logo
Best commuter towns in Britain REVEALED - and not one is close to London

Best commuter towns in Britain REVEALED - and not one is close to London

Daily Mail​15 hours ago
London might be the city with the most workers travelling in every day, but new research reveals it doesn't have the best commuter towns - in fact, far from it.
None of the best towns for professionals travelling into big cities in 2025 are found around the M25, according to analysis by specialist mortgage lender Pepper Money.
It analysed 66 commuter towns surrounding cities including London, Birmingham, Cardiff and Manchester to see how they measured up on a wide range of criteria.
These included house prices, rent, commuting time, cost of a rail journey, median salary and quality of life.
None of the top towns were anywhere near the capital.
Instead, Pepper Money found commuter town gems are dotted around the country, with those close to smaller cities in the North of England making up most of the top ten.
Sheffield has the best commuter towns
Professionals seeking the perfect commuter base should be looking for a job in Sheffield, the research suggests, as three of the top towns are close to the city.
Lower house prices, affordable train tickets and shorter commute times pushes them to the top of the list.
Rotherham, just a 17-minute train journey into Sheffield, tops the list of this year's best commuter towns.
Not only is it affordable – with an average house price of just £193,000 and rental costs averaging £653 a month – it is a still busy town itself.
Plus, a rail journey into Sheffield is just £2.10 – the cheapest price in the top ten towns.
The median salary is one of the lower ones on the list at £34,258 but quality of life is still high at 7.9 out of ten.
Not only is it close to Sheffield, it is also only a one hour and 15-minute drive from Manchester - perfect for workers straddling both cities. It scores 358 out of a score of 469, according to the Pepper Money analysis.
In the silver spot is Dronfield, which also neighbours Sheffield. The town is smaller than Rotherham so it could be more suitable spot for young families searching for a slower pace of life.
House prices are slightly higher, however, and are more than the national average at £301,037. Plus, if you are renting be prepared to stump up £1,074 a month. The commute time to Sheffield is 11 minutes and costs £5.20.
Its total score is 324.
Sheffield also appears in spot eight with commuter town Barnsley. House prices here are just £170,000, one of the lowest across the county's commuter towns.
Outside of Sheffield, Manchester and Nottingham offer the best commuter towns based on a variety of factors, the research found.
In third place is Beeston which is just six minutes outside of Nottingham. The rail journey costs just £3 and the typical salary is slightly higher than the national average at £38,535.
After Beeston is Penarth (Cardiff), Pudsey (Leeds) and Stalybridge (Manchester).
Long Eaton, which also neighbours Nottingham, comes in at seventh place.
Finishing up the top ten are Widnes, close to Liverpool, and Ilkeston, which is again close to Nottingham.
London suburbs worst for commuters
Towns in the south score poorly for commuters. Londoners have been heading out of the city centre in droves in recent years as hybrid working surged in popularity.
But this research suggests they may be better off relocating cities altogether.
Between soaring house prices, long commute times of up to an hour and a poorer quality of life, professionals have better options, says Pepper Money.
London commuter towns such as St Albans, Watford and Maidstone are noticeably absent from the list due to soaring house prices and monthly rental costs.
In fact, all but two of the ten lowest ranking commuter towns are close to London.
The towns that have cheaper house prices and rents are further away from the city centre, pushing them down the list.
Luton, for example, has an average house price of £285,000 but has a 36-minute commute to the city centre – and the journey costs £14.70.
It is ranked at the bottom of the 66 commuter towns analysed by Pepper Money.
Also at the bottom of the rankings is Maidstone with a £361,000 average house price and 53-minute commute, which will set back travellers some £17.90.
Basingstoke has the most expensive commute with a £30 ticket price for 44 minutes of traveling.
While St Albans has a commute time to the capital of just 21 minutes and residents have an average salary of £53,829, house prices in the area are some £628,000, the highest on the list. Rental costs are £1,869 a month.
Best mortgage rates and how to find them
Mortgage rates have risen substantially over recent years, meaning that those remortgaging or buying a home face higher costs.
That makes it even more important to search out the best possible rate for you and get good mortgage advice, whether you are a first-time buyer, home owner or buy-to-let landlord.
Quick mortgage finder links with This is Money's partner L&C
> Mortgage rates calculator
> Find the right mortgage for you
To help our readers find the best mortgage, This is Money has partnered with the UK's leading fee-free broker L&C.
This is Money and L&C's mortgage calculator can let you compare deals to see which ones suit your home's value and level of deposit.
You can compare fixed rate lengths, from two-year fixes, to five-year fixes and ten-year fixes.
If you're ready to find your next mortgage, why not use This is Money and L&C's online Mortgage Finder. It will search 1,000's of deals from more than 90 different lenders to discover the best deal for you.
Orange background

Try Our AI Features

Explore what Daily8 AI can do for you:

Comments

No comments yet...

