The 15 best back-to-school deals for college students
It's not just big-ticket items like laptops that are on sale, either. We also found deals on other Verge-approved goods, from space-saving coffee makers to help you power through a long day of classes to smart lights that'll make your dorm feel a little more like home. Below, we've rounded up some of our favorite deals, a few of which regular readers might recognize from previous coverage and some of which are new. So, let's dig in.
A cluttered desk can make it hard to concentrate, which is why Anker's 7-in-1 charging station is helpful. The 100W hub features a pair of USB-C and USB-A ports on the front and three AC outlets on the back, making it easy to power a 16-inch MacBook Pro, table lamp, phone, and other gadgets while keeping a tidy workspace.
Govee's Table Lamp 2 is way more fun than your average table lamp. The color-changing device boasts built-in scheduling and more than 60 dynamic lighting effects, including preset scenes for various holidays. You can even create custom color combos for when 'Dandelion' and other presets just aren't cutting it.
Dorms gets noisy fast, but thankfully, Sony's WF-1000XM5 offer much needed peace and quiet. Our favorite pair of wireless earbuds combine powerful active noise cancellation with impressive sound and call quality, making them an excellent all-around pick.
If you're going to invest in a new laptop for the new school year, why not spring for one of the best? Apple's newer M4 MacBook Air deftly balances performance and battery life, culminating in a 13-inch machine that's as suitable for streaming as it is for banging out that first-year composition paper.
The Wonderboom 4 is a cute, compact Bluetooth speaker you can use to provide background music while studying or take to a friend's place for a post-test shindig. Its IPX4 durability rating means it can handle the occasional spill without missing a beat, and its battery can last up to 14 hours. It also has an 'Outdoor Boost' button for those times when the standard bass mix just won't cut it.
There are a lot of fancy coffee makers on the market, but the Keurig K-Mini Mate is a great solution if you need something simple that will fit just about anywhere. The compact, single-serve coffee maker is easy to use — just add water, a K-Cup pod from your favorite brand, and press a button — and it can even churn out tea or hot cocoa if you need a break from the caffeine.
In terms of design, dorm rooms range from the mundane to giving off borderline-prison vibes. Luckily, a simple LED strip is an easy way to make things feel cozier and more dramatic. The Philips Hue Solo Lightstrip tucks behind or around furniture and can mimic the warmth of the sun (or any hue) throughout the day, making it easy to add a splash of light to any space.
Sharpie's S-Note Creative Marker set adds a bit of color and fun to your notes. You can use the 24 markers to write in your planner, and with their chisel tip, the markers double as highlighters, so you don't need to buy a separate set.
If you're looking for a reliable bag that'll last you for years to come, JanSport's Laptop Backpack is a great pick. It features a 15-inch padded laptop sleeve, two spacious main compartments, and plenty of pockets, including one for your water bottles and others for smaller essentials like pens. Plus, they come in a variety of fun colors and patterns to suit your style.
Late-night cram sessions can be a huge strain on your eyes, especially if you don't want to turn on the lights and disturb your jerk of a roommate who had the audacity to get their studying done on time. Thankfully, Glocusent's ultra-nerdy Book Light is a subtle, low-light alternative that's not nearly as limiting as a clip-on book light.
The Dreame D10 Plus is an all-rounder if there ever was one. The robovac's dual rubber rollers suck up dirt and debris relatively well, and it's outfitted with mopping, mapping, and lidar navigation for less than $300. That's a steal, especially when you consider it comes with an auto-empty dock that prevents you from having to lift a finger. Well, almost.
Roku's 32-inch Select Series TV is one of the few sets that makes sense for a dorm room. The 1080p LED TV is big enough that you and your friends won't have to sit a couple of feet away to see everything, yet it won't take up an entire wall. It also runs Roku OS, meaning you'll be able to access popular streaming services like Netflix and Roku originals, such as The Great American Baking Show.
The Keychron V1 is as much a comfortable keyboard as it is a productivity tool, one with remappable keys and hot swappable switches to better suit your workflow. It's also a lot more stylish than your average keyboard, with slick RGB backlighting and double-shot PBT keycaps.
