![[팟캐스트] (702) 재테크, 임장 영어로?](/_next/image?url=https%3A%2F%2Fwimg.heraldcorp.com%2Fnews%2Fcms%2F2025%2F07%2F07%2Fnews-p.v1.20250707.7cf2ef3976ee4a1b82c7f94d1f296e0d_T1.png&w=3840&q=100)
[팟캐스트] (702) 재테크, 임장 영어로?
진행자: 최정윤, Chelsea Proctor
기사 요약: 그 어느 때보다 빨리 노후 대비를 시작하고 있는 대한민국 청년들, 지금 월급으로는 평생 모아도 집을 못 산다는 두려움에 그들이 선택한 재테크 전략은?
[1] Twenty-eight-year-old Kim goes on a five-hour trip to Ulsan, or any other region, as soon as she gets off work on a weekday. Not for sightseeing or to visit friends, but for property viewing. "I get off work at 6 p.m. then head to Seoul Station to go for 'imjang' — a Korean term for site visit or field research on real estate properties — in different regions," she told The Korea Herald.
property viewing: 집 보기, 임장
real estate property: 부동산
[2] Over the past two years, Kim has spent 10 million won (about $7,400) on investment courses. What she learned was simple, if sobering: With her current income, saving will never buy her a home. Investing is her only option.
sobering: 번쩍 정신이 들게 하는, 심각[진지]하게 만드는
investment know-how: 재테크 노하우
[3] Among her preferred strategies is a method known as 'gap investment,' which leverages Korea's unique "jeonse" lease system. Under a jeonse lease, tenants pay a lump-sum deposit, often 60 to 80 percent of the home's value, instead of monthly rent. Landlords hold the deposit during the lease, usually to earn interest from a bank, and return it in full at the end of the contract.
leverage: ~을 유리하게 사용하다, ~을 담보로 하다
lump sum: 일시불, 일시불로 지불하는 금액
deposit: 보증금
[4] Through this approach, Kim now owns two apartments in Ulsan worth 600 million won, having put up only 100 million won of her own money. To acquire what she has now, Kim has spent every weekend walking over 20 kilometers each day to study neighborhoods — their environments, schools, and proximity to public transportation and other facilities — all the elements that factor into buying a house.
Try Our AI Features
Explore what Daily8 AI can do for you:
Comments
No comments yet...
Related Articles
Korea Herald
an hour ago
- Korea Herald
Who gets Korea's cash handouts? Rules for foreign residents explained
If you're a permanent resident covered by the national health insurance system, check the detailed criteria — you may be eligible for at least 150,000 won Foreign residents living with Korean nationals may be eligible for South Korea's new cash handout program, which aims to revive consumer spending and bolster household income starting July 21. Backed by a supplementary budget of 31.8 trillion won ($23.3 billion), the program offers a one-time payment of at least 150,000 won (about $110) to all Koreans residing in the country as of June 18. "The purpose of the 'consumption coupons' is to stimulate sluggish spending, revitalize the local economy, and support Korean incomes. Therefore, in principle, foreigners are excluded,' Vice Interior Minister Kim Min-jae said at a briefing on Saturday. Still, he noted that some exceptions apply. Foreign nationals may qualify if they are listed on the same household registration as at least one Korean and are enrolled in the national health insurance system, either as a subscriber or dependent, or if they receive medical aid. They may also apply if they are permanent residents with an F-5 visa, marriage migrants with an F-6 visa, or recognized refugees with an F-2-4 visa and are covered by national health insurance or medical aid. Korean citizens who have been staying abroad can also receive the payment if they return to Korea between June 18 and Sept. 12 and verify their entry records. A second rollout of the subsidy program is planned for September, with 90 percent of all Koreans eligible to receive a fixed payment of 100,000 won. Eligibility will be determined based on income and asset levels. For foreign nationals and refugees, the same criteria apply as in the first program. And if you live outside the greater Seoul area or in designated regions facing rapid population decline, you will receive an additional 30,000 or 50,000 won. The coupons can be used at small local businesses with annual revenue under 3 billion won, including traditional markets, neighborhood supermarkets, restaurants, barbershops and beauty salons. They cannot be used at major discount chains, department stores, duty-free shops, or directly operated franchise outlets. Applications and distribution will continue for eight weeks through September 12. Payments will be issued via credit or debit cards, prepaid cards, or local government-issued gift certificates. The money can be used until Nov. 30. Any unused balance after that date will be returned to the government. ssh@