Related Articles

Treasury refuses to scrap hated tourist tax
Treasury refuses to scrap hated tourist tax

Daily Mail​

time19 minutes ago

  • Daily Mail​

Treasury refuses to scrap hated tourist tax

Retailers were furious last night after it was revealed the Treasury had dismissed calls to review the hated tourist tax at the upcoming Budget. Businesses have said the lack of VAT-free shopping has damaged economic growth at a time when firms are grappling with higher costs. A Treasury source told The Mail on Sunday there were no plans to make mention of the tax in the Budget, despite the lobbying efforts of hundreds of businesses. Politicians and major household names slammed Chancellor Rachel Reeves for her stubborn refusal to even review the policy. They said it was a 'no-brainer' to take a second look at Rishi Sunak's much-loathed 2021 move as Chancellor to scrap VAT-free shopping for travellers. And others said it was 'odd' for Reeves not to heed the calls of businesses, given she is scrambling to find ways to boost economic growth. It is believed Labour think it is a bad look to offer tax cuts to foreign visitors, despite many firms arguing it would benefit the wider economy. More than 500 business leaders have backed The Mail on Sunday's campaign to bring back the refund scheme, arguing it would encourage tourists to visit the UK.

American investors pile into UK shares in boost to London market
American investors pile into UK shares in boost to London market

Times

time19 minutes ago

  • Times

American investors pile into UK shares in boost to London market

American investors have pumped more than $15 billion into UK equities since the start of the year — more than into other overseas markets — according to new that provides a boost to the embattled London Stock Exchange (LSE). The FTSE 100 is trading at record highs, suggesting Britain is seen as a relatively safe haven for investors in the face of political and economic turbulence sparked by President Trump's tariffs. Schroders, the investment manager that provided the research, demand from US investors for UK equities may have 'outstripped their appetite for other markets' because shares in London also appear to be relatively cheap, despite the rally in recent weeks. 'We are currently seeing increased interest in UK companies from our US and international investors, with many noting the relative value available across a range of sectors,' said Sue Noffke, head of UK equities at Schroders. The analysis of data published by the US Treasury shows that while American investors have also put more money into Asia, Japan, Latin America and China, they have not been buying shares in Europe when the UK markets are excluded. It provides a flavour of investor appetite for Britain at a time when the LSE is fighting to attract more initial public offerings and reverse the trend of more companies being taken over than new ones listing on the market. Closely watched data compiled by the financial technology company Calastone shows that domestic investors are continuing to shun the UK stock market, but the analysis by Schroders appears to indicate that this is not the case for American investors. Further data from Morningstar Direct, scrutinising exchange-traded funds (ETFs) linked to the FTSE, shows that investors bought ETFs in June and July — the first two consecutive months of inflows in a year. António Simões, chief executive of the insurance giant Legal & General (L&G), said there was 'pent-up' demand among international investors for UK shares, while Dame Amanda Blanc, boss of insurance rival Aviva, said 'investors are definitely more interested in the UK'. She added: 'If you look at the UK — strong regulatory environment, strong rule of law — the environment is seen as a positive one.' Among the big companies on the FTSE 100 to have attracted overseas investors is the fund manager M&G, in which the Japanese insurer Dai-ichi Life is planning to take a 15 per cent stake as part of a strategic partnership. Another Japanese company, Meiji Yasuda Life, has bought a near 5 per cent stake in L&G, while Aviva has attracted the attention of the big US investor Capital Research and Management with a position of nearly 5 per cent. Anecdotally, City figures have detected a more positive attitude towards the UK stock market in recent weeks from international investors. Simon French, managing director at broker Panmure Liberum, said the UK was looking attractive relative to other countries: 'The French can't pass a budget, the German economy has grown even slower than the UK, Canada is in the cross-hairs of the US [trade war], Japan has debt twice the size of the UK's.' Julian Morse, joint chief executive of the City firm Cavendish, noted that the FTSE All-Share index has also hit record highs. 'The fact that the FTSE 100 and FTSE All-Share have just reached record levels means significant inflows have occurred and they are likely to have a large overseas weighting.' Companies are also buying back their shares, which helps to increase their stock prices and also boosts FTSE indices. Mike Coop, chief investment officer for Europe, the Middle East and Africa at Morningstar Wealth, said another factor was that investors were shifting out of cash as interest rates start to fall, in the hunt for higher returns. 'Many investors have reduced their cash holdings following the drop in interest rates. At the same time, there has been less selling pressure from both local and foreign investors,' said Coop. Noffke said Schroders had seen investor interest in 'financial institutions, as well as firms within the defence and AI industries'. 'In addition, some domestic defensive stocks — such as those in telecoms, utilities and insurance — are trading at a discount compared to their international peers, yet appear to have been largely overlooked by domestic investors,' she said. Schroders' research also showed that investors were continuing to buy shares in the US, where stock markets are also at record levels. Markets fell in April when Trump first announced his 'liberation day' tariffs but have since recovered.

