genuinely need and research the usual prices of those items. This will help you spot a true bargain and avoid impulse purchases. Compare prices: Don't just jump on the first deal you see. Have a look around to ensure you're getting the best possible price across different retailers. Read the fine print: Be aware of any specific terms and conditions, such as limited stock, 'members-only' pricing, or stricter return policies on sale items. Look beyond the discount: Sometimes, the best value comes from added benefits like free delivery, extended warranties, or bonus gifts. Consider tax deductions: If you're self-employed or run a small business, remember to keep receipts for any work-related purchases that might be tax-deductible. Shop early (or strategically): While some deals appear at the start of June, some of the steepest discounts might surface in the last two weeks leading up to June 30th as retailers push to clear stock. Keep an eye out for flash sales that pop up quickly and disappear.
The EOFY is a popular sales event in Australia, offering a golden opportunity to grab those items you've been eyeing at a fraction of the cost. By approaching the sales with a plan and a keen eye, you'll be well-equipped to maximise your savings for this year's EOFY shopping season. Happy bargain hunting!
What are EOFY sales?
EOFY stands for End of Financial Year, and in Australia, it marks a major retail event. From late May through early July, retailers significantly reduce prices to clear out current stock before the new financial year begins on July 1. These sales are a prime opportunity to snag deals on a vast array of products, including technology, fashion, homewares, and more. If you're looking for a new gadget, a wardrobe refresh, or an upgrade for your home, EOFY sales are the perfect time to find quality items at discounted prices.
When do EOFY sales start and end?
Typically, EOFY sales run throughout June, though some retailers might kick things off in late May or extend them into early July. The main goal for retailers is to move inventory before June 30, so you'll generally find the best bargains popping up around that time.
What's Australia's biggest sale event?
Many consider EOFY sales to be Australia's largest retail event. This is because a diverse range of retailers, spanning from fashion and homewares to technology and appliances, offer substantial discounts for several weeks. The extensive duration and variety of products on offer make EOFY a top time for shoppers to save across numerous categories.
EOFY vs. Black Friday: Which is better?
Both EOFY and Black Friday offer great savings, but they have different strengths. EOFY sales are a long-standing tradition for Australian shoppers, perfect for deals on everything from appliances to furniture, and they typically last for weeks. Black Friday, on the other hand, is generally more concentrated on technology and online shopping, featuring intense, often one-day deals.
If you're after a broader range of bargains across various categories, EOFY might be your pick. However, if you're looking for fast, significant discounts on gadgets, Black Friday could be the winner.
When is the best month for sales in Australia?
June takes the top spot thanks to EOFY, but January is a close second with its post-Christmas clearances and new year deals. November has also become a major sales month with Black Friday and pre-Christmas promotions.
However, savvy shoppers know that end-of-season clearances happen all year round. For instance, you'll often find deals on summer gear in March and winter clothes in September, as retailers refresh their stock for the upcoming seasons. Keeping an eye on when your favorite stores typically update their ranges can lead to great finds throughout the year!
