Lifeist Wellness Expands Mikra's Mind-First Product Portfolio with Three New Performance-Focused Formulations
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Toronto Star
21-07-2025
- Toronto Star
Lifeist Wellness Expands Mikra's Mind-First Product Portfolio with Three New Performance-Focused Formulations
New products reflect Mikra's commitment to recently unveiled Mind-First Movement prioritizing mindset as the primary driver of peak performance
Winnipeg Free Press
26-04-2025
- Winnipeg Free Press
Talking about mental wealth
Opinion Talking about money can be taboo for many. That's despite money often being on our minds, enmeshed in a host of emotions — good and bad. If you've ever wondered why, an upcoming event is an opportunity to gain insight and even ask a few burning questions on your mind about your mental wealth. Money on Your Mind, an event presented May 4 by Jewish Child and Family Service (JCFS) at the Asper Jewish Community Campus, offers the opportunity to hear from a world-renowned authority on the subject: Winnipeg's own, Dr. Moira Somers. Dr. Moira Somers is a world-renowned psychologist in money and mental health. (Ruth Bonneville / Free Press) Ruth Bonneville / Free Press Dr. Moira Somers is a world-renowned psychologist in money and mental health. The author of Advice that Sticks: How to Give Financial Advice that People Will Follow and a soon-to-be-published book on the psychology of fraud, Stumbles, Snakes and Scandals: Understanding and Preventing Financial Misconduct, Somers is a clinical neuropsychologist specializing in financial psychology and founder of the practice Mind, Money and Meaning. The two-hour event won't involve Somers talking about financial psychology so much as being an audience-guided discussion. It's likely a lot of people are feeling stressed about money lately, says Alexis Wenzowski, chief operating officer at JCFS. 'We are always looking to offer programming on issues impacting individuals and a lot of people are losing sleep because of financial worries lately,' she says, noting the event was jointly conceived by JCFS's mental health and addiction services group and its Asper Empowerment Program. The Asper program is a relatively new initiative at JCFS, funded by a $100,000 grant from the Asper family to provide services such as free tax return preparation, budgeting and employment development, while addressing other economic issues such as food security in the city's Jewish community. 'We recognized that financial stress ultimately causes disruption in family relationships … and so we were looking at how we could foster a serious conversation about how mental wellness intersects with financial wellness,' Wenzowski says. It's a growing area of interest, including among wealthier families in North America who might at first glance have few money problems. Yet they, too, often face challenges dealing with the sometimes fiery emotions that arise around money. 'Financial psychology really cuts across all demographics,' says Somers, a sought-after speaker across North America, who also works with Blackwood Family Enterprise that provides financial services to families with successful businesses. After all, we all share common biology, she adds. 'A lot of what goes on with financial well-being really does lie in the brain regarding our relationships to money and so we really have to get our heads straight before we can get our behaviour straight.' Often, views about money are so deeply embedded in our psyche, we have difficulty recognizing them for what they are. 'A lot of the things we learn about money we learn when we're young, watching the grown-ups,' Somers says. 'And we're great observers, but we're lousy interpreters.' As children, we can witness emotional conversations about money without entirely understanding what they're about and whether the ideas they convey about money are even healthy. 'Sometimes, money messages we learn aren't the right ones like 'money is bad,' or 'money is the most important thing,'' Somers says. These black-and-white ideas about money often foster inflexible mindsets we carry into adulthood — buried deep within and yet insidiously impactful. Consider the widely held notion that talking about money is taboo. 'If we hold this belief, then we might not negotiate our salary; we might not talk to our dates about what we believe is important in life and that can lead to showing up in marriage with all kinds of unspoken assumptions,' Somers says. Recognizing and unpacking emotions underpinning money is a good first step toward dealing with financial challenges in a constructive way. 'For example, it's generally healthy to know how money is coming in and out of your life,' Somers says. 