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Hanes: Brace yourselves for Thursday — destructive weather is now the norm

Hanes: Brace yourselves for Thursday — destructive weather is now the norm

Montreal Gazette21 hours ago
By
It wasn't a typhoon. It was just a regular old thunderstorm.
But when it barrelled through Montreal on Sunday after days of a heat wave, a record amount of rainfall poured from the skies, flooding basements and inundating underpasses.
Homeowners from Ahuntsic-Cartierville to St-Léonard found their belongings floating. An octogenarian had to be rescued from his nearly submerged vehicle by Montreal police.
And it could happen all over again on Thursday, weather forecasters have warned.
We've now reached the point where climate change has made what was once extraordinary ordinary. Severe weather isn't a once-a-decade or even once-a-year occurrence anymore. During our hot, humid summers, it has practically become a weekly phenomenon.
Last August, hurricane Debby, which had been downgraded to a post-tropical storm by the time it arrived, doused Montreal with up to 150 millimetres of rain in some parts of the region — a wet month's worth in a single day. It caused a record $2.5 billion in damages, according to the Insurance Bureau of Canada, surpassing the 1998 ice storm as Quebec's costliest event.
Montreal had a prelude to Debby's destruction last July, when the remnants of tropical storm Beryl drenched us with up to 100 millimetres of rain in some places.
Sunday's torrential rain brought 80 millimetres to Trudeau airport in less than an hour. Yet the fallout from this nameless thunderstorm was much the same.
On a St-Léonard street where water poured down sloping driveways, filling subterranean garages and basements, it's the second or even third year in a row residents have experienced this kind of flooding. Some unlucky folks had just finished renovations to recover from the previous deluge, only to now have to start all over again.
The mental and financial toll of dealing with this kind of damage can't be overestimated. Many will be out tens of thousands of dollars for work not covered by insurance. Premiums will rise. Their home values may sink due to the repeated flooding, which they would have to report on their seller's declaration.
Plus there's the trauma of having your possessions ruined, your home — your sanctuary — made inhospitable. More and more people are having to go through this rigmarole once. However, some are having to endure it multiple times.
The city is advising homeowners to protect their property. Some are installing sump pumps, ceramic tile or epoxy flooring that can be more easily cleaned up after water infiltration. But it costs money.
Tenants may have no choice in the matter if their landlords don't act. And those living in basement apartments can end up losing everything.
There's been talk of outlawing basement apartments or 'garden suites,' as partially below-grade condos are often called, due to the risk of water damage. But the housing crisis makes it impossible to scrap these units altogether.
The borough of St-Laurent has restricted the use of some basements for certain purposes in response to flooding. And there are new regulations for downward sloping driveways to avoid them funnelling rainwater into homes.
There's only so much residents can do to avoid infiltration of their dwellings. During last summer's storms, sewers backing up into people's homes was a primary cause of many flooded basements.
Despite hundreds of millions being invested in water infrastructure, deferred maintenance in decades past has set the city behind. Now it's hard to keep up with the repair backlog. And each major weather event weakens aging water mains, which can lead to breakages — or even geysers.
Now sponge parks and sponge streets that use naturalistic design to absorb runoff are all the rage. But it takes time — and money — to transform all the asphalt and concrete of the cityscape to mitigate the impact of climate change.
And it's not just water infrastructure that is stressed by heavy rainfall. Highways, parking lots and underpasses are also under strain.
Highway 40 came to a standstill in the West Island on Sunday because of pooling water.
Last summer, storms resulted in the temporary closure of the Île-aux-Tourtes Bridge and Highway 13.
The bottom line is we should expect more of the same — and more often. Destructive thunderstorms and diluvial rains are now the norm rather the exception.
Brace yourselves: The same conditions that preceded Sunday's deluge — a heat wave followed by a cold front — are brewing again for Thursday. The skies are expected to open.
Let's just hope it's not a disaster déjà vu.
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Hanes: Brace yourselves for Thursday — destructive weather is now the norm
Hanes: Brace yourselves for Thursday — destructive weather is now the norm

