Latest news with #bonuspoints
The Sun
a day ago
- Business
- The Sun
Tesco Clubcard shoppers urged to check accounts for £10 bonus
TESCO Clubcard users have been urged to check their accounts in order to receive a generous £10 bonus. The reward is being sent out to customers who used the trick over the next few months. Martin Lewis ' Money Saving Expert X account has encouraged shoppers to check their emails, following last month's special deal. A £10 bonus is being sent to the accounts of those who used the "turn £5 into £20" trick in July. The post reads: "If you used the 'turn £5 into £20" Tesco Clubcard trick last month, have you received your £10 worth of bonus points yet? "Some at MSE Towers have just got theirs, so go check!" The £10 bonus is being dished out in the form of 1,000 points to shoppers' Clubcards. The experts added: "Not got yours yet? Don't worry - Tesco told us that it'll add the 1,000 bonus points to accounts of those who used the trick by Sunday 19 October, so there is still plenty of time." However, happy customers have been quick to comment that the points have already hit their accounts. Unfortunately the deadline to get the deal was July 29 so those who missed it won't be able to bag the bonus. This generous offering marks Tesco's celebration of 30 years of rewards. The popular store announced last month that it would be offering its customers £10 worth of points by simply exchanging £5 of Clubcard Vouchers with one of Tesco's Days Out Reward Partners. Shoppers could choose from more than 100 exciting days out from Highland Safaris in Scotland to the Eden Project in Cornwall. Other big name attraction Reward Partners included Alton Towers Resort and the LEGOLAND Windsor resort. Tesco Group Membership and Loyalty Director Shama Wilson said: 'To celebrate 30 years of Clubcard rewards, we are offering an amazing £10 of points back when you spend on days out. "It means you can exchange your vouchers and get great savings while getting £10 of points in return to go towards your weekly shop or even another great day out later in the year.' Last month, The Sun reported that another popular supermarket launched a new subscription service aimed at online grocery shoppers. The service aims to give customers the chance to save money on delivery fees. The scheme, called the Waitrose Delivery Pass, is now available across the UK after a successful trial. It allows shoppers to pay a fixed amount upfront for deliveries, either monthly, six-monthly, or annually, through the Waitrose website or app. Without a pass, delivery slots cost between £2 and £4 each. But with the new scheme, a one-month pass will cost £8, a six-month pass is £45, and a 12-month pass comes in at £85. Waitrose says the annual plan could save customers up to £123 a year if they order once a week using a £4 slot. Morrisons is also offering shoppers the opportunity to make big savings in a huge change to its loyalty scheme. Customers can now earn More Points even when they're not shopping at the supermarket– thanks to a brand-new perk that launched in May. Morrisons More Card holders can collect points with over 300 popular brands including eBay, Just Eat, Expedia, Asos, Very, and loads more. Supermarket loyalty schemes - which has one? MOST UK supermarkets have loyalty schemes so customers can build up points and save money while they shop. Iceland: Unlike other stores, you don't collect points with the Iceland Bonus Card. Instead, you load it up with money and Iceland will give you £1 for every £20 you save. Lidl Plus: Lidl customers don't collect points when they shop, and are instead rewarded with personalised vouchers that gives them money off at the till. Morrisons: The My Morrisons: Make Good Things Happen replaces the More Card and rewards customers with personalised money off vouchers via the app. Sainsbury's: While Sainsbury's doesn't have a personal scheme, it does own the Nectar card which can also be used in Argos, eBay and other shops. You need 200 Nectar points to save up £1 to spend on your card. You need to spend at least £1 to get one Nectar point. Tesco: Tesco Clubcard has over 17million members in the UK alone. You use it each time you shop and build up points that can be turned into vouchers - 150 points gets you a £1.50 voucher. Here you need to spend £1 in Tesco to get one point.