'That's being financially conscious.' Yet many people don't look at their credit card statements 'or they have no idea how much it's costing them to live their life.' That's not our fault entirely. We're hardwired to face what's in front of us and employ a bevy of mental constructs just to get us through the day. Trying to see the big picture might be too much to bear. 'Procrastination is the enemy of progress, but it can feel so good at the time to just kick that can down the road,' she adds. Success toward better financial well-being can seem unattainable because finances and our emotions are so complex. Problems appear daunting and insurmountable. So start small, Somers suggests. 'What is one small thing you can do that can get you closer to what it is that you're trying to accomplish that will make a difference?' That can be as simple as reading a financial news article every day or having a regular conversation with someone you trust about money. During Elections Get campaign news, insight, analysis and commentary delivered to your inbox during Canada's 2025 election. The event May 4, from 2 p.m. to 4 p.m., might be a good first step. Tickets are $18 — though if that's too rich for your budget, contact JCFS, which may be able to help you still attend, Wenzowski says. 'The event is meant to be open to everyone,' she adds. 'It's a chance to have an honest conversation with someone specializing in this area, where, hopefully, people can learn some skills to cope with money stress and ultimately feel more empowered.' Joel Schlesinger is a Winnipeg-based freelance journalist joelschles@
Globe and Mail
19-03-2025
- Globe and Mail
Nio Is About to Report Q4 Earnings This Week. Here's What to Expect
Chinese electric vehicle (EV) maker Nio (NIO) is scheduled to announce its fourth-quarter results on March 21. NIO stock has risen 19% year to date due to improving deliveries and optimism about the company's Onvo and Firefly sub-brands. Wall Street expects Nio to report a loss per share of $0.31 on revenue of $2.80 billion. Nio previously guided for Q4 revenue between RMB 19.68 billion ($2.7 billion) and RMB 20.38 billion, reflecting year-over-year growth of 15% to 19.2%. Light Up your Portfolio with Spark: Easily identify stocks' risks and opportunities. Discover stocks' market position with detailed competitor analyses. In Q4 2024, Nio delivered 72,689 vehicles, within its guidance range of 72,000 to 75,000 vehicles and reflecting a 45.2% year-over-year growth. While Nio's Q4 revenue is expected to gain from higher deliveries, lower prices amid intense competition are expected to weigh on the top line. Meanwhile, investors will be keen on management's commentary on the demand for the models under the Onvo sub-brand and the impact of tariffs in Europe. The ONVO L60 witnessed 19,929 deliveries in Q4 2024. L60 is more affordable than the U.S. EV giant Tesla's (TSLA) Model Y in China. Investors' focus will also be on improvement in Nio's vehicle margins and progress on its path towards profitability. Heading into the earnings, Nio stock gained 3.2% on Tuesday, as the company announced a partnership with CATL to establish a massive battery-swap network. Analysts' Sentiment Ahead of Nio's Q4 Earnings Ahead of the Q4 earnings, Bernstein analyst reiterated a Hold rating on NIO stock and lowered the price target to $4.50 from $5.30, reflecting a downside risk of 13.3% from current levels. Likewise, Mizuho analyst Vijay Rakesh reaffirmed a Hold rating on NIO stock with a price target of $5, indicating a possible downside of about 4%. Last month, Bank of America analyst Mind-Hsun Lee lowered his price target for Nio stock from $6 to $5 and reiterated a Hold rating. The 5-star analyst expects Nio's higher volumes to be partially offset by slower margin expansion and increased operating expenses. Options Traders Anticipate Major Move on Nio's Q4 Earnings Using TipRanks' Options tool, we can see what options traders are expecting from the stock immediately after its earnings report. The expected earnings move is determined by calculating the at-the-money straddle of the options closest to expiration after the earnings announcement. If this sounds complicated, don't worry, the Options tool does this for you. Indeed, it currently says that options traders are expecting about 10.4% move in either direction in reaction to Nio's Q4 2024 results. Is NIO a Good Stock to Buy? Given the ongoing challenges, Wall Street is sidelined on Nio stock, with a Hold consensus rating based on one Buy, five Holds, and one Sell recommendation. The average NIO stock price target of $5.21 indicates that the stock is fully valued at current levels. See more NIO analyst ratings Disclosure
