XRP jumps nearly 7% today as U.S. crypto bills pass and corporates add $421M—will Trump-era momentum drive it to $10 next? Here's the new prediction
$3.49
, up
$0.22 (+6.73%)
in the last 24 hours, as the crypto market reacts to a flurry of bullish catalysts—from major U.S. legislative breakthroughs to massive whale accumulation and corporate adoption.
Ripple's XRP officially shattered its previous 2018 record today, climbing above
$3.60
for the first time in over six years. With no overhead resistance left, XRP has now entered
price discovery
, backed by a rare convergence of bullish fundamentals, legal clarity, and whale accumulation.
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The U.S. House just passed three major crypto bills:
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The
GENIUS Act
, establishing a regulatory framework for stablecoins
The
CLARITY Act
, drawing the line between securities and commodities
The
Anti-CBDC Act
, aimed at preventing a U.S. government–issued central bank digital currency
Each bill passed with strong bipartisan support, reflecting a growing pro-crypto stance in Washington. President Donald Trump is expected to sign the bills by executive order in the coming days, which could pave the way for further investment vehicles—such as XRP spot ETFs—and integration of crypto into 401(k) retirement plans.
'This is the most crypto-friendly legislative session in history,' said former CFTC Chairman Christopher Giancarlo. 'Tokens like XRP now have a clear lane in U.S. capital markets.'
Corporate interest in XRP is booming
Companies like VivoPower and Webus have reportedly committed to hold over $421 million worth of XRP in their treasuries. Their allocation reflects growing corporate confidence in XRP's use case for global payments and as a regulatory-friendly digital asset.
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Companies are beginning to follow the MicroStrategy playbook—but with XRP.
VivoPower
, a sustainable energy firm, has disclosed a plan to
allocate $227M
to XRP in 2025.
Webus
, a cloud logistics platform, has approved a
$194M XRP allocation
as part of its digital treasury diversification.
These two firms alone represent over
$421M in corporate XRP purchases
, signaling growing institutional trust in Ripple's technology and XRP's legal clarity.
In addition,
Thumzup Media Corporation (Nasdaq: TZUP)
has just approved a treasury strategy to invest
up to $250 million
across BTC, ETH, XRP, SOL, and DOGE. XRP is a
top target
.
Whales stack 2.2 billion XRP amid rally
On-chain data shows
whale wallets (100M–1B XRP)
have added a whopping
2.2 billion XRP
, valued at
$7.1 billion
, in recent weeks. This accumulation has further fueled bullish momentum and helped drive the current breakout.
XRP breaks 2018 high and enters price discovery
XRP has officially
surpassed its 2018 all-time high
, briefly hitting
$3.65
—its strongest price in over six years. The token has now entered
price discovery
, with no prior resistance zones ahead.
Technical view:
A strong breakout above the
$3.40
resistance has activated further bullish energy.
Analysts are now watching the
$3.80–$4.00
range for the next ceiling.
Longer-term forecasts are eyeing
$4.80–$10
, especially if ETF speculation and regulatory progress continue.
Price predictions: $5 by 2025?
Analysts remain bullish:
A
Bitget strategist
projects XRP could reach
$5 by the end of 2025
, citing macro regulatory tailwinds and surging institutional demand.
Some experts are even more optimistic, suggesting a
$10+ target
in the longer term if ETF products are approved and Ripple secures U.S. banking integration.
Long & short-term price predictions
Short-Term (July–August 2025)
:
$4.00
: Next psychological target. If broken, opens floodgates.
$5.00
: Seen as realistic based on volume/market structure.
Mid-Term (Q4 2025)
:
$5.50–$7.00
: If ETF applications move forward, this zone becomes likely.
Trump's pro-crypto stance
and executive orders could further fuel demand.
Long-Term (2026–2027)
:
$8–$10+:
Institutional adoption, Ripple's U.S. bank license (pending), and wider tokenization could push XRP into double digits.
JP Morgan
,
Fidelity
, and
BlackRock
are all rumored to be exploring
tokenized payment rails
—a sector Ripple is positioned to lead.
What could slow it down?
Senate delays
: The bills passed the House, but Senate debate is still ongoing.
Profit-taking risk
: RSI is in overbought territory—temporary pullbacks to $3.20–$3.40 are possible.
SEC uncertainty
: The appeal in the Ripple case isn't officially withdrawn yet, although signals suggest it may be soon.
XRP's breakout above $3.65 marks more than just a chart milestone—it's a signal of institutional validation, legislative tailwinds, and rising global adoption. With major corporations pouring in, whales scooping up billions, and Donald Trump poised to sign the most important crypto laws ever passed in the U.S., the stage is set for XRP to potentially lead the next leg of the bull market.
If $4 is cleared with strong volume, $5 may not be far behind—and for long-term bulls, $10+ is back on the table.
FAQs:
What is XRP's current price and market status?
As of now,
XRP is trading at $3.48
, up
6.75%
today. It briefly hit
$3.65
, breaking past its 2018 high, with market momentum driven by institutional buying and favorable U.S. legislation.
What is the current XRP price prediction?
Analysts expect XRP could reach
$4–$5 in the short term
, and possibly
$10 long-term
, fueled by whale accumulation, corporate treasury interest, and Trump-era crypto support.
What U.S. crypto legislation was passed today?
The
GENIUS Act
(stablecoin regulation),
CLARITY Act
(security vs. commodity definitions), and the
Anti-CBDC Act
(blocking government digital currency rollout) passed with bipartisan support, boosting confidence in the U.S. crypto landscape.
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