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Canada visa: Indians get study permit in 5 weeks, work permit in 3 months

Canada visa: Indians get study permit in 5 weeks, work permit in 3 months

Planning a trip to Canada? You could get a visitor visa in just three weeks if you're applying from India. But if you're planning to study, it might take around five weeks, and work permits are taking up to 12 weeks depending on your location.
Immigration, Refugees and Citizenship Canada (IRCC) has updated its latest visa and immigration processing timelines. These timelines are updated weekly for temporary visas and permanent resident (PR) cards, and monthly for family sponsorships and citizenship services.
Here's what the current processing times look like in July 2025 — and what they mean for Indians applying for a visa, PR, or citizenship.
Citizenship grant: 10 months
Certificate of citizenship: 5 months
Conservation of citizenship: 7 months
Record search request: 15 months
Those who applied before May 5, 2025, should soon receive their Acknowledgement of Receipt (AOR). Foreign nationals, however, might have to wait longer due to verification requirements.
PR cards: no change in new card wait, slight increase for renewals
New PR card: 50 days
PR card renewal: 16 days (up by one day)
Family sponsorship timelines vary by location
For sponsoring a spouse, partner, parent or grandparent, timelines differ based on where you live and whether you're in Quebec:
Spouse/common-law partner outside Canada (non-Quebec): 11 months
Spouse/common-law partner in Canada (non-Quebec): 34 months
Spouse/common-law partner outside or inside Canada (Quebec): 38 months
Sponsoring parents/grandparents (non-Quebec): 36 months
Sponsoring parents/grandparents (Quebec): 48 months
Quebec's longer wait times are due to additional provincial-level steps involved in the process.
Need a passport printed while in Canada? Here's what to expect
Walk-in application: 10 business days
Mail-in application: 20 business days
Express delivery: same-day dispatch
Express pick-up: 2 to 9 business days
If you're flying out soon, urgent or express pick-up might be worth the extra fee.
Permanent residency for economic migrants
Here's how long it currently takes to get PR under Canada's economic migration programmes:
Canadian Experience Class (CEC): 5 months
Federal Skilled Worker (FSW): 7 months
Express Entry – PNP: 8 months
Non-Express Entry – PNP: 19 months
Quebec Skilled Worker: 9 months
Atlantic Immigration Programme (AIP): 12 months
Start-up visa: 43 months
Federal self-employed category: 53 months
Programmes for entrepreneurs or self-employed individuals generally take longer due to additional background checks and assessments.
Visitor visa processing by country
If you're applying from India, the current wait time is 21 days. Other locations:
UAE: 35 days
USA: 19 days
Nigeria: 83 days
Pakistan: 30 days
Philippines: 31 days
Singapore: 39 days
inside Canada: 23 days
Super visa for parents and grandparents
These visas allow extended stays but can take longer:
India: 78 days
UAE: 240 days
USA: 93 days
Nigeria: 61 days
Pakistan: 171 days
Philippines: 112 days
Study permit timelines
If you're planning to study in Canada from India, expect a five-week wait. Here's how it looks elsewhere:
UAE: 9 weeks
USA: 6 weeks
Nigeria: 5 weeks
Pakistan: 11 weeks
Philippines: 16 weeks
Extension inside Canada: 13 weeks
Work permits for foreign applicants
Indian applicants are currently waiting around 12 weeks for their permits. Other processing times:
UAE: 9 weeks
USA: 7 weeks
Nigeria: 16 weeks
Pakistan: 5 weeks
Philippines: 6 weeks
Saudi Arabia: 7 weeks
Extension within Canada: 225 days
Other types of visas and permits
Seasonal Agricultural Worker Program (SAWP): 36 days
International Experience Canada (IEC): 5 weeks
Electronic Travel Authorisation (eTA): from 5 minutes to 72 hours
How to avoid delays in your application
Check your application for completeness and correct documents
Keep track of updated processing times via IRCC's official tracker
Prepare for longer processing if applying through Quebec
I1n complex cases, speak with a licensed immigration consultant or lawyer
IRCC uses an online tracker, updated in real time, to give applicants a better sense of how long their process might take. The tool replaced the older static estimates in 2022.
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From Savings To Payouts: Rethinking Insurance For India's Aging Population
From Savings To Payouts: Rethinking Insurance For India's Aging Population

