logo
I accidentally paid £159 for a TV licence then realised I'm entitled to a free one – now I can't get a refund

I accidentally paid £159 for a TV licence then realised I'm entitled to a free one – now I can't get a refund

Scottish Sun2 days ago
Got money problems? We can help fight for your cash back or challenge the way firms operate. Email money@the-sun.co.uk.
ASK ADELE I accidentally paid £159 for a TV licence then realised I'm entitled to a free one – now I can't get a refund
Click to share on X/Twitter (Opens in new window)
Click to share on Facebook (Opens in new window)
Q. In March 2022 I paid £159 to renew my TV licence.
I then realised I am entitled to a free licence as I am over 75 and receive pension credit.
Sign up for Scottish Sun
newsletter
Sign up
1
Consumer Champion Adele Cooke solves your money issues
Around the same time I developed cancer, so I didn't contact TV Licensing until a year later.
I was told to send photos of my passport and a letter from the Department for Work and Pensions (DWP) to TV Licensing to prove my age and that I receive pension credit.
But TV Licensing then said my pictures were not the right type.
I was so focused on my cancer that I decided to leave it at that.
Thankfully, my cancer responded to the treatment and I am now in good health.
I decided to try and reclaim the refund this year but can't find any information on how to do so.
I've received a free TV licence since 2023 so I know I am entitled to it.
Can you help?
David Platt, Liverpool.
A. This was already a difficult time in your life, so I can understand that chasing a refund was not your top priority.
I went on the TV Licensing website to see for myself how difficult it is to get a refund.
It was hard to track down the information on your situation, so I can see why you found it tricky.
Although you made a mistake, it should not be difficult to get your money back.
When I contacted the company about your case it told me that the letter you sent to prove that you get pension credit was for the wrong year.
It also said it was not aware that you were 75 when you applied for your licence.
TV Licensing has now been in touch with you to help you apply for your refund.
I'm glad this is sorted - but it's not good enough that you were initially let down.
The company has told me that it has recently made a change that should make it easier for people who are eligible for a free licence to get one.
It now automatically checks with the DWP to see whether someone who applies for a TV licence gets pension credit.
This is a step in the right direction but there is more that can be done to make it simpler for people to get refunds.
Squeeze team total: £226,961.
Do you have a money problem that needs sorting? Get in touch by emailing money-sm@news.co.uk.
Plus, you can join our Sun Money Chats and Tips Facebook group to share your tips and stories
Orange background

Try Our AI Features

Explore what Daily8 AI can do for you:

Comments

No comments yet...

Related Articles

State Pension age rises in 2026 for people with these specific birthdates
State Pension age rises in 2026 for people with these specific birthdates