FINSBURY GROWTH & INCOME TRUST PLC: AI is the key to getting out of doldrums
FINSBURY GROWTH & INCOME TRUST PLC: AI is the key to getting out of doldrums

Daily Mail​

time19 minutes ago

  • Daily Mail​

FINSBURY GROWTH & INCOME TRUST PLC: AI is the key to getting out of doldrums

Before the pandemic, Nick Train's Finsbury Growth & Income Trust reliably beat the market. But the past five years have not been kind to Train's concentrated buy-and-hold portfolio of well-known UK companies. Finsbury Growth & Income last beat the market in 2020, when its shares fell just 0.7 per cent in a year in which the UK stock market fell 11.6 per cent. Although the UK stock market staged a post-lockdown bounce, since then it has been out of favour and some of the big hitters in the Finsbury Growth & Income portfolio, such as Diageo, Burberry and Schroders, have been deeply unloved by investors. But Train is optimistic, saying he believes there is a cohort of more growth-orientated companies coming through in the UK that are world class and can profit from rapid advances in technology. While investors have focused on chasing up US tech giants' share prices amid the artificial intelligence boom, Train says they are some FTSE-listed companies that also offer a huge opportunity to profit from the application of AI. He says: 'If you look at the shape of Finsbury's portfolio over the past four or five years, there has definitely been a shift towards these London-listed data and data analytics software companies that seem to us to have an extraordinary opportunity ahead of them. And arguably a really intriguing valuation opportunity as well.' Chief among those is RELX, formerly Reed Elsevier. The information-based analytics provider for businesses is a global leader in its field and Train says that is reflected in how it has gone from the 68th largest company in the FTSE 100 in 2000 to sixth today. He says the next 20 years could be as good for RELX as the past two decades, citing its AI tool for lawyers delivering a 280 per cent return on investment for early adopters. Train says if this can be repeated in the scientific and drug research market, the potential for investors 'and humanity' is great. Among Train's other holdings that he believes can benefit from AI to improve their services and profits are property firm Rightmove and credit scorer Experian. He also took a rare new position last year, buying into the world's largest shipping broker Clarkson. He says it is a 'truly world class UK company with a clear opportunity to use technology to create new value.' Though the UK stock market has staged a recent resurgence, with the FTSE 100 up 11 per cent since the start of the year, Finsbury has continued to lag, with a return of just 0.3 per cent. The trust has a share price total return of 9.7 per cent over the past year, but just 15.8 per cent over five years. Over the past decade though, the return is a much healthier 90 per cent. Train, who has run Finsbury for almost 25 years, says he has tackled the past tough years making sure he 'stuck to a clear set of principles'. He says: 'It is no fun underperforming. And it really behoves you in those circumstances to behave in a disciplined way. I hope that we have done that.' Train believes his Warren Buffett-influenced investing style of constructing a concentrated portfolio of high-quality shares will shine through. Finsbury Growth & Income shares are trading at 7 per cent below net asset value, offering the chance to buy in at a discount. Ongoing annual charges are 0.61 per cent and its unique stock market identification code is 0781606.

DOWNLOAD THE APP

Get Started Now: Download the App

Ready to dive into a world of global content with local flavor? Download Daily8 app today from your preferred app store and start exploring.
app-storeplay-store