Record £210 million National Lottery jackpot could be won tomorrow
Should a single player secure the prize on Tuesday, it will be the most someone has ever won on the UK National Lottery.
The EuroMillions jackpot is capped once it has reached 250 million Euros – an estimated £210 million.
If there are no winners on Tuesday, it will now stay at 250 million Euros for a further four draws until it must be won in the fifth draw.
In the 'Must Be Won' draw, if no ticket matches all five main numbers and two Lucky Stars, the jackpot prize will roll down into the prize tier where there is at least one winner – likely to be five main numbers and one Lucky Star.
A single UK winner would instantly become the nation's largest-ever National Lottery winner.
They would knock into second place the anonymous winner of a £195 million prize in 2022.
It follows an Irish family syndicate claiming a EuroMillions jackpot worth 250 million euros (£216 million) on June 17.
The jackpot had reached the maximum amount on June 6 after rolling over several times.
Andy Carter, senior winners' advisor at Allwyn, said: 'Tuesday's jackpot has the ability to transform not just the winner's life, but the life of the friends and family around them.
'So, make sure you get a ticket to be in with a chance of banking Britain's biggest ever win.'
Players should get their EuroMillions tickets – either in store or online – before 7.30pm on Tuesday.
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Daily Mail
31 minutes ago
- Daily Mail
The UK's least affordable cities to live revealed as renters hand over more than a THIRD of their wages to landlords every month
The UK's least affordable cities have been revealed, with renters now handing over more than a third of their wages to landlords every month. Individuals renting across England were forking out up to 36.3 per cent of their income on rent alone in 2024, new data has revealed. This marks an increase of more than 33.1 per cent compared to 2023, with rent prices now officially above the 30 per cent threshold that the ONS deems affordable. The significant new findings have prompted calls for rent regulation across the UK, as tenants desperately struggle to match the unprecedented rise in rent prices. London has taken the top spot as England's most expensive city, with average rents of a whopping £1,957 per month seen across the capital. This equates to roughly 41.6 per cent of a typical renter's income, setting tenants back hugely. Meanwhile, in the affluent London borough of Kensington and Chelsea, average renters were spending a whopping 74.3 per cent of their gross earnings on rent. Other notably unaffordable London boroughs included Westminster (55. 8 per cent), Wandsworth (54 per cent), and Camden (51.7 per cent). All of the 32 council areas across London have been above the 30 per cent affordability threshold for eight of the nine financial years ending 2016 to 2024. The picture looked similarly bleak for prospective renters in large cities such as Bristol, Bath and Brighton. In Bristol, renters were forking out 44.6 per cent of their income on rent each month, while in Bath and North East Somerset tenants were paying up to 42.7 per cent and in the popular seaside hub of Brighton this figure stood at 42.6 per cent. Meanwhile, those in popular commuter towns such as Sevenoaks and Watford have also seen their average rent rise above the 30 per cent threshold. Monthly rents across England averaged at £1,232, compared with £3,396 of monthly household incomes, representing a stark difference. In other areas of the UK, rental affordability seemed to be slightly less of a distant dream, with rents found to be below the 30 per cent threshold in Wales and Northern Ireland last year. Indeed, affordability increased in Wales, from 26.3 per cent of an average renter's income in 2023 to 25.9 per cent in 2024. In Northern Ireland, rental prices remained relatively unchanged, having increased slightly from 25.1 per cent to 25.3 per cent in the span of a year. were relatively flat with the ratio ticking up to 25.3% from 25.1%. Affordability also improved in the North East, North West, East Midlands and South East. The North East of England was found to be England's most affordable region, with average rents at £641 per month, amounting to 19.8 per cent of income. Explaining the findings, Sarah Coles, head of personal finance for Hargreaves Lansdown, said: 'Renters faced a horrible squeeze on their incomes, and there's every sign it has got worse since. 'Landlords are continuing to sell up - concerned about higher costs from more regulation and more tax. 'It means more tenants chasing dwindling numbers of properties, so rents are continuing to rise.' Ms Coles added that any wage increases have been 'consistently outpaced' by a growth in the private rental market. 'At the same time, although wages have risen impressively, they have been consistently outpaced by private rental increases.' Meanwhile, Joseph Elliott, lead analyst at the Joseph Rowntree Foundation, said the data indicates an urgent need for the government to 'tackle unaffordable rents, frozen housing support, and a chronic shortage of social housing.' He told The Guardian: 'High rents are locking people out of their homes and driving poverty and homelessness.' Labour's Renters' Rights Bill, set to become law next year, plans to prohibit landlords from relisting a property with higher rent until at least six months after tenants have moved out - where they have ended a tenancy in order to sell a property. The Government previously said the end of a private rental contract is 'one of the leading causes of homelessness'. But Labour's homelessness minister was forced to resign earlier this month after she was accused of 'staggering hypocrisy' amid claims she ejected tenants from one of her homes, before putting it back on the market for an extra £700 a month rent. Rushanara Ali, who had championed the bill, which is currently going through Parliament, hiked rent on a property she owns