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Shoppers baffled as Nectar card issue leaves them 'overdrawn'

Shoppers baffled as Nectar card issue leaves them 'overdrawn'

Daily Record13 hours ago
Nectar card owners have expressed their frustrations after they discovered their accounts had somehow become 'overdrawn' with negative balances, something they didn't know could happen
A Sainsbury's shopper has taken to Reddit to voice their bewilderment after their Nectar card account displayed a negative balance. The customer posted a screenshot showing they were -115 points in the red, equating to a monetary deficit of -57p.

Nectar, one of the UK's most popular loyalty card schemes, enables members to collect points through various large outlets including Sainsbury's, eBay, Argos, and British Airways, which can then be redeemed for discounts in-store or rewards online such as flight savings. Yet, as one user's experience suggests, complications can arise.


"Gone overdrawn on my Nectar account," the individual wrote on the CasualUK subreddit, sparking a discussion with others speculating on the cause of the issue. Another Reddit user responded, sharing that their account was also in the red - sitting at -464 points.
A second commenter shared their own experience. "Happened to me," they said. "Returned a TV (£1500) bought via eBay. Had already spent the points. Went badly into the Red when they took them back."
Meanwhile a third chimed in: "One time an error meant Sainsburys accidentally added 12k Nectar points to my account, they rectified it pretty quickly, HOWEVER, I had auto-convert to Avios enabled, so those 12,000 Nectar points were all turned into Avios immediately. So they took me 12,000 nectar points in debt."

A fourth Reddit user expressed frustration, saying: "This happened to me and it took me 6 months to get into the positive! It infuriated me, as surely it's the company's fault?!"
A fifth shopper shared: "Someone spent all my Nectar points, in London, I don't live anywhere near London and haven't been for years.
"Complained to Nectar, they froze the account, but won't replace the points, because I can't remember the exact year and month I opened the account, all I know is I've had it for about 20 years!"

One possible reason for a negative balance could be due to suspected fraudulent activity or other irregularities, as per Nectar's FAQ section, which states: "Redeemed points cannot be used again. If a transaction on which points are issued or redeemed is cancelled, reversed or not completed, we will reverse the associated points movement when instructed by the relevant Sponsor or Supplier. If insufficient points are available, or we suspect fraud or misconduct, Rewards may be refused or cancelled."
Earlier this month, Nectar announced a significant update that impacts anyone who collects points with eBay.
Starting from September 1, collectors will no longer be able to earn or redeem Nectar points directly on the eBay website. Nevertheless, shoppers can still accumulate Nectar points on eBay purchases by going through the Nectar app or website.
To continue earning points, users should search for eBay on the Nectar platform and then proceed to eBay via the provided link to complete their shopping.
In a positive twist, you'll now accumulate two Nectar points for every £1 spent on eBay - a rise from the current rate of one Nectar point. Any vouchers that you have already generated on eBay prior to 31 August will remain valid on eBay until their expiry date.
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Baileys launches new ‘epic' flavour in UK with a twist – but it's only available at 600 supermarkets
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Shoppers baffled as Nectar card issue leaves them 'overdrawn'
Shoppers baffled as Nectar card issue leaves them 'overdrawn'

Daily Record

time13 hours ago

  • Daily Record

Shoppers baffled as Nectar card issue leaves them 'overdrawn'

