Woman Asks to Join Fiancé's Phone Plan to 'Save Money,' but He Refuses Due to Her Financial 'Track Record'

Yahoo

8 hours ago

The 32-year-old says he can't risk taking on more expenses when his fiancée refuses to have open conversations about money
NEED TO KNOW
A man refuses to share a phone plan with his fiancée, citing her unstable income and lack of financial openness
He already pays the mortgage, utilities, and covers other expenses, while she avoids budgeting discussions
Past broken promises make him fear he'd end up paying the full phone bill if they combined plans
A man turns to Reddit for support following a tense disagreement with his fiancée over something as seemingly small as a phone plan.
In his post, the 32-year-old explains that the argument began when his 29-year-old partner told him she was feeling 'very upset' and accused him of not helping her enough financially.
'When I asked what that meant she said she is stressed financially and that we should at least be on the same phone plan so that she can save money,' he writes. He explains that he's currently on his mom's plan because it saves him a significant amount thanks to her nurse discount and other family plan benefits.
The man says he doesn't want to combine phone plans without more transparency. 'I told my fiancée I can't join plans together with her until she can at least have an open conversation about finances with me,' he writes.
Her current part-time jobs, he notes, are 'very unstable,' and he worries he may be the one footing the entire bill if she comes up "short on cash" one month.
"I've tried sitting her down several times in the past to discuss our finances and set a budget because she was falling short on a lot of her expenses," he writes. "She refused each time. I need to see hard numbers on paper like her income, debts, expenses, etc for me to consider being on her phone plan I told her."
The man notes that he already supports her in major ways. 'I pay all of the mortgage and utilities on my house that she lives in with me so I feel I'm helping her out tremendously in that way,' he writes.
He also does his own repairs on her car, saving her 'thousands by now,' and bails her out financially from time to time.
Even with those contributions, he says he's not in a position to take on more. 'I am very hesitant to take on any more extra expenses at this point,' he explains. For him, joining a shared phone plan isn't just a minor step — it's an additional liability he feels he can't afford.
In the comment section, one user told him it was "time to immediately tap the brakes on this engagement."
"Financial stress is one of the leading cause of divorce," they wrote. "You know what's really expensive? Weddings. You know what's even more expensive? Divorces."
Another Redditor joked, 'Sure I'll marry you. Share a phone plan? Slow down I'm not ready for that big of a commitment! LOL.'
However, the poster pushed back against the joke, clarifying his position. 'Not at all I'm just not in the best financial spot myself and have a plan to get out of it,' he replied, adding that it would be impossible to set himself up if he is 'overspending to help out when she isn't pulling her own weight financially.'
http://people-app.onelink.me/HNIa/kz7l4cuf
Never miss a story — sign up for to stay up-to-date on the best of what PEOPLE has to offer​​, from celebrity news to compelling human interest stories.
He points to a history of broken promises as another reason for his reluctance. 'Joining a phone plan with her is a liability at this point given her track record of not paying me back on money that was owed, false promises, etc,' he added.
He fears that what seems like a small commitment could lead to a larger financial strain. The post ends with the man questioning whether he is in the wrong for saying no.
Read the original article on People
Solve the daily Crossword