Time to rejig your investments? Here's why gold is the X-factor between lower and higher-return generating portfolios
Balanced portfolios with gold deliver consistent outperformance
In this TrendMap, we have considered the weighted
annual returns
for comparison. The equal weighted
portfolio
of
equity
, debt and gold has topped the charts in seven of the past 11 years. Portfolios with a strong debt component ranked in the top two in six of those years.
#Pahalgam Terrorist Attack
India stares at a 'water bomb' threat as it freezes Indus Treaty
India readies short, mid & long-term Indus River plans
Shehbaz Sharif calls India's stand "worn-out narrative"
On the other hand, high volatility associated with the portfolio with a strong equity component positioned it in the lowest two ranks in six out of the past 11 years. Looking at the risk-return profile of the seven defined portfolios in the past 11 years, the average weighted annual return and average standard deviation of the portfolio with a strong equity component have been the highest. The average return and average standard deviation have been the lowest for the portfolio with a strong debt component.
Gold has clearly emerged as a crucial asset—every portfolio with gold delivered positive returns after the Covid-19 outbreak. In contrast, portfolios with zero gold exposure have recorded a loss in one of the six years since 2020.
Source:
ACE MF. Rankings based on weighted annual returns. *2025 rankings are based on YTD weighted annual returns, as on 18 April 2025 closing values. Other years' rankings are based on weighted annual returns that are calculated between the first and last trading day closing values. Benchmarks used: Equity: Nifty 500 Index; Debt: Crisil Composite Bond Index; Gold: Nippon India ETF Gold BeES.
Hashtags
Try Our AI Features
Explore what Daily8 AI can do for you:
Comments
No comments yet...
Related Articles
NDTV
an hour ago
- NDTV
"Golden Era Of Public Service": Amit Shah On 11 Years Of PM Modi-Led Government
New Delhi: Union Home Minister Amit Shah on Monday described the last 11 years under Prime Minister Narendra Modi's leadership as a "golden period" of dedicated public service, marked by significant strides in economic revival, social justice, cultural resurgence, and national security. In a post on X, Amit Shah wrote, "The historic 11 years of the Modi Government have been a golden period of resolve, endeavour and dedication towards public service." मोदी सरकार के ऐतिहासिक 11 वर्ष जनसेवा के संकल्प, साधना और समर्पण का स्वर्णिम कालखंड रहे हैं। #11YearsOfSeva में देश ने आर्थिक पुनरुत्थान, सामाजिक न्याय, सांस्कृतिक गौरव और राष्ट्रीय सुरक्षा का एक नया युग देखा है। मोदी सरकार ने यह सिद्ध कर दिया कि जब नेतृत्व स्पष्ट, संकल्प अडिग… — Amit Shah (@AmitShah) June 9, 2025 "#11YearsOfSeva The country has seen a new era of economic revival, social justice, cultural pride and national security. The Modi government has proved that when the leadership is clear, the resolve is firm and the intention is of public service, then new records of service, security and good governance are created," the post reads. Narendra Modi first took oath as the Prime Minister of India on May 26, 2014, and is currently serving his third consecutive term. Marking the occasion, the Union government also released a comprehensive e-book detailing achievements across various sectors over the past 11 years. The year 2025 marks 11 years of Prime Minister Narendra Modi's government. The book said that these 11 years have been dedicated to bringing about development that is inclusive, progressive, and sustainable. "The government under Prime Minister Modi has been steadfast in its commitment to creating equity and opportunity for all citizens," it added. "PM Modi has brought the politics of development - Vikasvaad - into the mainstream, making it the focal point around which political discourse and policy action now revolve," it reads. The book said that since assuming office in 2014, PM Modi has remained firm in his resolve to keep 'India First' in every policy formulation and action. It added that the resolve is evident in the government's handling of both external and internal security, economic management, empowerment schemes for marginalised groups, efforts at cultural conservation and so on. Highlighting the government's steps in handling COVID-19, the book said, "Prime Minister Modi's government has always believed in setting challenging targets and achieving them before the set deadline. This can be seen across sectors, whether it is in vaccinating the entire eligible population in record time against Covid-19, recording the nation's highest ever exports in history, in the digital revolution which is taking place across India, in achieving monumental targets for rural electrification, in building world-class infrastructure or in providing drinking water facilities across households." It