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News.com.au
10 hours ago
- News.com.au
Best EOFY 2025 electric vehicle (EV) car sales in Australia
End of financial year sales for new cars aren't just great for people shopping for a deal - they're also an important opportunity for manufacturers to move metal off their books. Battery-powered models are selling slowly in 2025, which means there are bargains to be had in showrooms. ELECTRIC VEHICLES Polestar: Customers who choose the Polestar 3 benefit from around $20,000 in free extras including powertrain and plus packs. Long-range dual-motor versions that usually cost about $143,000 drive-away are now about $115,000 drive-away. Hyundai Ioniq 6: A new Hyundai Ioniq 6 sedan is around the corner, so the brand is offering an impressive $20,000 deposit contribution as long as you finance through Hyundai, borrowing significantly less than you would ordinarily need. Customers can also choose between a free $1500 charging voucher or wall charger. Jeep Avenger: Usually available for $49,990 plus on-road costs, the electric Jeep Avenger offers strong value at $40,000 drive-away – a discount of about $15,000. Deepal S07: Save around $8500 on the Deepal S07 electric SUV, now available from $49,990 drive-away. Fiat 500e: Available from $49,990 drive-away, the Fiat 500e is around $5000 cheaper than its launch price. GWM Ora: The GWM ORA is one of Australia's cheapest EVs. Currently available from $33,990 drive-away, the retro-chic hatch represents a $6000 discount. Omoda E5: China's Omoda E5 is on sale for $40,527 drive-away, a $6000 discount on this medium-sized SUV. Ford Mustang Mach-E: The Blue Oval badly misjudged prices when it launched the electric Mach-E in 2023. Originally available from $79,990 plus thousands more in on-road costs, the car soon dropped to $64,990 plus on-roads. Today you can gtr hold of it for $63,990 drive-away, which is about $20,000 less than its original offer. Geely EX5: Having only just launched in Australia, Geely isn't ready to slash prices for its electric SUV. But customers do get tasty extras such as a $2000 gift card, $2000 trade-in bonus and a free charging cable that together represent about $5000 in savings. Cupra Born: Originally launched for $59,990 plus on-roads, the Cupra Born can be had for $49,990 drive-away, a discount of about $15,000. MG: Great prices for electric MG models include the MG4 priced from $36,990 drive-away (about $5000 off) and the MG ZS EV for $35,888. Tesla: Trade-in bonuses of $3000 for the Model 3 join free 'autopilot' upgrades that make the electric sedan easy to live with in traffic. BYD: BYD is also reluctant to cut prices, so its EOFY offer surrounds sharp finance – as little as 2.99 per cent on the Sealion 6. Leapmotor: Cheap loans for the new Leapmotor C10 – just 1.9 per cent per annum – meet a free wall charger for electric versions. Its hybrid cousin is punchy, too, priced from just $45,900 drive-away. Smart: Free on-road costs on Smart #1 and #3 models in stock offer around $5500 in savings for electric customers at LSH Auto dealerships. Toyota: Toyota is offering 1.9 per cent finance on the bZ4X, along with a free wall charger. Volvo: The $7500 premium separating two-wheel-drive and all-wheel-drive versions of the C40 Recharge has been slashed to just $1000 – you can get one for $88,990 drive-away.
The Advertiser
a day ago
- The Advertiser
Emma Sleep's EOFY sale offers up to 55 per cent off - so you can finally upgrade your old mattress
These items are hand-picked to make your shopping experience easier. ACM may be provided with compensation from affiliate partners if you click through. Emma Sleep has kicked off its end-of-financial-year sale, with up to 55 per cent off select mattresses until June 16 - making it one of the brand's biggest offers of the year. According to sleep experts, the average mattress lasts just seven to 10 years, meaning many Australians may be overdue for an upgrade. If your bed has started to sag, squeak or simply isn't as comfortable as it used to be, it could be affecting more than just your sleep. Research from the Journal of Chiropractic Medicine shows that replacing your mattress can reduce back pain by 48 per cent and sleep quality by 55 per cent. And with 71 per cent of Australians expected to shop the EOFY sales this year, the rush is on to secure a better night's sleep - at a fraction of the price. Below, we reveal the top mattress deals from Emma Sleep and how each design can assist you with having a rocking night's rest this year. The Emma Sleep Luxe line is the luxurious, medium-soft, best-selling mattress of the Emma Sleep collection, now retailing for 55 per cent off (was $1800, now $810). The Luxe line contains advanced Thermosync technology, which helps dissipate heat to maintain your ideal sleep temperature. It provides cooling via thermoregulation, helping you stay remarkably cool during summer heat waves. The mattresses also contain seven-zoned support which evenly distributes pressure across the different areas of your body. This means that you can experience a new kind of comfort with progressive firmness as your body meets the top of the mattress and sinks into a sturdy, supportive base. It also adapts to your body shape allowing