We won £10k a month for a year on Set For Life – people say they'd ‘never go public' but here's the real reason we did

The Sun

10-07-2025

A LOTTERY winner has bagged £10,000 a month for a year thanks to Set For Life and has now revealed the reason she and her husband decided to go public.
While many would be reluctant to announce their win, Olivia Love and her hubby Kevin have been speaking out about the life-changing prize in more detail on TikTok.
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Olivia and Kevin, who are from Glasgow, scooped £10,000 a month for the next 12 months thanks to The National Lottery and have already bought a new car, spoiled their children and bagged new clothes.
Olivia, 36, was also able to quit her job at a local supermarket and hopes to build her dream career in wedding content creation thanks to the massive tax-free prize.
And it was a simple email from The National Lottery team at 12.33am on May 16 June that changed everything for this couple.
Before this, the mum-of-four was earning just £800 a month working in a supermarket's customer service kiosk.
Not only this, but she was also on Universal Credit to subsidise her eye-watering £1,800-a-month childcare costs and "dreaded" her council tax bill.
But now, Olivia has candidly shared the real reason why she and Kevin decided to go public after being "ridiculously lucky.'
Posting on social media, Olivia responded to those who said they would 'never tell a soul' and 'never go public,' as she confirmed: 'It's not like a EuroMillions win!
'I wanted to celebrate and remind people that literally anyone can win.'
Olivia and Kevin confirmed that they won the second-tier prize on The National Lottery's Set For Life on May 15 after matching five main numbers.
The winning numbers in the draw were: 03, 27, 42, 45, 46, plus Life Ball 06.
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Set For Life offers a top prize of £10,000 a month for 30 years when the five main numbers and the Life Ball are matched.
Players can also win £10,000 a month for a whole year by matching the five main numbers.
Showing off their new life just two weeks after winning, Olivia gave her followers a close-up look at a day in their life.
After getting her hair and make-up done, Olivia was joined by Kevin to film for the publicity shoot to announce their win.
The mother, who previously had to ' budget every penny,' explained: 'We met the winners' team photographer and videographer to discuss the plans for the day, and then it was time to pose with shopping bags and a really big cheque.
'Then we headed to the Blythswood Square Hotel for some champagne, more posing, and interviews.
'Then, it was over to the private Blythswood Square Gardens to spray some champagne.'
What are my chances of winning the lottery?
EVERYONE wants to know how to beat the odds and win the lottery.
But unfortunately, the lottery is a game of luck and there are no tips or tricks that can guarantee you'll take home a top prize.
The odds show how likely you are to win any particular prize - the lower the number, the better the odds.
For example, odds of 1 in 10 are better than odds of 1 in 100 or 1 in 1,000.
There are several major lottery games in the UK including Lotto by the National Lottery, Camelot's EuroMillions and Thunderball.
Chances of winning the Lotto
Lotto by the National Lottery is a game where you pick six numbers from 1 to 59. You can play up to seven lines of numbers on each slip.
The game costs £2 to play per slip.
The odds of winning any prize on the Lotto are 1 in 9.3.
But to win the jackpot on the Lotto, the odds are considerably slimmer.
To bag the top prize, you need to have six matching balls. The odds of doing this and scooping the jackpot are currently 1 in 45,057,474.
The next highest prize of £1,000,000 is for getting five main matching balls plus the bonus ball.
The odds of taking home the million pound prize are 1 in 7,509,579 - far higher than the jackpot, but still unlikely.
The odds of taking home £1,750 for getting five main numbers without the bonus ball are 1 in 2,180, while you have a 1 in 97 chance of bagging £140 for getting four main numbers.
Your chances of taking home £30 for getting 3 main numbers are much better at 1 in 97.
And you have a roughly 1 in 10 chance of getting a free lucky dip for 2 matching numbers.
Chances of winning the EuroMillions
The EuroMillions costs £2.50 to play and is open on Tuesdays and Fridays.
To play, you must pick five numbers from 1-50 and two "Lucky Stars" from 1-12. Players with the most matching numbers win the top prizes.
Your chance of bagging the EuroMillions jackpot is even slimmer than winning the top Lotto prize.
This is because it generally has higher jackpots on offer, meaning it attracts more attention.
Currently, the odds of matching five numbers and two lucky stars - the top win - stand at 1 in 139,838,160.
The average jackpot prize is £57,923,499, according to EuroMillions.
The odds of winning the second top prize for matching 5 balls and a lucky star, which is typically around £262,346, are 1 in 6,991,908.
The chances of taking home the third prize for five matching balls, with an average payout of £26,277, are 1 in 3,107,515.