emphasised that there has been a paradigm shift in public service delivery and the implementation of government schemes using the JAM Trinity - Jan Dhan, Aadhaar, and Mobile - in the last 11 years. "In the last 11 years, there has been a paradigm shift in public service delivery and the implementation of government schemes using the JAM Trinity - Jan Dhan, Aadhaar, and Mobile. JAM Trinity is the key enabler of India's transformed and well-developed digital landscape. It has removed intermediaries and permits direct transfer of benefits into an intended beneficiary's bank account." Emphasising the government's action for conservation of the environment, it said, "Under Prime Minister Modi, India has championed environmental protection globally, emerging as a leader of the movement. The United Nations declared June 21st as International Yoga Day, an acknowledgement of the global recognition of the heritage. It also mentioned Operation Sindoor, describing it as a demonstration of a new India--resolute, swift, and sovereign in action. "India's assertion on the global stage has also undergone a remarkable evolution. The success of Operation SINDOOR demonstrated a new India--resolute, swift, and sovereign in action." The book is a comprehensive compendium about India's transformation under PM Modi's "visionary leadership across fourteen facets of policymaking, ranging from infrastructure to foreign policy to social justice". The book has 14 chapters, highlighting developmental aspects in different social, technological and educational sectors. It also noted the government's efforts to lift the marginalised class and different sections of society.
India Today
2 hours ago
- India Today
Currency devaluation is quietly eating into your wealth, expert warns
Many people may not realise it, but their savings could already be losing value. Finance educator Akshat Shrivastava has raised a warning that currency devaluation and continuous money printing are slowly reducing the real value of people's wealth. And this is happening without most people noticing a post on social media platform X, Shrivastava explained this through a simple example. 'Imagine that your 2BHK flat is worth Rs 1 crore. The next year, its value falls to Rs 90 lakh. How would you feel?' he asked. 'What if I tell you: this is actually happening—without you even taking note of it.'Shrivastava's concern is not about direct price drops. Instead, he points to the slow and steady fall in the purchasing power of money. He says that this type of devaluation is not just visible when comparing currencies across countries, but also when comparing money to assets like gold, real estate, Bitcoin, or land.'Governments right now can print as much money as they wish. And, guess what? They are doing it,' he wrote. According to him, the rise in the supply of money is one of the key reasons for this quiet loss of gave an example from the United States, where the Federal Reserve reportedly printed 20% of the total US money supply in just one year after the COVID-19 outbreak. While this helped in boosting short-term spending and supported the economy, Shrivastava says the long-term impact is more serious.'If the rate of money printing is 10%, and your post-tax deposit rate is 6%, your money is losing 4% of its value each year,' he said. In simple terms, if you keep your money in a bank savings account or fixed deposit and inflation or money printing rises faster than your interest earnings, you are becoming poorer over also pointed out how many people don't seem worried about it. 'People don't protest. Because most of them don't bother with economics. Cricket and politics keep them busy,' he added, hinting that financial awareness is still low among the general deal with the risk of devaluation, Shrivastava suggests investing in assets that tend to hold or increase value over time. 'Stocks, (good quality) real estate, gold, and Bitcoin are all hedges,' he said. However, he warned that these are not always safe either if one buys them at the wrong an example, he said, 'If you would have bought BTC on its 2021 high, you would have made 0% returns for 3 years—even though its 10-year CAGR is 88%.' This means even strong long-term assets can give flat returns if purchased without proper timing or believes that the real problem is not just picking the right assets but knowing how to invest wisely. 'Most people don't know how to execute these points: what assets to buy when, how to analyse value, how much to buy, how much cash to keep, and how to book profits,' Shrivastava final advice was not to blindly stick to one asset class or investment idea while ignoring the bigger risk. 'Every year, their wealth keeps going down—in real terms,' he warned. advertisement
Hindustan Times
2 hours ago
- Hindustan Times
China's May exports slow, deflation deepens as tariffs bite
