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Daily Mail
10 minutes ago
- Daily Mail
We paid HMRC thousands to boost our state pensions - months later, we've got no idea where the cash has gone
Pensioners who spent thousands of pounds to boost their state pensions have received nothing for their money since it vanished into government coffers months ago. Hundreds of thousands of older people rushed to take advantage of a special deal – before it ran out in April – that would increase their retirement income. The offer allowed people to fill gaps in state pension records going back to 2006, rather than just the past six years.
The Independent
41 minutes ago
- The Independent
Treasury considers inheritance tax reforms to fill £50bn spending gap in budget
Rachel Reeves is looking to raise more money by tightening the rules around inheritance tax in the autumn budget, it's been reported. Amid growing pressure regarding the state of the UK's finances ahead of the autumn budget, the chancellor is looking to address a blackhole left by Labour U-turns, higher borrowing and sluggish economic growth. Economists have warned Ms Reeves that she must raise taxes or tear up her flagship borrowing rules to fill the shortfall in public finances. According to a report in The Guardian, the Treasury is now looking at options on inheritance tax like changing rules to restrict the gifting of money and assets Under current rules, unlimited amounts of money and assets can be gifted to relatives and friends which avoids inheritance tax, provided that it is gifted at least seven years before the benefactor dies. Money given less than three years before is taxed at the full inheritance tax rate of 40 per cent, while gifts given between seven and three years has a 'taper relief' tax, which is between eight and 32 per cent. The Guardian reports that the Treasury is considering a lifetime cap to limit the amount of money an individual can donate outside of inheritance tax, as well as reviewing rules around the taper rate. 'With so much wealth stored in assets like houses that have shot up in value, we have to find ways to better tap into the inheritances of those who can afford to contribute more,' a source told the newspaper. 'It's hard to make sure these taxes don't end up with loopholes that undermine their purpose. But we are trying to work out what revenue might be raised and how to ensure it's a fair approach.' However, it has been reported that no substantive talks at a senior level have occurred about inheritance tax, and no decisions have been made. Reeves has already ruled out increases to income tax, national insurance and VAT, while inheritance tax brought in a record £6.7bn in 2022-2023. However, recent analysis that showed wealthy investors are leaving the UK because of measures such as the abolition of non-dom status has caused nervousness. A Treasury spokesperson said: 'As set out in the plan for change, the best way to strengthen public finances is by growing the economy – which is our focus. Changes to tax and spend policy are not the only ways of doing this, as seen with our planning reforms, which are expected to grow the economy by £6.8bn and cut borrowing by £3.4bn. 'We are committed to keeping taxes for working people as low as possible, which is why at last autumn's budget we protected working people's payslips and kept our promise not to raise the basic, higher or additional rates of income tax, employee national insurance or VAT.'
Auto Car
41 minutes ago
- Auto Car
This Polestar just went nearly 600 MILES without charging on real UK roads!
Unmodified Polestar 3 beats its official range by 143 miles and sets a new benchmark for EV SUVs Open gallery Polestar 3 used for the attempt was completely factory-spec SUV achieved efficiency of 5.1 miles per kilowatt hour during the run Close The Polestar 3 has claimed the world record for the longest distance travelled by an electric SUV on one charge, cracking nearly 600 miles in one hit on UK roads. The new Long Range version of Polestar's flagship SUV, with a 107kWh battery and a single 295bhp motor on the rear axle, managed 581.3 miles of driving around the east of England. That comfortably beats the 3's 438-mile official range and smashes the previous record of 569.64 miles, set by the Ford Mustang Mach-E last year. The distance travelled equates to a final efficiency figure of 19.5kWh per 100 miles, or 5.13mpkWh, which is in line with the official WLTP efficiency figures of some small electric cars weighing around two-thirds as much as the 2.4-tonne 3. Polestar said the SUV continued for eight miles after the battery charge readout reached 0% and still managed to get to a charger, suggesting it could even have gone slightly farther. Crucially, the car used for the attempt was completely unmodified – even using the standard Michelin Sport 4 EV tyres – and the attempt was carried out on open public roads, including single-track lanes, dual carriageways and B-roads. The news comes a week after Chevrolet revealed its new Silverado EV pickup truck had managed a whopping 1060 miles on a single charge, but that was with light modifications in place and took seven days to complete. Furthermore, the Chevy's 205kWh battery pack is around twice the size of the Polestar's and it averaged 4.9mpkWh, compared with the Swedish car's 5.1mpkWh. The current outright range record for an unmodified electric car, as recognised by Guinness World Records, is held by the Lucid Air. However, the Polestar's record-chasing run was undertaken in conditions that better reflect real-world driving so is more relevant to consumers, explained Sam Clarke, one of three drivers who piloted the car during the attempt. 'This is a 'journey' record, which means that we use public roads, we have to adhere to normal speed limits and we can't go over the same road twice, so effectively we do one very large loop, as best we can.' That last requirement presented a significant obstacle, as not only did it become increasingly difficult to avoid previously used roads while remaining on the flat ground needed to maximise range, but it also meant that any late changes to the route could have quashed the team's chances of setting a record. 'We did have one particular jeopardy when we got to Melton Mowbray at the very tail end of the run and it turned out there was a cycle race on the next day, so a load of the roads were closed. Every time we tried to change direction, we found another road closure and another road closure...' said Clarke. Fortunately, some quick thinking from the navigator got the team back on a diversion route without having too drastic an impact on remaining range. Clarke said the journey record is more relevant than the outright range record because 'it's the closest thing to the real world, on proper roads at proper speeds'. He added: 'We're not suggesting for a second that everybody can achieve the same ranges that we did, but we did exceed the WLTP figures by some margin, so it just shows what's possible. Driving a little bit more efficiently – which ultimately equates to just moving your right foot a few less millimetres each time – can actually generate significant amounts of range'. Figures like this, while not necessarily achievable in everyday driving, help to show that 'EVs really can go a long way now', Clarke said, and 'the range anxiety phraseology we've seen in our industry for many years is rapidly diminishing'. Clarke, who has taken part in several previous EV record-breaking runs (including the Mustang Mach-E one last year), said range anxiety as a concept is 'definitely dying' but 'the infrastructure still needs to continue to improve as the technology advances in the vehicles as well'. Join our WhatsApp community and be the first to read about the latest news and reviews wowing the car world. Our community is the best, easiest and most direct place to tap into the minds of Autocar, and if you join you'll also be treated to unique WhatsApp content. You can leave at any time after joining - check our full privacy policy here. Next Prev In partnership with