CNN
29-06-2025
- Business
- CNN
American Express launches limited-time Hilton card offers up to 175,000 points
CNN Underscored reviews financial products based on their overall value. We may receive a commission through our affiliate partners if you apply and are approved for a product, but our reporting is always independent and objective. This may impact how links appear on this site. This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit to learn more. American Express has just launched new, limited-time offers on three of its co-branded Hilton credit cards, which could net you as many as 175,000 bonus points. The new welcome offers on two personal and one business Hilton American Express cards are especially appealing for travelers who frequently stay at Hilton properties or are planning an upcoming trip. However, if you aren't a Hilton Honors member, don't typically stay with Hilton or don't have plans to redeem Hilton Honors points, you'll likely find more flexible and rewarding options with other travel or cash-back credit cards. Related article The best ways to spend 175,000 Hilton Honors points To qualify for the limited-time offer on any of these cards, you must be a new applicant and apply by Aug. 13, 2025. Hilton Honors American Express The Hilton Honors American Express Card is now offering 100,000 Hilton Honors bonus points and a $100 statement credit after you spend $2,000 in purchases in the first 6 months. Hilton Honors American Express Surpass® Card The Hilton Honors American Express Surpass® Card is offering 130,000 bonus points after you spend $3,000 in purchases in the first 6 months. The Hilton Honors American Express Business Card Finally, The Hilton Honors American Express Business Card is offering up 175,000 bonus points, where you can earn 150,000 bonus points after you spend $8,000 in purchases in the first 6 months, plus an additional 25,000 bonus points after you spend an additional $2,000 in purchases in the first 6 months. The Hilton Honors American Express Card offers basic travel perks like no foreign transaction fees and complimentary Hilton Silver status. The next elite tier up, Honors Gold status, comes with the Hilton Honors American Express Surpass® Card, which also offers a Free Night Reward after you spend $15,000 on eligible purchases in a calendar year. The card also offers up to $200 in Hilton credits yearly (up to $50 in statement credits per quarter) and National Car Rental Executive status (enrollment required). The travel benefits of the Hilton Honors American Express Business Card are similar, except the card comes with up to $240 in statement credits yearly for eligible purchases made directly with Hilton (up to $60 in statement credits per quarter). A Hilton Honors credit card makes sense for someone who often stays at Hilton hotels, and there is no shortage of those. The Hilton Honors program lets you redeem points for hotel stays at more than 5,000 properties around the world, and they run the gamut from luxury properties to everyday hotels. Whether you're looking to stay at a Waldorf Astoria, a Hilton Garden Inn or a DoubleTree, you can do that with Hilton Honors points. If you're interested in staying at Hilton properties but aren't a Hilton loyalist, the Hilton Honors American Express Card could work for you. This card doesn't have an annual fee and earns 7x points at Hilton hotels, plus 5x points at U.S. restaurants, U.S. gas stations and U.S. supermarkets, and 3x points on all other purchases (see rates and fees). The Hilton Honors American Express Surpass® Card has a $0 introductory annual fee for the first year, then $150, and earns a remarkable 12x points at Hilton hotels (see rates and fees). It also earns 6x points at U.S. restaurants, U.S. gas stations and U.S. supermarkets, plus 4x points on U.S. online purchases and 3x points on all other purchases. It's an ideal card for Hilton enthusiasts but doesn't make a lot of sense for people who aren't. The Hilton Honors American Express Business Card also earns 12x points at Hilton hotels, 5x points on all other purchases made on the first $100,000 spent per calendar year, then 3x points thereafter. It makes sense for small business owners who stay at Hilton properties often, even with a $195 annual fee (see rates and fees). For others, there are better business cards. While the large number of points you could earn for meeting the spending requirements on these Hilton co-branded cards sound attractive, keep in mind that Hilton Honors points are not as valuable as others. Frequent flyer website The Points Guy values Hilton Honors points at just 0.5 cents each, which is significantly less than many other hotel and airline points. Even if you are earning 3 points per dollar spent on everyday purchases with the no-annual-fee Hilton Honors American Express card, that is a return of just 1.5% on your spend. That is lower than the 3.6% return you would get, for example, with the Citi Double Cash card, which gives you 2 points per dollar on everyday spending, and those points are worth 1.8 cents each. The following FAQs have been answered