The latest Zephyrus G14 is a gaming laptop that moonlights as a great general-purpose PC for students. It has a high-resolution OLED display, a larger trackpad than its predecessor, and ample storage, memory, and processing power. These specs are necessary for playing games, but they also ensure the laptop is well suited for resource-intensive tasks, such as 4K video editing and audio production.
Everyone could use a good pan to cook their meals. With a Lodge skillet, you can sear, sauté, bake, broil, braise, and fry all kinds of foods for years to come. Not only does the hardy 12-inch pan offer terrific heat distribution and retention, but it's also safe to use in the oven or over an open fire. The included silicone handle is just an added plus that lets you ditch the oven mitts.
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Gas versus renewables: how will the power demand of data centres be met?
Texas is renowned for its ranching industry, but this oldest of American vocations is fast becoming entwined with icons of modern life: solar and wind farms. Among the cattle, Texas is also home to more than 15,300 wind turbines across 239 projects and 197 utility-scale solar farms. 'Solar and wind energy now frequently provide more than 45% of the state's electricity needs,' says Dennis Wamsted of the Institute for Energy Economics and Financial Analysis. With such strong credentials in renewables, it is little wonder that proposals to build more than 100 new gas-fired power plants were met with furore among some. According to non-profit environmental group Environmental Integrity Project (EIP), as of April 2025, plans were afoot to build 108 new facilities and expand 17 others, adding as much as 58GW; there were also proposals, without specific detail, for five other projects. In a June report, the EIP said many of the proposals included requests to access the Texas Energy Fund, which meant using state taxpayer dollars, adding further fuel to the fire. The group identified proposals such as the 930MW three gas‐turbine project near Corpus Christi; the 900MW two gas-turbine project west of Houston; and another 900MW facility to the south-west of the city. Wamsted notes that how many of the proposals EIP identified will actually be built is left unanswered and believes Texas will continue to lead US renewables. However, 'Texas is also the leading market for gas-based thermal power', caveats Pavan Vyakaranam, energy analyst at Power Technology's parent company GlobalData. According to GlobalData, Texas was home to 81.53GW of gas power capacity in 2024, far beyond runner-up Florida's 54.96GW. It is becoming increasingly likely that the state's clean energy push may not go hand in hand with equal efforts to reduce thermal power as the energy transition requires – but why is Texas, alongside other US states and industrialised countries, looking at gas again? Tech needs gas Data centres are increasingly in demand as AI and automation markets boom. In the US, data centre investments nearly quadrupled between 2019 and 2024, according to International Energy Agency (IEA). Wamsted says it is clear that in Texas, data centre buildout is a strong driving force behind the projected increase in power demand placed on the Electric Reliability Council of Texas (ERCOT). This is not just a problem for Texas. IEA data shows that globally, data centre electricity consumption is expected to more than double to around 945 terawatt-hours by 2030. The Trump administration has pushed for data centre and energy co-expansion across US states through favourable conditions such as tax incentives. The latest state to signal its intent to bank on this opportunity was Pennsylvania, which secured investment in excess of $90bn from technology, energy and finance companies to become an AI hub backed by state and federal economic incentives. Although many of the rumoured projects for this hub include clean energy, some are said to contain plans for new natural gas facilities, raising questions of which energy source is best suited to meet date centres' needs. In the US at least, with the Trump administration's preference for hydrocarbons, gas power holds a significant advantage, says Vyakaranam. 'In order to meet such a huge increase in demand [from data centres], there is a need for large capacity additions. With [Trump's] pro-fossil fuel policies in place, it is both more economical and, from clearances perspective, easier to roll out gas-based projects than others like renewables.' He also notes that gas power offers better grid stability with flexibility – able to be quickly started and stopped – and reliability – providing constant power generation to ensure continuous operations for data centres – in comparison to renewables. 'Renewable power, due to its intermittent nature, cannot be a sole solution [for data centres] without any backup power or storage.' However, Wamsted is dismissive of the notion that gas is absolutely needed, saying any rise in demand can be met reliably and economically by renewable sources in markets like Texas with significant renewable capacity. '[In Texas] the 24/7 power demand sought by data centres and other high load users can be supplied by the ERCOT system. Saying data centres require gas or nuclear since they are supposedly more reliable is misleading,' he argues. Do renewables have the power over gas? Wamsted notes that Texas' growing renewables capacity meets much of the state's needs even as demand on the ERCOT climbed by 31.3% between 2016 and 2024. 