New Chase Sapphire Reserve for Business has a 200,000-point welcome bonus, tons of travel perks

CNBC

24-06-2025

The coveted Chase Sapphire Reserve brand just gained its business partner.
The new Chase Sapphire Reserve for Business maintains the premium travel perks that Sapphire users are accustomed to, offering over $2,500 in annual value for business owners and entrepreneurs on the go.
Plus, the card launched with a pretty favorable welcome bonus: Earn 200,000 points after spending $30,000 on purchases in the first six months of account opening.
Here's what else you can expect with the new Sapphire Reserve for Business.
On Chase's site
On Chase's site
Cardmembers can earn 200,000 points after spending $30,000 on purchases in the first six months of account opening
Good to Excellent670–850
18.49% - 26.49% Variable
$795
Earn 200,000 bonus points
See rates and fees. Terms apply. Member FDIC.
The Chase Sapphire Reserve for Business brings over $2,500 in value to business owners who value travel and premium experiencesThe Sapphire Reserve for Business is Chase's first business card in the Sapphire line; it joins the Sapphire Preferred and the Sapphire Reserve. While Chase currently offers business credit cards with its Chase Ink line, the Sapphire Reserve for Business is focused on providing more premium offerings. You can think of it as a sort of direct rival to Amex's Business Platinum Card and Capital One's Venture X Business.
The Sapphire Reserve for Business' $795 annual fee makes it one of the most expensive business cards on the market. Its benefits can make it worth it, though, offering over $2,500 in annual value, and the 200,000-point welcome offer for spending $30,000 over the first six months is generous for businesses that can reach that threshold.
Additional employee cards are available at no cost. While they have the same purchase and travel protections, they don't have the higher-tier benefits like lounge access or hotel rewards status.
With a focus on statement credits balancing out the relatively large $795 annual fee, the Sapphire Reserve for Business is following a similar path to other premium credit cards. For prospective cardholders wanting to maximize the card's value, it's important to make sure those credits fit your travel and business needs. Some of the statement credit categories, like DoorDash and Giftcards.com, can be used as for employee appreciation, and Google Workspace contains a suite of AI-powered tools for your business.
The Sapphire Reserve for Business will earn you elevated earnings in the following categories:
Some of these categories are available with other Chase business cards, such as with the Ink Business Preferred® Credit Card (see rates and fees), offering 3X points on advertising and 5X points on Lyft rides. But the Sapphire Reserve for Business stands out by having no cap on advertising spend, plus the 4X points on flights and hotels booked directly is a decent rate of return for frequent business travelers and serves as a good alternative if you can't find what you're looking for via Chase Travel.
The Sapphire Reserve for Business has over $2,500 in annual value for business owners, including credits for travel as well as credits that can help run a company. The value is pretty evenly split, with over $1,300 in travel perks and more than $1,200 toward business expenses.
When using your credit at The Edit properties, cardmembers who stay at least two nights will also get complimentary benefits like a $100 property credit, daily breakfast and room upgrades when available. This benefit is not available for employee cardmembers. Purchases that qualify will not earn points.
After spending $120,000 in a calendar year, you'll unlock the following additional benefits:
The Sapphire Reserve for Business will also be adopting the new Points Boost accelerator, which will allow cardholders to redeem their Ultimate Rewards® points for up to 2X value on select airline tickets and hotels booked through Chase Travel. Otherwise, it's a fixed 1 cent per point.
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