by CNN Underscored senior money editor and credit card expert Alberto Riva. How much are 175,000 Hilton points worth? How much are 175,000 Hilton points worth? According to The Points Guy, 175,000 Hilton Honors points are worth $875. Are Hilton Amex credit cards cards worth the annual fee? Are Hilton Amex credit cards cards worth the annual fee? With a $0 introductory annual fee for the first year, then $150, the Hilton Honors American Express Surpass® Card makes sense for Hilton loyalists, although not for occasional visitors. And the Hilton Honors American Express Business Card, with a $195 annual fee, is a good fit only for business owners who regularly stay at Hilton properties. Can I transfer Amex credit card points to Hilton? Can I transfer Amex credit card points to Hilton? Yes. American Express Membership Rewards transfer to Hilton Honors at a 1:2 ratio (1 Amex point equals 2 Hilton points that are transferable in increments of 1,000). Note that Membership Rewards points are generally worth more when used with other transfer partners. CNN Underscored's team of expert editors and contributors rigorously researches and reviews credit cards, loyalty programs and travel rewards to help readers make smart, informed financial decisions. For this story, credit card expert Alberto Riva drew on years of industry experience to ensure every detail is factual and accurate. We evaluate products based on real-world value, not hype, and every recommendation is backed by expert insight, in-depth analysis and a firm commitment to accuracy and transparency. Click here for rates & fees of the Hilton Honors American Express here for rates & fees of the Hilton Honors American Express Surpass here for rates & fees of The Hilton Honors American Express Business Card. Editorial disclaimer: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.
Daily Mail
21-06-2025
- Business
- Daily Mail
American Express launches bonus points bonanza for EXISTING customers
American Express has launched a bonus points bonanza for existing customers who sign up for its American Express preferred Gold rewards card. A select few existing Gold card members have been offered an exclusive deal of 25,000 bonus points if they rejoin as a Gold card member. Some of the existing members who have been offered the deal include those who have previously held a Gold card and now hold a different American Express credit card. Amex does not usually offer its boosted points deal to existing members, with new card members usually able to scoop up the most points. This is one of a handful of offers it has run in the past. In an email to certain existing American Express customers, it said: 'Welcome offers are not normally available to existing Cardmembers.' The credit card giant said it had 'specially selected' some existing American Express members to receive the exclusive deal of 25,000 bonus points. They must apply through the link in the email they received, and spend £3,000 on the card with three months. The offer can only be claimed until 15 July. Existing American Express members usually only receive boosted points if they refer someone. New Gold card members who have not had a Gold card before can earn up to 35,000 points on joining, depending on how they join, as American Express has relaunched its 'invite a friend' offer. If a new customer takes out a Gold card through a referral link, they can get 35,000 bonus points if they spend £3,000 within the first three months of having the card. The existing Amex customer who referred the friend will get an extra 18,000 once the person they referred has been approved for a card. This offer also runs until 15 July. New customers signing up for a Gold card through the website can get a boosted points offer of 20,000 if they spend £3,000 within the first three months of being a gold card member. You will receive the 20,000 bonus points if you have not held a personal American Express card in the previous 24 months. What does the Gold card offer and should you get it? The annual fee for an Amex Gold card is a hefty £195, but this is waived in the first year of having the card. This means you are getting the benefits that come with the card for free for a year. You can cancel before the £195 annual fee kicks in and there is no obligation to keep the card beyond the first year. Gold card members receive four airport lounge passes each year, They also get £120 in Deliveroo credits a year, and enhanced points-earning opportunities including 2x points for every £1 spent directly with airlines or in a foreign currency. Membership Rewards points can also be converted one-for-one into Avios meaning you can get 20,000 Avois points with the bonus deal. Those who fail to pay their balance off each month will be hit with a 31 per cent purchase rate. The representative APR is 88.3 per cent, including the annual fee. It makes it crucial to pay off as you go along, or you wipe out any potential benefits - and could end up with a hefty interest bill. Burgess said: 'This package is an exceptionally generous deal for a card which is free for the first year.'
