Illinois could offer bachelor degrees at community colleges with new bill
Governor JB Pritzker announced the proposal at his State of the State address Wednesday.
Party leaders react to State of the State for FY 2026
'Illinois has long been a leader in expanding educational opportunities and preparing our workforce for the jobs of tomorrow,' the governor said. 'By allowing our community colleges to offer baccalaureate degrees for in-demand career paths, we are making it easier and more affordable for students — particularly working adults in rural communities — to advance their careers while strengthening our state's economy.'
24 other states allow community colleges to offer bachelor's degrees, including Indiana, Missouri and Ohio. Supporters argue since a wide majority community college students already work and can't move close to a university to do a four-year program.
'Expanding baccalaureate degree programs at community colleges increases access to affordable higher education, allowing more students to earn four-year degrees without the burden of excessive debt. This approach also helps meet workforce demands by equipping graduates with the skills needed in high-demand fields, ultimately strengthening local economies and communities,' said Illinois Community College Board Executive Director Brian Durham.
Central Illinois officials said the policy will increase Illinoisans pathways to jobs that are in-demand at an affordable rate.
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'Community college students are deeply rooted in their local communities — they work here, raise families here, and contribute to the local economy,' said Dr. Keith Cornille, President of Heartland Community College in Normal. 'By expanding community college baccalaureate programs, we're meeting students where they are and providing access to the education they need to succeed without having to leave their communities.'
Bills have been filed in the Illinois House of Representatives and Senate to enact this change.
Illinois has 45 community colleges in the state, the third-largest system in the country.
Copyright 2025 Nexstar Media, Inc. All rights reserved. This material may not be published, broadcast, rewritten, or redistributed.
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Chicago Tribune
4 days ago
- Chicago Tribune
State lawmakers, officials seek input into how auto insurance rates are set
Just weeks after Gov. JB Pritzker called for action following State Farm's 27.2% rate hike for homeowners insurance, some state lawmakers and officials said they are renewing efforts to address the steady rise in auto insurance rates. Curbing the cost of auto insurance has been the subject of several legislative proposals in the last couple of years, but those measures have yet to go anywhere. The Illinois secretary of state's office, which has unsuccessfully promoted a measure that would eliminate factors such as credit scores and advanced age from being used as metrics to set car insurance rates, is set to launch a campaign to highlight why it thinks employing those factors is unfair to consumers. 'This, to me, is an economic justice issue. People are struggling to pay their bills. People are required to have car insurance, and it's becoming unaffordable for folks to have it,' Giannoulias said. 'So if the purpose of auto insurance is to protect the eight and a half million Illinois motorists, it only makes sense that their driving records … serve as the primary factor for setting their rates.' Car insurance rates have climbed across the country. According to the finance website the rates have increased at a slower pace compared to past years but from 2023 to 2024, full coverage auto insurance jumped by an average of 14% and by 12% from 2024 to 2025. The website, citing an official from the Insurance Information Institute, attributed the rising rates to some of the worst underwriting losses in decades. also suggested President Donald Trump's administration's tariffs on vehicles and auto parts could affect car insurance costs. Democratic state Rep. Will Guzzardi of Chicago, who has worked on legislation aimed at regulating car insurance rates, said he is optimistic there's enough will in the legislature to take on high costs of auto insurance, but acknowledged the need to do so without harming the insurers doing business in Illinois. 'We want to maintain a vibrant, competitive insurance market in Illinois, where companies are competing for your business, and that drives prices down,' Guzzardi said. 'Premiums are rising and Illinois consumers are bearing the brunt of it, and government needs to step in and protect us from those kinds of abuses.' A bill Guzzardi introduced in January would bar insurers from refusing to issue or renew a policy of auto insurance based in whole or in part on 'specified prohibited underwriting or rating factors.' The bill would require auto insurers to show that their handling of claims and algorithm models do not unfairly impact any group of customers based on factors including race, gender, religion or sexual orientation. The bill has been stalled in the House, and Guzzardi acknowledged the difficulty in getting such legislation passed given the insurance lobby's power in Illinois, which is home to both State Farm and Allstate. 'If it's a reasonable increase and (insurers) can justify it, then it's fine. But if they're just raising their rates to protect their profits and pad their CEO pay, then the state has the ability to veto or reduce those premium increases,' Guzzardi said. 'And it (seems) really unfair to base someone's car insurance premium on factors that are out of your control and have nothing to do with whether or not they're a good driver.' In a statement, the Illinois Insurance Association, along with the American Property Casualty Insurance Association and the National Association of Mutual Insurance Companies, said that 'Insurers are not permitted to use and do not use factors like race, income, religion, and/or ethnicity in setting rates. This is true in Illinois and in every state.' But the organizations defended the criteria that are used to set rates. 'Allowing insurers to continue using a wide set of objective criteria to determine risk and set rates will ensure this market can continue to flourish,' the statement read. 