Total amount collected through SIP in April rises to its highest in 2025 so far: ICRA Analytics
Market downturns notwithstanding, retail investors continued to invest through the SIP route with the total amount collected in April 2025 rising to its highest since January this year. The total amount collected through SIP increased by Rs 232 crore in April 2025 to Rs 26,632 crore, up from Rs 26,400 crore in January this year. On a month-on-month basis, the amount collected through SIP increased by 2.72% from Rs 25,926 crore in March 2025.
The steady rise in SIP contributions, even amid market volatility, highlights investors' growing confidence and commitment to long-term wealth creation. This trend shows their resilience in facing market fluctuations and their determination to stay focused on their financial objectives, according to a release by ICRA Analytics.
The market downturns may be considered as an opportunity, and staying invested will result in increased accumulation of mutual fund units, which will benefit the investor once the market recovers in the long run. Regular investments through SIPs can help average out the purchase cost of mutual fund units over time, reducing the impact of market volatility.
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SIP Performance for Equity mutual funds. Top 5 sorted based on 5-year yield
Scheme Name
1 Year
3 Year
5 Year
ICICI Prudential Infrastructure Fund
-5%
25.10%
31.10%
SBI PSU Fund – Growth
-4.48%
30.15%
30.63%
Motilal Oswal Midcap Fund – Reg – Growth
-5.08%
26.46%
30.12%
HDFC Infrastructure Fund – Growth
-6.69%
25.62%
29.68%
Aditya Birla Sun Life PSU Equity Fund – Reg – Growth
-8.18%
26.54%
29.47%
Source: MFI 360 Explorer
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Based on the last five year SIP performance, the top performers were SBI PSU Fund, Motilal Oswal Midcap Fund, HDFC Infrastructure Fund, ICICI Prudential Infrastructure Fund, Aditya Birla Sun Life PSU Equity Fund.
SIP Performance for debt mutual funds. Top 5 sorted based on 3-year yield
Scheme Name
1-Year
3-Year
5-Year
Franklin India STIP – Growth
487.12%
86.48%
50.03%
DSP Credit Risk Fund – Reg – Growth
32.27%
18.65%
14.47%
HSBC Credit Risk Fund – Growth
34.10%
15.38%
11.26%
Aditya Birla Sun Life Credit Risk Fund – Reg – Growth
18.93%
12.56%
10.49%
Aditya Birla Sun Life Medium Term Plan – Reg – Growth
15.75%
11.92%
12.75%
Source: MFI 360 Explorer
Based on the last three year SIP performance of debt mutual funds, the top performers were Franklin India STIP, DSP Credit Risk Fund, HSBC Credit Risk Fund, Aditya Birla Sun Life Credit Risk Fund, Aditya Birla Sun Life Medium Term Plan.
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