Forbes
14-05-2025
- Business
- Forbes
How Quickly Can You Earn Chase's 100k Welcome Bonus? Faster Than You'd Think!
There's a huge bonus for new cardholders available on the Chase Sapphire Preferred® Card: Earn 100,000 bonus points after spending $5,000 on purchases in the first three months from account opening. If you've been considering applying, Chase announced that Thursday, May 15, at 9 a.m. EST, is the last day to apply for the 100,000-point welcome offer on the Sapphire Preferred via the application link on our website. Are you looking for an award right away? If so, you'll need those points to post as quickly as possible. How long will it take you to access your Sapphire Preferred bonus? Get the timeline, tips to speed it up and strategies to maximize this massive travel rewards offer. Earn 100,000 bonus points after you spend $5,000 on purchases in the first 3 months from account ... More opening. Chase Sapphire Preferred® Card - See Rates & Fees To earn the current Sapphire Preferred offer, you'll be time-bound to meet the minimum spending requirements. Specifically, you'll need to complete your total spending in the first three months after being approved for the card. That includes an important distinction: The clock starts ticking the day you're approved, even though you won't receive the actual card in the mail for another week. One other thing to keep in mind is that transactions don't always post to your credit card account the day you make them—there can be a lag of a few days. This is especially true with online shopping. Many retailers won't charge your card until the order is fully processed and the item is shipped, regardless of when you placed the order. Because of this, it's best to finish your spending a week or two in advance, just in case something gets held up. Bonus Chase Ultimate Rewards® are issued in a lump sum once you've hit the full spending amount—there's no way to get some of the points in advance, even if you've completed 99% of the spending. Officially, Chase Bank states that customers will receive their welcome bonus points six to eight weeks after completing their qualifying spending. Unofficially, though, it could be faster. Chase typically deposits all pending Ultimate Rewards points into your rewards account on the date your credit card statement closes. So, once you've completed your minimum spending requirement, you could see your bonus as early as your next statement closing date, which should be within the next 30 days. If eight weeks have passed and you haven't yet received your bonus, you can follow up with Chase to see if there was a reason for the delay. However, most bonuses post automatically. Once the bonus points are credited to your account, you are free to redeem them however you wish. The speed at which you receive your credit card bonus is impacted by a number of factors, including: If you have a redemption in mind for your expected bonus, you might be motivated to earn those points as quickly as possible. Unfortunately, you can't speed up Chase's standard backend operations to access your bonus points sooner, but there are a few things you can do to hit your spending requirement quickly and get the process started. Pro Tip: Although meeting the full spending requirement in a short amount of time is a fast way to earn your credit card bonus, be sure not to charge more than you can pay off by your bill date. There's no introductory APR on the Sapphire Preferred, so standard interest rates will apply immediately. The promise of 100,000 Ultimate Rewards could be burning a hole in your pocket, but the Sapphire Preferred's bonus won't be available immediately. You'll need to meet the minimum spending first and then wait for Chase to credit the points to your account, which is a process that could take several months even in a best-case scenario, though there are a few steps you can take to help this happen as quickly as possible. Information provided on Forbes Advisor is for educational purposes only. Your financial situation is unique and the products and services we review may not be right for your circumstances. We do not offer financial advice, advisory or brokerage services, nor do we recommend or advise individuals or to buy or sell particular stocks or securities. Performance information may have changed since the time of publication. Past performance is not indicative of future results. Forbes Advisor adheres to strict editorial integrity standards. To the best of our knowledge, all content is accurate as of the date posted, though offers contained herein may no longer be available. The opinions expressed are the author's alone and have not been provided, approved, or otherwise endorsed by our partners.
