Real Estate Investors Pivot as Interest Rates Reshape CRE Lending Environment
Commercial Real Estate Finance LLC, a leading small balance lender, reports a dramatic increase in inquiries for bridge loans, ground-up
construction, and financing on mixed-use properties in 2025.
The Fed's benchmark interest rate continues to hold steady around 5.25%, dampening loan proceeds and
pushing debt service coverage ratios (DSCR) higher. As a result, investors across asset classes-from
multifamily to industrial-are navigating a constrained credit environment with renewed focus on creative
financing options.
'We're seeing the smartest investors respond with agility, using short-term debt and equity structures to keep
deals moving,' said Todd Tretsky Managing Partner for Commercial Real Estate Finance LLC.
'Even in a higher-rate environment, capital is available-if you know where to look.'
Key trends shaping the 2025 CRE Finance landscape include:
- Bridge Loan Boom: Demand for 12–24-month bridge loans is up 47% as borrowers refinance out of maturing debt.
- Reduced Leverage: Typical LTVs are trending down to 60-65% as a respond to cap rate decompression.
- Alternative Capital Sources Rising: Non-bank lenders-including like Commerical Real Estate Finance, LLC are filling the gap left by regional banks.
- Market Flight to Core: Borrowers and lenders alike are prioritizing stabilized assets in resilient metro markets such as Dallas, Charlotte, Miami, and Phoenix.
- Refinancing Crunch: Over $900 billion in commercial mortgages are coming due by 2026, creating urgency for proactive loan restructuring.
To address these market shifts, Commercial Real Estate Finance LLC has expanded its nationwide lending capabilities to funding commercial business purpose loans in 42 states, providing access to solutions for acquisitions, refinancing, ground-up construction, and fast purchases.
The firm's on-line platform, www. cre-finance.com, offers borrowers and brokers direct access to a real-time portal, that has s prequalification tools to help structure your deal even in a complex market.
'This is a time for experienced guidance and fast execution,' said the firm's Managing Director, Todd Tretsky. 'At CRE Finance, we're helping investors close deals that others can't-by using our on-line portal or customizing capital stacks and tapping into the right program to lend.'
For more information or to request a loan quote, visit www.cre-finance.com or contact the firm directly at
[email protected].
John Walker
Commercial Real Estate Finance LLC
+1 212-257-7305
[email protected]
Visit us on social media:
YouTube
X
Legal Disclaimer:
EIN Presswire provides this news content 'as is' without warranty of any kind. We do not accept any responsibility or liability for the accuracy, content, images, videos, licenses, completeness, legality, or reliability of the information contained in this article. If you have any complaints or copyright issues related to this article, kindly contact the author above.
Hashtags
Try Our AI Features
Explore what Daily8 AI can do for you:
Comments
No comments yet...
Related Articles
Yahoo
9 minutes ago
- Yahoo
Tariffs threaten Asian beauty product boom in US
NEW YORK (AP) — When Amrita Bhasin, 24, learned that products from South Korea might be subject to a new tax when they entered the United States, she decided to stock up on the sheet masks from Korean brands like U-Need and MediHeal she uses a few times a week. 'I did a recent haul to stockpile,' she said. 'I bought 50 in bulk, which should last me a few months.' South Korea is one of the countries that hopes to secure a trade deal before the Aug. 1 date President Donald Trump set for enforcing nation-specific tariffs. A not-insignificant slice of the U.S. population has skin in the game when it comes to Seoul avoiding a 25% duty on its exports. Asian skin care has been a booming global business for a more than a decade, with consumers in Europe, North and South America, and increasingly the Middle East, snapping up creams, serums and balms from South Korea, Japan and China. In the United States and elsewhere, Korean cosmetics, or K-beauty for short, have dominated the trend. A craze for all-in-one 'BB creams' — a combination of moisturizer, foundation and sunscreen — morphed into a fascination with 10-step rituals and ingredients like snail mucin, heartleaf and rice water. Vehicles and electronics may be South Korea's top exports to the U.S. by value, but the country shipped more skin care and cosmetics to the U.S. than any other last year, according to data from market research company Euromonitor. France, with storied beauty brands like L'Oreal and Chanel, was second, Euromonitor said. Statistics compiled by the U.S. International Trade Commission, an independent federal agency, show the U.S. imported $1.7 billion worth of South Korean cosmetics in 2024, a 54% increase from a year earlier. 'Korean beauty products not only add a lot of variety and choice for Americans, they really embraced them because they were offering something different for American consumers,' Mary Lovely, a senior fellow at the Peterson Institute for International Economics, said. Along with media offerings such as 'Parasite' and 'Squid Games,' and the popularity of K-pop bands like BTS, K-beauty has helped boost South Korea's profile globally, she said. 'It's all part and parcel really of the same thing,' Lovely said. 'And it can't be completely stopped by a 25% tariff, but it's hard to see how it won't influence how much is sold in the U.S. And I think what we're hearing from producers is that it also really decreases the number of products they want to offer in this market.' Senti Senti, a retailer that sells international beauty products at two New York boutiques and through an e-commerce site, saw a bit of 'panic buying' by customers when Trump first imposed punitive tariffs on goods from specific countries, manager Winnie Zhong said. The rush slowed down after the president paused the new duties for 90 days and hasn't picked up again, Zhong said, even with Trump saying on July 7 that a 25% tax on imports from Japan and South Korea would go into effect on Aug. 1. Japan, the Philippines and Indonesia subsequently reached agreements with the Trump administration that lowered the tariff rates their exported goods faced — in Japan's case, from 25% to 15% — still higher than the current baseline of 10% tariff. But South Korea has yet to clinch an agreement, despite having a free trade agreement since 2012 that allowed cosmetics and most other consumer goods to enter the U.S. tax-free. Since the first store owned by Senti Senti opened 16 years ago, beauty products from Japan and South Korea became more of a focus and now account for 90% the stock. The business hasn't had to pass on any tariff-related costs to customers yet, but that won't be possible if the products are subject to a 25% import tax, Zhong said. 