Montreal Gazette

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  • Montreal Gazette

Hanes: Brace yourselves for Thursday — destructive weather is now the norm

By It wasn't a typhoon. It was just a regular old thunderstorm. But when it barrelled through Montreal on Sunday after days of a heat wave, a record amount of rainfall poured from the skies, flooding basements and inundating underpasses. Homeowners from Ahuntsic-Cartierville to St-Léonard found their belongings floating. An octogenarian had to be rescued from his nearly submerged vehicle by Montreal police. And it could happen all over again on Thursday, weather forecasters have warned. We've now reached the point where climate change has made what was once extraordinary ordinary. Severe weather isn't a once-a-decade or even once-a-year occurrence anymore. During our hot, humid summers, it has practically become a weekly phenomenon. Last August, hurricane Debby, which had been downgraded to a post-tropical storm by the time it arrived, doused Montreal with up to 150 millimetres of rain in some parts of the region — a wet month's worth in a single day. It caused a record $2.5 billion in damages, according to the Insurance Bureau of Canada, surpassing the 1998 ice storm as Quebec's costliest event. Montreal had a prelude to Debby's destruction last July, when the remnants of tropical storm Beryl drenched us with up to 100 millimetres of rain in some places. Sunday's torrential rain brought 80 millimetres to Trudeau airport in less than an hour. Yet the fallout from this nameless thunderstorm was much the same. On a St-Léonard street where water poured down sloping driveways, filling subterranean garages and basements, it's the second or even third year in a row residents have experienced this kind of flooding. Some unlucky folks had just finished renovations to recover from the previous deluge, only to now have to start all over again. The mental and financial toll of dealing with this kind of damage can't be overestimated. Many will be out tens of thousands of dollars for work not covered by insurance. Premiums will rise. Their home values may sink due to the repeated flooding, which they would have to report on their seller's declaration. Plus there's the trauma of having your possessions ruined, your home — your sanctuary — made inhospitable. More and more people are having to go through this rigmarole once. However, some are having to endure it multiple times. The city is advising homeowners to protect their property. Some are installing sump pumps, ceramic tile or epoxy flooring that can be more easily cleaned up after water infiltration. But it costs money. Tenants may have no choice in the matter if their landlords don't act. And those living in basement apartments can end up losing everything. There's been talk of outlawing basement apartments or 'garden suites,' as partially below-grade condos are often called, due to the risk of water damage. But the housing crisis makes it impossible to scrap these units altogether. The borough of St-Laurent has restricted the use of some basements for certain purposes in response to flooding. And there are new regulations for downward sloping driveways to avoid them funnelling rainwater into homes. There's only so much residents can do to avoid infiltration of their dwellings. During last summer's storms, sewers backing up into people's homes was a primary cause of many flooded basements. Despite hundreds of millions being invested in water infrastructure, deferred maintenance in decades past has set the city behind. Now it's hard to keep up with the repair backlog. And each major weather event weakens aging water mains, which can lead to breakages — or even geysers. Now sponge parks and sponge streets that use naturalistic design to absorb runoff are all the rage. But it takes time — and money — to transform all the asphalt and concrete of the cityscape to mitigate the impact of climate change. And it's not just water infrastructure that is stressed by heavy rainfall. Highways, parking lots and underpasses are also under strain. Highway 40 came to a standstill in the West Island on Sunday because of pooling water. Last summer, storms resulted in the temporary closure of the Île-aux-Tourtes Bridge and Highway 13. The bottom line is we should expect more of the same — and more often. Destructive thunderstorms and diluvial rains are now the norm rather the exception. Brace yourselves: The same conditions that preceded Sunday's deluge — a heat wave followed by a cold front — are brewing again for Thursday. The skies are expected to open. Let's just hope it's not a disaster déjà vu.