News18

time2 hours ago

  • News18

From Savings To Payouts: Rethinking Insurance For India's Aging Population

Last Updated: By decade's end, nearly 1 in 5 Indians will be over 60, facing rising healthcare costs and inflation. By the end of this decade, India will see nearly one in five citizens above the age of 60, representing almost 194 million seniors. Unfortunately, this demographic milestone coincides with an era of rising healthcare costs, persistent inflation, and shifting family structures where retirees can no longer assume financial dependence on children. India's medical inflation (currently pegged at 12–14% annually) is projected to remain above headline inflation for the foreseeable future. What this means is that while traditional plan may yield a modest fixed return, seniors relying purely on them risk seeing their purchasing power cut in half over a 15-year retirement span. For seniors, retirement is no longer a brief pause after their working years; it is an extended life stage. Advances in healthcare have pushed life expectancy to new highs yet rising treatment costs have simultaneously made longevity a financial liability if not planned well. According to the National Health Accounts 2021-22, out-of-pocket expenditure on healthcare in India remains at 39.4% of total health spending, placing significant pressure on retirees with limited predictable income. Insurance payouts address this by providing predictability. Instead of chasing higher but volatile returns, seniors rely on assured income streams resulting from market unpredictability. In a future where uncertainty defines economic cycles, this stability will be a dignity enabler. The narrative around insurance must shift from being seen merely as 'protection" to being understood as an additional savings tool. Several innovative products now cater to senior citizens' dual need: steady income and financial certainty. These plans provide pre-defined, inflation-resilient income streams, ensuring that retirees have visibility on monthly or annual inflows irrespective of market volatility. For households dependent on predictable cash flows for medical and household spends, this assurance is invaluable. Endowment Policies By combining life cover with a maturity corpus, endowments meet two goals: protection and savings accumulation. Seniors benefit from a lump sum at specified milestones, providing liquidity for emergencies or legacy creation. These plans enable quick conversion of accumulated wealth into lifelong pensions. Immediate annuities, for instance, start generating income from the moment one invests, protecting seniors from the risk of outliving their savings. The less obvious but powerful advantage lies in the insurance wrapper: in the event of the policyholder's demise, nominees inherit financial protection seamlessly, without any procedural delays. The future of senior finance is not about hoarding wealth, but about managing predictable payouts aligned to life's evolving needs. Insurance products are already evolving to offer: Periodic Payouts: Plans with fixed monthly or quarterly income streams, functioning as a supplementary pension. This could soon become the norm, especially as healthcare outflows demand routine budgeting. Lump Sum Provisions: Endowment and guaranteed return policies will continue to provide seniors with milestone-based lump sums. These can be utilized for large, planned expenses such as surgeries, property down-payments for children, or transitioning to assisted-living facilities. Emergency Liquidity: Future-ready designs increasingly allow loans or partial withdrawals without breaking the policy. For seniors, this quick access during medical emergencies could mean financial survival without eroding long-term dignity. 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Online gaming bill gets LS approval within 7 minutes
Online gaming bill gets LS approval within 7 minutes