you to move freely and effortlessly at night. If there are multiple people in bed, the mattress isolates movement for each individual, leaving the other unaffected - so everybody wins. Emma Sleep mattresses undergo several tests in their sleep laboratories to design the Luxe line which offers 27cm of quality memory foam and pocket springs. Buy now: Emma Sleep Luxe Mattress The Emma Comfort Plus Mattress is an award-winning, multi-layered, medium-firm mattress, retailing for 45 per cent off (was $1200, now $660) this EOFY. The Emma Comfort Plus Mattress features five layers of material designed for optimum comfort and sleep quality. Starting with the UltraDry™ Breathable Cover, this is an elastic cover that's both breathable and soft to the touch, allowing you to keep your body comfy and dry. The second Aerofoam layer absorbs and swishes out excess body heat to create an ideal sleep environment for undisturbed sleep. The third Memory Adapt foam layer helps you to easily find and stay in your favourite sleep position. It moulds to fit your body's unique curves by offering a better pressure distribution. The foam then creates pathways for air to flow in-and-out while retaining the classic comfort of memory foam. An ergonomically designed Comfort HRX foam layer adapts to your body and perfectly distributes body pressure, allowing you to sleep comfortably regardless of your build or sleeping position. Pocket springs throughout the mattress also maximise airflow between you and your mattress, cooling your body to an airy sleep. Plus, the anti-slip bottom layer of the cover offers enhanced stability for a decade full of quality sleep. Buy now: Emma Comfort Plus Mattress A mattress is only as good as the sum of its parts. And because Emma Sleep has so much trust in their products, they give all Emma mattresses a 10-year manufacturer warranty. For customers in metro areas, Emma Sleep offers free delivery with a delivery time frame of between one to three days. For regional customers, the expected delivery time is between four and 10 days. Worried you can't return a mattress? It turns out you can with Emma Sleep. Once your new Emma Mattress arrives, you can have a 150 night trial to decide whether or not it's the perfect mattress for you. If you like it, you simply keep it. If your Emma Mattress does not suit you, feel free to return it. Just contact Emma Sleep via email, and they'll collect it at your delivery address at no cost to you, as well as refund the full amount. Last year, it took Emma Sleep 21 days to process refunds. Starting April 2025, they've cut that down to just five days, which means that getting a refund from Emma Sleep has become much faster and easier for Australians.* To view the full refund policy, read the terms and conditions on their website or view their 150 nights return policy. Shop the up to 55 per cent off Emma Sleep sale. *This timeline indicates # of business days when the refund process from the Emma side is done, not when the customer will receive the refund. The speed of receiving the refund depends on the payment method used. These items are hand-picked to make your shopping experience easier. ACM may be provided with compensation from affiliate partners if you click through. Emma Sleep has kicked off its end-of-financial-year sale, with up to 55 per cent off select mattresses until June 16 - making it one of the brand's biggest offers of the year. According to sleep experts, the average mattress lasts just seven to 10 years, meaning many Australians may be overdue for an upgrade. If your bed has started to sag, squeak or simply isn't as comfortable as it used to be, it could be affecting more than just your sleep. Research from the Journal of Chiropractic Medicine shows that replacing your mattress can reduce back pain by 48 per cent and sleep quality by 55 per cent. And with 71 per cent of Australians expected to shop the EOFY sales this year, the rush is on to secure a better night's sleep - at a fraction of the price. Below, we reveal the top mattress deals from Emma Sleep and how each design can assist you with having a rocking night's rest this year. The Emma Sleep Luxe line is the luxurious, medium-soft, best-selling mattress of the Emma Sleep collection, now retailing for 55 per cent off (was $1800, now $810). The Luxe line contains advanced Thermosync technology, which helps dissipate heat to maintain your ideal sleep temperature. It provides cooling via thermoregulation, helping you stay remarkably cool during summer heat waves. The mattresses also contain seven-zoned support which evenly distributes pressure across the different areas of your body. This means that you can experience a new kind of comfort with progressive firmness as your body meets the top of the mattress and sinks into a sturdy, supportive base. It also adapts to your body shape allowing you to move freely and effortlessly at night. If there are multiple people in bed, the mattress isolates movement for each individual, leaving the other unaffected - so everybody wins. Emma Sleep mattresses undergo several tests in their sleep laboratories to design the Luxe line which offers 27cm of quality memory foam and pocket springs. Buy now: Emma Sleep Luxe Mattress The Emma Comfort Plus