by hundreds of pounds just weeks after the previous tenants' contract ended. Ms Ali, 50, has repeatedly cast herself as a voice for hard-up tenants, and spoke out against private renters 'being exploited and discriminated against'. Her actions would have been illegal under this proposed law. The new ONS figures also come amid a rise in the number of Gen z students giving up the chaotic joys of student digs at university to instead live with their mum and dad due to rising rent costs. Nearly a third of 18-year-old applicants in the UK for the academic year 2024-25 planned to stay at home, the Universities and Colleges Admissions Service (Ucas) said earlier this month. This some 30 per cent figure is more than double that seen around 20 years ago, the Times reports - and also the highest recorded in this same timeframe. In 2007, only 14 per cent of teens said they would not be moving out during their studies - and even more recently, in 2015, this figure had only risen to 21 per cent. Stay-at-home student living started to peak sharply after the Covid pandemic, which saw families get used to rubbing along together at home during lockdowns. 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Times
31 minutes ago
- Times
Homeowners could pay new property tax instead of stamp duty
Homeowners with properties worth more than £500,000 could have to pay annual property taxes under radical plans to replace stamp duty. The Treasury is reportedly considering a proportional property tax in the budget this autumn, according to The Guardian. Rather than paying stamp duty (which ranges from 2 per cent on the purchase price between £125,000 and £250,000, through to 12 per cent on the portion of the price above £1.5 million) anyone buying a home worth more than £500,000 would face an annual tax. For years there have been calls to overhaul stamp duty, which raised £13.8 billion for the Treasury in the 2024-25 tax year but has been criticised for putting homeowners off moving. There are no firm details to the proposal, but it was reported that the Treasury was looking at suggestions from the centre-right think tank Onward, which would involve homeowners with properties worth more than £500,000 paying a 0.54 per cent annual tax on any value above £500,000. Professor Tim Leunig from the London School of Economics, who came up with the proposals last August, said: 'The way Britain taxes households is both impractical and unfair. Stamp duty raises transaction costs, preventing people from moving for new job opportunities, and undermines growth.' Any home worth more than £1 million would pay 0.81 per cent on the portion of its value over that threshold. Onward's proposals were that the new tax would not be applied retrospectively but would be paid by anyone who bought a home after it was introduced. The 5 per cent stamp duty surcharge for additional homes would remain and those owners would not pay annual levies. Leunig also proposed scrapping council tax and replacing it with a 0.44 per cent annual property tax levied by local authorities on house value between £800 and £500,000 (a maximum of £2,196 a year). Then you would pay 0.54 per cent on the portion above £500,000 to the government, instead of stamp duty. Someone with a £650,000 home would pay £3,006 a year — 0.44 per cent of £499,200 (the maximum £2,196) to their council and then another £810 a year to the government. • Read more money advice and tips on investing from our experts Treasury officials are reportedly considering a local property tax 'in the medium term' according to the Guardian, while replacing stamp duty could come earlier. The campaign group Fairer Share is calling for the abolition of stamp duty and council tax and for them to be replaced with a flat 0.48 per cent annual property tax. Andrew Dixon from Fairer Share said the reported plans would be a 'step in the right direction'. 'We look forward to working closely with the government to deliver long-overdue reform — creating a modern property tax system that supports local services, reflects real property values, and shares the burden more fairly across homeowners,' he said. The Times reported in May that 83 per cent of homeowners in England would pay less under a 0.48 per cent annual property tax than they did under the council tax system. The biggest losers would be those in London and the south east according to the estate agency Hamptons. House prices in those areas have gone up the most since April 1991, when council tax bands were set based on property values. Dixon said: 'By taxing property transactions, stamp duty discourages homeowners from moving — be it an older couple downsizing or a growing family upsizing. Removing it would lead to a more effective use of housing.' Some 85 per cent of homeowners in England and Wales were 'under-occupiers' with one or more spare bedrooms, according to a survey of more than 4,300 by Barclays. Of those, 73 per cent were over 45, and 37 per cent were over 65. The proportion of homebuyers who were 45 or older has fallen from 45 per cent in the 2015-16 tax year to 39 per cent in 2023-24, according to the estate agency Savills. Some 41 per cent of 2,000 homeowners aged over 55 polled by the estate agency Jackson-Stops said they would downsize within two years if stamp duty was reduced or removed. David Fell from Hamptons said: 'Who is better off will come down to how closely the government chooses to follow any recommendations. But I think in response to the general principle, the shift would probably cut the cost of buying the most expensive homes, but add to the annual cost of ownership, particularly given the artificially low levels of council tax charged by many places that have the most expensive house prices. 'The impact of a change to the system would probably depend on the level at which the rates were set, and the length of time it takes for the higher ownership charges to outweigh existing stamp duty and council tax bills.' The Treasury said it did not comment on speculation about the budget.
