Boomerang kids in 2025: how adult children are impacting parental finances
Adult children, or boomerang kids, are returning home in record numbers in 2025, placing financial pressure on parents who are adjusting household budgets, healthcare coverage, and retirement plans (AI generated image)
Who are Boomerang kids and why are they returning home?
Boomerang kids are young adults who move back in with their parents after a period of living independently. In 2025, this trend continues to grow. According to the 2025 Boomerang Kids Survey, 46 per cent of parents report that their adult children, aged 18–35, have returned to live at home. Economic hardships such as student loan debt, rising housing costs, and unstable employment are contributing factors. Social acceptance of intergenerational living also plays a role.
Housing affordability remains the leading reason for this return. The survey found that 32 per cent of respondents cited the cost of housing as the main reason their adult child moved back home. Student loan burdens are also significant. As of 2024, the average federal student loan debt was $37,853 per borrower, according to the Education Data Initiative. Wage stagnation, particularly among young adults without college degrees, and volatility in the job market are further influencing this pattern.
Also read: Gen Z's Financial Habits: Rising Spending, Shrinking Savings, and Future Impact
Life events that drive Boomerang kids back home
Major life changes often trigger a return to the parental home. Divorce or separation is the second most common reason, reported by 20 per cent of boomerang parents. Other events include job loss, medical issues, or transitions such as returning to school. These situations can disrupt financial stability, making shared housing a temporary necessity.The return is not always rooted in financial distress. Career changes or further education can lead young adults to choose a living arrangement that reduces expenses. The cultural stigma of living at home as an adult has also diminished. According to a 2023 Pew Research study, 74 per cent of parents said the experience of having an adult child living with them had a somewhat or very positive impact.Also read: $5,000 'DOGE dividend' checks: Who qualifies and will it really happen?
Financial pressures on parents supporting adult children Parents of boomerang kids often face financial strain due to increased household expenses. These include higher costs for groceries, utilities, internet, and other day-to-day essentials. Some families opt to create cost-sharing arrangements, with adult children contributing financially or providing household labor if unemployed or underemployed.'Taking care of your adult children is an extremely caring act of love, but it also requires a delicate balance between a desire to help and your own financial planning,' said Alex Gonzalez, a Thrivent Financial Advisor. 'With the right advice and planning, parents can develop a strategy for helping their adult children without jeopardizing their financial goals.'The 2025 Boomerang Kids Survey found that 38 per cent of parents said their long-term savings, including retirement contributions, had been impacted by the return of adult children. Another 39 per cent said their short-term financial goals, such as saving for vacations or home renovations, were also affected.
Health insurance and retirement: long-term considerations Adult children moving home may also require assistance with health insurance. Parents may add children under age 26 to their own workplace or ACA plans, often at a modest additional premium. In some cases, adult children may qualify for marketplace subsidies or Medicaid, depending on income and life circumstances.Supporting adult children should not derail retirement savings. Gonzalez advises that older adults prioritize their financial futures even while assisting their children. 'As needs arise, like adult children moving back home, I remind my clients about their long-term goals so we can make sure they're not sacrificing their future goals for an immediate need,' he said.
Also read: Canada job crisis: Gen Z left jobless and drifting as youth unemployment skyrockets to highest in 25 years
Families are encouraged to set boundaries and expectations early. Financial planning with a professional can ensure the arrangement remains sustainable and aligned with both the parents' and adult child's goals.
Hashtags
Try Our AI Features
Explore what Daily8 AI can do for you:
Comments
No comments yet...