Mattress is an award-winning, multi-layered, medium-firm mattress, retailing for 45 per cent off (was $1200, now $660) this EOFY. The Emma Comfort Plus Mattress features five layers of material designed for optimum comfort and sleep quality. Starting with the UltraDry™ Breathable Cover, this is an elastic cover that's both breathable and soft to the touch, allowing you to keep your body comfy and dry. The second Aerofoam layer absorbs and swishes out excess body heat to create an ideal sleep environment for undisturbed sleep. The third Memory Adapt foam layer helps you to easily find and stay in your favourite sleep position. It moulds to fit your body's unique curves by offering a better pressure distribution. The foam then creates pathways for air to flow in-and-out while retaining the classic comfort of memory foam. An ergonomically designed Comfort HRX foam layer adapts to your body and perfectly distributes body pressure, allowing you to sleep comfortably regardless of your build or sleeping position. Pocket springs throughout the mattress also maximise airflow between you and your mattress, cooling your body to an airy sleep. Plus, the anti-slip bottom layer of the cover offers enhanced stability for a decade full of quality sleep. Buy now: Emma Comfort Plus Mattress A mattress is only as good as the sum of its parts. And because Emma Sleep has so much trust in their products, they give all Emma mattresses a 10-year manufacturer warranty. For customers in metro areas, Emma Sleep offers free delivery with a delivery time frame of between one to three days. For regional customers, the expected delivery time is between four and 10 days. Worried you can't return a mattress? It turns out you can with Emma Sleep. Once your new Emma Mattress arrives, you can have a 150 night trial to decide whether or not it's the perfect mattress for you. If you like it, you simply keep it. If your Emma Mattress does not suit you, feel free to return it. Just contact Emma Sleep via email, and they'll collect it at your delivery address at no cost to you, as well as refund the full amount. Last year, it took Emma Sleep 21 days to process refunds. Starting April 2025, they've cut that down to just five days, which means that getting a refund from Emma Sleep has become much faster and easier for Australians.* To view the full refund policy, read the terms and conditions on their website or view their 150 nights return policy. Shop the up to 55 per cent off Emma Sleep sale. *This timeline indicates # of business days when the refund process from the Emma side is done, not when the customer will receive the refund. The speed of receiving the refund depends on the payment method used. These items are hand-picked to make your shopping experience easier. ACM may be provided with compensation from affiliate partners if you click through. Emma Sleep has kicked off its end-of-financial-year sale, with up to 55 per cent off select mattresses until June 16 - making it one of the brand's biggest offers of the year. According to sleep experts, the average mattress lasts just seven to 10 years, meaning many Australians may be overdue for an upgrade. If your bed has started to sag, squeak or simply isn't as comfortable as it used to be, it could be affecting more than just your sleep. Research from the Journal of Chiropractic Medicine shows that replacing your mattress can reduce back pain by 48 per cent and sleep quality by 55 per cent. And with 71 per cent of Australians expected to shop the EOFY sales this year, the rush is on to secure a better night's sleep - at a fraction of the price. Below, we reveal the top mattress deals from Emma Sleep and how each design can assist you with having a rocking night's rest this year. The Emma Sleep Luxe line is the luxurious, medium-soft, best-selling mattress of the Emma Sleep collection, now retailing for 55 per cent off (was $1800, now $810). The Luxe line contains advanced Thermosync technology, which helps dissipate heat to maintain your ideal sleep temperature. It provides cooling via thermoregulation, helping you stay remarkably cool during summer heat waves. The mattresses also contain seven-zoned support which evenly distributes pressure across the different areas of your body. This means that you can experience a new kind of comfort with progressive firmness as your body meets the top of the mattress and sinks into a sturdy, supportive base. It also adapts to your body shape allowing you to move freely and effortlessly at night. If there are multiple people in bed, the mattress isolates movement for each individual, leaving the other unaffected - so everybody wins. Emma Sleep mattresses undergo several tests in their sleep laboratories to design the Luxe line which offers 27cm of quality memory foam and pocket springs. Buy now: Emma Sleep Luxe Mattress The Emma Comfort Plus Mattress is an award-winning, multi-layered, medium-firm mattress, retailing for 45 per cent off (was $1200, now $660) this EOFY. The Emma Comfort Plus Mattress features five layers of material designed for optimum comfort and sleep quality. Starting with the UltraDry™ Breathable Cover, this is an elastic cover that's both breathable and soft to the touch, allowing you to keep your body comfy and dry. The