'I'm not really sure where the direction of K-beauty will go to with the tariffs in place, because one of the things with K-beauty or Asian beauty is that it's supposed to be accessible pricing,' she said. Devoted fans of Asian cosmetics will often buy direct from Asia and wait weeks for their packages to arrive because the products typically cost less than they do in American stores. Rather than stocking up on their favorite sunscreens, lip tints and toners, some shoppers are taking a pause due to the tariff uncertainty. Los Angeles resident Jen Chae, a content creator with over 1.2 million YouTube subscribers, has explored Korean and Japanese beauty products and became personally intrigued by Chinese beauty brands over the last year. When the tariffs were first announced, Chae temporarily paused ordering from sites such as a shopping platform owned by an e-commerce company based in Hong Kong. She did not know if she would have to pay customs duties on the products she bought or the ones brands sent to her as a creator. 'I wasn't sure if those would automatically charge the entire package with a blanket tariff cost, or if it was just on certain items,' Chae said. On its website, YesStyle says it will give customers store credit to reimburse them for import charges. At Ohlolly, an online store focused on Korean products, owners Sue Greene and Herra Namhie are taking a similar pause. They purchase direct from South Korea and from licensed wholesalers in the U.S., and store their inventory in a warehouse in Ontario, California. After years of no duties, a 25% import tax would create a 'huge increase in costs to us,' Namhie said. She and Greene made two recent orders to replenish their stock when the tariffs were at 10%. But they have put further restocks on hold "because I don't think we can handle 25%,' Namhie said. They'd have to raise prices, and then shoppers might go elsewhere. The business owners and sisters are holding out on hope the U.S. and Korea settle on a lower tariff or carve out exceptions for smaller ticket items like beauty products. But they only have two to four months of inventory in their warehouse. They say that in a month they'll have to make a decision on what products to order, what to discontinue and what prices will have to increase. Rachel Weingarten, a former makeup artist who writes a daily beauty newsletter called 'Hello Gorgeous!,' said while she's devoted to K-beauty products like lip masks and toner pads, she doesn't think stockpiling is a sound practice. 'Maybe one or two products, but natural oils, vulnerable packaging and expiration dates mean that your products could go rancid before you can get to them,' she said. Weingarten said she'll still buy Korean products if prices go up, but that the beauty world is bigger than one country. 'I'd still indulge in my favorites, but am always looking for great products in general,' she said. Bhasin, in Menlo Park, California, plans to keep buying her face masks too, even if the price goes up, because she likes the quality of Korean masks. 'If prices will go up, I will not shift to U.S. products,' she said. 'For face masks, I feel there are not a ton of solid and reliable substitutes in the U.S.' ___ AP audience engagement editor Karena Phan in Los Angeles contributed to this report. Mae Anderson, The Associated Press
Yahoo
9 minutes ago
- Yahoo
Galaxy Service Partners Announces Partnership with Kodiak Equipment Services
NEW YORK, July 28, 2025 /PRNewswire/ -- Galaxy Service Partners ("Galaxy"), a newly formed alliance of commercial door, automatic gate, and access control companies focused on maintenance, service and installation, has announced the completion of its first partnership with Kodiak Equipment Services ("Kodiak"), a leading family-owned and operated commercial overhead door and loading dock service company based in St. Louis, Missouri. Founded by the team behind Guild Garage Group ("Guild"), Galaxy is a coalition of commercial service brands united by the vision of building a leading network of premier providers that install, maintain, and service all types of commercial doors, automatic gates, and access control systems. Galaxy does not operate like a traditional private equity firm or a large competitor, but rather as an alliance of like-minded owner operators driven by a common mission, value system, and purpose. Galaxy invests in companies with strong management teams and cultures to help them better serve their customers, employees, and communities while also creating unmatched future growth opportunities for them. In a joint statement, Co-Founders Joe Delaney, Jordan Dubin, and Sean Slazyk commented, "Leveraging our experience within the residential garage door services market over the last year, we identified the commercial door, automatic gate, and access control categories as fundamentally attractive, highly adjacent markets poised for continued long-term growth. We look forward to working alongside some of the top owner-operators in the industry to create a truly differentiated platform with the same dedication, energy, and partnership-minded philosophy that we implemented at Guild." "Today marks a significant milestone in Galaxy's early history. We are incredibly excited and grateful to be partnering with several trusted, market-leading brands from across the country and empowering them through local alignment and world-class national support," said Michael