Secure your future on Janmashtami: Explore latest FD interest rate offers

Time of India

21 hours ago

Janmashtami, the celebration of Lord Krishna's birth, is a time of reflection, devotion, and new beginnings. It also offers an opportunity to set meaningful intentions — not only spiritual, but financial as well. As families gather to celebrate prosperity and wisdom, it is a fitting time to explore reliable savings options that promote long-term security. One such choice is the fixed deposit, which continues to be one of the most trusted investment avenues for Indian households.
With rising awareness around financial planning and the need for low-risk instruments, fixed deposits (FDs) have gained renewed relevance in 2025. If you are looking to start the month on a secure note, understanding the latest FD interest rates and using an FD interest rate calculator can help you make informed decisions this festive season.
Why fixed deposits remain relevant in 2025
The current economic landscape is marked by cautious optimism. While markets have shown signs of recovery, inflation continues to impact day-to-day finances. Amid this, fixed deposits offered by Bajaj Finance offer a steady path forward with guaranteed returns and capital protection.
Whether you are planning for household expenses, your child's education, or simply building an emergency corpus, Bajaj Finance FDs offer benefits such as:
Fixed and predictable interest earnings
Freedom to choose monthly or cumulative interest payouts
Tenures ranging from 1 to 5 years
Full safety of principal for rated institutions
For conservative investors and first-time savers, FDs are ideal for bringing discipline to financial planning, without the stress of market-linked risks.
Latest FD interest rates offered by Bajaj Finance
To maximise returns from your investment, it is essential to compare the latest FD interest rates from leading issuers. Bajaj Finance currently offers some of the highest rates in the fixed deposit category, with options to suit different tenures and payout needs.
For individuals below 60 years
For senior citizens (60+ years)
These rates apply to deposits ranging from Rs. 15,000 to Rs. 3 crore. For those planning to invest during Janmashtami, booking online not only ensures convenience but also guarantees access to the full benefit of these rates.
FD interest rate calculator: Estimate your returns easily
To make the right financial decision, it is important to calculate your earnings in advance. A digital FD interest rate calculator helps you do just that—quickly and accurately.
To use it, simply:
Enter your deposit amount
Select your desired tenure (e.g. 24 months)
Choose your payout option (monthly, quarterly, or at maturity)
Confirm your age (to apply the correct rate tier)
The calculator will then display your total interest earnings and the maturity amount. This is especially helpful if you are comparing FD plans or deciding between cumulative and non-cumulative options.
How to invest in a Bajaj Finance Fixed Deposit
Booking a fixed deposit online has never been easier. Bajaj Finance offers a 100% paperless process that can be completed in just a few steps:
Visit the official Bajaj Finserv Fixed Deposit page
Enter your mobile number and verify with OTP
Choose deposit amount, tenure, and interest payout frequency
Submit KYC details using Aadhaar and PAN via DigiLocker or CKYC
Complete payment through UPI, NetBanking, or NEFT
Once processed, the e-FD receipt and confirmation will be shared within three working days.
Why FDs remain a good festive investment
Investing during festive occasions is not a new idea. It is rooted in the cultural belief that new beginnings made during auspicious periods tend to yield better outcomes. Janmashtami, with its focus on wisdom, devotion, and inner balance, offers a thoughtful backdrop for making future-focused decisions.
Fixed deposits represent stability and intention—qualities worth embracing, especially in times of financial uncertainty. They are not just about returns, but about planning with discipline and clarity.
Conclusion: Begin the festive season with financial foresight
This Janmashtami, celebrate not just with sweets and traditions, but also with the gift of financial security. Fixed deposits allow you to build predictable, low-risk income while protecting your savings from market volatility. With access to the latest FD interest rates and user-friendly tools like the FD interest rate calculator, making a smart investment is now just a few clicks away.
Whether for yourself, your family, or your future goals, start this season with a step that combines prudence, tradition, and long-term value. Let Janmashtami 2025 be the moment you choose both celebration and security.