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BT Money Hacks: Long-term investing - Still a safe bet or a risky hold?

BT Money Hacks: Long-term investing - Still a safe bet or a risky hold?

Business Times4 hours ago

You've heard it a hundred times: 'Stay invested. Think long-term. Don't time the market.' But in a world of constant crises, high interest rates, and rollercoaster markets, does that advice still hold up?
That is precisely the question the latest episode of Money Hacks by The Business Times explores. Host Howie Lim is joined by Tan Chin Yu, lead of Advisory Team, Providend and Yee Shen Hao, financial services manager, Phillip Securities. Between the three of them, they slice through the clichés with the precision of a well-sharpened spreadsheet.
Why listen?
Because everyone says 'stay the course' — but no one tells you how to do it without losing your nerve.
Because you may be mistaking volatility for failure — and that could be costing you real returns.
Because 'buy and hold' isn't a strategy if you're asleep at the wheel.
And because, let's be honest, some portfolios deserve to be left behind — no matter how long you've held them.
This isn't your average lecture on compound interest. Expect straight talk, a few myth-busting moments, and just enough edge to make you rethink what long-term investing actually means in 2025.
Listen to the full episode of Money Hacks now because investing isn't just about growing wealth—it's about making peace with uncertainty.
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As always, host Howie Lim encourages listeners to share their feedback or suggest ideas for future episodes by reaching out via email at btpodcasts@sph.com.sg.
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Written and hosted by: Howie Lim (howielim@sph.com.sg)
With Yee Shen Hao, financial services manager, Phillip Securities; and Tan Chin Yu, lead of Advisory Team, Providend
Edited by: Howie Lim & Claressa Monteiro
Produced by: Howie Lim & Chai Pei Chieh
A podcast by BT Podcasts, The Business Times, SPH Media
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Follow BT Money Hacks podcasts every Monday:
Channel: bt.sg/btmoneyhacks
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Website: bt.sg/moneyhacks
Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party's products and services. Please consult professional advisors for independent advice.
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Discover more BT podcast series:
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