'Texas actually is a prime example of how quickly we can transition grids from fossil fuels to renewable energy, even without state support,' he says. In theory, Texas could prove it is possible to power the AI future with clean energy. Many Texas-based data centres are already trialling this. In 2024, Sabey Data Center Properties completed the construction of a Tier III two-storey 19,875m² facility in Austin, with a commitment to operate on 100% renewable energy. Similarly, Equinix built a Tier IV facility in Dallas to be entirely powered on renewables. As recently as April 2025, Soluna Holdings' said its 120MW South Texas data centre project, Project Hedy, will also be powered entirely by wind. There are others outside of the US, notes Vyakaranam. Malaysia's Bridge Data Centres is actively integrating 400MW of renewable energy into its operations, with a commitment to achieve carbon neutrality by 2040. The country's AirTrunk Operating is also constructing a data centre with the capacity to generate up to 30MW of renewable energy. Despite these noteworthy blueprints, however, it seems Malaysia will also go big on gas as it tries to reduce coal use, yet balance the economic benefit of a growing data centre industry with the power it needs. With projections that the country will see demand triple in the five years to 2027, it plans to add 6–8GW of gas-fired capacity by the beginning of the next decade, according to the CEO of state utility provider Tenaga Nasional Berhad, Megat Jalaluddin. While the country also has a goal of doubling its renewable capacity by 2030, overall, the transition to clean energy is more a long-term goal than one to meet the urgent demands of data centres. Meanwhile, Vyakaranam says the US renewables sector is facing major challenges under the current administration, with Texas being no exception. 'Trump's position is poised to result in a significant increase in the growth of gas-powered energy production and stagnation of the renewables market,' he says. This approach has its own difficulties. The US, Malaysia and others looking at a gas power boom face stiff competition for gas components – thus, heftier price tags. The substantial increase in the gas-based project pipeline has seen the lead time for gas turbines reach around 5–7 years, according to GlobalData, meaning equipment manufacturers have had to ramp up production as they contend with huge order backlogs. 'Power generation companies, in order to secure turbine supplies, are engaging in aggressive procurement strategies such as making order requests years in advance, diversifying their supplier network, and coming up with different project designs and configurations to avoid any grid reliability shortfalls,' Vyakaranam notes. These considerations threaten Texas' new gas turbine plans as they 'cannot be resolved quickly, if at all', warns Wamsted, adding that engineering, procurement and construction companies have 'limited capability to meet the rapid proposed buildout'. 'Both of these capacity problems are raising the cost of gas-fired generation, which could put a brake on planned additions,' he continues. 'New gas pipelines will be needed for many of the planned expansion efforts, which will take time and have significant capital costs.' Are Malaysia and Texas part of a bigger picture? Vyakaranam believes that renewables alone cannot yet power the world through its AI revolution – instead, gas power has to be part of the mix. 'Although there will be a continued push towards renewables and battery storage innovations, which will eventually help meet data centres' demand,' he says, 'gas and nuclear will have to do some of the heavy lifting in the meantime.' Wamsted takes a different view: 'I would say it is renewables that can quickly and affordably meet the US' rising electricity needs, not gas, which may be sold out through 2030, or nuclear, which is unlikely to add significant new capacity before 2035 at earliest.' He also cautions against relying on gas alone. 'All generation systems require maintenance and have unforced outages during the year […] Relying on one resource – or worse, one facility – would be highly risky,' he says. However, the same could be said about renewables, particularly given their reliance on weather conditions and without the support of energy storage. With data centres – and everything they enable – now part of our world, it seems energy transition hopes are destined to do battle with our thirst for technology. With strong support and opposition for both renewables and gas power to support the AI boom, the reality is likely somewhere in between. Therefore, perhaps Texas and Malaysia have got it right, in spite of the raised eyebrows their approaches elicit. With battery storage still lacking, new gas turbines backlogged and nuclear, at best, a long-term investment, the best way to meet the exponentially increasing demand from data centres may be for renewables and gas power to work together. Of course, even this peculiar collaboration is not enough. To ensure a reliable