2024-2025 Mortgage Industry Insights Released by The Mortgage Collaborative
SAN DIEGO, Calif., Feb. 24, 2025 (SEND2PRESS NEWSWIRE) — The Mortgage Collaborative (TMC), a leading network of mortgage lenders dedicated to innovation and collaboration, has released its latest Pulse of the Network report, offering key insights into the challenges and opportunities shaping the mortgage industry in 2025. The survey, conducted with decision-makers—including CEOs, COOs, and department heads from banks, credit unions, and independent mortgage banks (IMBs)—highlights how lenders are preparing for a shifting market landscape.
'In a rapidly evolving mortgage environment, industry leaders are focusing on operational efficiency, strategic growth, and innovative technology to stay competitive,' said Jodi Hall, CEO and President at The Mortgage Collaborative. 'Our Pulse of the Network report provides a real-time look at the industry's top challenges and the strategic priorities guiding lenders into 2025.'
TOP INDUSTRY CHALLENGES
Lenders identified five critical issues they faced in 2024:
Housing Inventory & Affordability – Low inventory and high home prices continue to squeeze the market, limiting lending opportunities.
Rising Costs & Margin Pressure – Loan origination costs outpace revenue growth, driving the need for leaner operations.
Talent & Recruitment Struggles – Finding and retaining top Loan Officers (LOs) remains a challenge as competition intensifies.
Technology Inefficiencies – Many lenders report their tech stacks are costly and underperforming, prompting a shift toward smarter automation.
Revenue Growth in a Tight Market – With fewer refinancing opportunities, lenders are focusing on new loan products and stronger borrower relationships.
KEY STRATEGIES FOR SUCCESS
Despite challenges, lenders are proactively adjusting their strategies and focusing on these goals in 2025:
Boosting Loan Volume & Revenue – Expanding partnerships, launching new loan products, and enhancing digital marketing.
Optimizing Technology – Streamlining tech stacks, automating workflows, and improving borrower experiences.
Enhancing Talent Retention – Strengthening workplace culture, compensation, and mentorship programs.
Building Leaner Operations – Cutting inefficiencies and leveraging AI to reduce manual workloads.
Strengthening Industry Collaboration – Engaging in peer networks, benchmarking, and market insights.
THE PATH FORWARD
The mortgage industry is poised for transformation in 2025, and TMC's Pulse of the Network report underscores the importance of adaptability, strategic investment, and collaboration. By focusing on efficiency, technology, and talent, lenders can position themselves for growth in an unpredictable market.
'At TMC, we believe success isn't just about navigating today's challenges—it's about preparing for the future,' added Jodi Hall. 'Our network is committed to empowering lenders with the insights, tools, and connections needed to thrive in any market conditions.'
For the full report visit our blog.
About The Mortgage Collaborative:
The Mortgage Collaborative (TMC) is a member-driven organization dedicated to empowering mortgage lenders across the U.S. through networking, education, and advocacy. By fostering an environment of collaboration and innovation, TMC supports the success of its members, ensuring they thrive in a rapidly evolving industry. For more information, visit www.mortgagecollaborative.com.
NEWS SOURCE: The Mortgage Collaborative
Keywords: Mortgage, The Mortgage Collaborative, Mortgage Industry Insights, Mortgage Lender Survey, CEO Jodi Hall, networking, education, and advocacy, SAN DIEGO, Calif.
This press release was issued on behalf of the news source (The Mortgage Collaborative) who is solely responsibile for its accuracy, by Send2Press® Newswire. Information is believed accurate but not guaranteed. Story ID: S2P124246 AP-R15TBLLI
RIGHTS GRANTED FOR REPRODUCTION IN WHOLE OR IN PART BY ANY LEGITIMATE MEDIA OUTLET - SUCH AS NEWSPAPER, BROADCAST OR TRADE PERIODICAL. MAY NOT BE USED ON ANY NON-MEDIA WEBSITE PROMOTING PR OR MARKETING SERVICES OR CONTENT DEVELOPMENT.
Hashtags
Try Our AI Features
Explore what Daily8 AI can do for you:
Comments
No comments yet...
