Santander customers issued urgent credit card warning
There will be an increase in the fees from £3 a month to £4 a month going forward.
A spokesperson told BirminghamLive: "We regularly review our product offering to reflect wider market conditions, and as part of our refresh of our Santander Edge credit card, we will be giving all eligible customers the opportunity to earn up to £120 cashback per year, without having to be an existing Santander current account holder.
"There is no change for existing Santander Edge credit card customers, who will continue to receive 2% cashback on all purchases for the first year and 1% cashback on all purchases after the first year, for a £3 monthly fee."
Banking is changing, and so must we.
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This move will provide us with the scale needed to accelerate our transformation and become the best bank for all our… pic.twitter.com/zjZDiqQ2rg — Santander UK (@santanderuk) July 1, 2025
You can apply for a Santander Edge credit card if you have a personal UK current account with Santander.
Cahoot, Cater Allen and Business Banking current accounts are not eligible. If you close your Santander current account, you will stop earning cashback on your Santander Edge credit card permanently.
You must be a permanent UK resident aged 18 years or over. You need a guaranteed annual income of £10,500 or more (before tax).
You need to have a good credit record and not been declared bankrupt, had a CCJ or an IVA within the last six years.
Santander says: "We'll do a credit check as part of the application. This will determine whether you're accepted and the credit limit that we can offer.
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"We reserve the right to refuse any application. You can't apply for another Santander Edge credit card if you already have one and are the main cardholder."
Gerry Davies, director of Payments and Cards at Santander UK, said: "We're making it even easier for people to get rewarded for their everyday spending while benefitting from the enhanced security and control that a credit card offers.
"Whether you're jetting off on your holidays and want a fee-free way to spend while you're abroad or looking to make your money go even further to cover those last-minute summer purchases – pay smarter with the Edge credit card and make your money work harder for you."
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