Irish Times
13-05-2025
- Sport
- Irish Times
Why bonus points may not be all that useful in deciding rugby competitions
The business end of the rugby season has arrived and the English Premiership and United Rugby Championship tables, as ever, are being carefully scrutinised. Two from Bristol, Sale and Saracens are now vying to make the Premiership playoffs with two games left while the race for the URC top eight will boil down to the final weekend. At which point some know-all will intone the well-worn mantra: bonus points will be crucial. And we'll all nod solemnly and start contemplating how Team X or Team Y can best set about scoring either four tries or losing by seven points or fewer. Without necessarily stopping to think whether the cold, hard mathematics support that supposition – or indeed ever have done. If you go and consult Dr Ellie Nesbitt, a senior lecturer in sports management at Nottingham Trent University, a very different picture emerges. Having crunched the Premiership numbers for the past 25 years, she found bonus points made a major difference to – wait for it – just 2.28 per cent of team positions in the 24 seasons in which they have previously featured. 'Bonus points are not quite irrelevant but they're definitely not making the impact they were probably designed to do,' she says. Hang on. That hard-earned losing away point in the rain at Sale? That valiant fourth try in the dying seconds against Bath? It turns out they barely count in the wider scheme of things. Nesbitt discovered that a whopping 92 per cent of Premiership league placings were totally unaffected by their inclusion. READ MORE No fewer than 10 of those aforementioned 24 Premiership seasons would have ended up with precisely the same league table had bonus points not been included. And in the 8 per cent of occasions where teams would have finished in another position, it still made little material difference in terms of playoff or Champions Cup qualification. Which, for the curious-minded Nesbitt, prompts wider questions. Hailing from a football background, she only became interested in rugby union because her partner was playing at Burton RFC. Watching his team constantly looking for bonus points set her analytical brain whirring. 'Even in their league they chase them. But then I looked at the data and told them: 'It didn't make any difference.' I take the caveat that it potentially creates more of a spectacle but at the end of a season the difference is so marginal. So then you start to question it. 'What is the point of all of this? Is it time for a refresh?' For me it warrants a look at the effectiveness of bonus points. But no one in rugby union seems to be bothered that they're not making an impact.' It is a fair cop. Take Sale who have claimed only nine bonus points – the second-lowest in the league – and still sit in the top four. What will almost certainly determine their final placing in relation to the Bears, as ever, will be their respective number of wins. It is more than possible the Sharks will finish ahead of Bristol with seven fewer bonus points. So much for attacking rugby paying extra dividends. But let's open our minds up beyond decimal points. Nesbitt's research around competitive balance, incorporated last year into the Leonard Curtis financial report on English club rugby, invites us to contemplate a landscape totally free of such added complications. What if even the slightly tweaked French system – a bonus point for scoring at least three more tries than the opposition – is a hareng rouge? Because what if the extra layer of complexity, rather than enticing more people to enjoy the sport, is actively diluting rugby union's popularity? 'It's weird to me that bonus points only really exist in rugby,' says Nesbitt, suggesting football's relative simplicity is not an insignificant part of its appeal. 'Rugby has so many layers that it's difficult to get into. And when something is difficult to get into – whether that's sport, music or history – people switch off. I don't think rugby has helped itself over the years.' She also wonders aloud if playoff semi-finals represent another well-intentioned idea that might have had its day. The team finishing either first or second in the regular season has gone on to win the Premiership 20 times out of the past 22 editions. Nesbitt's logical academic brain tells her it would be much simpler to save everyone a ton of hassle and just stage a final between the top two sides. Looking further ahead, she argues, the league also needs to work out who, exactly, it is trying to please. At present, amid plans to launch a franchise Premiership model in autumn 2026, she suggests it is being hampered by blurred vision. 'The reason why a franchise system works in America is because they also have the draft and a salary cap. Rugby union seems to have this half European, half American approach but it doesn't seem to work for them either way.' Rather than using bonus points as a comfort blanket, accordingly, her analysis points to a more equitable spread of talent and spending power across the league as being more important. 'The issue with rugby union is that the same patterns occur each year because no changes are made. What are your motivations? What do you want from the league? 'If they want to make it a spectacle and make people excited about rugby, I have no doubt the franchise approach could do that. But it is not necessarily going to fix all their problems.' Plenty for us all to ponder, whether you love bonus points or not, before this season's final push. – Guardian