For four matching balls with two lucky stars, it's 1 in 621,503, and for four balls with one lucky star, it's 1 in 31,076. These come with an average prize of £1,489 and £95, respectively.
Chances of winning the Thunderball
Thunderball is another game run by National Lottery where you pick five numbers and one "Thunderball". It costs just £1 to play and you can enter up to four times a week.
The jackpot of £500,000 for matching five balls plus the Thunderball is 1 in 8,060,598.
Your odds of bagging the next highest prize of £5,000 for matching five balls is currently 1 in 620,046, while the chances of winning £250 for four balls plus the Thunderball is 1 in 47,416.
You have the best chance of winning £3 for matching the Thunderball, with odds of 1 in 29.
Following this, the couple did another interview whilst sipping more champagne and had a 'lovely lunch' in the Blythswood Square Hotel, before heading home to relax and spend time with their children.
Not only are this couple now living a life of luxury, and have been able to hire their own cleaner and a gardener, but since going public with her win, Olivia has hilariously joked about wiping away fake tears with £20 notes in response to cruel comments from trolls.
Social media users react
The TikTok clip, which was posted under the username @ mrsolivialove, has clearly left many open-mouthed, as it has quickly amassed 232,200 views, 5,637 likes and 278 comments.
But despite being impressed with the £120,000 total annual prize, social media users were stunned that the couple would publicly reveal their win.
One person said: 'I won't even tell my husband.'
Another added: 'Definitely could never go public but well done.'
A third commented: 'I would say never go public but well done though. Nice amount of cash.'
Meanwhile, someone else joked: 'Can I borrow a tenner?'
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UK's biggest lottery winners
By Ethan Singh
Anonymous winner - £195,707,000
A UK ticket-holder scooped the record EuroMillions jackpot of £195 million on July 19 2022 – the biggest National Lottery win of all time.
The holder, who remains anonymous to this day, amassed the fortune with just one lucky ticket.
Joe and Jess Thwaite - £184,262,899.10
Britain's previous EuroMillions record holders were Joe and Jess Thwaite.
The couple won a record-breaking £184million jackpot in May 2022 and shared hopes of a Hawaiian holiday and a new horse box for their children's ponies.
Joe bought his winning ticket online on May 10, 2022, and the following morning received an email with good news.
As he learnt of the huge win, he was in disbelief and initially kept it for himself as he did not want to disturb his wife, who was sleeping.
Joe, a communications sales engineer, and Jess, who runs a hairdressing salon with her sister, have been married for 11 years and have two children.
Colin and Chris Weir, £161,653,000
Colin and Christine Weir landed the colossal prize money in 2011 and were Europe's second-biggest winners until someone in Italy won a jackpot worth £193m in 2019.
They splashed the cash at an astounding rate of £100,000 a week before tragedy struck.
But at the time of Colin's death in December 2019 his share of the prize money had dwindled by around £40m.
He spent the millions living a life of luxury, forking out for sports cars, property and the football club he supported.
Colin and Christine divorced shortly before his death after being married for 38 years.
He left money for their children Carly and Jamie.
Adrian and Gillian Brayford - £148,600,000
Adrian and Gillian won 190 million euros in a EuroMillions draw in August 2012, which came to just over £148 million.
But Adrian split from Gillian the following year because of the stress of the win.
The couple bought a Grade II listed estate in Cambridgeshire, complete with cinema and billiards room, but it was sold in 2021.
After divorcing in 2013, he failed to woo ex-sausage factory worker Marta Jarosz — but fell for stable girl Sam Burbidge.
She left him in 2017, taking 30 prize horses Adrian bought.
It might have worked out in the end for Adrian though as the former postman was seen smiling with ambulance worker Tracey Biles last year.
Frances and Patrick Connolly - £114,969,775
Former social worker and teacher Frances set up two charitable foundations after she and her husband hit the jackpot.
They scooped almost £115 million on New Year's Day 2019.
She estimates that she has already given away £60 million to charitable causes, as well as friends and family.
Richard and Debbie Nuttall - £61,000,000
The couple from Colne, Lancashire, took home £61 million on January 30 2024.
Both 54, they were enjoying a holiday in Fuerteventura, celebrating their 30th wedding anniversary.
But they then discovered the big EuroMillions win.
Richard revealed they originally thought they had won £2.60, but then received another email telling the pair to check their account.
Other eye-watering anonymous winners:
2019 - £123million
Another anonymous winner scooped up a prize of £123,458,008 in the June Superdraw rollover.
2021 - £122million
Following nine rollovers, one ticketholder bagged the £122,550,350 jackpot last April.
The successful participant chose to remain anonymous.
2018 - £121million
Another anonymous winner found their fortune during the Superdraw jackpot rollover in April 2018, securing £121,328,187.