Related Articles
Time of India
2 hours ago
- Time of India
Top meme coin of 2025: Why Little Pepe (LILPEPE) will flip $300 into More than dogecoin (DOGE) did last cycle
Meme coin culture is evolving in 2025, and Little Pepe ($LILPEPE) is taking advantage. While Dogecoin's peak in 2021 set the standard for meme wealth creation, Little Pepe ($LILPEPE) aims to surpass DOGE's returns by stacking infrastructure, utility, and viral momentum. For early investors who purchased about $300 worth of Dogecoin, returns exceeded 10,000%. Now, with Little Pepe ($LILPEPE)'s presale price at $0.0016, current estimates suggest far greater returns this time around. Dogecoin: The Meme That Captured a Generation The Dogecoin cryptocurrency achieved widespread recognition primarily through community backing, social media engagement, and high-profile endorsements from figures like Elon Musk. It reached an all-time high of almost $0.737, creating millions for its early retail investors. However, DOGE suffers from an obsolete infrastructure—a proof-of-work chain with no staking, governance, utility expansion, and stagnant upgrades. Its main allure is now the nostalgia surrounding it. DOGE's price trajectory does not seem to worry analysts—some predict a rise of ~80% toward $0.42 by late 2025, owing to bullish chart formations like the double-bottom pattern. That said, DOGE's ceiling may be capped without meaningful ecosystem enhancements. Little Pepe (LILPEPE): Built to Win the Meme Evolution Little Pepe is reshaping the narrative of meme coins by launching the first-ever Ethereum-compatible Layer-2 blockchain built for meme tokens. Rather than using an external blockchain, Little Pepe ($LILPEPE) has its infrastructure, empowering a potential multi-million ecosystem of future meme projects through its Meme Launchpad (Pepe's Pump Pad), which ensures fairness and automated liquidity seeding. This chain is designed to solve longstanding problems of legacy meme coins with ultra-low fees, sub-second transaction speed, and integrated anti-sniper bot systems. Presale Momentum: Proof of Demand The standout signal of Little Pepe's presale success is striking. Stage 1 sold out within 72 hours, raising over $500,000 at $0.001 per token. Furthermore, Stage 4, which offered tokens at $0.0013, closed early after raising over $4.475 million, distributing around 3.75 billion tokens. By mid-July, the total amount raised surpassed $4.8 million, and Little Pepe ($LILPEPE) presale stage 5 was initiated at $0.0014. Based on the current presale price of $0.0016, the Little Pepe ($LILPEPE) listing is anticipated to hit $0.003, translating to approximately 2x return on investment. Little Pepe ($LILPEPE)'s estimated levels could reach $0.60-$1.00, indicating orders-of-magnitude gains for early adopters. Unlike DOGE, which relied solely on celebrity retweets for a spike in value, Little Pepe ($LILPEPE) effectively combines viral marketing with utility. The Pump Pad launchpad creates a flywheel: meme tokens launched on Little Pepe contribute to the metric volume, fees, and attention of Little Pepe ($LILPEPE) holders, creating momentum, reinforcing value, and building inflationary pressure. Coverage of Little Pepe ($LILPEPE) is expanding rapidly—mainstream media attention, influencer endorsements, a $777,000 giveaway, and daily increases to social engagement. Unlike much virality today, this is engineered and structured, not just emotional. Comparing Returns: $300 in DOGE vs. LILPEPE's Future Potential Investing $300 in DOGE in early 2021 would yield about $3,000-$5,000 at its peak. However, investing $300 in Little Pepe ($LILPEPE) during presale could turn into tens or even hundreds of thousands if the token hits $0.60 or above, translating to a potential 100 to 500 times return. AI-powered models paired with sentiment analysis recently projected $0.60 to $1 targets by late 2025 to early 2026. Such growth would certainly eclipse the historic return profile of Dogecoin—and is supported by meaningful innovation, utility, and ecosystem design. Conclusion While Dogecoin pioneered the meme coin concept in 2021, Little Pepe is poised to further innovate it. Little Pepe ($LILPEPE) utilizes a powerful yet affordable Layer‑2 blockchain coupled with efficient tokenomics, a self-sufficient launchpad, burgeoning presale interest, and viral meme marketing to establish itself as the foremost meme infrastructural investment of 2025. For former investors hoping to turn a couple of hundred dollars into life-altering returns like they did with DOGE, Little Pepe ($LILPEPE) presents a new opportunity, this time with technological backing—one that has the potential to increase returns exponentially. Little Pepe seems to have perfectly integrated hype and utility, a rare achievement in the current marketplace. For more information about Little Pepe (LILPEPE) visit the links below: Website: Whitepaper: Telegram: Twitter/X:
