Shriram Finance shares rally 4% as Q1 profit growth, AUM expansion lift sentiment
Shriram Finance
climbed as much as 3.8% on Monday, July 28, to Rs 638.95 on the BSE after the non-banking finance company posted a 9% rise in its
Q1FY26
standalone net profit and reported strong asset growth.
The stock, which has gained 19.7% over the past six months, extended early gains to trade among the top performers in the
financial services sector
.
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Shriram Finance on Friday, July 25, reported a standalone net profit of Rs 2,156 crore for the April-June quarter, up 9% from Rs 1,981 crore in the same period last year. Sequentially, profit after tax rose 0.8% from Rs 2,139 crore in the January-March quarter.
Net interest income (NII) increased 12.6% year-on-year to Rs 6,026 crore compared to Rs 5,354 crore in Q1FY25, though it dipped marginally by 0.41% from Rs 6,051 crore in the previous quarter. Total income rose 20% year-on-year to Rs 11,542 crore from Rs 9,610 crore.
AUM and operational metrics
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The company's
assets under management
(AUM) expanded 17% to Rs 2,72,249.01 crore as of June 30, 2025, up from Rs 2,33,444 crore a year ago and Rs 2,63,190 crore at the end of March. Operating profit climbed 9% year-on-year to Rs 4,192 crore but slipped 3.3% on a quarterly basis.
Loan losses and provisions were at Rs 1,286 crore, down 18% quarter-on-quarter but up 8.3% compared to the year-earlier period. Earnings per share rose 8.73% to Rs 11.46 from Rs 10.54 a year ago.
Stock performance and technical
Shriram Finance shares
have gained 8.7% so far in 2025, though they remain down 9.4% over the past month. On a three-month basis, the stock has added 2%.
From a technical perspective, the stock trades below six of its eight key simple moving averages, the 5-day, 10-day, 20-day, 30-day, 50-day and 100-day SMAs, while remaining above its 150-day and 200-day SMAs.
The Relative Strength Index (RSI) is at 34.9, indicating the stock is approaching oversold territory. The Moving Average Convergence Divergence (MACD) is at -9.8, below both the center and signal lines, suggesting continued bearish momentum.
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