Korea Herald
13 hours ago
- Korea Herald
Korea hosts largest offshore wind event, doubles global participation
Global developers, Korean suppliers hold 44 business meetings to strengthen offshore wind ties The Korea Wind Energy Industry Association said Monday it successfully hosted the nation's largest offshore wind power event, solidifying its role as a hub for international collaboration in renewable energy. The second annual Offshore Wind Supply Chain Conference & Exhibition was held on Wednesday and Thursday at Bexco convention center in Busan. This year's event brought together 74 offshore wind supply chain companies from around the world, including those from the United Kingdom, Japan, Taiwan and the Netherlands. This was twice the number of companies from last year and attracted 2,250 visitors. 'With the successful completion of both last year's and this year's events, the Offshore Wind Supply Chain Conference & Exhibition has firmly established itself as Korea's leading offshore wind power industry gathering,' said an association official. During the event, industry leaders and experts discussed a range of topics, including Korea's policy support, changes in wind farm financing under the second Donald Trump administration and strategies to enhance regional collaboration in Asia's offshore wind industry. According to the association, Korean energy solutions provider Doosan Enerbility signed partnership agreements with 10 companies during the event to jointly strengthen the offshore wind supply chain. Additionally, 44 meetings were held between Korean supply chain businesses and global developers. FoundOcean of the UK, a world-leading company specializing in securing offshore structures to the seabed, also signed a technology collaboration agreement with K-BETS, a leading Korean offshore structure specialist. New programs, such as tours to nearby supply chain businesses in Busan, Ulsan and South Gyeongsang Province, also received positive feedback, the association said. 'The KWEIA will keep striving to highlight Korea's supply chain capabilities and help revitalize the domestic wind power market,' the official added.
Korea Herald
13 hours ago
- Korea Herald
[팟캐스트] (702) 재테크, 임장 영어로?
'No hope on my salary': Young South Koreans turn to early investing 진행자: 최정윤, Chelsea Proctor 기사 요약: 그 어느 때보다 빨리 노후 대비를 시작하고 있는 대한민국 청년들, 지금 월급으로는 평생 모아도 집을 못 산다는 두려움에 그들이 선택한 재테크 전략은? [1] Twenty-eight-year-old Kim goes on a five-hour trip to Ulsan, or any other region, as soon as she gets off work on a weekday. Not for sightseeing or to visit friends, but for property viewing. "I get off work at 6 p.m. then head to Seoul Station to go for 'imjang' — a Korean term for site visit or field research on real estate properties — in different regions," she told The Korea Herald. property viewing: 집 보기, 임장 real estate property: 부동산 [2] Over the past two years, Kim has spent 10 million won (about $7,400) on investment courses. What she learned was simple, if sobering: With her current income, saving will never buy her a home. Investing is her only option. sobering: 번쩍 정신이 들게 하는, 심각[진지]하게 만드는 investment know-how: 재테크 노하우 [3] Among her preferred strategies is a method known as 'gap investment,' which leverages Korea's unique "jeonse" lease system. Under a jeonse lease, tenants pay a lump-sum deposit, often 60 to 80 percent of the home's value, instead of monthly rent. Landlords hold the deposit during the lease, usually to earn interest from a bank, and return it in full at the end of the contract. leverage: ~을 유리하게 사용하다, ~을 담보로 하다 lump sum: 일시불, 일시불로 지불하는 금액 deposit: 보증금 [4] Through this approach, Kim now owns two apartments in Ulsan worth 600 million won, having put up only 100 million won of her own money. To acquire what she has now, Kim has spent every weekend walking over 20 kilometers each day to study neighborhoods — their environments, schools, and proximity to public transportation and other facilities — all the elements that factor into buying a house.