Time of India
5 hours ago
- Time of India
Elon Musk says 'I like dogs and memes' as he expresses dislike for cryptos other than Dogecoin
In a recent video shared on X (formerly Twitter), Elon Musk made waves once again by declaring his lack of enthusiasm for most cryptocurrencies, except Dogecoin. 'I like dogs and memes ,' he quipped, reinforcing his reputation for humor-driven commentary in the crypto world. Musk clarified that any crypto promotion from him should be seen as lighthearted, not financial advice. While dismissing most digital assets , he maintained his soft spot for Dogecoin , which he called the 'people's crypto' due to its meme-driven, community-rooted identity rather than any traditional investment logic. Elon Musk: Dogecoin is "the people's crypto" Created as a parody of Bitcoin in 2013, Dogecoin has evolved into a cult favorite, partly because of Musk's ongoing public support. In the video clip, he said he has 'a soft spot' for the coin and emphasized its appeal lies in internet humor, irreverence, and dogs, which are central to meme culture. While most crypto endorsements are laden with investor intent, Musk has consistently positioned Dogecoin as a cultural artifact, not just a financial asset. by Taboola by Taboola Sponsored Links Sponsored Links Promoted Links Promoted Links You May Like She Was Beautiful, Now Its Hard To Look At Her Crowdy Fan Undo Musk stressed that people shouldn't take his crypto mentions too seriously. 'I'm not going to be promoting crypto, at most, in a joking way,' he said. Although SpaceX reportedly holds nearly 6,900 Bitcoins valued at over $800 million, Musk downplayed the hype and indicated his interest in cryptocurrencies is mostly limited to their entertainment value. His statements highlight a growing gap between financial speculation and meme-based influence in the crypto space. Dogecoin market surges in 2025 Despite Musk's comedic tone, Dogecoin's market performance remains strong. As of July 2025, the token was trading at around $0.23. Analysts such as Ali Martinez have predicted a surge of up to 80 percent based on technical indicators like a bullish 'double bottom' pattern. The coin has also seen massive whale activity, with over a billion DOGE tokens purchased within a 48-hour period, adding fuel to its bullish momentum. Dogecoin: From joke to institutional adoption Once dismissed as a gimmick, Dogecoin is now gaining real-world legitimacy. Companies like Bit Origin (Nasdaq: BTOG) have added DOGE to their corporate treasuries, signaling confidence in its longevity. While Bitcoin continues to dominate institutional portfolios and recently reached a record high of $123,000, Dogecoin's transition from internet joke to viable asset is increasingly difficult to ignore. Why Musk still backs DOGE Beyond humor, Musk has pointed out practical reasons for supporting Dogecoin. He has praised its relatively fast transaction speeds and low fees compared to other digital currencies. Combined with its widespread popularity and meme appeal, these traits contribute to what Musk sees as Dogecoin's edge over more complex, high-cost tokens in the market. Elon Musk's declaration, 'I like dogs and memes,' is more than a meme itself. It captures a broader shift in how people engage with finance, where humor, community, and culture intersect with investment. While his support for Dogecoin might not be financial advice, it continues to shape real market outcomes and spark conversations across the tech and crypto worlds. AI Masterclass for Students. Upskill Young Ones Today!– Join Now
The Wire
6 hours ago
- The Wire
Dogecoin (DOGE) vs Little Pepe (LILPEPE): AI Picks the Superior Meme Coin to Invest in for the Second Half of 2025