and sustainable AI future, power capacity additions – regardless of energy source – will need to be paired with efforts to upgrade ageing grids, expand energy storage and decentralise energy systems as a whole, while tailoring energy solutions for each data centre to its local surroundings. "Gas versus renewables: how will the power demand of data centres be met?" was originally created and published by Power Technology, a GlobalData owned brand. The information on this site has been included in good faith for general informational purposes only. It is not intended to amount to advice on which you should rely, and we give no representation, warranty or guarantee, whether express or implied as to its accuracy or completeness. You must obtain professional or specialist advice before taking, or refraining from, any action on the basis of the content on our site. 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Lying on a personal loan application is a bad idea
Key takeaways Providing false information on your personal loan application can lead to serious financial and legal consequences. Fill out your personal loan application with the most accurate and truthful information possible. If you don't qualify for a personal loan without lying, work to improve your finances instead of borrowing. Lying on a loan application is far from harmless and is considered fraud. While it can be tempting to misrepresent your income, employment or assets to seem more appealing to lenders, you could face serious consequences. 'Lenders typically have multiple layers of fraud detection in place to track potential fraud at application, after approval and before funding,' says Denny Ceizyk, former loan originator and senior writer for Bankrate's consumer lending team. 'Many of these processes are automated, but it's not uncommon for humans to add an extra manual check before funding your loan.' Knowing how lenders verify information and how to submit a strong and honest application can ensure a quicker approval process and help you avoid red flags on your profile. Lying on a personal loan may lead to rejection or worse You could face serious consequences if you lie on a loan application. Whether it's providing an incorrect salary or falsifying documents, you could lose your loan, tarnish your financial health and potentially face criminal consequences. Financial consequences Loan cancellation: You could lose your loan if the lender discovers that you falsified the contents of your application. The company may cancel the loan before disbursement, or if you've already received the funds, you may have to repay the full debt immediately. Financial hardship: If you lie to get a loan you ordinarily wouldn't qualify for, you could end up with a debt that you cannot repay. Missing payments will lead to damage to your credit score, loan default. Criminal consequences Fines and legal fees: Your lender may sue you for repayment. Fines and legal fees will be added to the immediate repayment of the funds you borrowed. Jail time: Going to prison for lying on an application is rare, but it does happen. These typically follow larger criminal acts — like identity theft — but you are still putting yourself at risk. Real life consequences for lying on a loan application In 2022, a Buffalo, New York man pleaded guilty to making a false statement to a financial institution. His application for a personal loan from Discover Bank inflated his income and misrepresented his employment. He did the same for a credit card and line of credit application. This led to an investigation by the FBI, and the man faced the maximum penalty of 30 years in prison and a $1 million fine. Months later, the court sentenced him to time served and released him on a three-year supervision. In addition, the court required restitution in the amount of $36,600 and a $100 penalty assessment. The consequences of lying on a loan application for this man were a felony offense, time in prison, three years of supervision and $36,700 in fines. How do lenders find out you lied on your application? 'With personal loans, lenders are mostly focused on employment, earnings and identity fraud,' says Ceizyk. To get a personal loan, you will need to provide personal and financial information with supporting documentation that lenders will check and compare for inconsistencies and inaccuracies. What lenders may verify Why they verify it How they verify it Name and age Lenders want to make sure you are who you say you are and are the eligible age to borrow. Your license, passport or other government-issued photo ID Address To be able to send bills and other communication, lenders make sure they have the correct contact information. Utility bills, mortgage statement or rent agreement Residency status Many lenders will require you or your cosigner to be a U.S. citizen or have additional requirements for non-citizens. Valid government-issued ID, visa or green card, Social Security number or individual tax identification number (ITIN) Employment Proof of employment shows you have a steady income to be able to pay back your loan. Pay stubs, tax returns, W-2s, 1099s and new offer letters Income and assets Lenders want to make sure you have money to pay the loan back, including money from your income, saved money