Related Articles
Associated Press
13 hours ago
- Associated Press
Osborne Mint Hosts Striking Ceremony for 2025 ANA Show Eagle Coin
CINCINNATI, Ohio, Aug. 13, 2025 (SEND2PRESS NEWSWIRE) — Osborne Mint in Cincinnati hosted a striking ceremony on July 23rd for the 2025 ANA Show Eagle coin, celebrating history, artistry, and numismatic tradition. This marks the second release in the acclaimed ANA Show Eagle series, which debuted at the 2024 World's Fair of Money. The event gathered an impressive roster of industry leaders and honored guests, including acclaimed designer Joel Iskowitz, American Numismatic Association President Tom Uram, Osborne Mint executives, and other dignitaries. Attendees were welcomed with light snacks and refreshments before embarking on a guided tour of Osborne Mint, offering an inside look at America's oldest private mint and its historic production process. Iskowitz, the artist behind both the 2024 and 2025 ANA Show Eagle coins, brought even more significance to the event. Widely regarded as one of the most celebrated names in coin design, he is known for blending historical depth with artistic excellence. After training at the School of Visual Arts and working at the Franklin Mint, he joined the U.S. Mint's Artistic Infusion Program in 2005. His work has since appeared on over 50 coins and medals, including the America the Beautiful Quarters and Presidential Dollars. Iskowitz also designed several Congressional Gold Medals and a portrait of Queen Elizabeth II for British Commonwealth coinage. His initials appear on the coin. The day's highlight was the striking ceremony led by industry expert Chang Bullock, founder and President of Minted Assets. Guests in attendance witnessed 12 one-ounce silver coins being struck live on Osborne Mint's brand-new Sack and Kielsselbach MPP-250 hydraulic press. World-renowned mints across the globe rely on the Sack and Kiesselbach MPP-250 hydraulic press for its unmatched precision and consistency in producing high-quality numismatic coins. Osborne Mint proudly welcomed this state-of-the-art piece of equipment to enhance their existing capabilities in crafting silver and gold numismatics and collectibles with exceptional detail and artistry. The 2025 ANA Show Eagle honors Oklahoma City, host of this year's World's Fair of Money, featuring James Earle Fraser's iconic End of the Trail statue. A powerful symbol of Native American endurance and cultural heritage, the piece shares a historical connection with Fraser's beloved Buffalo Nickel, both of which are modeled after Chief John Big Tree. The coin's reverse pairs the End of the Trail with a soaring eagle, connecting it to the ANA Show Eagle series and celebrating the resilience of Native American culture. Fraser's profile is included alongside the design, grounding the piece in its artistic roots. The obverse features Nomisma, the classical Greek personification of money, holding the Oklahoma State quarter, which serves as this year's official ANA show logo. In a unique tribute to the quarter's designer, Susan Gamble's name replaces the date on this coin. The phrase E Pluribus Unum crowns the design, honoring both the nation's motto and the passion that unites collectors at the World's Fair of Money each year. The Ascension Island backed coins are minted in both gold and silver. The gold coin, with a denomination of $100, is crafted from 1 oz of 99.99% pure gold and is limited to just 100 pieces. The silver coin, with a $5 denomination, is struck from 1 oz of 99.9% pure silver and limited to 500 pieces. Following last year's debut coin featuring Chicago's Cloud Gate sculpture, demand for the 2025 ANA Show Eagle is already high. Collectors and history enthusiasts will find it a meaningful tribute to Oklahoma's cultural legacy and the enduring art of coinage. For more information on Osborne Mint visit For information about the ANA Show Eagle series, visit About Osborne Mint: Founded in 1835, Osborne Mint is America's oldest private mint and remains a cornerstone of U.S. numismatic history. Known for its meticulous craftsmanship and innovation, Osborne has produced tokens, medals, and commemorative coins for nearly two centuries, serving clients that include the U.S. government, Fortune 500 companies, and private collectors worldwide. Each piece struck at Osborne carries forward a legacy of American artistry and tradition. Learn more: MULTIMEDIA: Image link for media: Image caption: Acclaimed coin designer Joel Iskowitz (L) and American Numismatic Association President Tom Uram (R), holding the 2025 ANA Show Eagle coin. NEWS SOURCE: Osborne Mint Keywords: Product Launches, Osborne Mint, 2025 ANA Show Eagle, World's Fair of Money, numismatic tradition, coin design, Ascension Island backed coins, Acclaimed coin designer Joel Iskowitz, CINCINNATI, Ohio This press release was issued on behalf of the news source (Osborne Mint) who is solely responsibile for its accuracy, by Send2Press® Newswire. Information is believed accurate but not guaranteed. Story ID: S2P128443 APNF0325A To view the original version, visit: © 2025 Send2Press® Newswire, a press release distribution service, Calif., USA. RIGHTS GRANTED FOR REPRODUCTION IN WHOLE OR IN PART BY ANY LEGITIMATE MEDIA OUTLET - SUCH AS NEWSPAPER, BROADCAST OR TRADE PERIODICAL. MAY NOT BE USED ON ANY NON-MEDIA WEBSITE PROMOTING PR OR MARKETING SERVICES OR CONTENT DEVELOPMENT. Disclaimer: This press release content was not created by nor issued by the Associated Press (AP). Content below is unrelated to this news story.