By the start of the second half of 2025, the meme coin market is getting hot again, and people in the trade are searching for the next coin to provide a rocket-like profit. The original meme coin, Dogecoin (DOGE), remains relevant, even with good brand recognition and a loyal fan base, but the cryptocurrency market is different. The new competitor, such as Little Pepe (LILPEPE), is introducing utility, infrastructure, and speed, which DOGE cannot afford. Crypto-centered AI sentiment trackers and market predictors have shown a shift to the power of LILPEPE. It has Layer-2 technology, viral popularity, and presale momentum, so it could be the best meme coin to invest in the rest of 2025. Dogecoin (DOGE): Dogecoin, The Original Meme Coin, Yet Slower to Scale Dogecoin broke new ground, becoming the first meme-currency to gain mainstream popularity. Since its release in 2013 and its price surge in 2021, DOGE has continued to rely on community spirit, social media memes, and the support of Elon Musk. While writing this article, DOGE was trading at approximately $0.2421, and some feel that it might cross the $0.40 mark in a few weeks, with the bullish sentiment continuing to drive the prices. But here is the problem. The vast market cap now necessitates tens of billions of new funds to initiate a significant rally in DOGE. That is why it is so hard to see the coin providing 50x or 100x returns, compared to smaller tokens that have only recently entered the market. There is not much technological advancement or usefulness to speak of; it is more of a cultural icon than a valuable tool within the DeFi or crypto ecosystems, even today. Little Pepe (LILPEPE): Meme Energy Meets Real Infrastructure Although DOGE has shown the way, LILPEPE is creating a new playbook for meme coins. LILPEPE is built on a Layer 2 blockchain that offers lightning-fast speeds and almost zero gas fees, making it an effective currency for DeFi, NFTs, and micro-payments. However, the real distinguishing feature is Pepe Pump Pad, a launchpad that assists with the growth of meme projects in a safe and secure environment by locking liquidity and guarding against rug pulls. Currently, LILPEPE is at Stage 7 of its presale and selling for $0.0016. It has already raised over $8.6 million and is listed on CoinMarketCap, which is a sure sign that it will soon become a hit. According to analysts, LILPEPE may grow 4,500-5,000 % by 2026 and become the most enormous meme coin boom since the original Dogecoin boom. Why LILPEPE Is the Meme Coin to Look at in 2025 Layer-2 Technology: The LILPEPE Layer-2 technology, on the contrary, allows it to remain competitive, as it is scalable, fast, and has low fees, which are critical factors of any meme coin that aims to be applicable in the real world. Real Utility Use Case: Pepe Pump Pad is anything but a gimmick, as it will bring real value to the meme coin ecosystem by offering a secure and orderly launch of tokens. This provides LILPEPE with an advantage of technology, which DOGE never had. Monumental Growth Opportunity: At such a low price of $0.0016, LILPEPE has so much more to grow. DOGE could rise twice, but LILPEPE can 50x and even 100x, given the right circumstances. Community Buzz and Marketing: LILPEPE enters the scene supported by a lively social community and a viral marketing campaign, such as a $777K giveaway, already creating the same FOMO that took DOGE and SHIB to the moon. How to Buy LILPEPE To get in before the presale of LILPEPE is over and the prices go up: • Download the MetaMask or Trust Wallet to your device/ browser. • Deposit ETH or USDT (ERC-20) in your wallet • Visit the official presale site at • Link your wallet and make a purchase. The price of the tokens will continue rising with every presale round, and early purchasers will have the best ROI when LILPEPE gets listed on the largest exchanges. Final Verdict: DOGE or LILPEPE? DOGE will forever remain a part of crypto history, and it may also give decent returns throughout this bull run. However, Little Pepe (LILPEPE) is the winner among traders seeking explosive and early-stage profits. With real tech, a low market cap, community hype, and a roadmap, LILPEPE has all the necessary elements to take over the meme coin sphere in 2025, and trend analysis with AI supports this prediction. Go now to and get your tokens before they become public. For more information about Little Pepe (LILPEPE) visit the links below: Telegram: (Disclaimer: The above press release comes to you under an arrangement with NRDPL and PTI takes no editorial responsibility for the same.). PTI