Daily Mirror

time4 hours ago

  • Daily Mirror

State Pension age rises in 2026 for people with these specific birthdates

The State Pension age is set to rise from 66 to 67 next year, with the increase due to be completed for all men and women across the UK by 2028 The State Pension age is due to start climbing from 66 to 67 next year, with the hike expected to be fully implemented for all men and women across the UK by 2028. This planned alteration to the official retirement age has been in legislation since 2014, with another increase from 67 to 68 set to take place between 2044 and 2046. ‌ The Pensions Act 2014 expedited the rise in the State Pension age from 66 to 67 by eight years. The UK Government also altered the method of phasing in the increase in State Pension age, meaning that instead of reaching State Pension age on a specific date, individuals born between March 6, 1961 and April 5, 1977 will be eligible to claim the State Pension once they turn 67. ‌ It's crucial to be cognisant of these impending changes now, particularly if you have a retirement plan in place. All those affected by alterations to their State Pension age will receive a letter from the Department for Work and Pensions (DWP) well ahead of time. In other similar news, thousands of Brits to get shock letter from HMRC after drastic new tax rule comes into force. ‌ DWP could issue £187 weekly payments if you have stomach problems Under the Pensions Act 2007, the State Pension age for both men and women will rise from 67 to 68 between 2044 and 2046. The Pensions Act 2014 mandates a regular review of the State Pension age, at least once every five years. The review will be centred around the concept that people should be able to spend a certain proportion of their adult life receiving a State Pension. The UK Government has recently unveiled a new Pension Commission to explore ways of enhancing pension savings, with its findings set to be published in 2027. The commission will consider areas such as auto-enrolment saving rates, increasing savings among groups like the self-employed, and a review of the State Pension age. Dr Suzy Morrissey will provide insights on factors the UK Government should take into account regarding the State Pension age, while the Government Actuary's Department will compile a report on the proportion of adult life spent in retirement. The review of the State Pension age will factor in life expectancy along with a variety of other relevant aspects when determining the State Pension age. Following the review's findings, the UK Government may decide to implement changes to the State Pension age. However, any proposed changes would need to pass through Parliament before becoming law, reports the Daily Record. Check your State Pension age online Your State Pension age is the earliest age at which you can begin receiving your State Pension. It might differ from the age at which you can receive a workplace or personal pension. ‌ The online tool at allows anyone of any age to check their State Pension age, an essential step in planning for retirement. You can use the State Pension age tool to check: When you will reach State Pension age Your Pension Credit qualifying age When you will be eligible for free bus travel - this is at age 60 in Scotland Check your State Pension age online here. ‌ Boosting State Pension payments HM Revenue and Customs (HMRC) has revealed that over 10,000 payments totalling £12.5 million have been made by individuals using the new digital service to enhance their State Pensions since its inception last year. However, those looking to maximise their retirement income through the contributory benefit only have a few weeks left to fill any gaps in their National Insurance (NI) records dating back to 2006. Typically, individuals can only make voluntary contributions for the previous six tax years, and after the April 5 deadline this year, the standard six-tax year limit will be reinstated. ‌ In 2023, the previous government extended the deadline for making voluntary NI contributions to April 5, 2025 for those affected by new State Pension transitional arrangements, covering the tax years from April 6, 2006 to April 5, 2018. This extended deadline has given people more time to consider their options and make their contributions. READ MORE: HMRC set to issue record number of tax bills - see who will be affected Men born after April 6, 1951 and women born after April 6, 1953 are eligible to make voluntary NI contributions to increase their New State Pension. Some individuals may be entitled to NI credits instead of having to make contributions, so they should check and consider what is best for them. More information about making voluntary contributions can be found here. Working-age individuals can also check their State Pension forecast here. ‌ Alice Haine, a personal finance analyst at Bestinvest by Evelyn Partners, the online investment platform, explained: "People typically need at least 10 qualifying years of NI (National Insurance) contributions to receive any state pension at all and at least 35 years to receive the full new State Pension - though they don't need to be consecutive years." "Plugging gaps can be quite an expensive process, so it is important to assess whether you actually need to buy back any missing years. This will depend on how many more years you plan to work, and whether you are eligible for NI tax credits, which fill the gaps, such as those who have been sick, were unemployed or took time out to raise a family or care for elderly relations." "Plugging gaps in your record is relatively straightforward since the Government rolled out its new NI payments services in April last year - a State Pension forecast tool that has been checked by 3.7m since its launch," Alice continued. ‌ She went on to say: "People simply need to log into their personal tax account or the HMRC app to not only view any payment gaps but also check if they can plug those gaps directly through the Government's digital channels. A short survey assesses the person's suitability to pay online with those eligible to pay directly given a series of options to plug any gaps depending on when someone wants to stop working." "Calculating whether to top up can be confusing though and ultimately there is no point paying for more years than you need because you won't get that money back," Alice concluded. Ms Haine further stated: "People who might need to top up include those that took a career break as well as low earners or expatriates living and working abroad." "Remember, this deadline has been extended a couple of times in the past, which makes it more likely the Government will stick to the April cut-off point this time around. For this reason, those that think they might need to take action should start the process now."

DWP State Pension age could rise to 70 as people will have to work longer
DWP State Pension age could rise to 70 as people will have to work longer

Wales Online

time17 hours ago

  • Wales Online

DWP State Pension age could rise to 70 as people will have to work longer

DWP State Pension age could rise to 70 as people will have to work longer The UK state pension age is currently 66, rising to 67 by 2028 - but the Chancellor has said a review into raising the state pension age is needed to ensure the system is "sustainable and affordable" Chancellor of the Exchequer Rachel Reeves (Image: 2025 Getty Images) Specialists suggest the State Pension age could be poised to increase to 70 years old, forcing individuals to work considerably longer before they can retire. Chancellor Rachel Reeves has indicated that an examination into raising the state pension age is necessary to guarantee the system remains "sustainable and affordable". ‌ The Government assessment is scheduled to report in March 2029 and Ms Reeves stated it was "right" to examine the age at which individuals can claim the state pension as life expectancy grows. ‌ The state pension age currently stands at 66, climbing to 67 by 2028 and the Government is legally obligated to regularly assess the age. For our free daily briefing on the biggest issues facing the nation, sign up to the Wales Matters newsletter here ‌ Speaking to Newspage, Samuel Mather-Holgate, an independent financial adviser at Mather and Murray Financial, said: "The state pension system is ripe for squeezing, so an increase to the state pension age is coming down the tracks, probably to 70. Changing the triple lock would save a fortune, but it would be politically difficult as the older generation votes." The pension scheme consumes nearly 5% of the UK's GDP and this figure is anticipated to climb to almost 8% over the next 50 years. The Office for Budget Responsibility (OBR) cautioned that the expense will surpass earlier projections by £10billion annually. A Government assessment of the state pension age will be released in 2027. Unions have warned that any rise in the pension age could trigger strikes, reports Lancs Live. Article continues below Eddie Dempsey, the general secretary of the Rail, Maritime and Transport union, stated: "The UK state pension is already one of the worst in the entire developed world, which is a direct result of decades of governments transferring both our national and personal wealth to the super rich. "Any decision to squeeze more out of working people by forcing us to work even longer would be a national disgrace." He added: "Our members work in physically demanding, round-the-clock, safety-critical jobs. Many already struggle to reach retirement in good health, especially shift workers. ‌ "Raising the pension age even further isn't just cruel and unnecessary, it's a slap in the face to the very people who keep this country running. If this government makes any move to drastically increase the retirement age, we intend to lead our movement onto the streets and will not hesitate to protest nationally and take co-ordinated direct action." In response, a Government spokesperson said: "Supporting pensioners is a top priority, and thanks to our commitment to the triple lock, millions will see their yearly state pension rise by up to £1,900 by the end of this parliament. We have also run the biggest-ever campaign to boost pension credit take-up, with nearly 60,000 extra pensioner households being awarded the benefit, worth on average around £4,300 a year. "But we know there is a real risk that tomorrow's pensioners will be poorer than today's, which is why we are reviving the Pension Commission, to tackle the barriers that stop too many people from saving." Article continues below