'We oppose efforts to limit the actuarial process that has driven companies out of other large states and led to increased premiums for the majority of policyholders.' Another bill that has languished in the legislature, which would affect homeowners as well as auto insurance, would require insurance companies to open their books so that state officials can assess whether the rate increases are too burdensome. Insurers would need to provide information on their rates to the state's Department of Insurance '60 days in advance of a proposed aggregate rate change of 5% or more.' This legislation has the backing of the Pritzker administration and could be the subject of debate during the two-week veto session in October since lawmakers and the insurance industry were busy during the spring session haggling over the bill's details. According to the secretary of state's office, Illinois is one of only two states, the other being Wyoming, that doesn't require a rate review process to protect auto insurance customers from excessive rates. The influence a person's economic status has on their insurance rates has long been a point of contention. Two years ago, the Consumer Federation of America issued a 25-page report showing the impact of car insurance rates when consumer credit information for good drivers who have decent or bad credit scores are factored in by insurers. The 2023 report showed that Illinoisans who were safe drivers with excellent credit paid an average annual premium of $424 for auto insurance, while consumers with a comparable driving record and fair credit paid around $607. At the same time, the report notes, safe drivers with poor credit paid an annual average of $915. These findings were echoed nationally, according to the report. 'These credit disparities are connected to systemic biases against Black, Latino, and Indigenous communities and long-standing structural hurdles to achieving financial stability for communities of color,' the report said. 'When credit information is used to construct credit-based insurance scores for underwriting and rating auto insurance, the result is higher auto insurance premiums for drivers of color.' 'Insurance companies use these rating factors, these non-rating factors, significantly, to set rates, and that can lead to both discriminatory and absurd outcomes,' said Abe Scarr, director of the Illinois Public Interest Research Group, which posted the report on its website. 'Also, it's, I think, somewhat less pronounced and maybe less investigated as well, but they're doing this with homeowners insurance as well.' Under a bill pushed by Giannoulias' office during the spring legislative session, the secretary of state, in partnership with the Office of Risk Management and Insurance Research at the University of Illinois, would look into 'the use of ZIP codes, credit scores, and age in ratemaking and whether the specific factor results in inequitable rates being assessed to certain populations.' The bill had 16 Democratic House sponsors and 17 Democratic Senate sponsors. It passed through the Democratic-controlled House in April on a 70-39 vote. But it never made it through the Senate. State Rep. Jeff Keicher, a Republican from Sycamore who sits on the House Insurance Committee and opposed the bill, said Illinois has one of the lowest rate environments 'given the factors that we are currently using.' The competitive market helps consumers because if the rates are too high with one carrier, they can easily move to another. He said eliminating factors such as where a customer lives and their credit score could increase the rates for suburban drivers. 'So you'd have a rate in Chicago the same as a rate in the middle of a cornfield in Illinois,' said Keicher, a 30-year insurance agent who said he was not speaking on behalf of the industry. 'The industry has proven time and again that that credit-based score is effective and accurate, and there have been no other challenges once regulators have looked at the direct correlation in accident propensity with the factors that insurance companies are currently using,' Keicher said. Kevin Martin, executive director of the Illinois Insurance Association, said there have been a number of studies over the years purported to show credit scores are an appropriate metric, including one that concluded 'better credit scores correlate with lower insurance risk.' As for Giannoulias' bill from the spring, Martin's group had concerns over whether the secretary of state's office's involvement in the study would've led to a 'very, very biased result,' noting the office has come out 'very much opposed to allowing us to use these factors.' 'We have no objections to having a study,' Martin said. 'We were opposed to any reference and any language that would have put (the) secretary of state's office in a position to conduct, lead and write the report.' Lou Sandoval, president and CEO of the Illinois Chamber of Commerce, which advocates for businesses in the state, echoed Martin's criticism of the bill. 'We're not against transparency of trying to say, 'Hey, listen, what should we get done?'' he said. 'What was problematic is the bill sought to do a study that basically abided with the (confirmation) bias of the bill itself.' 'It was like, 'we're going to do a study to confirm the fact that there's racist policies in place, not to identify what the policies are and whether they're racist or not.' It's like 'we have a thesis. The thesis is, this is racism, and that's the direction we're going,'' Sandoval continued. 'And you know, writ large, we have a problem with government basically stepping in and whacking industries that are major employers in the state.' The statewide advocacy campaign being launched by the secretary of state's office, dubbed 'Driving Change,' will ask state residents 'to share their stories about unfair and discriminatory ratemaking practices employed by auto insurance companies,' according to a news release from Giannoulias' office. There will be town halls on the issue over the next several weeks throughout the state, and the secretary of state's office would be conducting a study using feedback from residents to determine whether factors such as credit score, ZIP code and advanced age unfairly raise insurance premiums for residents. From there, the feedback could be used to aid in crafting new legislation over what factors to include when setting car insurance rates, the secretary of state's office said. Locations and times of the town halls would be posted on 'To me, it doesn't matter whether you live on the South or West side of Chicago or in rural southern Illinois,' said Giannoulias, whose name has been floated as a potential Chicago mayoral contender in 2027. 'Our point is, base it on driving record.'