second Aerofoam layer absorbs and swishes out excess body heat to create an ideal sleep environment for undisturbed sleep. The third Memory Adapt foam layer helps you to easily find and stay in your favourite sleep position. It moulds to fit your body's unique curves by offering a better pressure distribution. The foam then creates pathways for air to flow in-and-out while retaining the classic comfort of memory foam. An ergonomically designed Comfort HRX foam layer adapts to your body and perfectly distributes body pressure, allowing you to sleep comfortably regardless of your build or sleeping position. Pocket springs throughout the mattress also maximise airflow between you and your mattress, cooling your body to an airy sleep. Plus, the anti-slip bottom layer of the cover offers enhanced stability for a decade full of quality sleep. Buy now: Emma Comfort Plus Mattress A mattress is only as good as the sum of its parts. And because Emma Sleep has so much trust in their products, they give all Emma mattresses a 10-year manufacturer warranty. For customers in metro areas, Emma Sleep offers free delivery with a delivery time frame of between one to three days. For regional customers, the expected delivery time is between four and 10 days. Worried you can't return a mattress? It turns out you can with Emma Sleep. Once your new Emma Mattress arrives, you can have a 150 night trial to decide whether or not it's the perfect mattress for you. If you like it, you simply keep it. If your Emma Mattress does not suit you, feel free to return it. Just contact Emma Sleep via email, and they'll collect it at your delivery address at no cost to you, as well as refund the full amount. Last year, it took Emma Sleep 21 days to process refunds. Starting April 2025, they've cut that down to just five days, which means that getting a refund from Emma Sleep has become much faster and easier for Australians.* To view the full refund policy, read the terms and conditions on their website or view their 150 nights return policy. Shop the up to 55 per cent off Emma Sleep sale. *This timeline indicates # of business days when the refund process from the Emma side is done, not when the customer will receive the refund. The speed of receiving the refund depends on the payment method used. These items are hand-picked to make your shopping experience easier. ACM may be provided with compensation from affiliate partners if you click through. Emma Sleep has kicked off its end-of-financial-year sale, with up to 55 per cent off select mattresses until June 16 - making it one of the brand's biggest offers of the year. According to sleep experts, the average mattress lasts just seven to 10 years, meaning many Australians may be overdue for an upgrade. If your bed has started to sag, squeak or simply isn't as comfortable as it used to be, it could be affecting more than just your sleep. Research from the Journal of Chiropractic Medicine shows that replacing your mattress can reduce back pain by 48 per cent and sleep quality by 55 per cent. And with 71 per cent of Australians expected to shop the EOFY sales this year, the rush is on to secure a better night's sleep - at a fraction of the price. Below, we reveal the top mattress deals from Emma Sleep and how each design can assist you with having a rocking night's rest this year. The Emma Sleep Luxe line is the luxurious, medium-soft, best-selling mattress of the Emma Sleep collection, now retailing for 55 per cent off (was $1800, now $810). The Luxe line contains advanced Thermosync technology, which helps dissipate heat to maintain your ideal sleep temperature. It provides cooling via thermoregulation, helping you stay remarkably cool during summer heat waves. The mattresses also contain seven-zoned support which evenly distributes pressure across the different areas of your body. This means that you can experience a new kind of comfort with progressive firmness as your body meets the top of the mattress and sinks into a sturdy, supportive base. It also adapts to your body shape allowing you to move freely and effortlessly at night. If there are multiple people in bed, the mattress isolates movement for each individual, leaving the other unaffected - so everybody wins. Emma Sleep mattresses undergo several tests in their sleep laboratories to design the Luxe line which offers 27cm of quality memory foam and pocket springs. Buy now: Emma Sleep Luxe Mattress The Emma Comfort Plus Mattress is an award-winning, multi-layered, medium-firm mattress, retailing for 45 per cent off (was $1200, now $660) this EOFY. The Emma Comfort Plus Mattress features five layers of material designed for optimum comfort and sleep quality. Starting with the UltraDry™ Breathable Cover, this is an elastic cover that's both breathable and soft to the touch, allowing you to keep your body comfy and dry. The second Aerofoam layer absorbs and swishes out excess body heat to create an ideal sleep environment for undisturbed sleep. The third Memory Adapt foam layer helps you to easily find and stay in your favourite sleep position. It moulds to fit your body's unique curves by offering a better pressure distribution. The foam then creates pathways for air to flow in-and-out while retaining the classic comfort