and other assets. Pay stubs, tax returns, bank statements, retirement account information Current debt Knowing how much you already owe helps lenders understand your other financial commitments and whether you can handle another debt. Credit report Credit score and credit history Your credit score and credit history help the lender determine whether you are successful at managing your debts and making on-time payments. Credit report Collateral, for secured loans If you're using collateral to secure a loan, the lender will want to know you legally own the asset and its value will cover the loan balance. Appraisal reports, automated valuation models, deeds, titles and other proof of ownership Ceizyk also notes that you may need to provide additional documents if you're self employed or work for a small, family-owned business. '[Lenders] will look for red flags like employment verifications by family members, or companies without a valid business license or verifiable address,' he says. Loan application fraud also includes altering the documents you provide lenders to help them verify your information. Keep in mind that lenders also have tools for detecting whether a document has been altered, modified or edited. How to ensure accuracy on a loan application All of your must be accurate when you submit a personal loan application. Any error or questionable answer can be a red flag, even if it's unintentional. To ensure your loan application has the most accurate information, keep the following tips in mind. Proofread your application, documents and other information Check your application for misspellings or any other errors that could get flagged. You could even have a trusted loved one review the application as an extra set of eyes. Review the supporting documents you plan to provide for misspellings or outdated information. For example, if you recently moved and never updated your license, make sure you get it updated before applying. Look through your credit report for errors that may negatively impact your credit score or eligibility or, at the very least, slow down the verification process. Consider variable earnings 'Don't pick your best sales month if you're commissioned or self-employed to qualify for a loan. Lenders will almost always average out any variable income over 12 to 24 months,' says Ceizyk. 'However, if your recent earnings are on the rise, you can certainly provide a letter and copies of the recent paychecks to support the idea that your earnings are on the rise. Lenders may be willing to lend you slightly more if your income is rising, not falling.' Contact the lender If you have questions or need clarification, contact the lender. Customer service hours and contact information should be on the lender's website. There may even be a live chat option to help with basic application questions. Additionally, update the lender as soon as possible if there are any changes to your employment, income or contact information. The best personal loan rates of 2025 When your credit profile is in good shape, you're ready to compare Bankrate's picks for the best personal loan lenders. Learn more How to strengthen your loan application without lying There are a few ways you can strengthen your loan application. Some strategies work for current applications while others may require waiting to borrow until you're in a better financial position. For personal loan applications that can't wait For issues that may have been rectified but are harder to verify, Ceizyk recommends including a letter of recommendation backed by supporting documentation. 'If you were out of work due to an accident, or were laid off but have a new full-time job, providing a letter along with proof of the accident, medical bills, lay-off notice or new job offer could improve your approval odds,' he says. You could also apply with a creditworthy co-signer or co-borrower to your application may improve your chances of being approved. However, the other person will need to qualify as well — and should know they can be held responsible for payment. 10 alternatives to personal loans and who they're for If you worry about your ability to qualify for a personal loan, these other products may provide a safer option than lying on an application Explore your options For personal loan application that can wait Credit score is one of the most critical aspects lenders consider. A positive payment history, low credit utilization ratio and a strong credit mix are parts of your credit score you can work to increase. Continue to make on-time payments for at least the minimum amount due to foster a positive payment history — the biggest factor in credit score. You can also pay down your debts to lower your utilization ratio. By increasing your income through a raise or side hustle, you can put more money toward your debt. Earning more and lowering your debt also helps lower your debt-to-income ratio (DTI), which may be another qualification requirement for a loan. Learn more: How to build credit fast Bottom line Honesty is the best policy, especially when it comes to borrowing money. Lying on a loan application has the potential for severe and long-term consequences. A lender's requirements for borrowing money are in place to protect them from losing money and to protect you from landing in a financial situation you can't manage. Sign in to access your portfolio