Yahoo
15 hours ago
- Yahoo
Why TMC The Metals Company Stock Sank 10% Last Month and Has Kept Falling in August
Key Points TMC stock lost ground in July as the U.S. made some significant concessions in order to advance trade negotiations with China. Striking a deal for access to Chinese rare earth minerals is at the heart of the U.S.'s aims in trade negotiations, and this raises questions for TMC. A trade deal between the U.S. and China could soften TMC's growth trajectory, but the company still has big opportunities in domestic mineral sourcing. 10 stocks we like better than TMC The Metals Company › TMC The Metals Company (NASDAQ: TMC) stock got hit with a significant pullback in July's trading. The company's share price slumped 10% in a month of trading that saw the S&P 500 index rise 2.2% and the Nasdaq Composite index jump 3.7%. While the broader market rose in relation to developments that suggested that the U.S. and China could be moving closer to a trade deal that would lower tariffs and resolve other key issues, TMC stock saw a pullback as a result of the news. On the other hand, recent pullbacks for its share price come on the heels of a massive valuation run-up for the company this year. TMC stock lost ground amid U.S.-China trade developments Last month, the Trump administration announced that it was lifting licensing requirements and export restrictions that effectively prohibited high-end artificial intelligence (AI) chips from Nvidia and AMD from being sold to the Chinese market. Export restrictions and licensing requirements on semiconductor manufacturing equipment are also being lifted. The big shift on key tech exports to China represented a concession from President Donald Trump in order to increase the likelihood of getting serious negotiations for a trade deal initiated in the not-too-distant future. While the Trump administration has seemingly been willing to cede some key ground when it comes to some of the U.S.'s competitive advantages in AI, it's hoping that the move will help secure longer-term access to China's rare earth mineral supply. Adversarial relations between the U.S. and China have increased the strategic importance of domestic mineral sourcing operations and paved the way for TMC stock to see huge gains this year. With some recent steps toward trade negotiations between the U.S. and China, TMC's big rally has taken a bit of a breather. TMC's share price has continued to slide in August As of this writing, TMC stock is down roughly 10% in August's trading. While there haven't been any major, negative business-specific catalysts for the company, investors have continued to take profits and reduce exposure to the stock in light of uncertain trade dynamics. Despite some recent sell-offs, the company's share price is still up roughly 378% year to date as of this writing. TMC now has a market capitalization of roughly $1.9 billion and is still in a pre-revenue state. While the company will still need to secure key permitting and other regulatory approvals in order to kick off its commercial seabed mining operations, there seems to be a good chance that increased government support for domestic rare earth mining projects will help facilitate TMC's operational launch and scaling. Betting on that outcome is still a risky proposition, but an executive order signed by President Trump to expedite the review of permitting applications for seabed-mining bodes well for the company. While a trade deal with China could help alleviate near-term concerns about rare earth mineral sourcing, increasing domestic production capabilities will likely continue to be a priority along economic and national security lines. Should you buy stock in TMC The Metals Company right now? Before you buy stock in TMC The Metals Company, consider this: The Motley Fool Stock Advisor analyst team just identified what they believe are the for investors to buy now… and TMC The Metals Company wasn't one of them. The 10 stocks that made the cut could produce monster returns in the coming years. Consider when Netflix made this list on December 17, 2004... if you invested $1,000 at the time of our recommendation, you'd have $653,427!* Or when Nvidia made this list on April 15, 2005... if you invested $1,000 at the time of our recommendation, you'd have $1,119,863!* Now, it's worth noting Stock Advisor's total average return is 1,060% — a market-crushing outperformance compared to 182% for the S&P 500. Don't miss out on the latest top 10 list, available when you join Stock Advisor. See the 10 stocks » *Stock Advisor returns as of August 11, 2025 Keith Noonan has no position in any of the stocks mentioned. The Motley Fool has no position in any of the stocks mentioned. The Motley Fool has a disclosure policy. Why TMC The Metals Company Stock Sank 10% Last Month and Has Kept Falling in August was originally published by The Motley Fool Fehler beim Abrufen der Daten Melden Sie sich an, um Ihr Portfolio aufzurufen. Fehler beim Abrufen der Daten Fehler beim Abrufen der Daten Fehler beim Abrufen der Daten Fehler beim Abrufen der Daten