Daily Mail
31 minutes ago
- Daily Mail
Now London pub adds 4pc 'optional charge' to drinks customers order at the bar
A London pub has now added a four per cent 'optional charge' to any drinks customers order at the bar. Punters at The Well and Boot in Waterloo station have been slapped with the automatic tariff, which applies to any food and drink, The Telegraph reports. The boozer, which is owned by hospitality firm Glendola Leisure, has a small sign on the bar informing customers of the service charge. It notes, '100 per cent of all tips go to our staff' - and, in another blow, that the venue is cashless, accepting card and contactless only. Cash acceptance campaigner Martin Quinn said: 'You can understand it if you're sitting down and it's table service, but you're ordering it from the bar. 'Where's the service in that?' Mr Quinn visited the pub, buying a half pint of cider for £3.90 - around 15p more than the price listed on the menu due to the additional charge, which he paid. It could be a real money-making measure for the pub in the busy London station, which sees more than 60million people pass through its doors every year. Pubs and restaurants normally add a service charge of roughly 12.5 per cent to the bill for customers seated at a table and attended to by a waiter. It means extra tipping on top of this is not usually expected in the UK - in contrast with the US and some other European countries. But sadly, conventions are changing, consumer expert Martyn James said, as he is seeing more and more a service charge on drinks bought at the bar in pubs. He called it 'insidious', adding there are few regulations to stop it, with the only real definitive rule on tipping being that the house is not supposed to keep tips. And signs advertising a bar service charge can sometimes be hard to spot, with news of the levy often written in small print. Mr James reminded punters it is optional, recognising they might feel too awkward to say no to it as it goes against 'our British sensibilities'. At The Well and Boot, an Aspall cider or Guinness sets you back £7.45 - while customers have to cough up £7.65 for a pint of Camden IPA. A glass of sauvignon blanc costs £8.50 while cocktails come in at £12.50 apiece. Prices look only set to rise further, with ballooning overheads for licenced venues expected to see the cost of the average pint in the UK rise to £5. Things look even worse in London, where the standard price of a pint is set to bed in at £7. It is a marked increase even on March this year, when the average pint cost £4.80 across the country and £6.75 in the capital. Struggling venues have taken increasingly extreme measures to stay afloat, with one major pub chain increasing the pint of 15p after Chancellor Rachel Reeves's tax raid. Fuller's said in June the rise in national insurance contributions (NICs) from last October's Budget and the higher minimum wage from April has left the firm badly hit. The Chiswick-based company - which has 5,500 staff members - warned back in November last year the financial measures would cause the price of its pints to rise. It came after hospitality bosses warned in April the industry faces a £3.4billion hit over the next year from the measures in the autumn Budget. Rises in the national minimum wage and employer NICs, and cuts to business rate relief announced last October all kicked in during the first week of April. The triple-whammy means individual businesses face tens of thousands of pounds in extra costs – and prices have already soared in pubs, restaurants and hotels. UK Hospitality – representing 130,000 venues – has said across the sector, the minimum wage rise will add a £1.9billion burden. It added an extra £1billion will have to be paid in NICs after the tax was expanded to take in more part-time workers. Meanwhile, a further £500million of costs will come from business rate relief being lowered from 75 per cent to 40 per cent. The Institute of Directors also revealed business leaders are 'highly concerned' about the extra costs – with a monthly study of bosses' confidence showing levels as low as during the pandemic. Glendola Leisure was approached for comment.