Nectar card owners have expressed their frustrations after they discovered their accounts had somehow become 'overdrawn' with negative balances, something they didn't know could happen A Sainsbury's shopper has taken to Reddit to voice their bewilderment after their Nectar card account displayed a negative balance. The customer posted a screenshot showing they were -115 points in the red, equating to a monetary deficit of -57p. ‌ Nectar, one of the UK's most popular loyalty card schemes, enables members to collect points through various large outlets including Sainsbury's, eBay, Argos, and British Airways, which can then be redeemed for discounts in-store or rewards online such as flight savings. Yet, as one user's experience suggests, complications can arise. ‌ ‌ "Gone overdrawn on my Nectar account," the individual wrote on the CasualUK subreddit, sparking a discussion with others speculating on the cause of the issue. Another Reddit user responded, sharing that their account was also in the red - sitting at -464 points. A second commenter shared their own experience. "Happened to me," they said. "Returned a TV (£1500) bought via eBay. Had already spent the points. Went badly into the Red when they took them back." Meanwhile a third chimed in: "One time an error meant Sainsburys accidentally added 12k Nectar points to my account, they rectified it pretty quickly, HOWEVER, I had auto-convert to Avios enabled, so those 12,000 Nectar points were all turned into Avios immediately. So they took me 12,000 nectar points in debt." ‌ A fourth Reddit user expressed frustration, saying: "This happened to me and it took me 6 months to get into the positive! It infuriated me, as surely it's the company's fault?!" A fifth shopper shared: "Someone spent all my Nectar points, in London, I don't live anywhere near London and haven't been for years. "Complained to Nectar, they froze the account, but won't replace the points, because I can't remember the exact year and month I opened the account, all I know is I've had it for about 20 years!" ‌ One possible reason for a negative balance could be due to suspected fraudulent activity or other irregularities, as per Nectar's FAQ section, which states: "Redeemed points cannot be used again. If a transaction on which points are issued or redeemed is cancelled, reversed or not completed, we will reverse the associated points movement when instructed by the relevant Sponsor or Supplier. If insufficient points are available, or we suspect fraud or misconduct, Rewards may be refused or cancelled." Earlier this month, Nectar announced a significant update that impacts anyone who collects points with eBay. Starting from September 1, collectors will no longer be able to earn or redeem Nectar points directly on the eBay website. Nevertheless, shoppers can still accumulate Nectar points on eBay purchases by going through the Nectar app or website. To continue earning points, users should search for eBay on the Nectar platform and then proceed to eBay via the provided link to complete their shopping. In a positive twist, you'll now accumulate two Nectar points for every £1 spent on eBay - a rise from the current rate of one Nectar point. Any vouchers that you have already generated on eBay prior to 31 August will remain valid on eBay until their expiry date.

Shoppers baffled after getting into 'debt' on Nectar cards
Shoppers baffled after getting into 'debt' on Nectar cards

Daily Mirror

time16 hours ago

  • Daily Mirror

Shoppers baffled after getting into 'debt' on Nectar cards

A shopper has been left confused after noticing their Nectar points balance appeared to be in the red, and it seems they're not the only one it has happened to A Sainsbury's customer has expressed their confusion online after seemingly falling into 'debt' on their Nectar card. Taking to Reddit, the shopper shared a screenshot of their account, which displayed a negative balance of -115 points - a monetary value of -57p. ‌ Nectar is loyalty-based card programme in which shoppers can accumulate points via a variety of participating retailers - most notably Sainsbury's, eBay, Argos and British Airways. These points can then be redeemed for discounts on future purchases or exchanged for rewards including savings on flights. However, according to one user, it appears things don't always go to plan. ‌ ‌ "Gone overdrawn on my Nectar account," they penned in the CasualUK subreddit, prompting others to offer a variety of theories as to how the problem may have occurred. It seems they weren't the only one to fall foul of the problem, as a second Reddit user revealed their account is currently 464 points in the red. "Happened to me," one person alleged of their own scenario. "Returned a TV (£1500) bought via eBay. Had already spent the points. Went badly into the Red when they took them back." A third shopper claimed: "One time an error meant Sainsburys accidentally added 12k Nectar points to my account, they rectified it pretty quickly, HOWEVER, I had auto-convert to Avios enabled, so those 12,000 Nectar points were all turned into Avios immediately. So they took me 12,000 nectar points in debt." ‌ Meanwhile a fourth Reddit user said: "This happened to me and it took me 6 months to get into the positive! It infuriated me, as surely it's the company's fault?!" And a fifth hit out: "Someone spent all my Nectar points, in London, I don't live anywhere near London and haven't been for years. "Complained to Nectar, they froze the account, but won't replace the points, because I can't remember the exact year and month I opened the account, all I know is I've had it for about 20 years!" ‌ One explanation for the negative could be the result of suspected fraud or misconduct, according to Nectar's FAQ page. It states online: "Redeemed points cannot be used again. If a transaction on which points are issued or redeemed is cancelled, reversed or not completed, we will reverse the associated points movement when instructed by the relevant Sponsor or Supplier. If insufficient points are available, or we suspect fraud or misconduct, Rewards may be refused or cancelled." Earlier this month, meanwhile, Nectar announced a huge change that affects anyone who collects points with eBay. As of September 1, you won't be able to collect or spend Nectar points directly on the eBay website. However, you will still be able to collect Nectar points on your eBay transactions when you shop through Nectar. To do this, you'll need to search for eBay on the Nectar app or website, then click on this to go through to the eBay website or app to make your purchase. The good news is, you'll now collect two Nectar points for every £1 spent at eBay - up from the current rate of one Nectar point. Any vouchers that you have already created on eBay before August 31 will remain valid on eBay until their expiration date. Nectar has been contacted for comment.

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