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Toronto and GTA Flash Flood Anniversary Underscores Urgency of Severe Weather Preparedness
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Taking proactive steps to prepare for a severe weather event is not only important for your personal safety, but for your financial security. IBC wants to ensure residents across Ontario are fully prepared for the potential hazards posed by extreme weather events this summer." IBC's top 10 tips to help protect your property from flood risks and water damage: Make sure downspouts are clear of debris and that they direct water away from your home to help prevent basement water damage. Keep the floor drains inside your home and the storm sewer grates on your street clear of obstructions. Consider installing a backwater valve, after consulting with a professional to assess your home's location & eligibility. Move valuable items out of your basement to higher levels in your home. If you have a sump pump, ensure that it is working properly and has a backup power source. Have someone check your property regularly if you are away from home for an extended period. If you need to drive during or after a storm, drive according to the conditions and do not drive on flooded roads. Ensure proper lot grading. Consult with a landscaping professional about building up the ground around your house so that water will drain away from basement walls. Consider using rain barrels to help hold and manage excess rainwater around the property. During periods of heavy rainfall, limit water use in your home (this includes limiting use of appliances such as dishwashers and laundry machines). If flooding is imminent, shut off electricity to the areas of your home that may be affected. Use sandbags, or install flood shields or built-up barriers, to stop water from entering through basement windows and doors. Consider raising large appliances, such as the furnace and the hot water heater, off the basement floor on wood or cement blocks. This should be done by professionals well in advance of potential flooding. If a flood is imminent, consider anchoring these appliances and protecting them with a floodwall or shield. Every policy is different. Know what your insurance covers. Overland flood coverage is optional and typically covers specific types of water damage, such as damage resulting from the overflow of lakes, ponds or rivers; surface water from heavy rainfall or melting snow; and groundwater or the rising of the water table, causing water to enter a home at the ground level or by seeping through windows, doors and walls. Homeowners are encouraged to reach out to their insurance representative with any questions about their policy. Damage to vehicles from wind or water may be covered if you purchased the optional coverage (comprehensive and/or collision) as part of your policy. Check with your insurance representative to see what coverage you have. Water damage in a basement due to a sewer backup is only covered if you have purchased specific optional sewer backup coverage. Subject to any applicable exclusions, the contents of your refrigerator and freezer may be covered for damage related to food spoilage caused by an accidental power interruption. In this situation, your fridge, freezer and their contents may be insured for a specified amount. Check your policy. In certain circumstances, homeowners who are unable to stay in their homes because of insured damage may be entitled to additional living expenses. Check with your insurance representative to find out what your policy covers. "Severe weather is getting worse and while there are steps consumers can take to help mitigate risk and damage, governments also have a major role to play to protect Canadians. This includes no longer building unprotected homes and businesses in high-risk flood and wildfire zones, enhancing flood defences in communities at high risk of flood, helping homeowners understand their risks, subsidizing home retrofits to help homeowners reduce their exposure to floods and wildfires, and investing in improved emergency preparedness, response and recovery capacity," added Dean. Infrastructure improvements can also play a role in tackling risk, e.g. bridge and sewer enlargements mostly undertaken by municipalities. In addition, Ontario's conservation authorities (CA) provide vital weather and flood forecasting warnings. Visit the Flood Forecasting and Warning Program website for information from local CAs. Consumers with general questions about insurance are encouraged to reach out to IBC's Consumer Information Centre at 1-844-2ask-IBC (1-844-227-5422) or [email protected]. For additional tips and information on how to protect your property from various perils and weather events, visit IBC's Severe Weather Safety web resources and/or watch IBC's Stay Protected video series on its YouTube channel. About Insurance Bureau of Canada Established in 1964, Insurance Bureau of Canada (IBC) is the national industry association representing Canada's private home, auto and business insurers. Its member companies make up the vast majority of Canada's highly competitive property and casualty (P&C) insurance market. As the leading advocate for Canada's private P&C insurers, IBC collaborates with governments, regulators and stakeholders to support a competitive environment for the P&C insurance industry to continue to help protect Canadians from the risks of today and tomorrow. IBC believes that Canadians value and deserve a responsive and resilient private P&C insurance industry that provides insurance solutions to both individuals and businesses. For media releases, IN Focus articles, or to book an interview with an IBC representative, visit Follow us on LinkedIn, X and Instagram, and like us on Facebook. If you have a question about home, auto or business insurance, contact IBC's Consumer Information Centre at 1-844-2ask-IBC. We're here to help.

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