Aft, CEO of Galaxy. "I accepted this role because I deeply believe in the opportunity in front of us and know that Galaxy has the potential to create a truly differentiated, nationwide, people-first platform." Dave Baer, Owner and President of Kodiak Equipment Services, noted, "My team and I are thrilled to be partnering with Galaxy to help create a new and powerful player in the category. From my very first meeting with the Galaxy team, I knew they were different. Their authenticity, industry knowledge and passion were second to none. This growth capital investment and strategic partnership with Galaxy marks an important milestone for Kodiak. I look forward to working with the Galaxy executive team and leveraging the platform's resources to expand our business across the state and beyond." Galaxy is actively looking for leading commercial door, automatic gate, and access control businesses across the country. Founders and advisors interested in learning more should contact Jordan Dubin at Jordan@ About Galaxy Service Partners Galaxy Service Partners ("Galaxy") is a newly formed alliance of commercial door, automatic gate, and access control companies. Galaxy is guided by the vision of being the preferred partner to business owners through a "made for you" brand positioning and invests in companies with strong management teams and cultures to create unmatched growth opportunities for them. Galaxy allows owners to take chips off the table but retain "unit level ownership" so they continue to benefit through annual distributions and an eventual full exit as their business grows. Galaxy retains the employees and management teams of the companies they partner with and provides them with the resources and processes they need to better serve their customers, employees, and communities. For more information, visit About Kodiak Equipment Services Kodiak Equipment Services ("Kodiak") is a commercial overhead door and loading dock service and installation business located in St. Louis, MO. Founded in 1990 by Dave Baer, the company has a long history as a leading industrial equipment solutions provider within the commercial door and dock and door industries. More information about Kodiak can be found at View original content to download multimedia: SOURCE Galaxy Service Partners Error in retrieving data Sign in to access your portfolio Error in retrieving data Error in retrieving data Error in retrieving data Error in retrieving data
Business Insider
9 minutes ago
- Business Insider
Behind Michael Gelband and $11 billion hedge fund ExodusPoint's strong year
There were sky-high expectations for the ExodusPoint Capital Management when it launched 7 years ago. It's starting to meet them. The $11 billion firm was the largest launch in industry history in 2018 thanks to the stellar track record of cofounder Michael Gelband, who previously led Millennium's fixed-income division. He told former colleagues that his unit generated $7 billion in trading revenue in his eight years at Izzy Englander's firm, and hedge fund backers rushed to invest in his new firm, which started trading with a record $8.5 billion. But putting all of the capital to work, hiring scores of investors, setting up the necessary infrastructure, and finding the right leadership took time. The firm, which was also cofounded by former Millennium equities executive Hyung Lee, was a relative disappointment at the start, with the difficult reality of being compared to funds like the cofounders' former employer and Ken Griffin's Citadel from day one. Now, a little over seven years after the manager first began trading, the New York-based firm has outperformed its peers in 2025 and over the last 12 months. The manager is up more than 9% after a 1.8% June gain. Since the start of July 2024, ExodusPoint has returned more than 18%. A person with direct knowledge of the firm's operations pointed to several factors as to why. This person is not permitted to speak publicly about the manager's operations. In a roller coaster equities market, ExodusPoint has benefited from its fixed-income lean. Roughly 75% of the firm's risk is in fixed-income books, the person close to the firm said, which is Gelband's specialty, though the cofounder does not manage money himself. Jon Hoffman, a former Lehman Brothers trader who worked with Gelband at the bank, is one of the firm's best-known portfolio managers with his basis-trade strategy. Gelband is now the sole chief investment officer after Lee stepped down in 2024 (the cofounder, who had relocated to Puerto Rico, is currently a senior advisor). The firm made several hires in 2023 who have led units that were previously under Lee's purview, such as Adam Galeon and Michael Lapsa, who run long-short equities and systematic strategies, respectively. Peter McConnon, once the head of London macro for Balyasny, was also brought in during this time as a senior managing director of fixed income and macro. While members of the original team such as Lee and former chief risk officer Dev Joneja have moved into advisory roles, Garrett Berg, a day-one employee who has since been promoted to president and COO, and Kunal Kumar, a former Balyasny executive who joined in 2023 and is now chief risk officer, have been a big part of the progress on both the investment and non-investment sides of the business, this person said. The firm also adopted a cash hurdle for performance fees last year, meaning ExodusPoint only collects performance fees when it returns more than a Treasury bill. This has lowered the overall fee rate of the firm, boosting net returns. Lastly, the firm has been strategic about how it expands and hires. While headcounts at multistrategy funds have exploded in recent years, ExodusPoint reduced its staff slightly since 2022, according to regulatory filings compiled by industry data tracker Old Well Labs. The firm's overall headcount stood at 688 in 2022 and is now roughly 650, the data show. After raising $1 billion in new cash in 2023, the firm is closed to new capital, like many of its peers, and is not looking to expand into different strategies or markets like commodities or private credit, the person said.