Associated Press
3 days ago
- Associated Press
Two Prominent Professors to Keynote 25th Annual Neurotech Leaders Forum
SAN FRANCISCO, Calif., Aug. 11, 2025 (SEND2PRESS NEWSWIRE) — Neurotech Reports, the publisher of the Neurotech Business Report newsletter, announced that two prominent figures in the field of neurotechnology will keynote the 2025 Neurotech Leaders Forum, which takes place November 5-6 in San Francisco. Edward Chang, chair of the department of neurological surgery at UC San Francisco, will discuss future applications of implanted brain sensing and stimulation devices. J. Thomas Mortimer, emeritus professor of biomedical engineering at Case Western Reserve University, will discuss his history as a pioneer developing implanted neurostimulation systems for chronic pain, diaphragm pacing, and bladder control. The 25th annual event will also feature sessions devoted to the business of neuromodulation, the investment outlook for neurotechnology, the convergence of AI and BCI technologies, new realities in regulatory and reimbursement policies, and several other topics. Neurotech Reports editors James Cavuoto, Jeremy Koff, JoJo Platt, and Victor Pikov will moderate panel discussions with key industry leaders. Several panelists and presenters were recently added to the agenda for the two-day conference. New speakers include Ryan Field, CEO of Kernel; Andreas Forland, CEO of Cognixion; and Oliver Armitage, newly appointed vice president of Axoft. Venture capital professionals participating in the meeting include Mir Imran, managing partner at InCube Ventures, and Lu Zhang, founder and managing partner of Fusion Fund. Among the new presenters this year are Emile Radyte, CEO of Samphire Neuroscience in the U.K., which has developed a wearable neuromodulation device for treatment of PMS and menstrual pain and Tetiana Aleksandrova, CEO of Subsense, Inc., which is developing a nonsurgical nanoparticle-based BCI system. The Platinum Sponsor at this year's event is Cirtec Medical. Micro Systems Technology is the Gold Sponsor. Silver sponsors include Velentium and Valtronic. 'As we celebrate our 25th year covering the neurotechnology industry, it's gratifying to have Prof. Mortimer, one of the founders of the field, and Prof. Chang, one of the most promising researchers and entrepreneurs, talk about the past and future of our industry,' said James Cavuoto, editor and publisher of Neurotech Reports. Neurotech Reports has extended the early-bird registration deadline until September 12, 2025. Also, Neurotech Reports still has openings for a small number of startup and early-stage firms who would like to present during one of two Entrepreneur Panels at the conference. To apply, visit this link: For more information, contact Neurotech Reports at 415 546 1259 or visit MULTIMEDIA: Image link for media: Image caption: Prof. Edward Chang, M.D., from UC San Francisco (L) and J. Thomas Mortimer, Ph.D., Emeritus from Case Western University (R) will keynote the 2025 Neurotech Leaders Forum in San Francisco. Neurotech Reports logo: NEWS SOURCE: Neurotech Reports Keywords: Biotechnology, neurostimulation, spinal cord, brain devices, chronic pain neuromodulation, Neurotech Reports, neurotechnology, keynote, 2025 Neurotech Leaders Forum, AI and BCI technologies, SAN FRANCISCO, Calif. This press release was issued on behalf of the news source (Neurotech Reports) who is solely responsibile for its accuracy, by Send2Press® Newswire. Information is believed accurate but not guaranteed. Story ID: S2P128348 APNF0325A To view the original version, visit: © 2025 Send2Press® Newswire, a press release distribution service, Calif., USA. RIGHTS GRANTED FOR REPRODUCTION IN WHOLE OR IN PART BY ANY LEGITIMATE MEDIA OUTLET - SUCH AS NEWSPAPER, BROADCAST OR TRADE PERIODICAL. MAY NOT BE USED ON ANY NON-MEDIA WEBSITE PROMOTING PR OR MARKETING SERVICES OR CONTENT DEVELOPMENT. Disclaimer: This press release content was not created by nor issued by the Associated Press (AP). Content below is unrelated to this news story.