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A 12-Stock Sane Portfolio for Crazy Times
August 4, 2025 -- (Maple Hill Syndicate) In today's higher-tariff world, where political and geopolitical clashes are harsh, you might want to take your stock portfolio's risk level down a notch. Perhaps the Sane Portfolio can be of some help. This is a theoretical portfolio, intended to be slightly on the low-risk side of the risk spectrum. It contains a dozen stocks, and I refresh the list once a year. To get in, a stock must meet seven criteria, described below. Once I choose a stock, it stays in unless it flunks one of the seven criteria. Warning! GuruFocus has detected 4 Warning Signs with BCC. Over 23 years, the Sane Portfolio has averaged an 11.2% annual return. That slightly beats the Standard & Poor's 500 Total Return Index, with an average return of 10.8%. My column results are hypothetical and shouldn't be confused with results I obtain for clients. Past performance doesn't predict the future. My list from a year ago trailed far behind the S&P. It posted a 6.9% return while the index returned 21.9%. My worst performer was Boise Cascade Co. (NYSE:BCC), down 30%. My best was Monarch Casino & Resort Inc. (NASDAQ:MCRI), up 45%. Seven Boxes To be eligible for the Sane Portfolio, a stock must satisfy seven criteria. No single criterion is especially hard, but few companies can check all seven boxes. Market value of at least $1 billion. Debt less than stockholders' equity. Return on stockholders' equity of 10% or better. Stock price less than 18 times per-share earnings. Stock price less than 3 times per-share sales. Stock price less than 3 times book value (corporate net worth per share). Five-year earnings growth averaging 5% per year or better. This year, seven Sane Portfolio companies stay on from previous years. Winning Streaks D.R. Horton Inc. (NYSE:DHI), the nation's largest homebuilder, is back for a sixth consecutive year. Many buyers can't afford a home at today's mortgage rates. So, Horton's latest year was soggy, but it has grown revenue at a 17% clip for the past decade. Back for a fifth year is Paccar Inc. (NASDAQ:PCAR), which builds heavy trucks (Kenworth and Peterbilt). The latest year has been rough. Companies have been reluctant to spend on trucks, amid tariff uncertainty. But Paccar has achieved 11% annual earnings growth in the past decade. Boise Cascade Co. (NYSE:BCC) of Boise, Idaho, which makes engineered-wood products and plywood, hangs in there for a fourth year. As noted above, this stock was a dog in the past twelve months. However, the stock looks cheap to me at about 10 times earnings. After a gain of around 30% in the past 12 months, W.R. Berkley Corp. (NYSE:WRB) returns for a third engagement. It's a commercial casualty insurance company based in Greenwich, Connecticut. Second-Timers Three companies are in the Sane Portfolio as sophomores. One is EOG Resources Inc. (NYSE:EOG), a big Houston-based oil and gas producer that emerged from the remnants of the Enron empire. Its profitability is impressive, with a 21% return on stockholders' equity. Another sophomore is Academy Sports & Outdoors Inc. (NASDAQ:ASO), a chain of sporting goods stores headquartered in Katy, Texas. I'm concerned that it gets a lot of its merchandise from China, so it may be hard-hit by tariffs. If it can stay on this roster another year, I'll be impressed. Returning, too, is Photronics Inc. (NASDAQ:PLAB), which makes photomasks using in manufacturing semiconductor chips. Profits vary from year to year, but the company, based in Brookfield, Connecticut, has shown positive earnings ten years in a row. Newbies Five companies dropped out of the Sane Portfolio, giving me five slots to fill. I'll start with Axcelis Technologies Inc. (NASDAQ:ACLS), based in Beverly, Massachusetts. Like Photronics, it makes equipment for manufacturing semiconductor chips. Its specialty is ion implantation. Block Inc. (NYSE:XYZ) operates the Square payments system. Small businesses like its hardware and software, and it's been growing nicely. Profits have shot up at a 30% annual rate the past five years. Cactus Inc. (NYSE:WHD), which makes oil-drilling equipment, is based in (where else?) Houston, Texas. I particularly like its balance sheet, with debt only 4 percent of stockholders' equity. Cigna Group (NYSE:CI), one of the largest U.S. health insurers, has been a stodgy stock. But I think it would hold up well if the market turns rocky. Analysts expect earnings to rise. Crocs Inc. (NASDAQ:CROX) makes casual shoes with holes for ventilation or decoration. It was a fad stock several years ago, rising 104% from mid-2006 to the end of 2007. Now it seems attractively cheap to me at six times earnings. Disclosure: I own D.R. Horton for one client. John Dorfman is chairman of Dorfman Value Investments LLC in Boston, Massachusetts, and a syndicated columnist. His firm or clients may own or trade securities discussed in this column. He can be reached at jdorfman@ This article first appeared on GuruFocus. Error in retrieving data Sign in to access your portfolio Error in retrieving data Error in retrieving data Error in retrieving data Error in retrieving data