* China's May export growth slows as tariffs take toll * Exports to U.S. drop the most since early 2020 * Factory-gate deflation worst in almost two years * China, U.S. set for further trade talks on Monday BEIJING, - China's export growth slowed to a three-month low in May as U.S. tariffs slammed shipments, while factory-gate deflation deepened to its worst level in two years, heaping pressure on the world's second-largest economy on both the domestic and external fronts. U.S. President Donald Trump's global trade war and the swings in Sino-U.S. trade ties have in the past two months sent Chinese exporters, along with their business partners across the Pacific, on a roller coaster ride and hobbled world growth. Underscoring the U.S. tariff impact on shipments, customs data showed that China's exports to the U.S. plunged 34.5% year-on-year in May in value terms, the sharpest drop since February 2020, when the outbreak of the COVID-19 pandemic upended global trade. Total exports from the Asian economic giant expanded 4.8% year-on-year in value terms in May, slowing from the 8.1% jump in April and missing the 5.0% growth expected in a Reuters poll, customs data showed on Monday, despite a lowering of U.S. tariffs on Chinese goods which had taken effect in early April. Imports dropped 3.4% year-on-year, deepening sharply from the 0.2% decline in April and worse than the 0.9% downturn expected in the Reuters poll. Exports had surged 12.4% year-on-year and 8.1% in March and April, respectively, as factories rushed shipments to the U.S. and other overseas manufacturers to avoid Trump's hefty levies on China and the rest of the world. While exporters in China found some respite in May as Beijing and Washington agreed to suspend most of their levies for 90 days, tensions between the world's two largest economies remain high and negotiations are underway over issues ranging from China's rare earths controls to Taiwan. Trade representatives from China and the U.S. are meeting in London on Monday to resume talks after a phone call between their top leaders on Thursday. "Export growth was likely stalled by heavy customs inspections in May due to tightened export control efforts," said Xu Tianchen, senior economist at the Economist Intelligence Unit, noting that rare earth exports nearly halved last month, while electric machinery exports also slowed significantly. China's imports to the U.S. also lost further ground, dropping 18.1% from a 13.8% slide in April. Zichun Huang, economist at Capital Economics, expects the slowdown in exports growth to "partially reverse this month, as it reflects the drop in U.S. orders before the trade truce," but cautions that shipments will be knocked again by year-end due to elevated tariff levels. China's May trade surplus came in at $103.22 billion, up from the $96.18 billion the previous month. Other data, also released on Monday, showed China's import of crude oil, coal, and iron ore dropped last month, underlining the fragility of domestic demand at a time of rising external headwinds. Beijing in May rolled out a series of monetary stimulus measures, including cuts to benchmark lending rates and a 500 billion yuan low-cost loan program for supporting elderly care and services consumption. The measures are aimed at cushioning the trade war's blow to an economy that relied on exports in its recovery from the pandemic shocks and a protracted property market slump. China's markets showed muted reaction to the data. The blue-chip CSI300 Index and the benchmark Shanghai Composite Index were up around 0.2%. DEFLATIONARY PRESSURES Producer and consumer price data, released by the National Bureau of Statistics on the same day, showed that deflationary pressures worsened last month. The producer price index fell 3.3% in May from a year earlier, after a 2.7% decline in April and marked the deepest contraction in 22 months, while consumer prices extended declines, having dipped 0.1% last month from a year earlier. Cooling factory activity also highlights the impact of U.S. tariffs on the world's largest manufacturing hub, dampening faster services growth as suspense lingers over the outcome of U.S.-China trade talks. Sluggish domestic demand and weak prices have weighed on China's economy, which has struggled to mount a robust post-pandemic recovery and has relied on exports to underpin growth. Retail sales growth slowed last month as spending continued to lag amid job insecurity and stagnant new home prices. U.S. coffee chain Starbucks said on Monday it would lower prices of some iced drinks by an average of 5 yuan in China. The core inflation measure, excluding volatile food and fuel prices, registered a 0.6% year-on-year rise, slightly faster than a 0.5% increase in April. However, Capital Economics Huang said the improvement in core prices looks "fragile", adding "we still think persistent overcapacity will keep China in deflation both this year and next."