of memory foam. An ergonomically designed Comfort HRX foam layer adapts to your body and perfectly distributes body pressure, allowing you to sleep comfortably regardless of your build or sleeping position. Pocket springs throughout the mattress also maximise airflow between you and your mattress, cooling your body to an airy sleep. Plus, the anti-slip bottom layer of the cover offers enhanced stability for a decade full of quality sleep. Buy now: Emma Comfort Plus Mattress A mattress is only as good as the sum of its parts. And because Emma Sleep has so much trust in their products, they give all Emma mattresses a 10-year manufacturer warranty. For customers in metro areas, Emma Sleep offers free delivery with a delivery time frame of between one to three days. For regional customers, the expected delivery time is between four and 10 days. Worried you can't return a mattress? It turns out you can with Emma Sleep. Once your new Emma Mattress arrives, you can have a 150 night trial to decide whether or not it's the perfect mattress for you. If you like it, you simply keep it. If your Emma Mattress does not suit you, feel free to return it. Just contact Emma Sleep via email, and they'll collect it at your delivery address at no cost to you, as well as refund the full amount. Last year, it took Emma Sleep 21 days to process refunds. Starting April 2025, they've cut that down to just five days, which means that getting a refund from Emma Sleep has become much faster and easier for Australians.* To view the full refund policy, read the terms and conditions on their website or view their 150 nights return policy. Shop the up to 55 per cent off Emma Sleep sale. *This timeline indicates # of business days when the refund process from the Emma side is done, not when the customer will receive the refund. The speed of receiving the refund depends on the payment method used.
The Age
a day ago
- The Age
Your five-point super plan for EOFY
'If you're paying 30 per cent tax or higher, you may want to consider salary sacrificing or a personal super contribution,' Cross says. 'You'll likely save on your tax by getting contributions taxed at just 15 per cent in super instead of your marginal rate. 'If you're in a lower tax bracket, after-tax contributions might be more effective, especially if you're eligible for government co-contributions.' You'll also need to look at how much of your $30,000 concessional contribution cap you've already used this year, including your employer's contributions. You may be able to use unused cap space from the previous five years to make a larger concessional contribution this year. After-tax contributions allow you to place larger amounts into super. 'You can choose to use a combination of concessional and after-tax contributions up to the limits allowed,' Cross says. 'What is most advantageous for you will depend on your personal situation.' What are some common EOFY mistakes? One of the most common EOFY mistakes, Cross says, is failing to lodge a notice of intent to claim a deduction. 'If you make a personal contribution and want to claim a tax deduction, you must submit a formal notice to your fund before lodging your tax return.' Loading Exceeding the $30,000 concessional contribution cap is another mistake – and can be a costly one. 'Exceeding the cap can lead to additional tax and charges,' Cross says. Not taking advantage of the carry-forward rules and not taking advantage of government initiatives are also common errors. 'There are several government incentives that you could consider, like the government co-contribution, spouse contribution tax offset, and the low-income super tax offset... it's worth exploring to see how you might be able to benefit.' Super goals for the next financial year If you want to make next financial year a prosperous one for your super, Cross recommends a five-point plan: Seek expert advice and engage with your super fund. 'This can lead to higher super balances, better investment outcomes, and more financial security in the longer term.' Boost your super with voluntary contributions. 'You can stop and start whenever it suits and adjust how much you contribute based on your circumstances.' Review and update your nominated beneficiaries. ' Make sure your nominated beneficiaries are up to date and correctly recorded with your super fund.' Check how your super is invested. 'It's worth checking whether your current mix aligns with your stage of life, financial goals and comfort with risk.' Consolidate. 'If you have multiple super accounts, consolidating them could help you save on fees and boost your retirement savings. Before making the move, think about potential impacts like losing insurance cover from another fund, how it might affect your investment strategy, and any tax implications.' Elkins says it's important to engage with super and take action, rather than just assume your super will look after itself. 'The default settings we have in this country, like the compulsory superannuation guarantee and MySuper are fantastic – they are the envy of the world,' she says. 'But they can create that 'she'll be right, mate' attitude, and can stop people from engaging and doing a little bit of work to think: am I maximising my opportunities?'
