I've made £200k in over a year from a side hustle & I even get the summer holidays off to have fun with my kids
It sounds like a dream, but for one savvy individual, it's a very real and incredibly lucrative reality that speaks volumes about the power of modern entrepreneurship.
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With the cost of living crisis making it tougher than ever for young people to fly the nest, or for anyone to simply make ends meet.
Which is why side hustles have become a lifeline for many across the UK.
In fact, two in five British people (39%) have a side hustle in 2025, according to finder.com.
It proves that they offer financial security, a chance to pay off debt faster, build up savings, or even fund big life goals like holidays or a house deposit.
Taking to TikTok, Niamh Minton - known as @ neveminton - shared her inspiring journey, proving that sometimes, taking a leap on a 'second job' can completely transform your life.
"One moment you're looking for a second job, the next you're living your best life as you gave that side hustle a go and since starting you've made almost £200k," she wrote.
Her earnings are nothing short of impressive, especially considering the flexibility it offers.
She even revealed: "In fact, so far in July you've earned over £6,000 in between the madness of half-term."
In the caption, she went on to explain that she does digital marketing and that it has "truly changed everything" for her little family.
Niamh explained that just 12 months ago, she was living paycheck to paycheck and constantly worrying about finances.
I'm a mum-of-2 and was a broke teaching assistant on £840 a month - now I've made 46k doing a side hustle anyone can do
But she told her partner that 2024 was going to be the year they would try and change that.
And so, that's what she did, learning how to make money with digital products.
She now sells digital products and mini courses.
Niamh, who currently has 20.8k followers, often sees her comments section flooded with people wanting more information and advice on how they can achieve similar success.
Easy money tricks
Master Your Time, Master Your Money
Ever heard the saying, "Time is money"? It's a mantra the wealthy live by, and for good reason.
They understand that every moment can be leveraged to generate income or progress towards their financial goals.
This powerful mindset means they're incredibly selective about how they spend their hours, often saying "no" to anything that won't add value or a substantial return.
You can easily adopt this principle in your own life. Before committing to something, pause and ask yourself: Is this truly a good use of my precious time?
Can I genuinely afford the time commitment, let alone any associated costs?
By being more discerning, you'll avoid overstretching yourself and instead channel your energy into activities that directly align with your financial aspirations.
Cultivating this focused approach will undoubtedly boost your effectiveness and long-term success.
Maximise Your Money, Minimise Your Tax Bill
Smart individuals know that giving away money unnecessarily to the taxman is simply not an option. Their strategy? Diligently utilise every available tax allowance.
One of the most effective ways the wealthy shield their money is through an Individual Savings Account (ISA).
You can squirrel away up to £20,000 into an ISA each year, and crucially, any investment growth or interest earned within this account is completely tax-free.
Compare this to a standard savings account, where you might find yourself paying tax on your hard-earned interest, depending on your income.
Basic-rate taxpayers (earning under £50,270) can earn up to £1,000 in savings interest tax-free annually.
However, if you're a higher-rate taxpayer (earning between £50,271 and £125,140), that tax-free allowance drops to £500.
For additional-rate taxpayers (earning over £125,140), every penny of interest earned is taxable.
As Sarah Coles, Head of Personal Finance at Hargreaves Lansdown, points out: "It makes a big difference to higher and additional rate taxpayers, but is very valuable for basic rate taxpayers too."
Making the most of your ISA allowance is a fundamental step towards optimising your finances and ensuring more of your money stays in your pocket.
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