It's incredible that no EV has got the full Electric Car Grant amount
It's incredible that no EV has got the full Electric Car Grant amount

Auto Express

time17 hours ago

  • Auto Express

It's incredible that no EV has got the full Electric Car Grant amount

As more cars become eligible for the Government's electric car grant, it's interesting that none of them yet qualifies for the higher £3,750 amount, with the total now sitting at 24 vehicles to choose from with a £1,500 contribution. With the latest batch of five including the likes of the Cupra Born, Volkswagen ID.3 and Peugeot 2008, there's now a decent array of cars included in the scheme, from the chic Renault 4 and 5 through to the practical, family-friendly Nissan Ariya – a former Auto Express Car of the Year! – the Vauxhall Frontera and the Renault Scenic. But it is interesting that nothing has yet achieved the full grant, especially as it's not clear from the outside how the calculations are being worked out. Advertisement - Article continues below Many industry commentators predicted the Renault 4 and 5 should be in pole position for the higher amount, but that didn't happen. That may have revealed something about where the batteries are coming from, and not all are yet being produced at the shiny new plant in northern France. When that facility is up to speed, there's a chance the Renault cars eligible for the grant – the 4, 5, Megane and Scenic are the ones that currently get £1,500 – could be moved to the higher level. But that's far from clear, due to the way the system has been set up. Skip advert Advertisement - Article continues below Want to make the switch to an electric car? Our fantastic Buy a Car service has loads of great value new and used electric cars available right now. I've heard some cynical types suggest glibly that the bar for eligibility for the full £3,750 has deliberately been set unachievably high, so the headlines featured a nice big number, but behind the scenes the Government knew full well that few cars, if any, were going to achieve it. I'm sure that wasn't the case, but the lack of clarity isn't helpful. From what I hear, even manufacturers don't know how close they have come to achieving the higher grant level – they can reapply if anything changes, such as battery supply coming from a different country. However, it sounds like there's little transparency as to why a car is only eligible at the lower level, and if it's down to the environmental credentials of where the batteries are built – coal reliance versus nuclear, for example. The big one will be when the UK-built Nissan Leaf goes on sale in the coming weeks; if that car isn't eligible, then I'm guessing nothing will be. At least the grant scheme will last longer if it's ebbing away at £1,500 a car, rather than nearly £4,000. Pessimistic early projections had it running out as soon as next spring if too many cars were eligible for the higher level. It's obvious that won't be happening now! Did you know you can sell your car with Auto Express? Get the highest bid from our network of over 5,500 dealers and we'll do the rest. Click here to try Auto Express Sell My Car now ... Find a car with the experts Forget Netflix, Volkswagen locks horsepower behind paid subscription Forget Netflix, Volkswagen locks horsepower behind paid subscription Owners can now subscribe to boost the power of their car… for a fee Shock new mid-size Range Rover to get EV power and stunning design Shock new mid-size Range Rover to get EV power and stunning design Mid-size SUV will end the four-year wait for a new JLR model and our exclusive images preview how it could look New Jaecoo E5 is a Range Rover lookalike with a very attractive price New Jaecoo E5 is a Range Rover lookalike with a very attractive price Chinese newcomer's first electric SUV is also a rival to the award-winning Kia EV3 and Hyundai Kona Electric

DOWNLOAD THE APP

Get Started Now: Download the App

Ready to dive into a world of global content with local flavor? Download Daily8 app today from your preferred app store and start exploring.
app-storeplay-store