Hindustan Times

time3 hours ago

  • Hindustan Times

Online gaming bill gets LS approval within 7 minutes

The Lok Sabha on Wednesday passed legislation completely prohibiting online money gaming in India, seven minutes after the Union minister for electronics and information technology (Meity) introduced the bill. Online gaming bill gets LS approval within 7 minutes Cleared by the Union cabinet only a day earlier, the Promotion and Regulation of Online Gaming Bill, 2025 cleared its first legislative hurdle amid criticism from people in the gaming industry, who cited thousands of crores in revenues and investments involving the sector. The government, however, believes the benefits of banning online money games outweighs the costs, a senior government official requesting anonymity said. In Lok Sabha, where the bill sailed through amid opposition parliamentarian's protests, minister Ashwini Vaishnaw said the legislation was necessary to tackle a segment of gaming that is of significant concern. 'Over the last 11 years, digital technology has expanded on a massive scale, giving India a new identity. One sector closely tied to this growth is online gaming, which has three key segments,' Vaishnaw told Parliament. 'The first is e-sports, an emerging field that promotes strategic thinking, teamwork, and cultural exchange. The second is online social games like solitaire, chess, and sudoku that many of us have played. The third, however, is online money games — a segment that has become a serious concern for society today.' The law bans all online money games, from fantasy sports to poker, rummy and online lotteries. Facilitators face up to three years imprisonment, fines of ₹1 crore, or both. Advertising such platforms carries penalties of two years imprisonment and fines up to ₹50 lakh. Government estimates suggest 450 million Indians play online money games, with approximately ₹20,000 crore lost annually. The industry generates ₹31,000 crore in annual revenues, has attracted ₹25,000 crore in foreign investment since June 2022, and supports around 400 startups, according to the letter floated by the industry body to Amit Shah. 'Many families suffer because people in their families get addicted to online money games, and life-long savings are lost to these money games,' Vaishnaw said. The senior government official cited above added the bill was kept under wraps as it was considered too sensitive to publicise. Online gaming encompasses a broad spectrum, from casual mobile games to money-based platforms. Several states have targeted the latter, citing constitutional authority to regulate gambling. However, this approach has created legal confusion over skill versus chance games, with courts delivering conflicting rulings on platforms like rummy and fantasy cricket. At present, India has no federal regulation on online gaming. A patchwork of laws exists, with states like Tamil Nadu, Karnataka and Andhra Pradesh banning online money gaming outright, whilst Sikkim and Nagaland require licensing for operators. Industry bodies were not consulted before Tuesday's Cabinet approval, HT has learnt, though the government had held multiple rounds of conversations with stakeholders over the last three to four years. The All India Gaming Federation, E-Gaming Federation, and Federation of Indian Fantasy Sports have written to Home Minister Amit Shah calling the ban a 'death knell' for the industry. The organisations said the sector contributes over ₹20,000 crore in annual taxes and employs more than 200,000 people, with projections to double by 2028. The government official cited above added that there was recognition the industry will be affected but said companies should look at other ways to turn their platforms towards recreational games. The bill still has a long way to go before being fully operational – it needs to next be approved by the Rajya Sabha, before rules are framed for its implementation. IT secretary S Krishnan told HT the government would hold consultations with stakeholders before drafting implementation rules. 'All ministries supported the bill. The finance ministry raised concerns over payment transactions, and the Financial Intelligence Unit will keep a close watch on them,' he added. Critics argued the ban abandons a more measured regulatory approach and would benefit offshore operators while harming compliant domestic companies. The legislation effectively scraps proposed amendments to IT Rules 2023 that would have created a system where self-regulatory bodies vetted online real-money games and provided consumer complaint channels. 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Gamers on a losing bet: Lok Sabha passes bill for blanket ban on money gaming
Gamers on a losing bet: Lok Sabha passes bill for blanket ban on money gaming

Time of India

time3 hours ago

  • Time of India

Gamers on a losing bet: Lok Sabha passes bill for blanket ban on money gaming

Live Events Panic in industry, among gamers (You can now subscribe to our (You can now subscribe to our Economic Times WhatsApp channel New Delhi: The Lok Sabha passed the online gaming bill a day after the cabinet approved it, as the government fast-tracks it through the Parliament before the current session ends on Promotion and Regulation of Online Gaming Bill bans all online games with a monetary aspect, pointing to their toll on society. The contention is that such games lead to suicides due to heavy financial losses, as well as to addiction among children and gaming companies have protested that they were blindsided by the bill's proposal to impose a blanket ban, arguing that this threatens their viability, will lead to mass layoffs and wipe out bill requires Rajya Sabha approval and presidential assent before it becomes law. The Centre plans to present the bill in the Upper House and get it approved before the session ends. Introducing the bill in the Lower House on Wednesday, minister for electronics and IT Ashwani Vaishnaw said the World Health Organization (WHO) has linked online money games to compulsive behaviour, psychological distress, financial hardship and disruption of family life. "They have declared it a new online gaming disorder ," he a recent news report from Karnataka on the suicide of 32 gamers in 31 months, Vaishnaw said online gaming addiction has pushed many Indians into staking their life the odds are stacked against participants, as the games are run on the basis of opaque algorithms, he noted.'The algorithms are such that it can't be deduced who the player is playing against, and you can't win,' the minister agencies have determined that money gaming payment channels are being misused for money laundering and terror financing, said bill has shaken the ₹27,400-crore online money gaming sector, representatives of which have warned of job losses and an impact on government of listed gaming companies slumped and panicked gamers are said to be scrambling to get their money out of online the proposed law, running real money games or facilitating fund transactions is punishable with jail time of up to three years and fines of as much ₹1 crore, or both. The police will implement these IT minister Priyank Kharge posted on X that the bill will have disastrous effects on the industry and jobs, given that gaming startups number more than 2, added that India earns ₹20,000 crore of goods and services tax (GST) and income tax from real money Centre wants to prioritise societal health over the cost to the exchequer, Vaishnaw told have also argued that India's gaming talent pool will be pushed to look overseas for minister, however, pointed out that the bill has chosen to categorise the mobile gaming ecosystem into three distinct parts — real money games, e-sports and social gaming. The first is being banned, while the latter two will be promoted in a systematic manner, he said.

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