Wall Street Journal
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How did two of the billionaire heirs to the Hyatt hotel fortune turned politicians get obsessed with a technology so complex that even the tech-savviest struggle to comprehend it? A little bit of hometown pride and a lot of optimism. Illinois Gov. JB Pritzker and former U.S. Secretary of Commerce Penny Pritzker are behind a statewide quantum computing push that's beginning to take shape on Chicago's south side.


Chicago Tribune
5 days ago
- Chicago Tribune
Editorial: Gov. Pritzker needs to veto this pension bill. Chicago can't afford it.
Memo to Springfield: Chicago is broke. Gov. JB Pritzker has a bill on his desk that would sweeten pension benefits for Chicago's police and firefighters hired in 2011 or later, to the tune of $60 million more out of the city budget in 2027 alone and more than $11 billion over the next three decades, according to the city's own projections. The measure passed unanimously in both chambers at the end of the spring session, allowing for next to no debate and, astoundingly, was supported by every Chicago House member and senator. At the time of the bill's passage, we wrote that the entire Chicago delegation had effectively had voted to increase property taxes on their constituents. Property taxes, of course, are the main means municipalities have of financing their pension obligations to their workers. Interestingly, the governor acknowledged the conundrum last week. Asked about the bill, he said, 'One thing to consider, of course, is the finances of the city of Chicago. How will they pay for it?' The other important consideration, he said, was ensuring Chicago's first responders are 'well taken care of.' We're glad to see Pritzker explicitly state why he's mulling whether to veto despite the strange prospect of rejecting legislation that passed without a single dissenting vote. By asking rhetorically if Chicago can 'pay for it,' the governor has answered his own question. Of course Chicago can't pay for it. The police and fire pension funds have a mere 25% of the assets needed to meet their current and future obligations as it stands. Since we wrote about this measure in June, the city has estimated what it would do for its woefully underfunded first-responder funds. That percentage would drop to an almost unfathomably low 18%. To those who say it's nonsensical to veto a bill with such overwhelming support, remember that GOP lawmakers mainly went along because of the Chicago delegation's unanimous backing and the fact that only Chicagoans' taxes would be affected. All the Chicago Democrats who voted yes could justify reversing their positions by saying (truthfully) they didn't have the city's projections on just how much these changes would cost taxpayers. Chicago taxpayers already are chewing their nails wondering how the city will plug a 2026 budget deficit exceeding $1 billion. The following year looks even worse. Pritzker already tossed an $80 million hot potato in Chicago's lap with his 2023 initiative to phase out the state's 1% tax on groceries, the proceeds of which had been distributed to municipalities. More than 200 municipalities have approved their own 1% grocery taxes, as the state allows them to do. Mayor Brandon Johnson wants the City Council to do the same for Chicago, which must happen by a state-set deadline of Oct. 1. There are no guarantees, given Johnson's fraught relationship with the council and Chicagoan's understandable resistance to tax hikes of any sort, that aldermen will do as he wishes. Meanwhile, this pension time bomb would cost the city nearly as much as repeal of the grocery tax and in the future will cost far more. Speaking of the mayor, while he has spoken tepidly against this bill, he ought to be forcefully urging Pritzker to veto it and Chicago lawmakers to vote to sustain that veto, despite their earlier support of the measure. The city essentially has been missing in action on this issue, and Johnson apparently is struggling to balance his political brand as an ardent union backer with his duty to Chicago taxpayers. This is no time for such timidity. At this stage, it's worth laying out the origins of this bill. In 2010, in a bid to reform Illinois' public-sector pensions, the state created a second tier of beneficiaries hired in 2011 and thereafter — so-called Tier 2 workers — whose retirement payouts were to be substantially less than the overly generous benefits of existing employees and retirees that had gotten Illinois so deeply in pension debt. Six years ago, Pritzker signed into law sweetened pension benefits for Tier 2 cops and firefighters in Illinois outside of Chicago as part of a consolidation of downstate police and fire pension funds. Ever since, Chicago police and fire unions have argued their Tier 2 workers ought to get the same treatment. In addition, proponents cite concerns that the benefits for Tier 2 workers don't rise to the level of Social Security benefits, which would violate federal law. This page has been consistent on the issue of Tier 2 pension benefits and Social Security. State policymakers should do no more than ensure they are compliant with the law and rebuff union efforts to use the Social Security argument in effect to do away with Tier 2 and pension reform altogether. As much as we appreciate and rely on Chicago's first responders, everyone who went to work for the Police or Fire departments after 2010 knew — or should have known — what their retirement benefits were. In a perfect world, their pensions would be equivalent to those earned by their counterparts outside the city. We don't live in that world. Far from it. Mayor Johnson, you should advocate for your city's beleaguered taxpayers and call on Gov. Pritzker and Chicago's Springfield delegation to do the right thing. And, Governor, adding to Chicago's fiscal crisis hurts the whole state. Whether the mayor asks or not, veto the bill.